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Investing and Insurance Company

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Financial year 2025 · closed on 31/12/2025

Net result

2,6 M €

+54.0% YoY

Gross margin

3,9 M €

+64.9% YoY

Equity

10,8 M €

+27.0% YoY

What does Investing and Insurance Company do?

Investing and Insurance Company is a Private limited company incorporated in 1976. Its main activity is: Rental and operating of own or leased real estate. Its registered office is in Sint-Truiden.

Legal situation

● Normal situation

BCE/KBO no. / VAT

BE 0417.039.424

Incorporation

19/11/1976

Legal form

Private limited company

Registered office

Luikersteenweg 54D box 1
3800 Sint-Truiden · FlandreSee on map

Contributed capital

18 550,00 €

Latest accounts

31/12/2025

Activities (NACE)

68201Rental and operating of own or leased real estate· main 68201Rental and operating of own or leased real estate 68203Rental and operating of own or leased real estate 68203Rental and operating of own or leased real estate 68204Rental and operating of own or leased real estate 68204Rental and operating of own or leased real estate

Signals

ProfitableSolid equityLow riskGood liquidityPositive cashflowPositive EBITDA

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✦ Verdict · Analyst summary

Financials

Trend over 18 financial years

	2025		2024		2023		2022		2021		2018		2017		2016		2015		2014		2013		2012		2011		2010		2009		2008		2007		2006
Income statement
Gross margin	3,9 M €	+64.9%	2,4 M €	-61.4%	6,1 M €	+1464%	390,9 k €	+6.1%	368,4 k €	+133%	158,2 k €	-69.5%	518,6 k €		–		408,8 k €	+7.6%	379,7 k €	+40.9%	269,4 k €	+0.8%	267,2 k €	+78.6%	149,6 k €	-10.6%	167,3 k €	-11.1%	188,2 k €	+10.7%	170 k €	+67.1%	101,7 k €	+375%	21,4 k €
EBITDA	3,7 M €	+58.5%	2,3 M €	-61.6%	6,1 M €	+1545%	370,5 k €	+3.3%	358,7 k €	+162%	136,7 k €	-69.1%	442,8 k €	+0.6%	440,1 k €	+10.3%	399,2 k €	+8.0%	369,5 k €	+42.5%	259,2 k €	+0.1%	259 k €	+55.0%	167,1 k €	+5.7%	158,1 k €	-11.1%	178 k €	+9.3%	162,8 k €	+72.3%	94,5 k €	+485%	16,2 k €
Operating result	3,5 M €	+64.5%	2,1 M €	-64.4%	5,9 M €	+2417%	235,4 k €	-37.1%	374,2 k €	+273%	100,3 k €	-75.0%	401,7 k €	+1.0%	397,7 k €	+11.0%	358,2 k €	+8.3%	330,7 k €	+48.9%	222,1 k €	-4.2%	231,8 k €	+60.3%	144,6 k €	+40.9%	102,7 k €	-30.9%	148,5 k €	+11.3%	133,4 k €	+103%	65,8 k €	+599%	-13,2 k €
Net result	2,6 M €	+54.0%	1,7 M €	-61.6%	4,3 M €	+2044%	202,7 k €	-15.5%	240 k €	+1450%	15,5 k €	-94.3%	271,6 k €	+1.5%	267,5 k €	+4.2%	256,8 k €	+15.5%	222,2 k €	+44.0%	154,3 k €	+17.9%	130,9 k €	+33.2%	98,3 k €	+66.6%	59 k €	+43.6%	41,1 k €	-61.4%	106,5 k €	+231%	32,1 k €	+190%	11,1 k €
Balance sheet
Equity	10,8 M €	+27.0%	8,5 M €	+24.4%	6,8 M €	+168%	2,6 M €	+8.6%	2,3 M €	+38.7%	1,7 M €	+0.9%	1,7 M €	-7.2%	1,8 M €	+17.4%	1,5 M €	+20.0%	1,3 M €	+20.9%	1,1 M €	+17.0%	906,9 k €	+16.9%	776 k €	+14.5%	677,7 k €	+9.5%	618,8 k €	+7.1%	577,7 k €	+22.6%	471,2 k €	+7.3%	439,1 k €
Total assets	12,9 M €	+13.5%	11,4 M €	+13.2%	10 M €	+76.5%	5,7 M €	+25.7%	4,5 M €	+104%	2,2 M €	-3.9%	2,3 M €	+11.2%	2,1 M €	+18.2%	1,8 M €	+10.0%	1,6 M €	+15.0%	1,4 M €	+12.7%	1,2 M €	+23.0%	1 M €	+5.3%	954,5 k €	+1.6%	939,3 k €	+1.5%	925,5 k €	+2.3%	904,8 k €	+36.3%	663,8 k €
Cash	1,1 M €	+43.7%	765,7 k €	+231%	231,5 k €	+9.0%	212,4 k €	-82.7%	1,2 M €	+68.7%	729,7 k €	+4.7%	697,3 k €	+24.0%	562,2 k €	+132%	242,8 k €	+144%	99,5 k €	+8.2%	91,9 k €	+445%	16,9 k €	-77.2%	74,1 k €	+260%	20,6 k €	-90.3%	212,4 k €	+24.1%	171,1 k €	+28.8%	132,9 k €	-10.7%	148,8 k €
Debts	2 M €	-26.8%	2,7 M €	-10.6%	3,1 M €	+3.4%	3 M €	+49.4%	2 M €	+330%	462,5 k €	-19.9%	577,4 k €	+110%	274,4 k €	+24.0%	221,2 k €	-30.5%	318,4 k €	-4.1%	332,1 k €	+1.0%	328,9 k €	+43.7%	228,8 k €	-8.8%	250,7 k €	-21.6%	319,7 k €	-7.8%	346,9 k €	-20.0%	433,6 k €	+93.0%	224,7 k €

Estimate

Indicative valuation

As an indication, this company is worth

between 25 M€ and 50 M€

See the valuation

Governance

Board of directors

Seen on filing of 31/12/2025 · 1 active · 14 ended

Active mandates

Trudo Carlier

Director

Active

Ended mandates

Trudo Carlier

Director · since 25 novembre 2020

Ended

Trudo Carlier

Director · since 31 août 2020

Ended

Trudo Carlier

Director · since 23 octobre 2017

Ended

Trudo Carlier

Manager · since 23 octobre 2017

Ended

At this address

Other companies at this address

Company	CBE no.
GROEP DE BLAUWE VOGEL● Active	0788.756.092

Annual accounts

Full financial information

	2025	2024	2023	2022	2021	2020
Type of account	Abridged model	Abridged model	Abridged model	Abridged model	Abridged model	Abridged model
Start of the financial year	01/01/2025	01/01/2024	01/01/2023	01/01/2022	01/01/2021	01/01/2020
Closing of the financial year	31/12/2025	31/12/2024	31/12/2023	31/12/2022	31/12/2021	31/12/2020
Length of the financial year	12 months	12 months	12 months	12 months	12 months	12 months
Filing date	30/07/2026	24/07/2025	13/11/2024	27/07/2023	16/08/2022	28/10/2021
General meeting	29/07/2026	18/07/2025	13/11/2024	13/06/2023	29/07/2022	30/08/2021
Currency of the financial year	EUR	EUR	EUR	EUR	EUR	EUR
NBB quality label	Satisfying controls	Satisfying controls	Satisfying controls	Satisfying controls	Satisfying controls	Satisfying controls

Ratios

Financial ratios

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Filings

Annual accounts filings

22 filings with the NBB

Model	Closing	General meeting	Filed	Language	Document
Abridged model	31/12/2025	29/07/2026	30/07/2026	Dutch	PDF
Abridged model	31/12/2024	18/07/2025	24/07/2025	Dutch	PDF
Abridged model	31/12/2023	13/11/2024	13/11/2024	Dutch	PDF
Abridged model	31/12/2022	13/06/2023	27/07/2023	Dutch	PDF
Abridged modelCorrection	31/12/2021	29/07/2022	16/08/2022	Dutch	PDF
Abridged model	31/12/2021	08/06/2022	28/07/2022	Dutch	PDF
Abridged modelCorrection	31/12/2020	30/08/2021	28/10/2021	Dutch	PDF
Abridged model	31/12/2020	30/08/2021	31/08/2021	Dutch	PDF
Abridged model	31/12/2019	31/08/2020	29/09/2020	Dutch	PDF
Abridged model	31/12/2018	18/06/2019	20/06/2019	Dutch	PDF
Abridged model	31/12/2017	30/06/2018	30/07/2018	Dutch	PDF
Full model	31/12/2016	01/05/2017	20/06/2017	Dutch	PDF
Abridged model	31/12/2015	10/04/2016	11/05/2016	Dutch	PDF
Abridged model	31/12/2014	01/05/2015	28/05/2015	Dutch	PDF
Abridged model	31/12/2013	30/04/2014	28/05/2014	Dutch	PDF
Abridged model	31/12/2012	07/06/2013	28/06/2013	Dutch	PDF
Abridged model	31/12/2011	15/03/2012	10/07/2012	Dutch	PDF
Abridged model	31/12/2010	17/06/2011	28/06/2011	Dutch	PDF
Abridged model	31/12/2009	18/06/2010	21/06/2010	Dutch	PDF
Abridged model	31/12/2008	16/03/2009	27/08/2009	Dutch	PDF
Abridged model	31/12/2007	15/03/2008	27/08/2008	Dutch	PDF
Abridged model	31/12/2006	15/03/2007	27/07/2007	Dutch	PDF

Estimate

Indicative valuation

Order of magnitude

As an indication, this company is worth

between 25 M€ and 50 M€

The detail comes with the Business plan: low and high bounds, the valuation bridge for each financial year, transaction multiples by sector and size, group valuation and exports.

Discover the Business plan

Disclaimer

Indicative estimate based on public sector multiples and the filed annual accounts. It is neither a certified valuation nor financial or investment advice.

Governance

Board of directors

Seen on filing of 31/12/2025 · 1 active · 14 ended

Active mandates

Trudo Carlier

Director

Active

Ended mandates

Trudo Carlier

Director · since 25 novembre 2020

Ended

Trudo Carlier

Director · since 31 août 2020

Ended

Trudo Carlier

Director · since 23 octobre 2017

Ended

Trudo Carlier

Manager · since 23 octobre 2017

Ended

Shareholders

Ownership and network

Looking for more information about this company?

Try for 7 days

Belgian Official Gazette

Belgian Official Gazette publications

Registered office23/01/2026
MAATSCHAPPELIJKE ZETEL
PDF
Restructuring13/08/2025
DOEL - ONTSLAGEN - BENOEMINGEN - RUBRIEK HERSTRUCTURERING (FUSIE, SPLITSING, OVERDRACHT VERMOGEN, ENZ...)
PDF
Restructuring27/01/2025
RUBRIEK HERSTRUCTURERING (FUSIE, SPLITSING, OVERDRACHT VERMOGEN, ENZ...)
PDF
Mandates24/01/2025
ONTSLAGEN - BENOEMINGEN
PDF
Mandates02/12/2020
STATUTEN (VERTALING, COÖRDINATIE, OVERIGE WIJZIGINGEN, ) - WIJZIGING RECHTSVORM - BENAMING - DIVERSEN - ONTSLAGEN - BENOEMINGEN - ALGEMENE VERGADERING
PDF
Mandates02/12/2020
ONTSLAGEN - BENOEMINGEN
PDF
Mandates22/06/2018
MAATSCHAPPELIJKE ZETEL - ONTSLAGEN - BENOEMINGEN
PDF
Mandates14/11/2017
KAPITAAL - AANDELEN - ONTSLAGEN - BENOEMINGEN - STATUTEN (VERTALING, COÖRDINATIE, OVERIGE WIJZIGINGEN, ) - WIJZIGING RECHTSVORM
PDF

Source: Belgian Official Gazette

Competition

Similar companies

A company's peers, by sector and size, are included in the Business plan.

See the Business plan

2025
Annual accounts 20252,6 M €↑
2024
Annual accounts 20241,7 M €↓
2023
Annual accounts 20234,3 M €↑
2022
Annual accounts 2022202,7 k €↓
2021
Annual accounts 2021240 k €↑
2018
Annual accounts 201815,5 k €↓
2017
Annual accounts 2017271,6 k €↑
2016
Annual accounts 2016267,5 k €↑
2015
Annual accounts 2015256,8 k €↑
2014
Annual accounts 2014222,2 k €↑
2013
Annual accounts 2013154,3 k €↑
2012
Annual accounts 2012130,9 k €↑
2011
Annual accounts 201198,3 k €↑
2010
Annual accounts 201059 k €↑
2009
Annual accounts 200941,1 k €↓
2008
Annual accounts 2008106,5 k €↑
2007
Annual accounts 200732,1 k €↑
2006
Annual accounts 200611,1 k €
19/11/1976
IncorporationPrivate limited company

10/15	1 240 000	1 180 000	1 050 000
70	8 630 000	8 120 000	7 940 000
9904	412 000	388 000	301 000
17/49	2 970 000	3 140 000	3 380 000
9087	24,3	23,1	21,8

Investing and Insurance Company

Overview

What does Investing and Insurance Company do?

Trend over 18 financial years

Indicative valuation

Board of directors

Other companies at this address

Financials

Full financial information

Financial ratios

Annual accounts filings

Valuation

Indicative valuation

Directors & structure

Board of directors

Ownership and network

Publications

Belgian Official Gazette publications

Similar companies

Similar companies

Timeline