ACTIVE

Serdibel

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Financial year 2024 · closed on 31/12/2024

Net result

73,3 k €

-2.8% YoY

Gross margin

103,5 k €

+15.0% YoY

Equity

220,1 k €

+49.9% YoY

What does Serdibel do?

Serdibel is a Private limited company incorporated in 1968. Its main activity is: Activities of insurance agents and brokers. Its registered office is in Bernissart.

Legal situation

● Normal situation

BCE/KBO no. / VAT

BE 0402.514.366

Incorporation

01/01/1968

Legal form

Private limited company

Registered office

Rue de Stambruges(HAR) 19
7321 Bernissart · WallonieSee on map

Contributed capital

20 000,00 €

Latest accounts

31/12/2024

Activities (NACE)

66220Activities of insurance agents and brokers· main 66220Activities of insurance agents and brokers

Joint committees (1)

Signals

ProfitableSolid equityLow riskGood liquidityPositive cashflowPositive EBITDA

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Health score

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✦ Verdict · Analyst summary

Financials

Trend over 19 financial years

	2024		2023		2022		2021		2020		2019		2018		2017		2016		2015		2014		2013		2012		2011		2010		2009		2008		2007		2006
Income statement
Gross margin	103,5 k €	+15.0%	90 k €	+30.3%	69,1 k €	-22.6%	89,3 k €	+6.7%	83,7 k €	+93.8%	43,2 k €	-39.3%	71,1 k €	-2.7%	73,1 k €	-7.7%	79,2 k €	+600%	11,3 k €	+63.6%	6,9 k €	-50.2%	13,9 k €	-45.9%	25,6 k €	-17.9%	31,2 k €	+73.8%	18 k €	-36.9%	28,5 k €	-11.0%	32 k €	+283%	8,4 k €	-44.2%	15 k €
EBITDA	102,6 k €	+16.1%	88,3 k €	+95.3%	45,2 k €	-19.9%	56,5 k €	+6.7%	52,9 k €	+413%	10,3 k €	-77.3%	45,4 k €	-33.8%	68,7 k €	-13.2%	79,2 k €	+600%	11,3 k €	+173%	-15,6 k €	-212%	13,9 k €	+15.7%	12 k €	+23.0%	9,8 k €	+161%	3,7 k €	-78.0%	16,9 k €	-15.0%	19,9 k €	+138%	8,4 k €	-44.2%	15 k €
Operating result	101,9 k €	+16.2%	87,6 k €	+97.7%	44,3 k €	-20.6%	55,9 k €	+51.4%	36,9 k €	+694%	-6,2 k €	-121%	29,1 k €	-44.9%	52,8 k €	-17.2%	63,7 k €	+484%	10,9 k €	+151%	-21,4 k €	-495%	5,4 k €	+39.5%	3,9 k €	+76.8%	2,2 k €	+150%	-4,4 k €	-131%	14,1 k €	+579%	-2,9 k €	+34.0%	-4,5 k €	-760%	675,4 €
Net result	73,3 k €	-2.8%	75,5 k €	+145%	30,9 k €	-21.8%	39,5 k €	+81.5%	21,8 k €	+379%	-7,8 k €	-137%	21,3 k €	-27.8%	29,4 k €	-30.8%	42,5 k €	+592%	6,1 k €	+1332%	-498,8 €	-122%	2,3 k €	+140%	967 €	+40.8%	687 €	+105%	-14,2 k €	-229%	11 k €	+88.4%	5,9 k €	+132%	-18 k €	-1219%	1,6 k €
Balance sheet
Equity	220,1 k €	+49.9%	146,8 k €	+21.0%	121,4 k €	+34.1%	90,5 k €	+77.4%	51 k €	+74.3%	29,3 k €	-21.6%	37,3 k €	+0.7%	37,1 k €	-0.2%	37,1 k €	+7.3%	34,6 k €	+21.6%	28,5 k €	-1.7%	29 k €	+8.7%	26,6 k €	+3.8%	25,7 k €	+2.7%	25 k €	-36.2%	39,2 k €	+39.2%	28,1 k €	-78.4%	130,3 k €	-12.2%	148,3 k €
Total assets	411 k €	+41.4%	290,6 k €	+61.4%	180,1 k €	+55.9%	115,5 k €	+5.8%	109,2 k €	+69.9%	64,3 k €	-49.8%	128,1 k €	-9.2%	141,1 k €	-16.1%	168,1 k €	+226%	51,6 k €	+21.1%	42,6 k €	-7.4%	46 k €	-12.8%	52,7 k €	-13.4%	60,9 k €	-6.4%	65 k €	+28.8%	50,5 k €	-23.3%	65,8 k €	-59.6%	163,1 k €	-8.4%	178,1 k €
Cash	96,5 k €	-11.0%	108,5 k €	+124%	48,4 k €	-43.7%	86 k €	+187%	29,9 k €	+106%	14,5 k €	-79.5%	70,9 k €	+57.2%	45,1 k €	-37.5%	72,2 k €	+495%	12,1 k €	+576%	1,8 k €	-35.5%	2,8 k €	-2.6%	2,9 k €	-24.6%	3,8 k €	+38.7%	2,7 k €	-77.0%	11,9 k €	-72.7%	43,5 k €	-5.7%	46,1 k €	+20.0%	38,4 k €
Debts	190,8 k €	+32.7%	143,8 k €	+145%	58,7 k €	+135%	25 k €	-57.0%	58,2 k €	+66.2%	35 k €	-61.4%	90,8 k €	-12.7%	104 k €	-20.6%	131 k €	+994%	12 k €	-15.3%	14,1 k €	-17.1%	17 k €	-34.7%	26,1 k €	-25.9%	35,2 k €	-12.1%	40 k €	+253%	11,3 k €	-65.1%	32,5 k €	-0.9%	32,8 k €	+10.2%	29,7 k €
Other
Workforce	–		–		0,5 ETP		–		–		–		–		–		–		–		–		–		0,5 ETP	-44.4%	0,9 ETP	+28.6%	0,7 ETP	+40.0%	0,5 ETP	0.0%	0,5 ETP		–		–

Estimate

Indicative valuation

As an indication, this company is worth

between 500 k€ and 1 M€

See the valuation

Governance

Board of directors

Seen on filing of 31/12/2024 · 2 active · 9 ended

Active mandates

Julien POTVIN

Administrator - manager · since 01 octobre 2019

Active

POTVIN ASSURFINANCE

Administrator - manager · 0437.829.591

Represented by PATRICK POTVIN

Active

Ended mandates

POTVIN ASSURFINANCE

Administrator - manager · since 17 décembre 2008 · 0437.829.591

Represented by PATRICK POTVIN

Ended

POTVIN ASSURFINANCE

Director · since 17 décembre 2008 · 0437.829.591

Represented by PATRICK POTVIN

Ended

POTVIN ASSURFINANCE

Administrator - manager · since 17 décembre 2008 · 0437.829.591

Represented by PATRICK POTVIN

Ended

POTVIN ASSURFINANCE

Administrator - manager · since 17 décembre 2008 · 0437.829.591

Represented by PATRICK POTVIN

Ended

At this address

Other companies at this address

Company	CBE no.
HOLDING JUYIN● Active	0777.836.367
POTVIN ASSURFINANCE● Active	0437.829.591
UNIT JUYIN● Active	0781.831.579

Annual accounts

Full financial information

	2024	2023	2022	2021	2020	2019
Type of account	Abridged model	Abridged model	Abridged model	Micro model	Micro model	Micro model
Start of the financial year	01/01/2024	01/01/2023	01/01/2022	01/01/2021	01/01/2020	01/01/2019
Closing of the financial year	31/12/2024	31/12/2023	31/12/2022	31/12/2021	31/12/2020	31/12/2019
Length of the financial year	12 months	12 months	12 months	12 months	12 months	12 months
Filing date	03/10/2025	31/08/2024	30/08/2023	31/08/2022	11/08/2021	23/07/2020
General meeting	26/09/2025	30/08/2024	22/04/2023	23/04/2022	24/04/2021	25/04/2020
Currency of the financial year	EUR	EUR	EUR	EUR	EUR	EUR
NBB quality label	Satisfying controls	Satisfying controls	Satisfying controls	Satisfying controls	Satisfying controls	Satisfying controls

Ratios

Financial ratios

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Filings

Annual accounts filings

19 filings with the NBB

Model	Closing	General meeting	Filed	Language	Document
Abridged model	31/12/2024	26/09/2025	03/10/2025	French	PDF
Abridged model	31/12/2023	30/08/2024	31/08/2024	French	PDF
Abridged model	31/12/2022	22/04/2023	30/08/2023	French	PDF
Micro model	31/12/2021	23/04/2022	31/08/2022	French	PDF
Micro model	31/12/2020	24/04/2021	11/08/2021	French	PDF
Micro model	31/12/2019	25/04/2020	23/07/2020	French	PDF
Micro model	31/12/2018	27/04/2019	01/08/2019	French	PDF
Micro model	31/12/2017	28/04/2018	02/08/2018	French	PDF
Abridged model	31/12/2016	22/04/2017	03/08/2017	French	PDF
Abridged model	31/12/2015	23/04/2016	22/08/2016	French	PDF
Abridged model	31/12/2014	25/04/2015	26/08/2015	French	PDF
Abridged model	31/12/2013	26/04/2014	22/08/2014	French	PDF
Abridged model	31/12/2012	27/04/2013	26/08/2013	French	PDF
Abridged model	31/12/2011	28/04/2012	28/08/2012	French	PDF
Abridged model	31/12/2010	23/04/2011	30/08/2011	French	PDF
Abridged model	31/12/2009	24/04/2010	24/08/2010	French	PDF
Abridged model	31/12/2008	25/04/2009	27/08/2009	French	PDF
Abridged model	31/12/2007	26/04/2008	29/07/2008	French	PDF
Abridged model	31/12/2006	30/04/2007	30/08/2007	French	PDF

Estimate

Indicative valuation

Order of magnitude

As an indication, this company is worth

between 500 k€ and 1 M€

The detail comes with the Business plan: low and high bounds, the valuation bridge for each financial year, transaction multiples by sector and size, group valuation and exports.

Discover the Business plan

Disclaimer

Indicative estimate based on public sector multiples and the filed annual accounts. It is neither a certified valuation nor financial or investment advice.

Governance

Board of directors

Seen on filing of 31/12/2024 · 2 active · 9 ended

Active mandates

Julien POTVIN

Administrator - manager · since 01 octobre 2019

Active

POTVIN ASSURFINANCE

Administrator - manager · 0437.829.591

Represented by PATRICK POTVIN

Active

Ended mandates

POTVIN ASSURFINANCE

Administrator - manager · since 17 décembre 2008 · 0437.829.591

Represented by PATRICK POTVIN

Ended

POTVIN ASSURFINANCE

Director · since 17 décembre 2008 · 0437.829.591

Represented by PATRICK POTVIN

Ended

POTVIN ASSURFINANCE

Administrator - manager · since 17 décembre 2008 · 0437.829.591

Represented by PATRICK POTVIN

Ended

POTVIN ASSURFINANCE

Administrator - manager · since 17 décembre 2008 · 0437.829.591

Represented by PATRICK POTVIN

Ended

Shareholders

Ownership and network

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Belgian Official Gazette

Belgian Official Gazette publications

Mandates11/01/2024
STATUTS (TRADUCTION, COORDINATION, AUTRES MODIFICATIONS, ) - MODIFICATION FORME JURIDIQUE - DIVERS - DEMISSIONS, NOMINATIONS
PDF
Mandates05/12/2019
DEMISSIONS, NOMINATIONS
PDF
Mandates06/01/2017
DEMISSIONS, NOMINATIONS
PDF
Mandates22/01/2009
SIEGE SOCIAL - DEMISSIONS, NOMINATIONS - STATUTS (TRADUCTION, COORDINATION, AUTRES MODIFICATIONS, )
PDF
Mandates12/02/2008
CAPITAL, ACTIONS - DEMISSIONS, NOMINATIONS - STATUTS (TRADUCTION, COORDINATION, AUTRES MODIFICATIONS, )
PDF

Source: Belgian Official Gazette

Competition

Similar companies

A company's peers, by sector and size, are included in the Business plan.

See the Business plan

2024
Annual accounts 202473,3 k €↓
2023
Annual accounts 202375,5 k €↑
2022
Annual accounts 202230,9 k €↓
2021
Annual accounts 202139,5 k €↑
2020
Annual accounts 202021,8 k €↑
2019
Annual accounts 2019-7,8 k €↓
2018
Annual accounts 201821,3 k €↓
2017
Annual accounts 201729,4 k €↓
2016
Annual accounts 201642,5 k €↑
2015
Annual accounts 20156,1 k €↑
2014
Annual accounts 2014-498,8 €↓
2013
Annual accounts 20132,3 k €↑
2012
Annual accounts 2012967 €↑
2011
Annual accounts 2011687 €↑
2010
Annual accounts 2010-14,2 k €↓
2009
Annual accounts 200911 k €↑
2008
Annual accounts 20085,9 k €↑
2007
Annual accounts 2007-18 k €↓
2006
Annual accounts 20061,6 k €
01/01/1968
IncorporationPrivate limited company

10/15	1 240 000	1 180 000	1 050 000
70	8 630 000	8 120 000	7 940 000
9904	412 000	388 000	301 000
17/49	2 970 000	3 140 000	3 380 000
9087	24,3	23,1	21,8

Serdibel

Overview

What does Serdibel do?

Trend over 19 financial years

Indicative valuation

Board of directors

Other companies at this address

Financials

Full financial information

Financial ratios

Annual accounts filings

Valuation

Indicative valuation

Directors & structure

Board of directors

Ownership and network

Publications

Belgian Official Gazette publications

Similar companies

Similar companies

Timeline