ACTIVE

MARECHAL VERZEKERINGEN

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Financial year 2024 · closed on 31/12/2024

Net result

34,3 k €

-52.6% YoY

Gross margin

72 k €

-48.0% YoY

Equity

130,9 k €

+1.8% YoY

Workforce

0,1 ETP

0.0% YoY

What does MARECHAL VERZEKERINGEN do?

MARECHAL VERZEKERINGEN is a Public limited company incorporated in 1979. Its main activity is: Activities of insurance agents and brokers. Its registered office is in Brugge. It employs on average 0,1 ETP workers (FTE).

Legal situation

● Normal situation

BCE/KBO no. / VAT

BE 0420.134.813

Incorporation

15/12/1979

Legal form

Public limited company

Registered office

Peter Benoitlaan 22
8200 Brugge · FlandreSee on map

Contributed capital

62 000,00 €

Latest accounts

31/12/2024

Average workforce

0,1 ETP

Activities (NACE)

66220Activities of insurance agents and brokers· main 66220Activities of insurance agents and brokers 70200Management consultancy activities 70220Business and other management consultancy activities

Joint committees (3)

307
30700
307000

Signals

ProfitableSolid equityLow riskGood liquidityPositive cashflowPositive EBITDAHealthy social debts

View the BCE/KBO Public Search record →

Health score

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✦ Verdict · Analyst summary

Financials

Trend over 16 financial years

	2024		2023		2022		2021		2018		2017		2016		2015		2014		2012		2011		2010		2009		2008		2007		2006
Income statement
Gross margin	72 k €	-48.0%	138,5 k €	-57.1%	323,1 k €	+20.4%	268,2 k €	+74.9%	153,4 k €	-11.8%	173,9 k €	-33.5%	261,4 k €	-15.5%	309,3 k €	-9.7%	342,5 k €	+23.1%	278,3 k €	-28.5%	389,4 k €	+36.0%	286,3 k €	-30.9%	414,5 k €	-3.1%	427,8 k €	+15.5%	370,3 k €	-7.5%	400,5 k €
EBITDA	60,1 k €	-49.4%	118,7 k €	-30.1%	169,9 k €	+279%	44,8 k €	+206%	14,6 k €	+254%	-9,5 k €	-122%	44,1 k €	-37.6%	70,7 k €	-25.6%	95,1 k €	+24.1%	76,7 k €	-53.8%	166,1 k €	+122%	74,7 k €	-68.2%	234,8 k €	-6.5%	251,1 k €	+19.8%	209,5 k €	-13.9%	243,2 k €
Operating result	46,7 k €	-52.4%	98,1 k €	-15.3%	115,9 k €	+387%	-40,3 k €	+1.9%	-41,1 k €	+25.5%	-55,1 k €	-2736%	-1,9 k €	-109%	21,9 k €	-52.7%	46,3 k €	+35.9%	34,1 k €	-73.2%	127,4 k €	+246%	36,8 k €	-81.0%	193,5 k €	-11.0%	217,5 k €	+19.3%	182,4 k €	-15.3%	215,4 k €
Net result	34,3 k €	-52.6%	72,4 k €	-40.8%	122,3 k €	+454%	-34,5 k €	+22.5%	-44,5 k €	+24.6%	-59,1 k €	-504%	-9,8 k €	-286%	5,3 k €	-72.6%	19,2 k €	+15.6%	16,6 k €	-78.3%	76,8 k €	+414%	15 k €	-87.9%	123,2 k €	-8.8%	135,1 k €	+21.6%	111,1 k €	-12.1%	126,4 k €
Balance sheet
Equity	130,9 k €	+1.8%	128,6 k €	+10.7%	116,1 k €	+243%	33,8 k €	-75.0%	135,1 k €	-24.8%	179,7 k €	-24.8%	238,8 k €	-3.9%	248,5 k €	-3.8%	258,3 k €	+31.9%	195,8 k €	+0.8%	194,1 k €	+16.0%	167,3 k €	-7.2%	180,3 k €	+7.9%	167,1 k €	+26.6%	132 k €	+9.2%	121 k €
Total assets	408,9 k €	-13.5%	472,5 k €	-4.6%	495,2 k €	+6.9%	463,1 k €	-19.3%	573,7 k €	-20.0%	716,7 k €	-10.8%	803,3 k €	+6.8%	752 k €	-22.9%	975,4 k €	+62.7%	599,6 k €	-26.6%	816,9 k €	-12.0%	928,4 k €	-8.4%	1 M €	+15.8%	875 k €	+103%	430,7 k €	-36.5%	678,2 k €
Cash	1,9 k €	-15.4%	2,2 k €	-84.1%	13,8 k €	-24.9%	18,4 k €	-89.3%	172,7 k €	-54.0%	375,4 k €	-14.4%	438,3 k €	+39.7%	313,8 k €	-35.1%	483,7 k €	+7.0%	452,1 k €	-18.5%	554,8 k €	-24.0%	729,9 k €	-8.1%	794,5 k €	+17.6%	675,8 k €	+263%	186 k €	-33.9%	281,3 k €
Debts	277,5 k €	-19.3%	343,9 k €	-9.3%	379,1 k €	-11.7%	429,3 k €	-2.1%	438,5 k €	-18.3%	537 k €	-4.9%	564,5 k €	+12.1%	503,4 k €	-29.8%	717,1 k €	+77.6%	403,8 k €	-35.2%	622,8 k €	-18.2%	761,1 k €	-8.6%	833,1 k €	+18.9%	700,7 k €	+141%	291,3 k €	-47.7%	557,3 k €
Other
Workforce	0,1 ETP	0.0%	0,1 ETP	-96.7%	3,0 ETP	-23.1%	3,9 ETP	+56.0%	2,5 ETP	-10.7%	2,8 ETP	-15.2%	3,3 ETP	-15.4%	3,9 ETP	-4.9%	4,1 ETP	+20.6%	3,4 ETP	-15.0%	4,0 ETP	+5.3%	3,8 ETP	+111%	1,8 ETP	-40.0%	3,0 ETP	0.0%	3,0 ETP	0.0%	3,0 ETP

Estimate

Indicative valuation

As an indication, this company is worth

between 250 k€ and 500 k€

See the valuation

Governance

Board of directors

Seen on filing of 31/12/2024 · 2 active · 10 ended

Active mandates

Emelie Verhulst

Director · until 19 juin 2025

Active

VEROHAM

Managing director · 0895.329.992

Represented by Filip Maréchal

Active

Ended mandates

Emelie Verhulst

Director · since 23 avril 2019 · until 25 mai 2024

Ended

VEROHAM

Managing director · since 23 avril 2019 · until 25 mai 2024 · 0895.329.992

Represented by Filip Maréchal

Ended

Christian Marechal

Managing director

Ended

Emelie Verhulst

Director

Ended

At this address

Other companies at this address

Company	CBE no.
MARECHAL● Active	0664.569.764
VEROHAM● Active	0895.329.992

Annual accounts

Full financial information

	2024	2023	2022	2021	2020	2019
Type of account	Abridged model	Abridged model	Abridged model	Abridged model	Abridged model	Abridged model
Start of the financial year	01/01/2024	01/01/2023	01/01/2022	01/01/2021	01/01/2020	01/01/2019
Closing of the financial year	31/12/2024	31/12/2023	31/12/2022	31/12/2021	31/12/2020	31/12/2019
Length of the financial year	12 months	12 months	12 months	12 months	12 months	12 months
Filing date	15/07/2025	23/07/2024	09/05/2023	13/07/2022	26/07/2021	01/10/2020
General meeting	20/06/2025	28/06/2024	15/04/2023	30/06/2022	30/06/2021	08/09/2020
Currency of the financial year	EUR	EUR	EUR	EUR	EUR	EUR
NBB quality label	Satisfying controls	Satisfying controls	Satisfying controls	Satisfying controls	Satisfying controls	Satisfying controls

Ratios

Financial ratios

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Filings

Annual accounts filings

19 filings with the NBB

Model	Closing	General meeting	Filed	Language	Document
Abridged model	31/12/2024	20/06/2025	15/07/2025	Dutch	PDF
Abridged model	31/12/2023	28/06/2024	23/07/2024	Dutch	PDF
Abridged model	31/12/2022	15/04/2023	09/05/2023	Dutch	PDF
Abridged model	31/12/2021	30/06/2022	13/07/2022	Dutch	PDF
Abridged model	31/12/2020	30/06/2021	26/07/2021	Dutch	PDF
Abridged model	31/12/2019	08/09/2020	01/10/2020	Dutch	PDF
Abridged model	31/12/2018	17/08/2019	29/08/2019	Dutch	PDF
Abridged model	31/12/2017	30/08/2018	28/09/2018	Dutch	PDF
Abridged model	31/12/2016	26/08/2017	30/08/2017	Dutch	PDF
Abridged model	31/12/2015	21/09/2016	30/09/2016	Dutch	PDF
Abridged model	31/12/2014	19/08/2015	27/08/2015	Dutch	PDF
Abridged model	31/12/2013	20/08/2014	26/08/2014	Dutch	PDF
Abridged model	31/12/2012	25/05/2013	24/06/2013	Dutch	PDF
Abridged model	31/12/2011	14/08/2012	28/08/2012	Dutch	PDF
Abridged model	31/12/2010	19/08/2011	30/08/2011	Dutch	PDF
Abridged model	31/12/2009	30/06/2010	29/07/2010	Dutch	PDF
Abridged model	31/12/2008	30/06/2009	10/07/2009	Dutch	PDF
Abridged model	31/12/2007	30/06/2008	25/07/2008	Dutch	PDF
Abridged model	31/12/2006	08/08/2007	28/08/2007	Dutch	PDF

Estimate

Indicative valuation

Order of magnitude

As an indication, this company is worth

between 250 k€ and 500 k€

The detail comes with the Business plan: low and high bounds, the valuation bridge for each financial year, transaction multiples by sector and size, group valuation and exports.

Discover the Business plan

Disclaimer

Indicative estimate based on public sector multiples and the filed annual accounts. It is neither a certified valuation nor financial or investment advice.

Governance

Board of directors

Seen on filing of 31/12/2024 · 2 active · 10 ended

Active mandates

Emelie Verhulst

Director · until 19 juin 2025

Active

VEROHAM

Managing director · 0895.329.992

Represented by Filip Maréchal

Active

Ended mandates

Emelie Verhulst

Director · since 23 avril 2019 · until 25 mai 2024

Ended

VEROHAM

Managing director · since 23 avril 2019 · until 25 mai 2024 · 0895.329.992

Represented by Filip Maréchal

Ended

Christian Marechal

Managing director

Ended

Emelie Verhulst

Director

Ended

Shareholders

Ownership and network

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Belgian Official Gazette

Belgian Official Gazette publications

Mandates24/12/2025
STATUTEN (VERTALING, COÖRDINATIE, OVERIGE WIJZIGINGEN, ) - ONTSLAGEN - BENOEMINGEN - BOEKJAAR
PDF
Mandates30/07/2025
MAATSCHAPPELIJKE ZETEL - ONTSLAGEN - BENOEMINGEN
PDF
Mandates10/12/2024
ONTSLAGEN - BENOEMINGEN
PDF
Mandates29/05/2019
ONTSLAGEN - BENOEMINGEN
PDF
Restructuring10/06/2013
RUBRIEK HERSTRUCTURERING (FUSIE, SPLITSING, OVERDRACHT VERMOGEN, ENZ...)
PDF
Restructuring10/04/2013
RUBRIEK HERSTRUCTURERING (FUSIE, SPLITSING, OVERDRACHT VERMOGEN, ENZ...)
PDF
Mandates03/04/2013
ONTSLAGEN - BENOEMINGEN
PDF
Mandates24/11/2009
ONTSLAGEN - BENOEMINGEN
PDF

Source: Belgian Official Gazette

Competition

Similar companies

A company's peers, by sector and size, are included in the Business plan.

See the Business plan

2024
Annual accounts 202434,3 k €↓
2023
Annual accounts 202372,4 k €↓
2022
Annual accounts 2022122,3 k €↑
2021
Annual accounts 2021-34,5 k €↑
2018
Annual accounts 2018-44,5 k €↑
2017
Annual accounts 2017-59,1 k €↓
2016
Annual accounts 2016-9,8 k €↓
2015
Annual accounts 20155,3 k €↓
2014
Annual accounts 201419,2 k €↑
2012
Annual accounts 201216,6 k €↓
2011
Annual accounts 201176,8 k €↑
2010
Annual accounts 201015 k €↓
2009
Annual accounts 2009123,2 k €↓
2008
Annual accounts 2008135,1 k €↑
2007
Annual accounts 2007111,1 k €↓
2006
Annual accounts 2006126,4 k €
15/12/1979
IncorporationPublic limited company

10/15	1 240 000	1 180 000	1 050 000
70	8 630 000	8 120 000	7 940 000
9904	412 000	388 000	301 000
17/49	2 970 000	3 140 000	3 380 000
9087	24,3	23,1	21,8

MARECHAL VERZEKERINGEN

Overview

What does MARECHAL VERZEKERINGEN do?

Trend over 16 financial years

Indicative valuation

Board of directors

Other companies at this address

Financials

Full financial information

Financial ratios

Annual accounts filings

Valuation

Indicative valuation

Directors & structure

Board of directors

Ownership and network

Publications

Belgian Official Gazette publications

Similar companies

Similar companies

Timeline