ACTIVE

KREFISERVICING

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Financial year 2025 · closed on 31/12/2025

Net result

-46 k €

-178.0% YoY

Equity

828,5 k €

-5.3% YoY

What does KREFISERVICING do?

KREFISERVICING is a Public limited company incorporated in 1956. Its registered office is in Kontich.

Legal situation

● Normal situation

BCE/KBO no. / VAT

BE 0404.094.377

Incorporation

01/03/1956

Legal form

Public limited company

Registered office

Prins Boudewijnlaan 5 box 10
2550 Kontich · FlandreSee on map

Contributed capital

400 505,79 €

Latest accounts

31/12/2025

Joint committees (1)

Contacts

2 public details availableLog in to view

Signals

Solid equityLow riskGood liquidity

View the BCE/KBO Public Search record →

Health score

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✦ Verdict · Analyst summary

Financials

Trend over 16 financial years

	2025		2024		2023		2022		2021		2020		2019		2015		2014		2013		2012		2011		2010		2009		2008		2007
Income statement
Revenue	–		–		–		–		–		–		–		513,8 k €	-21.9%	657,6 k €	-26.9%	899,6 k €	-28.9%	1,3 M €	+15.3%	1,1 M €	+14.9%	955,9 k €	-18.3%	1,2 M €	-16.4%	1,4 M €	-18.0%	1,7 M €
EBITDA	-60,2 k €	+33.8%	-91 k €	+92.5%	-1,2 M €	-394%	-244,4 k €	-2.9%	-237,5 k €	-179%	300,1 k €	+162%	-480,2 k €	+95.8%	-11,3 M €	-14.5%	-9,9 M €	-8.7%	-9,1 M €	+64.8%	-25,8 M €	+4.7%	-27,1 M €	+39.1%	-44,5 M €	-24.2%	-35,8 M €	+32.3%	-52,9 M €	-4.6%	-50,6 M €
Operating result	-60,6 k €	+22.8%	-78,5 k €	+93.3%	-1,2 M €	-518%	-190,3 k €	-23.0%	-154,7 k €	-152%	300,1 k €	+162%	-487,3 k €	+95.9%	-11,8 M €	-7.9%	-10,9 M €	+11.7%	-12,4 M €	+58.1%	-29,5 M €	+5.4%	-31,2 M €	+35.8%	-48,5 M €	-22.9%	-39,5 M €	+28.2%	-54,9 M €	-5.5%	-52,1 M €
Net result	-46 k €	-178%	58,9 k €	+106%	-998,2 k €	-412%	-194,9 k €	-24.3%	-156,8 k €	-152%	299,7 k €	-9.3%	330,5 k €	-85.1%	2,2 M €	+5.4%	2,1 M €	+767%	241,8 k €	-64.5%	681,3 k €	-43.5%	1,2 M €	-11.1%	1,4 M €	-74.4%	5,3 M €	+38.0%	3,8 M €	+95.0%	2 M €
Balance sheet
Equity	828,5 k €	-5.3%	874,5 k €	-70.0%	2,9 M €	-63.4%	8 M €	-2.4%	8,2 M €	-1.9%	8,3 M €	+3.7%	8 M €	-86.1%	57,7 M €	+4.0%	55,5 M €	+3.9%	53,4 M €	+0.5%	53,2 M €	+1.3%	52,5 M €	+2.4%	51,3 M €	-3.1%	52,9 M €	+2.5%	51,6 M €	-0.3%	51,8 M €
Total assets	843,8 k €	-7.6%	913,4 k €	-87.0%	7 M €	-12.6%	8 M €	-3.0%	8,3 M €	-4.6%	8,7 M €	-57.0%	20,2 M €	-78.3%	93,1 M €	-3.2%	96,1 M €	-4.5%	100,7 M €	-22.2%	129,3 M €	-12.6%	147,9 M €	+11.4%	132,7 M €	+4.2%	127,4 M €	-9.1%	140,2 M €	+2.0%	137,5 M €
Cash	835,4 k €	-7.1%	899 k €	-15.2%	1,1 M €	+97.5%	536,6 k €	-31.7%	786,1 k €	+149%	315,6 k €	+4.4%	302,2 k €	-96.6%	9 M €	+86.4%	4,8 M €	+110%	2,3 M €	-27.6%	3,2 M €	-73.7%	12,1 M €	+5.7%	11,4 M €	+587%	1,7 M €	+26.9%	1,3 M €	-74.6%	5,2 M €
Debts	15,3 k €	-59.3%	37,6 k €	-99.1%	4,1 M €	+28152%	14,5 k €	+11.6%	13 k €	-92.5%	173,9 k €	-98.5%	11,9 M €	-47.9%	22,9 M €	-13.7%	26,6 M €	-19.8%	33,1 M €	-43.1%	58,2 M €	-22.9%	75,5 M €	+29.5%	58,3 M €	+18.9%	49 M €	-20.2%	61,5 M €	+11.0%	55,4 M €
Other
Workforce	–		–		–		–		–		–		–		25,2 ETP	-36.5%	39,7 ETP	-20.0%	49,6 ETP	-12.7%	56,8 ETP	-22.1%	72,9 ETP	-17.0%	87,8 ETP	+3.4%	84,9 ETP	-11.5%	95,9 ETP	+2.6%	93,5 ETP

Estimate

Indicative valuation

As an indication, this company is worth

between 500 k€ and 1 M€

See the valuation

Governance

Board of directors

Seen on filing of 31/12/2025 · 2 active · 40 ended

Active mandates

Dirk Deslagmulder

Director · since 31 mai 2024 · until 25 avril 2030

Active

Gustave Miroir

Managing director · since 31 mai 2024 · until 25 avril 2030

Active

Ended mandates

Dirk Deslagmulder

Director · since 01 juillet 2023

Ended

François Florquin

Chairman of the board of directors · since 22 avril 2021 · until 22 avril 2027

Ended

Gustave Miroir

Director · since 23 avril 2020 · until 23 avril 2026

Ended

Gustave Miroir

Director · since 23 avril 2020

Ended

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Annual accounts

Full financial information

	2025	2024	2023	2022	2021	2020
Type of account	Full model	Full model	Full model	Full model	Full model	Full model
Start of the financial year	01/01/2025	01/01/2024	01/01/2023	01/01/2022	01/01/2021	01/01/2020
Closing of the financial year	31/12/2025	31/12/2024	31/12/2023	31/12/2022	31/12/2021	31/12/2020
Length of the financial year	12 months	12 months	12 months	12 months	12 months	12 months
Filing date	27/04/2026	15/05/2025	29/04/2024	05/06/2023	19/05/2022	09/06/2021
General meeting	23/04/2026	24/04/2025	25/04/2024	27/04/2023	28/04/2022	22/04/2021
Currency of the financial year	EUR	EUR	EUR	EUR	EUR	EUR
NBB quality label	Satisfying controls	Satisfying controls	Satisfying controls	Satisfying controls	Satisfying controls	Satisfying controls

Ratios

Financial ratios

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Filings

Annual accounts filings

34 filings with the NBB

Model	Closing	General meeting	Filed	Language	Document
Full model	31/12/2025	23/04/2026	27/04/2026	Dutch	PDF
Full model	31/12/2024	24/04/2025	15/05/2025	Dutch	PDF
Full model	31/12/2023	25/04/2024	29/04/2024	Dutch	PDF
Full model	31/12/2022	27/04/2023	05/06/2023	Dutch	PDF
Full model	31/12/2021	28/04/2022	19/05/2022	Dutch	PDF
Full model	31/12/2020	22/04/2021	09/06/2021	Dutch	PDF
Full modelCorrection	31/12/2019	23/04/2020	09/02/2021	Dutch	PDF
Full model	31/12/2019	23/04/2020	29/04/2020	Dutch	PDF
Full model	31/12/2018	25/04/2019	21/05/2019	Dutch	PDF
Full model	31/12/2017	26/04/2018	03/05/2018	Dutch	PDF
Consolidated accounts	31/12/2017	26/04/2018	03/05/2018	Dutch	PDF
Full model	31/12/2016	27/04/2017	22/05/2017	Dutch	PDF
Consolidated accounts	31/12/2016	27/04/2017	21/05/2017	Dutch	PDF
Full model	31/12/2015	28/04/2016	26/05/2016	Dutch	PDF
Consolidated accounts	31/12/2015	28/04/2016	26/05/2016	Dutch	PDF
Full model	31/12/2014	23/04/2015	30/04/2015	Dutch	PDF
Consolidated accounts	31/12/2014	23/04/2015	30/04/2015	Dutch	PDF
Full model	31/12/2013	24/04/2014	13/05/2014	Dutch	PDF
Consolidated accounts	31/12/2013	24/04/2014	13/05/2014	Dutch	PDF
Full model	31/12/2012	25/04/2013	23/05/2013	Dutch	PDF
Consolidated accounts	31/12/2012	25/04/2013	22/05/2013	Dutch	PDF
Full model	31/12/2011	26/04/2012	22/05/2012	Dutch	PDF
Consolidated accounts	31/12/2011	26/04/2012	22/05/2012	Dutch	PDF
Full model	31/12/2010	28/04/2011	24/05/2011	Dutch	PDF

View all 34 filings

Estimate

Indicative valuation

Order of magnitude

As an indication, this company is worth

between 500 k€ and 1 M€

The detail comes with the Business plan: low and high bounds, the valuation bridge for each financial year, transaction multiples by sector and size, group valuation and exports.

Discover the Business plan

Disclaimer

Indicative estimate based on public sector multiples and the filed annual accounts. It is neither a certified valuation nor financial or investment advice.

Governance

Board of directors

Seen on filing of 31/12/2025 · 2 active · 40 ended

Active mandates

Dirk Deslagmulder

Director · since 31 mai 2024 · until 25 avril 2030

Active

Gustave Miroir

Managing director · since 31 mai 2024 · until 25 avril 2030

Active

Ended mandates

Dirk Deslagmulder

Director · since 01 juillet 2023

Ended

François Florquin

Chairman of the board of directors · since 22 avril 2021 · until 22 avril 2027

Ended

Gustave Miroir

Director · since 23 avril 2020 · until 23 avril 2026

Ended

Gustave Miroir

Director · since 23 avril 2020

Ended

Shareholders

Ownership and network

Looking for more information about this company?

Try for 7 days

Belgian Official Gazette

Belgian Official Gazette publications

Mandates18/06/2024
KAPITAAL - AANDELEN - ONTSLAGEN - BENOEMINGEN
PDF
Other25/03/2024
STATUTEN (VERTALING, COÖRDINATIE, OVERIGE WIJZIGINGEN, )
PDF
Mandates31/08/2023
ONTSLAGEN - BENOEMINGEN
PDF
Mandates31/05/2023
ONTSLAGEN - BENOEMINGEN
PDF
Mandates04/06/2021
ONTSLAGEN - BENOEMINGEN
PDF
Mandates26/10/2020
DEMISSIONS, NOMINATIONS
PDF
Registered office29/07/2019
MAATSCHAPPELIJKE ZETEL - ADRESSEN ANDERS DAN MAATSCHAPPELIJKE ZETEL
PDF
Capital / shares06/10/2017
KAPITAAL - AANDELEN
PDF

Source: Belgian Official Gazette

Competition

Similar companies

A company's peers, by sector and size, are included in the Business plan.

See the Business plan

2025
Annual accounts 2025-46 k €↓
2024
Annual accounts 202458,9 k €↑
31/05/2024
nominationDESLAGMULDER Dirk Omer Cyriel — niet-statutaire bestuurder
31/05/2024
nominationMIROIR Gustave Prosper Maria — niet-statutaire bestuurder
31/05/2024
nominationMIROIR Gustave Prosper Maria — gedelegeerd bestuurder
31/05/2024
reduction_capital
2023
Annual accounts 2023-998,2 k €↓
01/07/2023
nominationDirk Deslagmulder — bestuurder / voorzitter
27/04/2023
reconductionEY Bedrijfsrevisoren SRL — commissaris
2022
Annual accounts 2022-194,9 k €↓
2021
Annual accounts 2021-156,8 k €↓
2020
Annual accounts 2020299,7 k €↓
2019
Annual accounts 2019330,5 k €↓
2015
Annual accounts 20152,2 M €↑
18/06/2015
reconductionGustave Miroir — gedelegeerd bestuurder
2014
Annual accounts 20142,1 M €↑
2013
Annual accounts 2013241,8 k €↓
2012
Annual accounts 2012681,3 k €↓
2011
Annual accounts 20111,2 M €↓
2010
Annual accounts 20101,4 M €↓
2009
Annual accounts 20095,3 M €↑
2008
Annual accounts 20083,8 M €↑
2007
Annual accounts 20072 M €
01/03/1956
IncorporationPublic limited company

10/15	1 240 000	1 180 000	1 050 000
70	8 630 000	8 120 000	7 940 000
9904	412 000	388 000	301 000
17/49	2 970 000	3 140 000	3 380 000
9087	24,3	23,1	21,8

KREFISERVICING

Overview

What does KREFISERVICING do?

Trend over 16 financial years

Indicative valuation

Board of directors

Other companies at this address

Financials

Full financial information

Financial ratios

Annual accounts filings

Valuation

Indicative valuation

Directors & structure

Board of directors

Ownership and network

Publications

Belgian Official Gazette publications

Similar companies

Similar companies

Timeline