ACTIVE

ASSUrantieën Professionals in Organisation & Risk Tools (SA)

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Financial year 2025 · closed on 31/12/2025

Net result

845,3 k €

+71.6% YoY

Gross margin

-87,7 €

+97.8% YoY

Equity

1,5 M €

+133.1% YoY

What does ASSUrantieën Professionals in Organisation & Risk Tools do?

ASSUrantieën Professionals in Organisation & Risk Tools is a Public limited company incorporated in 1946. Its registered office is in Antwerpen.

Legal situation

● Normal situation

BCE/KBO no. / VAT

BE 0404.491.483

Incorporation

27/12/1946

Legal form

Public limited company

Registered office

Allewaertstraat 16
2000 Antwerpen · FlandreSee on map

Contributed capital

120 000,00 €

Latest accounts

31/12/2025

Joint committees (1)

Signals

ProfitableSolid equityLow riskGood liquidityPositive cashflow

View the BCE/KBO Public Search record →

Health score

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✦ Verdict · Analyst summary

Financials

Trend over 20 financial years

	2025		2024		2023		2022		2021		2020		2019		2018		2017		2016		2015		2014		2013		2012		2011		2010		2009		2008		2007		2006
Income statement
Gross margin	-87,7 €	+97.8%	-4,1 k €	-356%	1,6 k €	-98.3%	90,8 k €	-38.4%	147,5 k €	+9.2%	135 k €	+9.3%	123,6 k €	-9.7%	136,8 k €	-24.2%	180,6 k €	-24.4%	238,9 k €	+78.8%	133,6 k €	-61.0%	342,5 k €	+192%	117,5 k €	+44.4%	81,4 k €	+23.0%	66,1 k €	+97.2%	33,5 k €	-60.8%	85,5 k €	+39.4%	61,3 k €	-26.7%	83,6 k €	-16.8%	100,5 k €
EBITDA	-1,2 k €	+76.4%	-5,1 k €	-1102%	513,6 €	+167%	-771,4 €	-111%	6,7 k €	-33.2%	10,1 k €	+334%	-4,3 k €	-134%	12,7 k €	+1660%	-815,2 €	-101%	97,1 k €	+1069%	8,3 k €	-96.0%	210,3 k €	+6665%	3,1 k €	-59.8%	7,7 k €	-83.9%	47,9 k €	+141%	19,9 k €	+4.0%	19,2 k €	+175%	-25,5 k €	-669%	4,5 k €	+215%	-3,9 k €
Operating result	-1,2 k €	+76.4%	-5,1 k €	-1102%	513,6 €	+167%	-771,4 €	-111%	6,7 k €	-33.2%	10,1 k €	+334%	-4,3 k €	-134%	12,7 k €	+1660%	-815,2 €	-101%	97,1 k €	+1069%	8,3 k €	-96.0%	210,3 k €	+6665%	3,1 k €	-59.8%	7,7 k €	-83.9%	47,9 k €	+141%	19,9 k €	+4.0%	19,2 k €	+175%	-25,5 k €	-373%	-5,4 k €	-38.7%	-3,9 k €
Net result	845,3 k €	+71.6%	492,7 k €	+1424384%	34,6 €	+102%	-2,2 k €	-165%	3,4 k €	-42.7%	6 k €	+232%	-4,5 k €	-170%	6,4 k €	+301%	-3,2 k €	-105%	61,9 k €	+1374%	4,2 k €	-97.9%	203,8 k €	+16219%	-1,3 k €	+71.3%	-4,4 k €	-109%	48 k €	+165%	18,1 k €	+12.9%	16 k €	+155%	-29,4 k €	-200%	-9,8 k €	-9.2%	-9 k €
Balance sheet
Equity	1,5 M €	+133%	635,2 k €	+346%	142,5 k €	+0.0%	142,5 k €	-1.5%	144,7 k €	+2.4%	141,3 k €	+4.4%	135,3 k €	-3.2%	139,8 k €	+4.8%	133,4 k €	-2.3%	136,6 k €	+82.8%	74,7 k €	+5.9%	70,5 k €	+5.6%	66,8 k €	-1.9%	68 k €	-6.1%	72,4 k €	+4.1%	69,6 k €	-2.7%	71,5 k €	+28.9%	55,5 k €	-34.6%	84,9 k €	-10.4%	94,7 k €
Total assets	1,5 M €	-0.3%	1,5 M €	+0.2%	1,5 M €	-0.1%	1,5 M €	-0.4%	1,5 M €	+0.3%	1,5 M €	+0.2%	1,5 M €	+3.8%	1,4 M €	+0.4%	1,4 M €	+0.0%	1,4 M €	+0.0%	1,4 M €	+84.4%	770,8 k €	-0.2%	772,1 k €	+0.1%	771,6 k €	+0.1%	771,2 k €	-0.4%	774,5 k €	+0.1%	773,7 k €	-2.5%	793,9 k €	+2.7%	773,2 k €	-19.3%	957,5 k €
Cash	432,4 €	-93.9%	7 k €	+52.0%	4,6 k €	+635%	631,2 €	-90.1%	6,4 k €	-79.2%	30,5 k €	+1772%	1,6 k €	-22.8%	2,1 k €	-12.2%	2,4 k €	+40.7%	1,7 k €	+17.6%	1,5 k €	+80.5%	804,5 €	-60.2%	2 k €	+26.4%	1,6 k €	+47.9%	1,1 k €	-75.7%	4,5 k €	+391%	907,1 €	-21.2%	1,2 k €	+199%	384,5 €	-92.1%	4,8 k €
Debts	1 k €	-99.9%	850,4 k €	-36.6%	1,3 M €	-0.1%	1,3 M €	-0.3%	1,3 M €	+0.1%	1,3 M €	-0.2%	1,3 M €	+4.5%	1,3 M €	-0.1%	1,3 M €	+0.3%	1,3 M €	-4.6%	1,3 M €	+92.4%	700,3 k €	-0.7%	705,3 k €	+0.2%	703,6 k €	+0.7%	698,7 k €	-0.9%	704,9 k €	+0.4%	702,2 k €	-4.9%	738,4 k €	+7.3%	688,3 k €	-20.2%	862,8 k €
Other
Workforce	–		–		–		1,3 ETP	-35.0%	2,0 ETP	0.0%	2,0 ETP	0.0%	2,0 ETP	0.0%	2,0 ETP	-33.3%	3,0 ETP	+25.0%	2,4 ETP	+20.0%	2,0 ETP	0.0%	2,0 ETP	0.0%	2,0 ETP	0.0%	2,0 ETP	+567%	0,3 ETP		–		0,5 ETP	-50.0%	1,0 ETP	0.0%	1,0 ETP	-41.2%	1,7 ETP

Estimate

Indicative valuation

As an indication, this company is worth

between 1 M€ and 2,5 M€

See the valuation

Governance

Board of directors

Seen on filing of 31/12/2025 · 2 active · 24 ended

Active mandates

APERS & C°

Managing director · since 03 juin 2026 · until 03 juin 2032 · 0412.760.932

Represented by Paul Apers

Active

Audrey Apers

Director · since 03 juin 2026 · until 03 juin 2032

Active

Ended mandates

APERS & C°

Managing director · since 30 septembre 2020 · until 03 juin 2026 · 0412.760.932

Represented by Paul Apers

Ended

Audrey Apers

Director · since 30 septembre 2020 · until 03 juin 2026

Ended

APERS & C°

Managing director · since 03 juin 2020 · until 03 juin 2026 · 0412.760.932

Represented by Paul Apers

Ended

Audrey Apers

Director · since 03 juin 2020 · until 03 juin 2026

Ended

At this address

Other companies at this address

Company	CBE no.
Apers● Active	0723.419.961
APERS & C°● Active	0412.760.932
Belgian Insurance Consultants● Active	0428.010.916
Immofin● Active	0419.527.275
LAMBERMONT PLACE● Active	0446.358.069
Marc REYNAERS Verzekeringen - Marc REYNAERS Assurances● Active	0436.641.144
SOKREMA VERZEKERINGEN● Active	0459.406.549
VERMONT● Active	0421.178.849

Annual accounts

Full financial information

	2025	2024	2023	2022	2021	2020
Type of account	Abridged model	Abridged model	Abridged model	Abridged model	Abridged model	Abridged model
Start of the financial year	01/01/2025	01/01/2024	01/01/2023	01/01/2022	01/01/2021	01/01/2020
Closing of the financial year	31/12/2025	31/12/2024	31/12/2023	31/12/2022	31/12/2021	31/12/2020
Length of the financial year	12 months	12 months	12 months	12 months	12 months	12 months
Filing date	18/07/2026	28/07/2025	30/07/2024	30/06/2023	15/07/2022	27/08/2021
General meeting	03/06/2026	03/06/2025	03/06/2024	03/06/2023	03/06/2022	03/06/2021
Currency of the financial year	EUR	EUR	EUR	EUR	EUR	EUR
NBB quality label	Satisfying controls	Satisfying controls	Satisfying controls	Satisfying controls	Satisfying controls	Satisfying controls

Ratios

Financial ratios

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Filings

Annual accounts filings

20 filings with the NBB

Model	Closing	General meeting	Filed	Language	Document
Abridged model	31/12/2025	03/06/2026	18/07/2026	Dutch	PDF
Abridged model	31/12/2024	03/06/2025	28/07/2025	Dutch	PDF
Abridged model	31/12/2023	03/06/2024	30/07/2024	Dutch	PDF
Abridged model	31/12/2022	03/06/2023	30/06/2023	Dutch	PDF
Abridged model	31/12/2021	03/06/2022	15/07/2022	Dutch	PDF
Abridged model	31/12/2020	03/06/2021	27/08/2021	Dutch	PDF
Abridged model	31/12/2019	03/06/2020	18/08/2020	Dutch	PDF
Abridged model	31/12/2018	03/06/2019	28/08/2019	Dutch	PDF
Abridged model	31/12/2017	04/06/2018	21/06/2018	Dutch	PDF
Abridged model	31/12/2016	03/06/2017	30/08/2017	Dutch	PDF
Abridged model	31/12/2015	03/06/2016	29/07/2016	Dutch	PDF
Abridged model	31/12/2014	03/06/2015	01/08/2015	Dutch	PDF
Abridged model	31/12/2013	03/06/2014	29/08/2014	Dutch	PDF
Abridged model	31/12/2012	03/06/2013	30/08/2013	Dutch	PDF
Abridged model	31/12/2011	03/06/2012	29/08/2012	Dutch	PDF
Abridged model	31/12/2010	03/06/2011	29/08/2011	Dutch	PDF
Abridged model	31/12/2009	03/06/2010	27/07/2010	Dutch	PDF
Abridged model	31/12/2008	03/06/2009	28/08/2009	Dutch	PDF
Abridged model	31/12/2007	03/06/2008	29/08/2008	Dutch	PDF
Abridged model	31/12/2006	04/06/2007	30/08/2007	Dutch	PDF

Estimate

Indicative valuation

Order of magnitude

As an indication, this company is worth

between 1 M€ and 2,5 M€

The detail comes with the Business plan: low and high bounds, the valuation bridge for each financial year, transaction multiples by sector and size, group valuation and exports.

Discover the Business plan

Disclaimer

Indicative estimate based on public sector multiples and the filed annual accounts. It is neither a certified valuation nor financial or investment advice.

Governance

Board of directors

Seen on filing of 31/12/2025 · 2 active · 24 ended

Active mandates

APERS & C°

Managing director · since 03 juin 2026 · until 03 juin 2032 · 0412.760.932

Represented by Paul Apers

Active

Audrey Apers

Director · since 03 juin 2026 · until 03 juin 2032

Active

Ended mandates

APERS & C°

Managing director · since 30 septembre 2020 · until 03 juin 2026 · 0412.760.932

Represented by Paul Apers

Ended

Audrey Apers

Director · since 30 septembre 2020 · until 03 juin 2026

Ended

APERS & C°

Managing director · since 03 juin 2020 · until 03 juin 2026 · 0412.760.932

Represented by Paul Apers

Ended

Audrey Apers

Director · since 03 juin 2020 · until 03 juin 2026

Ended

Shareholders

Ownership and network

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Belgian Official Gazette

Belgian Official Gazette publications

Mandates02/07/2026
ONTSLAGEN - BENOEMINGEN
PDF
Registered office05/04/2024
STATUTEN (VERTALING, COÖRDINATIE, OVERIGE WIJZIGINGEN, ) - MAATSCHAPPELIJKE ZETEL - KAPITAAL - AANDELEN
PDF
Mandates04/10/2021
ONTSLAGEN - BENOEMINGEN
PDF
Mandates01/02/2019
ONTSLAGEN - BENOEMINGEN
PDF
Mandates07/01/2016
Benoeming bestuurder. i
PDF
Mandates15/09/2014
Herbenoeming bestuurders en gedelegeerd-bestuurder.
PDF
Mandates28/09/2012
ONTSLAGEN - BENOEMINGEN
PDF
Capital / shares10/01/2012
KAPITAAL - AANDELEN
PDF

Source: Belgian Official Gazette

Competition

Similar companies

A company's peers, by sector and size, are included in the Business plan.

See the Business plan

2025
Annual accounts 2025845,3 k €↑
2024
Annual accounts 2024492,7 k €↑
2023
Annual accounts 202334,6 €↑
2022
Annual accounts 2022-2,2 k €↓
2021
Annual accounts 20213,4 k €↓
2020
Annual accounts 20206 k €↑
2019
Annual accounts 2019-4,5 k €↓
2018
Annual accounts 20186,4 k €↑
2017
Annual accounts 2017-3,2 k €↓
2016
Annual accounts 201661,9 k €↑
2015
Annual accounts 20154,2 k €↓
2014
Annual accounts 2014203,8 k €↑
2013
Annual accounts 2013-1,3 k €↑
2012
Annual accounts 2012-4,4 k €↓
2011
Annual accounts 201148 k €↑
2010
Annual accounts 201018,1 k €↑
2009
Annual accounts 200916 k €↑
2008
Annual accounts 2008-29,4 k €↓
2007
Annual accounts 2007-9,8 k €↓
2006
Annual accounts 2006-9 k €
27/12/1946
IncorporationPublic limited company

10/15	1 240 000	1 180 000	1 050 000
70	8 630 000	8 120 000	7 940 000
9904	412 000	388 000	301 000
17/49	2 970 000	3 140 000	3 380 000
9087	24,3	23,1	21,8

ASSUrantieën Professionals in Organisation & Risk Tools (SA)

Overview

What does ASSUrantieën Professionals in Organisation & Risk Tools do?

Trend over 20 financial years

Indicative valuation

Board of directors

Other companies at this address

Financials

Full financial information

Financial ratios

Annual accounts filings

Valuation

Indicative valuation

Directors & structure

Board of directors

Ownership and network

Publications

Belgian Official Gazette publications

Similar companies

Similar companies

Timeline