ACTIVE

DELTA FINANCE

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Financial year 2025 · closed on 30/06/2025

Net result

253 k €

+14.3% YoY

Gross margin

534,9 k €

+5.1% YoY

Equity

2,6 M €

+10.9% YoY

What does DELTA FINANCE do?

DELTA FINANCE is a Private limited company incorporated in 1983. Its main activity is: Financial leasing. Its registered office is in Sint-Martens-Latem.

Legal situation

● Normal situation

BCE/KBO no. / VAT

BE 0425.246.713

Incorporation

29/12/1983

Legal form

Private limited company

Registered office

Papenaard 10
9830 Sint-Martens-Latem · FlandreSee on map

Contributed capital

2 230 987,00 €

Latest accounts

30/06/2025

Activities (NACE)

64910Financial leasing· main 64910Financial leasing 70200Management consultancy activities 70220Business and other management consultancy activities

Joint committees (1)

Signals

ProfitableSolid equityLow riskGood liquidityPositive cashflowPositive EBITDA

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✦ Verdict · Analyst summary

Financials

Trend over 19 financial years

	2025		2024		2023		2022		2021		2020		2019		2018		2017		2016		2015		2014		2013		2012		2011		2010		2009		2008		2007
Income statement
Gross margin	534,9 k €	+5.1%	508,8 k €	+2.6%	495,9 k €	+1.0%	491,1 k €	+1.9%	481,9 k €	+9.8%	438,8 k €	+44.3%	304 k €	+22.4%	248,5 k €	+4.9%	236,7 k €	+175%	86 k €	-56.2%	196,5 k €	-17.3%	237,7 k €	+85.2%	128,3 k €	+6.1%	120,9 k €	+18.8%	101,8 k €	-22.0%	130,6 k €	+19685%	-666,7 €	-143%	1,6 k €	+356%	-605 €
EBITDA	534,7 k €	+5.8%	505,3 k €	+2.6%	492,4 k €	+1.6%	484,8 k €	+1.9%	475,8 k €	+12.4%	423,4 k €	+40.7%	301 k €	+21.7%	247,3 k €	+5.9%	233,5 k €	+559%	35,4 k €	-71.1%	122,6 k €	-29.9%	174,8 k €	+136%	74 k €	-0.0%	74,1 k €	-18.0%	90,3 k €	-20.9%	114,2 k €	+14843%	-774,3 €	-159%	1,3 k €	+255%	-841,7 €
Operating result	371 k €	+8.6%	341,6 k €	+3.9%	328,7 k €	+2.3%	321,1 k €	+2.9%	312,2 k €	+20.2%	259,7 k €	+295%	-133,3 k €	-173%	182,3 k €	+7.0%	170,4 k €	+717%	-27,6 k €	-145%	62 k €	-17.8%	75,5 k €	+285%	-40,8 k €	-160%	-15,7 k €	-405%	-3,1 k €	-105%	67,6 k €	+8830%	-774,3 €	-159%	1,3 k €	+255%	-841,7 €
Net result	253 k €	+14.3%	221,3 k €	+8.0%	204,8 k €	+11.0%	184,5 k €	+4.9%	175,9 k €	+7.5%	163,6 k €	+115%	-1,1 M €	-1444%	80,5 k €	-25.0%	107,3 k €	+260%	-67 k €	-423%	20,7 k €	-50.1%	41,5 k €	+170%	-59,4 k €	-165%	-22,4 k €	-254%	-6,3 k €	-111%	59,4 k €	+26613%	-224 €	-112%	1,9 k €	+667%	-327,2 €
Balance sheet
Equity	2,6 M €	+10.9%	2,3 M €	+10.5%	2,1 M €	+10.8%	1,9 M €	+10.7%	1,7 M €	+11.4%	1,5 M €	+19.3%	1,3 M €	+637%	175,5 k €	+84.7%	95,1 k €	+874%	-12,3 k €	-122%	54,7 k €	+61.0%	34 k €	+551%	-7,5 k €	-115%	51,9 k €	-30.2%	74,3 k €	-7.9%	80,6 k €	+95.6%	41,2 k €	-0.5%	41,4 k €	+4.7%	39,6 k €
Total assets	3,1 M €	-9.2%	3,4 M €	-4.0%	3,6 M €	-5.3%	3,8 M €	-3.1%	3,9 M €	-3.6%	4 M €	+1.4%	4 M €	+2.8%	3,9 M €	-2.5%	4 M €	+4.4%	3,8 M €	+53.2%	2,5 M €	+28.4%	1,9 M €	-9.2%	2,1 M €	+542%	331 k €	+6.3%	311,4 k €	+38.4%	225 k €	+433%	42,2 k €	-0.5%	42,5 k €	+1.5%	41,9 k €
Cash	35,1 k €	-82.5%	200,6 k €	+20.1%	167,1 k €	-19.5%	207,4 k €	+66.5%	124,6 k €	+21.7%	102,3 k €	+44.3%	70,9 k €	+137%	29,9 k €	-5.9%	31,8 k €	-16.6%	38,1 k €	-69.8%	126,1 k €	+166%	47,4 k €	+153%	18,8 k €	+175%	6,8 k €	+11.7%	6,1 k €	-76.6%	26 k €	+1322%	1,8 k €	-93.6%	28,4 k €	-3.8%	29,6 k €
Debts	418,2 k €	-57.6%	986,7 k €	-27.0%	1,4 M €	-23.1%	1,8 M €	-14.8%	2,1 M €	-14.5%	2,4 M €	-7.4%	2,6 M €	-27.8%	3,6 M €	-3.9%	3,8 M €	+0.8%	3,7 M €	+57.4%	2,4 M €	+28.5%	1,8 M €	-13.5%	2,1 M €	+667%	277,9 k €	+17.5%	236,5 k €	+64.5%	143,7 k €	+13610%	1 k €		–		–
Other
Workforce	–		–		–		–		–		–		–		–		–		0,3 ETP	-70.0%	1,0 ETP	+42.9%	0,7 ETP		–		–		–		–		–		–		–

Estimate

Indicative valuation

As an indication, this company is worth

between 2,5 M€ and 5 M€

See the valuation

Governance

Board of directors

Seen on filing of 30/06/2025 · 2 active · 8 ended

Active mandates

Nathalie De Cooman

Director

Active

Pieter Claerhout

Director

Active

Ended mandates

Nathalie De Cooman

Director · since 16 octobre 2018

Ended

Nathalie De Cooman

Manager · since 16 octobre 2018

Ended

Pieter Claerhout

Director · since 16 octobre 2018

Ended

Pieter Claerhout

Manager · since 16 octobre 2018

Ended

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Annual accounts

Full financial information

	2025	2024	2023	2022	2021	2020
Type of account	Abridged model	Abridged model	Abridged model	Abridged model	Abridged model	Abridged model
Start of the financial year	01/07/2024	01/07/2023	01/07/2022	01/07/2021	01/07/2020	01/07/2019
Closing of the financial year	30/06/2025	30/06/2024	30/06/2023	30/06/2022	30/06/2021	30/06/2020
Length of the financial year	12 months	12 months	12 months	12 months	12 months	12 months
Filing date	18/12/2025	19/12/2024	18/12/2023	19/12/2022	22/12/2021	18/12/2020
General meeting	12/12/2025	13/12/2024	08/12/2023	09/12/2022	10/12/2021	11/12/2020
Currency of the financial year	EUR	EUR	EUR	EUR	EUR	EUR
NBB quality label	Satisfying controls	Satisfying controls	Satisfying controls	Satisfying controls	Satisfying controls	Satisfying controls

Ratios

Financial ratios

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Filings

Annual accounts filings

20 filings with the NBB

Model	Closing	General meeting	Filed	Language	Document
Abridged model	30/06/2025	12/12/2025	18/12/2025	Dutch	PDF
Abridged model	30/06/2024	13/12/2024	19/12/2024	Dutch	PDF
Abridged model	30/06/2023	08/12/2023	18/12/2023	Dutch	PDF
Abridged model	30/06/2022	09/12/2022	19/12/2022	Dutch	PDF
Abridged model	30/06/2021	10/12/2021	22/12/2021	Dutch	PDF
Abridged model	30/06/2020	11/12/2020	18/12/2020	Dutch	PDF
Abridged model	30/06/2019	13/12/2019	21/02/2020	Dutch	PDF
Micro model	30/06/2018	14/12/2018	31/01/2019	Dutch	PDF
Micro model	30/06/2017	08/12/2017	30/01/2018	Dutch	PDF
Abridged model	30/06/2016	09/12/2016	25/01/2017	Dutch	PDF
Abridged model	30/06/2015	11/12/2015	15/01/2016	Dutch	PDF
Abridged model	30/06/2014	12/12/2014	16/03/2015	Dutch	PDF
Abridged model	30/06/2013	13/12/2013	14/02/2014	Dutch	PDF
Abridged model	30/06/2012	14/12/2012	13/02/2013	Dutch	PDF
Abridged model	30/06/2011	09/12/2011	27/02/2012	Dutch	PDF
Abridged model	30/06/2010	31/12/2010	30/01/2011	Dutch	PDF
Abridged model	30/06/2009	30/12/2009	31/01/2010	Dutch	PDF
Abridged model	30/06/2008	30/12/2008	18/02/2009	Dutch	PDF
Abridged model	30/06/2007	15/11/2007	21/11/2007	Dutch	PDF
Abridged model	30/06/2006	30/12/2006	09/01/2007	Dutch	PDF

Estimate

Indicative valuation

Order of magnitude

As an indication, this company is worth

between 2,5 M€ and 5 M€

The detail comes with the Business plan: low and high bounds, the valuation bridge for each financial year, transaction multiples by sector and size, group valuation and exports.

Discover the Business plan

Disclaimer

Indicative estimate based on public sector multiples and the filed annual accounts. It is neither a certified valuation nor financial or investment advice.

Governance

Board of directors

Seen on filing of 30/06/2025 · 2 active · 8 ended

Active mandates

Nathalie De Cooman

Director

Active

Pieter Claerhout

Director

Active

Ended mandates

Nathalie De Cooman

Director · since 16 octobre 2018

Ended

Nathalie De Cooman

Manager · since 16 octobre 2018

Ended

Pieter Claerhout

Director · since 16 octobre 2018

Ended

Pieter Claerhout

Manager · since 16 octobre 2018

Ended

Shareholders

Ownership and network

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Belgian Official Gazette

Belgian Official Gazette publications

Mandates17/01/2024
STATUTEN (VERTALING, COÖRDINATIE, OVERIGE WIJZIGINGEN, ) - WIJZIGING RECHTSVORM - DIVERSEN - ONTSLAGEN - BENOEMINGEN
PDF
Capital / shares24/12/2018
KAPITAAL - AANDELEN
PDF
Mandates07/11/2018
MAATSCHAPPELIJKE ZETEL - ONTSLAGEN - BENOEMINGEN
PDF
Registered office11/08/2017
MAATSCHAPPELIJKE ZETEL
PDF
Registered office16/12/2015
MAATSCHAPPELIJKE ZETEL
PDF
Registered office20/04/2009
MAATSCHAPPELIJKE ZETEL - KAPITAAL - AANDELEN - WIJZIGING RECHTSVORM
PDF

Source: Belgian Official Gazette

Competition

Similar companies

A company's peers, by sector and size, are included in the Business plan.

See the Business plan

2025
Annual accounts 2025253 k €↑
2024
Annual accounts 2024221,3 k €↑
2023
Annual accounts 2023204,8 k €↑
2022
Annual accounts 2022184,5 k €↑
2021
Annual accounts 2021175,9 k €↑
2020
Annual accounts 2020163,6 k €↑
2019
Annual accounts 2019-1,1 M €↓
2018
Annual accounts 201880,5 k €↓
2017
Annual accounts 2017107,3 k €↑
2016
Annual accounts 2016-67 k €↓
2015
Annual accounts 201520,7 k €↓
2014
Annual accounts 201441,5 k €↑
2013
Annual accounts 2013-59,4 k €↓
2012
Annual accounts 2012-22,4 k €↓
2011
Annual accounts 2011-6,3 k €↓
2010
Annual accounts 201059,4 k €↑
2009
Annual accounts 2009-224 €↓
2008
Annual accounts 20081,9 k €↑
2007
Annual accounts 2007-327,2 €
29/12/1983
IncorporationPrivate limited company

10/15	1 240 000	1 180 000	1 050 000
70	8 630 000	8 120 000	7 940 000
9904	412 000	388 000	301 000
17/49	2 970 000	3 140 000	3 380 000
9087	24,3	23,1	21,8

DELTA FINANCE

Overview

What does DELTA FINANCE do?

Trend over 19 financial years

Indicative valuation

Board of directors

Other companies at this address

Financials

Full financial information

Financial ratios

Annual accounts filings

Valuation

Indicative valuation

Directors & structure

Board of directors

Ownership and network

Publications

Belgian Official Gazette publications

Similar companies

Similar companies

Timeline