ACTIVE

Gika

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Financial year 2025 · closed on 30/12/2025

Net result

138,4 k €

-9.3% YoY

Gross margin

389,7 k €

+1.4% YoY

Equity

1,8 M €

+8.5% YoY

What does Gika do?

Gika is a Public limited company incorporated in 1983. Its main activity is: Activities of insurance agents and brokers. Its registered office is in Deerlijk.

Legal situation

● Normal situation

BCE/KBO no. / VAT

BE 0425.661.239

Incorporation

19/10/1983

Legal form

Public limited company

Registered office

Vichtesteenweg 48
8540 Deerlijk · FlandreSee on map

Contributed capital

62 000,00 €

Latest accounts

30/12/2025

Activities (NACE)

66220Activities of insurance agents and brokers· main 66220Activities of insurance agents and brokers 67201Agents et courtiers d'assurances

Joint committees (2)

307
3070

Signals

ProfitableSolid equityLow riskGood liquidityPositive cashflowPositive EBITDAHealthy social debts

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Health score

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✦ Verdict · Analyst summary

Financials

Trend over 19 financial years

	2025		2024		2023		2022		2021		2020		2019		2018		2017		2015		2014		2013		2012		2011		2010		2009		2008		2007		2006
Income statement
Gross margin	389,7 k €	+1.4%	384,3 k €	+41.8%	271 k €	-24.5%	358,9 k €	+115%	166,6 k €	+10.3%	151,1 k €	-38.5%	245,5 k €	-2.0%	250,4 k €	-11.6%	283,2 k €	-12.8%	324,9 k €	+2.7%	316,4 k €	-6.1%	337,1 k €	+13.0%	298,4 k €	+61.0%	185,4 k €	-12.1%	210,8 k €	-0.0%	210,9 k €	-17.1%	254,4 k €	+64.1%	155,1 k €	-6.6%	166,1 k €
EBITDA	329,2 k €	-4.5%	344,6 k €	+47.2%	234,1 k €	-23.5%	306 k €	+155%	120,1 k €	+15.9%	103,7 k €	-47.1%	195,9 k €	-2.4%	200,6 k €	-24.5%	265,5 k €	+9.8%	241,8 k €	-9.7%	267,8 k €	-8.4%	292,5 k €	+12.8%	259,2 k €	+72.8%	150 k €	-11.8%	170,1 k €	-1.8%	173,3 k €	-21.0%	219,2 k €	+79.2%	122,3 k €	-4.0%	127,4 k €
Operating result	203,7 k €	-4.5%	213,3 k €	+101%	105,9 k €	-40.7%	178,7 k €	+2790%	-6,6 k €	+68.9%	-21,4 k €	-155%	38,6 k €	-45.3%	70,5 k €	-48.5%	137 k €	+23.4%	111 k €	-14.5%	129,9 k €	+18.0%	110,1 k €	+410%	-35,5 k €	-63.0%	-21,8 k €	-123%	94,7 k €	+11.0%	85,3 k €	-42.8%	149,2 k €	+189%	51,7 k €	-18.6%	63,5 k €
Net result	138,4 k €	-9.3%	152,6 k €	+68.0%	90,8 k €	-23.4%	118,5 k €	+1701%	-7,4 k €	+78.1%	-33,8 k €	-265%	20,5 k €	-47.1%	38,8 k €	-78.8%	182,8 k €	+196%	61,7 k €	-42.6%	107,5 k €	+37.3%	78,3 k €	+233%	-58,9 k €	-233%	-17,7 k €	-122%	78,8 k €	+14.6%	68,8 k €	-46.7%	129 k €	+141%	53,6 k €	-12.4%	61,2 k €
Balance sheet
Equity	1,8 M €	+8.5%	1,6 M €	+10.4%	1,5 M €	+6.6%	1,4 M €	+9.4%	1,3 M €	-0.6%	1,3 M €	-2.6%	1,3 M €	+1.6%	1,3 M €	+3.1%	1,2 M €	+18.6%	1 M €	+6.3%	986,4 k €	+12.2%	878,8 k €	+9.8%	800,5 k €	-6.9%	859,4 k €	-2.0%	877,1 k €	+9.9%	798,3 k €	+9.4%	729,5 k €	+13.9%	640,5 k €	+9.1%	586,8 k €
Total assets	2,4 M €	+7.0%	2,2 M €	+8.7%	2 M €	+6.9%	1,9 M €	+1.5%	1,9 M €	+1.7%	1,8 M €	+3.1%	1,8 M €	+6.0%	1,7 M €	-14.0%	2 M €	-7.0%	2,1 M €	-1.4%	2,1 M €	+3.9%	2,1 M €	+5.9%	1,9 M €	+70.4%	1,1 M €	-0.6%	1,1 M €	+9.6%	1 M €	-0.8%	1,1 M €	+19.8%	878,3 k €	+10.2%	796,7 k €
Cash	155,4 k €	-22.9%	201,5 k €	-11.4%	227,5 k €	-3.7%	236,2 k €	-47.7%	451,7 k €	+4.0%	434,2 k €	+36.6%	317,8 k €	+5.4%	301,5 k €	-36.7%	476,2 k €	+65.0%	288,7 k €	+18.9%	242,8 k €	+114%	113,7 k €	-38.0%	183,4 k €	-41.1%	311,6 k €	-60.5%	788,3 k €	+27.3%	619,1 k €	+3.8%	596,2 k €	+20.5%	494,6 k €	+23.6%	400,4 k €
Debts	537,7 k €	+3.1%	521,3 k €	+4.6%	498,3 k €	+8.7%	458,4 k €	-24.7%	608,9 k €	+6.9%	569,7 k €	+18.3%	481,5 k €	+20.0%	401,2 k €	-43.7%	713,3 k €	-30.1%	1 M €	-11.0%	1,1 M €	-2.3%	1,2 M €	+3.2%	1,1 M €	+309%	277,8 k €	+4.1%	266,9 k €	+8.6%	245,9 k €	-23.9%	323 k €	+35.8%	237,8 k €	+13.3%	209,9 k €
Other
Workforce	–		–		–		–		–		–		–		–		–		0,9 ETP	0.0%	0,9 ETP	0.0%	0,9 ETP	0.0%	0,9 ETP	0.0%	0,9 ETP	0.0%	0,9 ETP	0.0%	0,9 ETP	0.0%	0,9 ETP	0.0%	0,9 ETP	-25.0%	1,2 ETP

Estimate

Indicative valuation

As an indication, this company is worth

between 1 M€ and 2,5 M€

See the valuation

Governance

Board of directors

Seen on filing of 30/12/2025 · 3 active · 18 ended

Active mandates

Carine Vermoere-Vereecke

Managing director · since 17 février 2025 · until 31 mai 2030

Active

Guido Dujardin

Managing director · since 17 février 2025 · until 31 mai 2030

Active

Linda Vermoere-Vereecke

Director · since 17 février 2025 · until 31 mai 2030

Active

Ended mandates

Carine Vermoere-Vereecke

Director · since 24 juin 2016 · until 31 mai 2022

Ended

Guido Dujardin

Managing director · since 24 juin 2016 · until 31 mai 2022

Ended

Linda Vermoere-Vereecke

Director · since 24 juin 2016 · until 31 mai 2022

Ended

Carine Vermoere-Vereecke

Director · until 31 mai 2016

Ended

At this address

Other companies at this address

Company	CBE no.
VERZEKERINGSMAKELAAR DUJARDIN● Active	0417.885.995

Annual accounts

Full financial information

	2025	2024	2023	2022	2021	2020
Type of account	Micro model	Micro model	Micro model	Micro model	Micro model	Micro model
Start of the financial year	31/12/2024	31/12/2023	31/12/2022	31/12/2021	31/12/2020	31/12/2019
Closing of the financial year	30/12/2025	30/12/2024	30/12/2023	30/12/2022	30/12/2021	30/12/2020
Length of the financial year	13 months	13 months	13 months	13 months	13 months	13 months
Filing date	11/06/2026	03/06/2025	05/06/2024	21/06/2023	07/06/2022	15/06/2021
General meeting	29/05/2026	31/05/2025	31/05/2024	31/05/2023	31/05/2022	29/05/2021
Currency of the financial year	EUR	EUR	EUR	EUR	EUR	EUR
NBB quality label	Satisfying controls	Satisfying controls	Satisfying controls	Satisfying controls	Satisfying controls	Satisfying controls

Ratios

Financial ratios

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Filings

Annual accounts filings

20 filings with the NBB

Model	Closing	General meeting	Filed	Language	Document
Micro model	30/12/2025	29/05/2026	11/06/2026	Dutch	PDF
Micro model	30/12/2024	31/05/2025	03/06/2025	Dutch	PDF
Micro model	30/12/2023	31/05/2024	05/06/2024	Dutch	PDF
Micro model	30/12/2022	31/05/2023	21/06/2023	Dutch	PDF
Micro model	30/12/2021	31/05/2022	07/06/2022	Dutch	PDF
Micro model	30/12/2020	29/05/2021	15/06/2021	Dutch	PDF
Micro model	30/12/2019	29/05/2020	23/06/2020	Dutch	PDF
Micro model	30/12/2018	31/05/2019	12/06/2019	Dutch	PDF
Micro model	30/12/2017	20/06/2018	26/06/2018	Dutch	PDF
Abridged model	30/12/2016	15/06/2017	26/06/2017	Dutch	PDF
Abridged model	30/12/2015	24/06/2016	27/06/2016	Dutch	PDF
Abridged model	30/12/2014	02/01/2015	29/06/2015	Dutch	PDF
Abridged model	30/12/2013	30/06/2014	07/07/2014	Dutch	PDF
Abridged model	30/12/2012	30/06/2013	08/07/2013	Dutch	PDF
Abridged model	30/12/2011	30/06/2012	27/07/2012	Dutch	PDF
Abridged model	30/12/2010	20/06/2011	25/07/2011	Dutch	PDF
Abridged model	30/12/2009	31/05/2010	29/06/2010	Dutch	PDF
Abridged model	30/12/2008	30/06/2009	28/07/2009	Dutch	PDF
Abridged model	30/12/2007	27/06/2008	09/07/2008	Dutch	PDF
Abridged model	30/12/2006	25/06/2007	02/07/2007	Dutch	PDF

Estimate

Indicative valuation

Order of magnitude

As an indication, this company is worth

between 1 M€ and 2,5 M€

The detail comes with the Business plan: low and high bounds, the valuation bridge for each financial year, transaction multiples by sector and size, group valuation and exports.

Discover the Business plan

Disclaimer

Indicative estimate based on public sector multiples and the filed annual accounts. It is neither a certified valuation nor financial or investment advice.

Governance

Board of directors

Seen on filing of 30/12/2025 · 3 active · 18 ended

Active mandates

Carine Vermoere-Vereecke

Managing director · since 17 février 2025 · until 31 mai 2030

Active

Guido Dujardin

Managing director · since 17 février 2025 · until 31 mai 2030

Active

Linda Vermoere-Vereecke

Director · since 17 février 2025 · until 31 mai 2030

Active

Ended mandates

Carine Vermoere-Vereecke

Director · since 24 juin 2016 · until 31 mai 2022

Ended

Guido Dujardin

Managing director · since 24 juin 2016 · until 31 mai 2022

Ended

Linda Vermoere-Vereecke

Director · since 24 juin 2016 · until 31 mai 2022

Ended

Carine Vermoere-Vereecke

Director · until 31 mai 2016

Ended

Shareholders

Ownership and network

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Belgian Official Gazette

Belgian Official Gazette publications

Mandates26/02/2025
STATUTEN (VERTALING, COÖRDINATIE, OVERIGE WIJZIGINGEN, ) - ONTSLAGEN - BENOEMINGEN
PDF
Mandates07/07/2022
ONTSLAGEN - BENOEMINGEN
PDF
Mandates08/08/2016
ONTSLAGEN - BENOEMINGEN
PDF
Mandates25/11/2010
ONTSLAGEN - BENOEMINGEN
PDF

Source: Belgian Official Gazette

Competition

Similar companies

A company's peers, by sector and size, are included in the Business plan.

See the Business plan

2025
Annual accounts 2025138,4 k €↓
2024
Annual accounts 2024152,6 k €↑
2023
Annual accounts 202390,8 k €↓
2022
Annual accounts 2022118,5 k €↑
2021
Annual accounts 2021-7,4 k €↑
2020
Annual accounts 2020-33,8 k €↓
2019
Annual accounts 201920,5 k €↓
2018
Annual accounts 201838,8 k €↓
2017
Annual accounts 2017182,8 k €↑
2015
Annual accounts 201561,7 k €↓
2014
Annual accounts 2014107,5 k €↑
2013
Annual accounts 201378,3 k €↑
2012
Annual accounts 2012-58,9 k €↓
2011
Annual accounts 2011-17,7 k €↓
2010
Annual accounts 201078,8 k €↑
2009
Annual accounts 200968,8 k €↓
2008
Annual accounts 2008129 k €↑
2007
Annual accounts 200753,6 k €↓
2006
Annual accounts 200661,2 k €
19/10/1983
IncorporationPublic limited company

10/15	1 240 000	1 180 000	1 050 000
70	8 630 000	8 120 000	7 940 000
9904	412 000	388 000	301 000
17/49	2 970 000	3 140 000	3 380 000
9087	24,3	23,1	21,8

Gika

Overview

What does Gika do?

Trend over 19 financial years

Indicative valuation

Board of directors

Other companies at this address

Financials

Full financial information

Financial ratios

Annual accounts filings

Valuation

Indicative valuation

Directors & structure

Board of directors

Ownership and network

Publications

Belgian Official Gazette publications

Similar companies

Similar companies

Timeline