ACTIVE

EXPERT-BEL

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Financial year 2025 · closed on 31/12/2025

Net result

-177 k €

-86.3% YoY

Gross margin

266,6 k €

-48.3% YoY

Equity

701,6 k €

-20.1% YoY

Workforce

4,7 ETP

-39.0% YoY

What does EXPERT-BEL do?

EXPERT-BEL is a Public limited company incorporated in 1982. Its main activity is: Risk and damage evaluation. Its registered office is in Binche. It employs on average 4,7 ETP workers (FTE).

Legal situation

● Normal situation

BCE/KBO no. / VAT

BE 0422.765.293

Incorporation

03/06/1982

Legal form

Public limited company

Registered office

Rue Gustave Diricq(EP) 22
7134 Binche · WallonieSee on map

Contributed capital

62 000,00 €

Latest accounts

31/12/2025

Average workforce

4,7 ETP

Activities (NACE)

66210Risk and damage evaluation· main 66210Risk and damage evaluation 67202Experts en dommages et risques

Joint committees (2)

Signals

Solid equityLow riskGood liquidityHealthy social debts

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Health score

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✦ Verdict · Analyst summary

Financials

Trend over 20 financial years

	2025		2024		2023		2022		2021		2020		2019		2018		2017		2016		2015		2014		2013		2012		2011		2010		2009		2008		2007		2006
Income statement
Gross margin	266,6 k €	-48.3%	515,3 k €	-2.2%	526,7 k €	-37.2%	838,7 k €	-47.1%	1,6 M €	+236%	471,5 k €	+135%	200,2 k €	+13.3%	176,7 k €	-22.9%	229,1 k €	-49.6%	454,3 k €	+36.9%	332 k €	-4.6%	347,9 k €	-41.5%	594,8 k €	+8.6%	547,4 k €	-16.2%	653,6 k €	+6.4%	614,5 k €	+35.9%	452,2 k €	+7.3%	421,3 k €	-0.4%	423 k €	+65.7%	255,3 k €
EBITDA	-137,8 k €	-222%	-42,8 k €	-338%	18 k €	-94.3%	316,8 k €	-71.9%	1,1 M €	+935%	109 k €	+170%	-156,6 k €	-88.9%	-82,9 k €	-46.4%	-56,6 k €	-126%	218,9 k €	+121%	99,2 k €	-8.3%	108,2 k €	-66.5%	322,6 k €	+16.8%	276,2 k €	-34.3%	420,4 k €	+28.5%	327 k €	+96.8%	166,2 k €	-27.9%	230,6 k €	-14.2%	268,9 k €	+168%	100,5 k €
Operating result	-210,2 k €	-88.8%	-111,3 k €	-405%	-22,1 k €	-108%	278,9 k €	-73.0%	1 M €	+1455%	66,4 k €	+133%	-202,5 k €	-59.5%	-127 k €	-39.1%	-91,3 k €	-147%	196,1 k €	+188%	68 k €	+10.8%	61,4 k €	-74.8%	243,3 k €	+22.4%	198,9 k €	-41.6%	340,8 k €	+45.7%	233,8 k €	+243%	68,1 k €	-53.9%	147,8 k €	-19.8%	184,1 k €	+816%	20,1 k €
Net result	-177 k €	-86.3%	-95 k €	-34325%	277,6 €	-99.9%	203,6 k €	-75.5%	832,1 k €	+1198%	64,1 k €	+132%	-200,8 k €	-73.3%	-115,8 k €	-36.8%	-84,7 k €	-183%	101,9 k €	+556%	15,5 k €	-53.6%	33,4 k €	-68.2%	105 k €	-27.6%	145,1 k €	-55.3%	324,9 k €	+90.3%	170,7 k €	+54.8%	110,3 k €	+52.0%	72,6 k €	-24.8%	96,5 k €	+462%	17,2 k €
Balance sheet
Equity	701,6 k €	-20.1%	878,5 k €	-9.8%	973,5 k €	+0.0%	973,2 k €	+7.6%	904,6 k €	+106%	438,5 k €	+17.1%	374,4 k €	-34.9%	575,3 k €	-16.8%	691,1 k €	-10.9%	775,8 k €	+15.1%	673,9 k €	-1.4%	683,3 k €	-34.7%	1 M €	+0.5%	1 M €	+2.5%	1 M €	+0.5%	1 M €	+9.3%	926 k €	+12.4%	823,7 k €	+8.5%	759,1 k €	+13.2%	670,6 k €
Total assets	859,9 k €	-25.1%	1,1 M €	-7.8%	1,2 M €	-6.3%	1,3 M €	-28.7%	1,9 M €	+198%	625,8 k €	+3.7%	603,6 k €	-20.6%	760 k €	-16.3%	907,9 k €	-13.2%	1 M €	+5.1%	994,7 k €	+6.0%	938,5 k €	-34.3%	1,4 M €	-13.1%	1,6 M €	-12.7%	1,9 M €	+18.6%	1,6 M €	+13.3%	1,4 M €	+5.3%	1,3 M €	+1.6%	1,3 M €	+9.7%	1,2 M €
Cash	109,3 k €	-43.1%	192,2 k €	-45.9%	355 k €	-37.3%	566,6 k €	-57.0%	1,3 M €	+1087%	110,9 k €	-9.7%	122,8 k €	-37.9%	197,8 k €	-41.4%	337,8 k €	-49.5%	669,2 k €	+61.4%	414,7 k €	-17.9%	505 k €	+47.0%	343,4 k €	-16.1%	409,4 k €	-16.0%	487,3 k €	+25.8%	387,5 k €	+62.1%	239,1 k €	-23.4%	312,2 k €	-48.3%	603,9 k €	+48.9%	405,7 k €
Debts	156,9 k €	-41.9%	270,1 k €	-0.8%	272,2 k €	-23.9%	357,6 k €	-62.8%	962 k €	+414%	187,1 k €	-18.3%	229,2 k €	+24.1%	184,7 k €	-14.8%	216,8 k €	-19.7%	270,1 k €	-10.1%	300,5 k €	+17.8%	255,2 k €	-33.3%	382,3 k €	-36.6%	602,6 k €	-30.4%	865,9 k €	+50.6%	575,2 k €	+21.2%	474,7 k €	-6.4%	506,9 k €	-7.8%	549,9 k €	+5.2%	522,6 k €
Other
Workforce	4,7 ETP	-39.0%	7,7 ETP	-2.5%	7,9 ETP	-1.2%	8,0 ETP	+15.9%	6,9 ETP	+11.3%	6,2 ETP	+1.6%	6,1 ETP	+19.6%	5,1 ETP	-22.7%	6,6 ETP	+8.2%	6,1 ETP	+1.7%	6,0 ETP	+1.7%	5,9 ETP	-10.6%	6,6 ETP	-10.8%	7,4 ETP	+25.4%	5,9 ETP	-7.8%	6,4 ETP	-26.4%	8,7 ETP	+50.0%	5,8 ETP	-3.3%	6,0 ETP	+1.7%	5,9 ETP

Estimate

Indicative valuation

As an indication, this company is worth

between 500 k€ and 1 M€

See the valuation

Governance

Board of directors

Seen on filing of 31/12/2025 · 6 active · 20 ended

Active mandates

Louis de Looz-Corswarem

Director · since 30 mars 2026 · until 29 mars 2031

Active

Antoine Comte de Looz-Corswarem

Director

Active

LOOZAM

Managing director · 0649.972.947

Represented by Arnold Comte de Looz-Corswarem

Active

Marie-Axel le Hardij de Beaulieu

Director

Active

Patricia Laloux

Director

Active

René-Michel Comte de Looz-Corswaren

Director

Active

Ended mandates

CORLOLO

Managing director · since 23 novembre 2017 · until 22 novembre 2023 · 0834.972.535

Represented by Louis de Looz-corswarem

Ended

LOOZAM

Managing director · since 23 novembre 2017 · until 22 novembre 2023 · 0649.972.947

Represented by Arnold Comte de Looz-Corswaren

Ended

Marie-Axel le Hardij de Beaulieu

Director · since 23 novembre 2017 · until 22 novembre 2023

Ended

Patricia Laloux

Director · since 23 novembre 2017 · until 22 novembre 2023

Ended

At this address

Other companies at this address

Company	CBE no.
CELLIERS DE JOLINAY● Liquidation	0449.555.309
CORLOLO● Active	0834.972.535
IMMOLOOZ● Active	0607.925.724

Annual accounts

Full financial information

	2025	2024	2023	2022	2021	2020
Type of account	Abridged model	Abridged model	Abridged model	Abridged model	Abridged model	Abridged model
Start of the financial year	01/01/2025	01/01/2024	01/01/2023	01/01/2022	01/01/2021	01/01/2020
Closing of the financial year	31/12/2025	31/12/2024	31/12/2023	31/12/2022	31/12/2021	31/12/2020
Length of the financial year	12 months	12 months	12 months	12 months	12 months	12 months
Filing date	30/06/2026	18/06/2025	16/06/2024	05/07/2023	25/06/2022	23/07/2021
General meeting	05/06/2026	06/06/2025	07/06/2024	21/06/2023	03/06/2022	04/06/2021
Currency of the financial year	EUR	EUR	EUR	EUR	EUR	EUR
NBB quality label	Satisfying controls	Satisfying controls	Satisfying controls	Satisfying controls	Satisfying controls	Satisfying controls

Ratios

Financial ratios

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Filings

Annual accounts filings

20 filings with the NBB

Model	Closing	General meeting	Filed	Language	Document
Abridged model	31/12/2025	05/06/2026	30/06/2026	French	PDF
Abridged model	31/12/2024	06/06/2025	18/06/2025	French	PDF
Abridged model	31/12/2023	07/06/2024	16/06/2024	French	PDF
Abridged model	31/12/2022	21/06/2023	05/07/2023	French	PDF
Abridged model	31/12/2021	03/06/2022	25/06/2022	French	PDF
Abridged model	31/12/2020	04/06/2021	23/07/2021	French	PDF
Abridged model	31/12/2019	05/06/2020	20/08/2020	French	PDF
Abridged model	31/12/2018	07/06/2019	02/08/2019	French	PDF
Abridged model	31/12/2017	01/06/2018	14/08/2018	French	PDF
Abridged model	31/12/2016	02/06/2017	25/08/2017	French	PDF
Abridged model	31/12/2015	03/06/2016	26/08/2016	French	PDF
Abridged model	31/12/2014	05/06/2015	31/08/2015	French	PDF
Abridged model	31/12/2013	06/06/2014	29/08/2014	French	PDF
Abridged model	31/12/2012	07/06/2013	28/08/2013	French	PDF
Abridged model	31/12/2011	01/06/2012	13/08/2012	French	PDF
Abridged model	31/12/2010	03/06/2011	23/08/2011	French	PDF
Abridged model	31/12/2009	04/06/2010	11/08/2010	French	PDF
Abridged model	31/12/2008	05/06/2009	27/08/2009	French	PDF
Abridged model	31/12/2007	06/06/2008	26/08/2008	French	PDF
Abridged model	31/12/2006	01/06/2007	22/08/2007	French	PDF

Estimate

Indicative valuation

Order of magnitude

As an indication, this company is worth

between 500 k€ and 1 M€

The detail comes with the Business plan: low and high bounds, the valuation bridge for each financial year, transaction multiples by sector and size, group valuation and exports.

Discover the Business plan

Disclaimer

Indicative estimate based on public sector multiples and the filed annual accounts. It is neither a certified valuation nor financial or investment advice.

Governance

Board of directors

Seen on filing of 31/12/2025 · 6 active · 20 ended

Active mandates

Louis de Looz-Corswarem

Director · since 30 mars 2026 · until 29 mars 2031

Active

Antoine Comte de Looz-Corswarem

Director

Active

LOOZAM

Managing director · 0649.972.947

Represented by Arnold Comte de Looz-Corswarem

Active

Marie-Axel le Hardij de Beaulieu

Director

Active

Patricia Laloux

Director

Active

René-Michel Comte de Looz-Corswaren

Director

Active

Ended mandates

CORLOLO

Managing director · since 23 novembre 2017 · until 22 novembre 2023 · 0834.972.535

Represented by Louis de Looz-corswarem

Ended

LOOZAM

Managing director · since 23 novembre 2017 · until 22 novembre 2023 · 0649.972.947

Represented by Arnold Comte de Looz-Corswaren

Ended

Marie-Axel le Hardij de Beaulieu

Director · since 23 novembre 2017 · until 22 novembre 2023

Ended

Patricia Laloux

Director · since 23 novembre 2017 · until 22 novembre 2023

Ended

Shareholders

Ownership and network

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Belgian Official Gazette

Belgian Official Gazette publications

Mandates01/08/2024
DEMISSIONS, NOMINATIONS
PDF
Mandates15/01/2024
DEMISSIONS, NOMINATIONS - STATUTS (TRADUCTION, COORDINATION, AUTRES MODIFICATIONS, )
PDF
Mandates11/01/2018
DEMISSIONS, NOMINATIONS
PDF
Mandates20/12/2017
DEMISSIONS, NOMINATIONS
PDF
Mandates03/07/2017
DEMISSIONS, NOMINATIONS
PDF
Restructuring07/04/2015
CAPITAL, ACTIONS - RUBRIQUE RESTRUCTURATION (FUSION, SCISSION, TRANSFERT PATRIMOINE, ETC...)
PDF
Restructuring08/12/2014
RUBRIQUE RESTRUCTURATION (FUSION, SCISSION, TRANSFERT PATRIMOINE, ETC...)
PDF
Mandates31/01/2013
DEMISSIONS, NOMINATIONS
PDF

Source: Belgian Official Gazette

Competition

Similar companies

A company's peers, by sector and size, are included in the Business plan.

See the Business plan

2025
Annual accounts 2025-177 k €↓
2024
Annual accounts 2024-95 k €↓
2023
Annual accounts 2023277,6 €↓
2022
Annual accounts 2022203,6 k €↓
2021
Annual accounts 2021832,1 k €↑
2020
Annual accounts 202064,1 k €↑
2019
Annual accounts 2019-200,8 k €↓
2018
Annual accounts 2018-115,8 k €↓
2017
Annual accounts 2017-84,7 k €↓
2016
Annual accounts 2016101,9 k €↑
2015
Annual accounts 201515,5 k €↓
2014
Annual accounts 201433,4 k €↓
2013
Annual accounts 2013105 k €↓
2012
Annual accounts 2012145,1 k €↓
2011
Annual accounts 2011324,9 k €↑
2010
Annual accounts 2010170,7 k €↑
2009
Annual accounts 2009110,3 k €↑
2008
Annual accounts 200872,6 k €↓
2007
Annual accounts 200796,5 k €↑
2006
Annual accounts 200617,2 k €
03/06/1982
IncorporationPublic limited company

10/15	1 240 000	1 180 000	1 050 000
70	8 630 000	8 120 000	7 940 000
9904	412 000	388 000	301 000
17/49	2 970 000	3 140 000	3 380 000
9087	24,3	23,1	21,8

EXPERT-BEL

Overview

What does EXPERT-BEL do?

Trend over 20 financial years

Indicative valuation

Board of directors

Other companies at this address

Financials

Full financial information

Financial ratios

Annual accounts filings

Valuation

Indicative valuation

Directors & structure

Board of directors

Ownership and network

Publications

Belgian Official Gazette publications

Similar companies

Similar companies

Timeline