ACTIVE

Assurances Verheye

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Financial year 2025 · closed on 31/12/2025

Net result

90,6 k €

-1.0% YoY

Gross margin

329,4 k €

-9.8% YoY

Equity

273,3 k €

-0.5% YoY

Workforce

2,0 ETP

0.0% YoY

What does Assurances Verheye do?

Assurances Verheye is a Private limited company incorporated in 1977. Its main activity is: Activities of insurance agents and brokers. Its registered office is in La Louvière. It employs on average 2,0 ETP workers (FTE).

Legal situation

● Normal situation

BCE/KBO no. / VAT

BE 0418.156.310

Incorporation

15/12/1977

Legal form

Private limited company

Registered office

Rue Hamoir(L.L) 164
7100 La Louvière · WallonieSee on map

Contributed capital

154 933,45 €

Latest accounts

31/12/2025

Average workforce

2,0 ETP

Activities (NACE)

66220Activities of insurance agents and brokers· main 66220Activities of insurance agents and brokers 67201Agents et courtiers d'assurances

Signals

ProfitableLow riskGood liquidityPositive cashflowPositive EBITDAHealthy social debts

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Health score

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✦ Verdict · Analyst summary

Financials

Trend over 19 financial years

	2025		2024		2023		2022		2021		2020		2019		2018		2017		2016		2015		2014		2013		2012		2011		2010		2009		2008		2007
Income statement
Gross margin	329,4 k €	-9.8%	365,3 k €	-23.1%	474,8 k €	+48.5%	319,8 k €	-12.3%	364,5 k €	-0.5%	366,3 k €	+55.1%	236,1 k €	-10.6%	264,2 k €	-2.2%	270,2 k €	-12.4%	308,3 k €	-3.5%	319,5 k €	-8.5%	349,2 k €	+10.9%	314,9 k €	+14.8%	274,3 k €	+42.7%	192,2 k €	+47.2%	130,6 k €	+0.7%	129,7 k €	+5.1%	123,4 k €	-10.0%	137,1 k €
EBITDA	206,8 k €	-0.1%	207 k €	-34.4%	315,4 k €	+68.2%	187,5 k €	-18.6%	230,4 k €	-8.6%	252,2 k €	+163%	96 k €	-29.0%	135,2 k €	-4.9%	142,1 k €	-27.8%	196,8 k €	+31.3%	149,9 k €	-32.0%	220,4 k €	+18.8%	185,5 k €	+3.3%	179,5 k €	+79.7%	99,9 k €	+78.9%	55,8 k €	-22.8%	72,4 k €	-14.9%	85 k €	-25.0%	113,4 k €
Operating result	152,6 k €	-1.6%	155 k €	-35.7%	240,9 k €	+93.2%	124,7 k €	-30.7%	179,8 k €	-16.8%	216,2 k €	+257%	60,5 k €	-36.6%	95,4 k €	+37.9%	69,2 k €	-11.2%	77,8 k €	+1245%	5,8 k €	-93.0%	82,6 k €	+18.4%	69,8 k €	-25.8%	94,1 k €	+85.0%	50,8 k €	+564%	7,7 k €	+23.2%	6,2 k €	-72.0%	22,2 k €	-64.1%	61,8 k €
Net result	90,6 k €	-1.0%	91,5 k €	-41.6%	156,5 k €	+89.7%	82,5 k €	-36.9%	130,7 k €	-16.8%	157,2 k €	+248%	45,1 k €	-22.9%	58,6 k €	+19.4%	49 k €	-10.5%	54,8 k €	+259%	15,3 k €	-75.5%	62,3 k €	+13.7%	54,7 k €	-33.4%	82,2 k €	+332%	19 k €	+251%	5,4 k €	-55.7%	12,2 k €	-32.9%	18,2 k €	-65.4%	52,8 k €
Balance sheet
Equity	273,3 k €	-0.5%	274,7 k €	-0.2%	275,3 k €	+38.6%	198,6 k €	-16.3%	237,1 k €	+4.7%	226,4 k €	-46.7%	424,6 k €	-35.4%	657,2 k €	+9.8%	598,6 k €	+8.9%	549,6 k €	+11.1%	494,8 k €	+3.2%	479,5 k €	+14.9%	417,3 k €	+15.1%	362,6 k €	+29.3%	280,4 k €	+7.3%	261,3 k €	+2.1%	255,9 k €	+5.0%	243,7 k €	+8.1%	225,4 k €
Total assets	1 M €	-2.3%	1 M €	+6.9%	975,7 k €	+13.8%	857,4 k €	+105%	419 k €	+25.5%	333,8 k €	-26.8%	456,2 k €	-34.2%	693,7 k €	-15.7%	823,1 k €	+6.6%	772,4 k €	+7.8%	716,6 k €	-0.5%	720,5 k €	+9.8%	656,3 k €	+10.1%	596,4 k €	+12.7%	529,2 k €	+6.5%	497 k €	+1.1%	491,4 k €	+4.1%	471,9 k €	+4.1%	453,2 k €
Cash	36,4 k €	-13.0%	41,8 k €	+4.0%	40,2 k €	-41.6%	68,8 k €	+271%	18,6 k €	+108%	8,9 k €	+24.8%	7,2 k €	-60.8%	18,3 k €	-15.9%	21,8 k €	+59.0%	13,7 k €	-18.5%	16,8 k €	-41.6%	28,7 k €	+110%	13,7 k €	-29.5%	19,5 k €	-16.9%	23,4 k €	+170%	8,7 k €	+76.2%	4,9 k €	+74.2%	2,8 k €	-72.6%	10,3 k €
Debts	713,8 k €	-3.3%	737,9 k €	+10.4%	668,3 k €	+1.4%	658,8 k €	+262%	181,8 k €	+69.4%	107,3 k €	+240%	31,6 k €	-13.4%	36,5 k €	-83.7%	224,5 k €	+0.8%	222,7 k €	+0.5%	221,5 k €	-8.0%	240,7 k €	+0.9%	238,7 k €	+2.1%	233,8 k €	+0.2%	233,3 k €	+0.2%	232,9 k €	-1.0%	235,2 k €	+5.5%	223 k €	-1.6%	226,5 k €
Other
Workforce	2,0 ETP	0.0%	2,0 ETP	-25.9%	2,7 ETP	0.0%	2,7 ETP	0.0%	2,7 ETP	+8.0%	2,5 ETP		–		–		–		–		3,0 ETP	0.0%	3,0 ETP	0.0%	3,0 ETP	0.0%	3,0 ETP	+50.0%	2,0 ETP	0.0%	2,0 ETP	0.0%	2,0 ETP	0.0%	2,0 ETP	+100%	1,0 ETP

Estimate

Indicative valuation

As an indication, this company is worth

between 250 k€ and 500 k€

See the valuation

Governance

Board of directors

Seen on filing of 31/12/2025 · 1 active · 5 ended

Active mandates

JONATHAN SEDDA

Director · since 27 novembre 2023

Active

Ended mandates

JONATHAN SEDDA

Director · since 12 mars 2019

Ended

LESLIE PELLET

Manager · since 21 janvier 2013

Ended

ALEX PELLET

Manager

Ended

JONATHAN SEDDA

Mandate

Ended

At this address

Other companies at this address

Company	CBE no.
J.A.I.M.M.● Active	0717.847.213
SEDDA● Active	0806.937.159

Annual accounts

Full financial information

	2025	2024	2023	2022	2021	2020
Type of account	Abridged model	Abridged model	Abridged model	Abridged model	Abridged model	Abridged model
Start of the financial year	01/01/2025	01/01/2024	01/01/2023	01/01/2022	01/01/2021	01/01/2020
Closing of the financial year	31/12/2025	31/12/2024	31/12/2023	31/12/2022	31/12/2021	31/12/2020
Length of the financial year	12 months	12 months	12 months	12 months	12 months	12 months
Filing date	17/07/2026	24/07/2025	20/07/2024	27/07/2023	02/08/2022	29/08/2021
General meeting	26/06/2026	27/06/2025	28/06/2024	30/06/2023	08/07/2022	01/03/2021
Currency of the financial year	EUR	EUR	EUR	EUR	EUR	EUR
NBB quality label	Satisfying controls	Satisfying controls	Satisfying controls	Satisfying controls	Satisfying controls	Satisfying controls

Ratios

Financial ratios

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Filings

Annual accounts filings

20 filings with the NBB

Model	Closing	General meeting	Filed	Language	Document
Abridged model	31/12/2025	26/06/2026	17/07/2026	French	PDF
Abridged model	31/12/2024	27/06/2025	24/07/2025	French	PDF
Abridged model	31/12/2023	28/06/2024	20/07/2024	French	PDF
Abridged model	31/12/2022	30/06/2023	27/07/2023	French	PDF
Abridged model	31/12/2021	08/07/2022	02/08/2022	French	PDF
Abridged model	31/12/2020	01/03/2021	29/08/2021	French	PDF
Micro model	31/12/2019	02/03/2020	31/07/2020	French	PDF
Micro model	31/12/2018	04/03/2019	14/08/2019	French	PDF
Micro model	31/12/2017	05/03/2018	20/11/2018	French	PDF
Micro model	31/12/2016	06/03/2017	12/09/2017	French	PDF
Abridged model	31/12/2015	07/03/2016	05/04/2016	French	PDF
Abridged model	31/12/2014	02/03/2015	02/04/2015	French	PDF
Abridged model	31/12/2013	03/03/2014	26/03/2014	French	PDF
Abridged model	31/12/2012	04/03/2013	03/04/2013	French	PDF
Abridged model	31/12/2011	05/03/2012	28/03/2012	French	PDF
Abridged model	31/12/2010	07/03/2011	07/04/2011	French	PDF
Abridged model	31/12/2009	01/03/2010	30/03/2010	French	PDF
Abridged model	31/12/2008	02/03/2009	02/04/2009	French	PDF
Abridged model	31/12/2007	03/03/2008	21/05/2008	French	PDF
Abridged model	31/12/2006	05/03/2007	27/03/2007	French	PDF

Estimate

Indicative valuation

Order of magnitude

As an indication, this company is worth

between 250 k€ and 500 k€

The detail comes with the Business plan: low and high bounds, the valuation bridge for each financial year, transaction multiples by sector and size, group valuation and exports.

Discover the Business plan

Disclaimer

Indicative estimate based on public sector multiples and the filed annual accounts. It is neither a certified valuation nor financial or investment advice.

Governance

Board of directors

Seen on filing of 31/12/2025 · 1 active · 5 ended

Active mandates

JONATHAN SEDDA

Director · since 27 novembre 2023

Active

Ended mandates

JONATHAN SEDDA

Director · since 12 mars 2019

Ended

LESLIE PELLET

Manager · since 21 janvier 2013

Ended

ALEX PELLET

Manager

Ended

JONATHAN SEDDA

Mandate

Ended

Shareholders

Ownership and network

Looking for more information about this company?

Try for 7 days

Belgian Official Gazette

Belgian Official Gazette publications

Mandates06/05/2026
DEMISSIONS, NOMINATIONS
PDF
Mandates29/11/2023
MODIFICATION FORME JURIDIQUE - DENOMINATION - SIEGE SOCIAL - OBJET - DEMISSIONS, NOMINATIONS - ASSEMBLEE GENERALE
PDF
Mandates26/02/2020
DEMISSIONS, NOMINATIONS - MODIFICATION FORME JURIDIQUE
PDF
Mandates27/03/2019
DEMISSIONS, NOMINATIONS
PDF
Mandates11/02/2016
DEMISSIONS, NOMINATIONS
PDF
Mandates27/02/2013
DEMISSIONS, NOMINATIONS
PDF
Restructuring05/12/2011
STATUTS (TRADUCTION, COORDINATION, AUTRES MODIFICATIONS, ) - RUBRIQUE RESTRUCTURATION (FUSION, SCISSION, TRANSFERT PATRIMOINE, ETC...)
PDF
Restructuring30/09/2011
CAPITAL, ACTIONS - RUBRIQUE RESTRUCTURATION (FUSION, SCISSION, TRANSFERT PATRIMOINE, ETC...)
PDF

Source: Belgian Official Gazette

Competition

Similar companies

A company's peers, by sector and size, are included in the Business plan.

See the Business plan

2025
Annual accounts 202590,6 k €↓
2024
Annual accounts 202491,5 k €↓
2023
Annual accounts 2023156,5 k €↑
2022
Annual accounts 202282,5 k €↓
2021
Annual accounts 2021130,7 k €↓
2020
Annual accounts 2020157,2 k €↑
2019
Annual accounts 201945,1 k €↓
2018
Annual accounts 201858,6 k €↑
2017
Annual accounts 201749 k €↓
2016
Annual accounts 201654,8 k €↑
2015
Annual accounts 201515,3 k €↓
2014
Annual accounts 201462,3 k €↑
2013
Annual accounts 201354,7 k €↓
2012
Annual accounts 201282,2 k €↑
2011
Annual accounts 201119 k €↑
2010
Annual accounts 20105,4 k €↓
2009
Annual accounts 200912,2 k €↓
2008
Annual accounts 200818,2 k €↓
2007
Annual accounts 200752,8 k €
15/12/1977
IncorporationPrivate limited company

10/15	1 240 000	1 180 000	1 050 000
70	8 630 000	8 120 000	7 940 000
9904	412 000	388 000	301 000
17/49	2 970 000	3 140 000	3 380 000
9087	24,3	23,1	21,8

Assurances Verheye

Overview

What does Assurances Verheye do?

Trend over 19 financial years

Indicative valuation

Board of directors

Other companies at this address

Financials

Full financial information

Financial ratios

Annual accounts filings

Valuation

Indicative valuation

Directors & structure

Board of directors

Ownership and network

Publications

Belgian Official Gazette publications

Similar companies

Similar companies

Timeline