ACTIVE

All-inSurance & Finance

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Financial year 2025 · closed on 31/12/2025
Net result
130,7 k €
+4025.7% YoY
Gross margin
1,5 M €
+318.8% YoY
Equity
954,5 k €
+171.8% YoY
Workforce
8,7 ETP
+180.6% YoY

What does All-inSurance & Finance do?

All-inSurance & Finance is a Private limited company incorporated in 1983. Its main activity is: Activities of insurance agents and brokers. Its registered office is in Merelbeke-Melle. It employs on average 8,7 ETP workers (FTE).

Legal situation
● Normal situation
BCE/KBO no. / VAT
BE 0423.908.311
Incorporation
26/01/1983
Legal form
Private limited company
Registered office
Lindestraat 2
9090 Merelbeke-Melle · FlandreSee on map
Contributed capital
302 343,50 €
Latest accounts
31/12/2025
Average workforce
8,7 ETP
Activities (NACE)
66220Activities of insurance agents and brokers· main66220Activities of insurance agents and brokers67201Agents et courtiers d'assurances
Joint committees (2)
  • 307
  • 3070
Contacts
2 public details availableLog in to view
Signals
ProfitableSolid equityLow riskPositive cashflowPositive EBITDAHealthy social debts
View the BCE/KBO Public Search record →
Health score
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✦ Verdict · Analyst summary
Financials

Trend over 17 financial years

20252024202320222021201820172015201420132012201120102009200820072006
Income statement
Gross margin1,5 M €346,7 k €317,1 k €393,5 k €413,5 k €531,9 k €627,1 k €430,1 k €418 k €181,3 k €36,6 k €33,4 k €42,4 k €45,2 k €38 k €41,3 k €55,9 k €
EBITDA566,7 k €83,8 k €74,4 k €98,4 k €19,8 k €324,4 k €454,6 k €316,5 k €340 k €115,8 k €5,8 k €10,8 k €6 k €5,5 k €355 €7,5 k €15,2 k €
Operating result217,2 k €22,7 k €15,3 k €39,3 k €19,8 k €215 k €254,3 k €225,9 k €249,4 k €24,9 k €4 k €5,8 k €663 €806 €-1,3 k €1,5 k €9,5 k €
Net result130,7 k €3,2 k €376,1 €12,4 k €5,3 k €117,6 k €217,9 k €213,5 k €244,1 k €9,4 k €444 €1,9 k €-1,2 k €-661 €-973 €1,7 k €1,6 k €
Balance sheet
Equity954,5 k €351,2 k €348 k €347,7 k €335,3 k €94,1 k €76,5 k €55,7 k €42,2 k €38,1 k €28,7 k €28,2 k €26,4 k €27,6 k €28,2 k €29,2 k €27,5 k €
Total assets2,6 M €739 k €656,7 k €789 k €884,2 k €1,3 M €1,4 M €1 M €707,6 k €432,2 k €89,2 k €138,8 k €142,5 k €147,7 k €145,3 k €146,3 k €138,2 k €
Cash150,1 k €157,4 k €128,1 k €142,9 k €147,3 k €116,7 k €62,6 k €55 k €13,8 k €44,2 k €63,2 k €119,3 k €103,9 k €33,5 k €41,3 k €45,9 k €47,3 k €
Debts1,6 M €379,9 k €301,4 k €421,2 k €357,7 k €1,1 M €1,4 M €957,5 k €646,3 k €381 k €55,1 k €101,6 k €103,4 k €108,7 k €102,5 k €107,9 k €98,4 k €
Other
Workforce8,7 ETP3,1 ETP3,8 ETP3,6 ETP5,8 ETP4,0 ETP3,9 ETP2,9 ETP1,8 ETP1,4 ETP0,7 ETP0,5 ETP1,0 ETP1,0 ETP1,0 ETP1,1 ETP1,1 ETP
Estimate

Indicative valuation

As an indication, this company is worth

between 1 M€ and 2,5 M€
See the valuation
Governance

Board of directors

Seen on filing of 31/12/2025 · 2 active · 26 ended

Active mandates

Gaétan Timmerman

Director · since 27 août 2025

Active
All-In

Director · since 22 avril 2025 · 1010.002.701

Represented by Pascal SLOCK

Active

Ended mandates

CS CONSULTING

Director · since 29 juillet 2019 · 0842.069.866

Represented by Slock CHRISTOF

Ended
CS CONSULTING

Director · since 29 juillet 2019 · 0842.069.866

Represented by Christof SLOCK

Ended
PSP INVEST

Director · since 29 juillet 2019 · 0842.071.153

Represented by Slock PASCAL

Ended
PSP INVEST

Director · since 29 juillet 2019 · 0842.071.153

Represented by Pascal SLOCK

Ended
At this address

Other companies at this address

CompanyCBE no.
All-In● Active
1010.002.701
CPS● Active
0886.955.726
Immo Wim Verstraeten● Liquidation
0888.451.704
Annual accounts

Full financial information

202520242023202220212020
Type of accountAbridged modelAbridged modelAbridged modelAbridged modelAbridged modelAbridged model
Start of the financial year01/01/202501/01/202401/01/202301/01/202201/01/202101/01/2020
Closing of the financial year31/12/202531/12/202431/12/202331/12/202231/12/202131/12/2020
Length of the financial year12 months12 months12 months12 months12 months12 months
Filing date24/08/202624/07/202504/07/202429/06/202328/06/202201/07/2021
General meeting30/06/202627/06/202506/06/202401/06/202302/06/202203/06/2021
Currency of the financial yearEUREUREUREUREUREUR
NBB quality labelSatisfying controlsSatisfying controlsSatisfying controlsSatisfying controlsSatisfying controlsSatisfying controls
Ratios

Financial ratios

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Filings

Annual accounts filings

20 filings with the NBB

ModelClosingGeneral meetingFiledLanguageDocument
Abridged model31/12/202530/06/202624/08/2026DutchPDF
Abridged model31/12/202427/06/202524/07/2025DutchPDF
Abridged model31/12/202306/06/202404/07/2024DutchPDF
Abridged model31/12/202201/06/202329/06/2023DutchPDF
Abridged model31/12/202102/06/202228/06/2022DutchPDF
Abridged model31/12/202003/06/202101/07/2021DutchPDF
Abridged model31/12/201904/06/202003/07/2020DutchPDF
Abridged model31/12/201806/06/201915/07/2019DutchPDF
Abridged model31/12/201707/06/201826/07/2018DutchPDF
Abridged model31/12/201601/06/201727/07/2017DutchPDF
Abridged model31/12/201527/05/201610/06/2016DutchPDF
Abridged model31/12/201404/06/201526/06/2015DutchPDF
Abridged model31/12/201305/06/201427/06/2014DutchPDF
Abridged model31/12/201206/06/201317/06/2013DutchPDF
Abridged model31/12/201107/06/201210/07/2012DutchPDF
Abridged model31/12/201003/06/201109/06/2011DutchPDF
Abridged model31/12/200903/06/201007/07/2010DutchPDF
Abridged model31/12/200804/06/200920/07/2009DutchPDF
Abridged model31/12/200705/06/200827/06/2008DutchPDF
Abridged model31/12/200607/06/200706/07/2007DutchPDF
Estimate

Indicative valuation

Order of magnitude

As an indication, this company is worth

between 1 M€ and 2,5 M€

The detail comes with the Business plan: low and high bounds, the valuation bridge for each financial year, transaction multiples by sector and size, group valuation and exports.

Discover the Business plan
Disclaimer

Indicative estimate based on public sector multiples and the filed annual accounts. It is neither a certified valuation nor financial or investment advice.

Governance

Board of directors

Seen on filing of 31/12/2025 · 2 active · 26 ended

Active mandates

Gaétan Timmerman

Director · since 27 août 2025

Active
All-In

Director · since 22 avril 2025 · 1010.002.701

Represented by Pascal SLOCK

Active

Ended mandates

CS CONSULTING

Director · since 29 juillet 2019 · 0842.069.866

Represented by Slock CHRISTOF

Ended
CS CONSULTING

Director · since 29 juillet 2019 · 0842.069.866

Represented by Christof SLOCK

Ended
PSP INVEST

Director · since 29 juillet 2019 · 0842.071.153

Represented by Slock PASCAL

Ended
PSP INVEST

Director · since 29 juillet 2019 · 0842.071.153

Represented by Pascal SLOCK

Ended
Shareholders

Ownership and network

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Belgian Official Gazette

Belgian Official Gazette publications

  • Restructuring25/09/2025
    BENAMING - KAPITAAL - AANDELEN - ONTSLAGEN - BENOEMINGEN - RUBRIEK HERSTRUCTURERING (FUSIE, SPLITSING, OVERDRACHT VERMOGEN, ENZ...)
    PDF
  • Restructuring24/07/2025
    RUBRIEK HERSTRUCTURERING (FUSIE, SPLITSING, OVERDRACHT VERMOGEN, ENZ...)
    PDF
  • Restructuring12/05/2025
    RUBRIEK HERSTRUCTURERING (FUSIE, SPLITSING, OVERDRACHT VERMOGEN, ENZ...) - KAPITAAL - AANDELEN - BENAMING - STATUTEN (VERTALING, COÖRDINATIE, OVERIGE WIJZIGINGEN, …) - ONTSLAGEN - BENOEMINGEN
    PDF
  • Restructuring06/03/2025
    RUBRIEK HERSTRUCTURERING (FUSIE, SPLITSING, OVERDRACHT VERMOGEN, ENZ...)
    PDF
  • Mandates26/08/2019
    STATUTEN (VERTALING, COÖRDINATIE, OVERIGE WIJZIGINGEN, …) - WIJZIGING RECHTSVORM - ONTSLAGEN - BENOEMINGEN
    PDF
  • Registered office06/10/2017
    MAATSCHAPPELIJKE ZETEL
    PDF
  • Restructuring17/08/2017
    RUBRIEK HERSTRUCTURERING (FUSIE, SPLITSING, OVERDRACHT VERMOGEN, ENZ...)
    PDF
  • Mandates02/05/2017
    ONTSLAGEN - BENOEMINGEN
    PDF

Source: Belgian Official Gazette

Competition

Similar companies

A company's peers, by sector and size, are included in the Business plan.

See the Business plan

Timeline

  1. 2025
    Annual accounts 2025130,7 k €↑
  2. 2024
    Annual accounts 20243,2 k €↑
  3. 2024
    Name changeAll-inSurance & Finance
  4. 2023
    Annual accounts 2023376,1 €↓
  5. 2022
    Annual accounts 202212,4 k €↑
  6. 2021
    Annual accounts 20215,3 k €↓
  7. 2018
    Annual accounts 2018117,6 k €↓
  8. 2017
    Annual accounts 2017217,9 k €↑
  9. 2015
    Annual accounts 2015213,5 k €↓
  10. 2014
    Annual accounts 2014244,1 k €↑
  11. 2013
    Annual accounts 20139,4 k €↑
  12. 2013
    Name changeCps Verzekeringen
  13. 2012
    Annual accounts 2012444 €↓
  14. 2011
    Annual accounts 20111,9 k €↑
  15. 2010
    Annual accounts 2010-1,2 k €↓
  16. 2009
    Annual accounts 2009-661 €↑
  17. 2008
    Annual accounts 2008-973 €↓
  18. 2007
    Annual accounts 20071,7 k €↑
  19. 2006
    Annual accounts 20061,6 k €
  20. 2006
    Name changeAssurantie Adviesbureau - Bureau Agrée d'Assurances
  21. 26/01/1983
    IncorporationPrivate limited company