Vandeborne
0422.978.891 · rovalta.com · 23/09/2026
ACTIVE
Vandeborne
Financial year 2025 · closed on 31/12/2025
Net result
40,8 k €
-48.0% YoY
Gross margin
282,7 k €
-2.9% YoY
Equity
742 k €
+5.8% YoY
Overview
What does Vandeborne do?
Vandeborne is a Private limited company incorporated in 1982. Its main activity is: Activities of insurance agents and brokers. Its registered office is in Bilzen-Hoeselt.
Legal situation
● Normal situation
BCE/KBO no. / VAT
BE 0422.978.891
Incorporation
21/06/1982
Legal form
Private limited company
Registered office
Stationlaan 36A
3740 Bilzen-Hoeselt · FlandreSee on map
3740 Bilzen-Hoeselt · FlandreSee on map
Contributed capital
55 776,04 €
Latest accounts
31/12/2025
Activities (NACE)
Joint committees (1)
- 307
Signals
ProfitableSolid equityLow riskGood liquidityPositive cashflowPositive EBITDAHealthy social debts
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Financials
Trend over 20 financial years
| 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | 2014 | 2013 | 2012 | 2011 | 2010 | 2009 | 2008 | 2007 | 2006 | ||||||||||||||||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Income statement | |||||||||||||||||||||||||||||||||||||||
| Gross margin | 282,7 k € | -2.9% | 291,2 k € | -25.7% | 392,2 k € | +6.9% | 366,7 k € | +61.4% | 227,3 k € | +7.2% | 211,9 k € | -5.1% | 223,3 k € | +17.5% | 190,1 k € | +16.9% | 162,6 k € | -5.1% | 171,3 k € | +14.2% | 150 k € | +3.3% | 145,1 k € | -24.3% | 191,7 k € | +9.0% | 175,8 k € | -5.8% | 186,7 k € | -9.7% | 206,9 k € | +1.5% | 203,9 k € | +1.1% | 201,6 k € | -2.9% | 207,5 k € | +4.0% | 199,6 k € |
| EBITDA | 118,1 k € | -37.3% | 188,4 k € | +5.4% | 178,7 k € | +6.8% | 167,3 k € | +20.0% | 139,4 k € | +0.1% | 139,3 k € | -6.2% | 148,5 k € | +19.5% | 124,3 k € | +22.1% | 101,7 k € | +6.6% | 95,4 k € | +20.0% | 79,5 k € | -7.3% | 85,8 k € | -9.4% | 94,7 k € | +12.1% | 84,4 k € | -11.4% | 95,3 k € | -22.7% | 123,3 k € | +49.3% | 82,6 k € | -7.8% | 89,5 k € | -16.1% | 106,7 k € | -14.4% | 124,7 k € |
| Operating result | 84,7 k € | -38.7% | 138,2 k € | +10.7% | 124,8 k € | +8.5% | 115,1 k € | +26.4% | 91,1 k € | -10.6% | 101,8 k € | -15.4% | 120,3 k € | +102% | 59,6 k € | -35.7% | 92,7 k € | +10.4% | 84 k € | +77.0% | 47,5 k € | -23.4% | 61,9 k € | -14.3% | 72,3 k € | +22.9% | 58,8 k € | -18.2% | 71,9 k € | -31.0% | 104,2 k € | +158% | 40,4 k € | -19.6% | 50,2 k € | -25.4% | 67,3 k € | -18.1% | 82,2 k € |
| Net result | 40,8 k € | -48.0% | 78,3 k € | -15.0% | 92,2 k € | +31.2% | 70,3 k € | +50.2% | 46,8 k € | -9.3% | 51,5 k € | -26.5% | 70,2 k € | +85.2% | 37,9 k € | -11.9% | 43 k € | -16.3% | 51,4 k € | +142% | 21,2 k € | -36.4% | 33,3 k € | -19.8% | 41,6 k € | +22.6% | 33,9 k € | -3.5% | 35,1 k € | -80.6% | 180,6 k € | +1053% | 15,7 k € | +77.1% | 8,8 k € | -73.4% | 33,2 k € | +90.8% | 17,4 k € |
| Balance sheet | |||||||||||||||||||||||||||||||||||||||
| Equity | 742 k € | +5.8% | 701,2 k € | +12.6% | 622,9 k € | +17.4% | 530,7 k € | +15.3% | 460,4 k € | +11.3% | 413,7 k € | +14.2% | 362,1 k € | +24.0% | 292 k € | +14.9% | 254,1 k € | +20.4% | 211,1 k € | +32.2% | 159,7 k € | +15.3% | 138,5 k € | -12.2% | 157,6 k € | -6.5% | 168,6 k € | -9.9% | 187,2 k € | -8.5% | 204,6 k € | +167% | 76,5 k € | -17.2% | 92,3 k € | -32.1% | 136 k € | -12.4% | 155,3 k € |
| Total assets | 1,1 M € | -17.6% | 1,3 M € | +4.7% | 1,3 M € | +3.1% | 1,2 M € | +6.2% | 1,1 M € | +6.0% | 1,1 M € | +8.3% | 998,8 k € | -5.0% | 1,1 M € | +72.6% | 609,1 k € | -3.6% | 631,7 k € | -7.6% | 683,8 k € | -3.8% | 710,6 k € | +4.1% | 682,7 k € | +17.4% | 581,7 k € | +2.6% | 566,7 k € | +23.0% | 460,6 k € | +32.1% | 348,6 k € | -1.1% | 352,5 k € | -14.4% | 411,8 k € | -10.8% | 461,8 k € |
| Cash | 337,6 k € | +122% | 152,1 k € | +51.0% | 100,7 k € | +23.6% | 81,5 k € | -4.4% | 85,2 k € | +51.0% | 56,4 k € | +85.5% | 30,4 k € | -33.2% | 45,6 k € | +268% | 12,4 k € | -22.9% | 16,1 k € | -69.8% | 53,2 k € | +9.8% | 48,5 k € | -62.1% | 127,9 k € | +186% | 44,7 k € | -3.1% | 46,1 k € | -55.9% | 104,6 k € | +787% | 11,8 k € | -34.6% | 18 k € | -63.5% | 49,4 k € | -21.0% | 62,5 k € |
| Debts | 248,7 k € | -53.6% | 535,7 k € | -6.0% | 570 k € | -10.9% | 639,6 k € | -0.6% | 643,3 k € | +2.0% | 630,9 k € | +3.7% | 608,5 k € | -17.3% | 735,8 k € | +118% | 336,9 k € | -17.1% | 406,6 k € | -20.8% | 513,6 k € | -4.4% | 537,5 k € | +7.5% | 500,1 k € | +26.6% | 395,1 k € | +5.7% | 374 k € | +53.4% | 243,8 k € | -10.4% | 272,1 k € | +4.6% | 260,1 k € | -5.7% | 275,8 k € | -10.0% | 306,4 k € |
| Other | |||||||||||||||||||||||||||||||||||||||
| Workforce | – | – | – | – | – | – | 1,4 ETP | 0.0% | 1,4 ETP | -6.7% | 1,5 ETP | -6.3% | 1,6 ETP | -5.9% | 1,7 ETP | +6.2% | 1,6 ETP | -36.0% | 2,5 ETP | -7.4% | 2,7 ETP | 0.0% | 2,7 ETP | 0.0% | 2,7 ETP | -15.6% | 3,2 ETP | -13.5% | 3,7 ETP | 0.0% | 3,7 ETP | +19.4% | 3,1 ETP | ||||||
Estimate
Indicative valuation
As an indication, this company is worth
between 1 M€ and 2,5 M€
See the valuationGovernance
Board of directors
Seen on filing of 31/12/2025 · 1 active · 1 ended
Active mandates
Johan VANDEBORNE
ActiveEnded mandates
Johan VANDEBORNE
EndedFinancials
Annual accounts
Full financial information
| 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | |
|---|---|---|---|---|---|---|
| Type of account | Micro model | Micro model | Micro model | Micro model | Micro model | Micro model |
| Start of the financial year | 01/01/2025 | 01/01/2024 | 01/01/2023 | 01/01/2022 | 01/01/2021 | 01/01/2020 |
| Closing of the financial year | 31/12/2025 | 31/12/2024 | 31/12/2023 | 31/12/2022 | 31/12/2021 | 31/12/2020 |
| Length of the financial year | 12 months | 12 months | 12 months | 12 months | 12 months | 12 months |
| Filing date | 26/06/2026 | 10/06/2025 | 12/06/2024 | 20/06/2023 | 22/06/2022 | 25/06/2021 |
| General meeting | 23/06/2026 | 27/05/2025 | 28/05/2024 | 23/05/2023 | 31/05/2022 | 25/05/2021 |
| Currency of the financial year | EUR | EUR | EUR | EUR | EUR | EUR |
| NBB quality label | Satisfying controls | Satisfying controls | Satisfying controls | Satisfying controls | Satisfying controls | Satisfying controls |
Ratios
Financial ratios
Looking for more information about this company?
Try for 7 daysFilings
Annual accounts filings
20 filings with the NBB
| Model | Closing | General meeting | Filed | Language | Document |
|---|---|---|---|---|---|
| Micro model | 31/12/2025 | 23/06/2026 | 26/06/2026 | Dutch | |
| Micro model | 31/12/2024 | 27/05/2025 | 10/06/2025 | Dutch | |
| Micro model | 31/12/2023 | 28/05/2024 | 12/06/2024 | Dutch | |
| Micro model | 31/12/2022 | 23/05/2023 | 20/06/2023 | Dutch | |
| Micro model | 31/12/2021 | 31/05/2022 | 22/06/2022 | Dutch | |
| Micro model | 31/12/2020 | 25/05/2021 | 25/06/2021 | Dutch | |
| Abridged model | 31/12/2019 | 26/05/2020 | 24/06/2020 | Dutch | |
| Abridged model | 31/12/2018 | 28/06/2019 | 24/07/2019 | Dutch | |
| Abridged model | 31/12/2017 | 22/05/2018 | 18/06/2018 | Dutch | |
| Abridged model | 31/12/2016 | 23/05/2017 | 30/08/2017 | Dutch | |
| Abridged model | 31/12/2015 | 24/05/2016 | 23/06/2016 | Dutch | |
| Abridged model | 31/12/2014 | 26/05/2015 | 25/06/2015 | Dutch | |
| Abridged model | 31/12/2013 | 27/06/2014 | 31/07/2014 | Dutch | |
| Abridged model | 31/12/2012 | 28/06/2013 | 21/08/2013 | Dutch | |
| Abridged model | 31/12/2011 | 22/05/2012 | 27/02/2013 | Dutch | |
| Abridged model | 31/12/2010 | 25/06/2011 | 08/07/2011 | Dutch | |
| Abridged model | 31/12/2009 | 25/05/2010 | 12/07/2010 | Dutch | |
| Abridged model | 31/12/2008 | 26/06/2009 | 13/07/2009 | Dutch | |
| Abridged model | 31/12/2007 | 27/06/2008 | 24/07/2008 | Dutch | |
| Abridged model | 31/12/2006 | 22/05/2007 | 28/09/2007 | Dutch |
Valuation
Estimate
Indicative valuation
Order of magnitude
As an indication, this company is worth
between 1 M€ and 2,5 M€
The detail comes with the Business plan: low and high bounds, the valuation bridge for each financial year, transaction multiples by sector and size, group valuation and exports.
Disclaimer
Indicative estimate based on public sector multiples and the filed annual accounts. It is neither a certified valuation nor financial or investment advice.
Directors & structure
Governance
Board of directors
Seen on filing of 31/12/2025 · 1 active · 1 ended
Active mandates
Johan VANDEBORNE
ActiveEnded mandates
Johan VANDEBORNE
EndedShareholders
Ownership and network
Looking for more information about this company?
Try for 7 daysPublications
Belgian Official Gazette
Belgian Official Gazette publications
Source: Belgian Official Gazette
Similar companies
Competition
Similar companies
A company's peers, by sector and size, are included in the Business plan.
See the Business planTimeline
Timeline
- 2025Annual accounts 202540,8 k €↓
- 2024Annual accounts 202478,3 k €↓
- 2023Annual accounts 202392,2 k €↑
- 2022Annual accounts 202270,3 k €↑
- 2021Annual accounts 202146,8 k €↓
- 2020Annual accounts 202051,5 k €↓
- 2019Annual accounts 201970,2 k €↑
- 2018Annual accounts 201837,9 k €↓
- 2017Annual accounts 201743 k €↓
- 2016Annual accounts 201651,4 k €↑
- 2015Annual accounts 201521,2 k €↓
- 2014Annual accounts 201433,3 k €↓
- 2013Annual accounts 201341,6 k €↑
- 2012Annual accounts 201233,9 k €↓
- 2011Annual accounts 201135,1 k €↓
- 2010Annual accounts 2010180,6 k €↑
- 2009Annual accounts 200915,7 k €↑
- 2008Annual accounts 20088,8 k €↓
- 2007Annual accounts 200733,2 k €↑
- 2006Annual accounts 200617,4 k €
- 21/06/1982IncorporationPrivate limited company