ACTIVE

LAMBOTTE

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Financial year 2025 · closed on 31/12/2025

Net result

-39,5 k €

-80.7% YoY

Gross margin

355,4 k €

+1.7% YoY

Equity

165 k €

-19.3% YoY

What does LAMBOTTE do?

LAMBOTTE is a Private limited company incorporated in 1984. Its main activity is: Activities of insurance agents and brokers. Its registered office is in Dinant.

Legal situation

● Normal situation

BCE/KBO no. / VAT

BE 0426.033.106

Incorporation

22/05/1984

Legal form

Private limited company

Registered office

Avenue Franchet-d'Esperey 1
5500 Dinant · WallonieSee on map

Contributed capital

227 216,36 €

Latest accounts

31/12/2025

Activities (NACE)

66220Activities of insurance agents and brokers· main 66220Activities of insurance agents and brokers 67201Agents et courtiers d'assurances

Joint committees (1)

Signals

Solid equityPositive cashflowPositive EBITDAHealthy social debts

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Health score

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✦ Verdict · Analyst summary

Financials

Trend over 20 financial years

	2025		2024		2023		2022		2021		2020		2019		2018		2017		2016		2015		2014		2013		2012		2011		2010		2009		2008		2007		2006
Income statement
Gross margin	355,4 k €	+1.7%	349,3 k €	-1.4%	354,4 k €	+3.0%	344 k €	+23.4%	278,7 k €	+1.3%	275,2 k €	-5.2%	290,5 k €	-11.9%	329,6 k €	+5.3%	313,1 k €	-14.6%	366,8 k €	+32.8%	276,2 k €	-39.7%	458,4 k €	+19.1%	385 k €	+12.0%	343,8 k €	+7.4%	320,1 k €	+21.0%	264,4 k €	+3.2%	256,1 k €	+26.6%	202,4 k €	-16.2%	241,5 k €	-1.5%	245,3 k €
EBITDA	5,7 k €	-70.8%	19,4 k €	-62.4%	51,6 k €	-17.6%	62,6 k €	+139%	26,2 k €	+73.4%	15,1 k €	+131%	-49,1 k €	-218%	41,7 k €	+252%	-27,4 k €	-125%	111 k €	+198%	37,2 k €	-76.4%	157,7 k €	-0.2%	158,1 k €	+13.3%	139,5 k €	+7.2%	130,2 k €	+57.9%	82,4 k €	-7.2%	88,8 k €	+67.3%	53,1 k €	-57.4%	124,5 k €	+7.0%	116,4 k €
Operating result	-36,3 k €	-96.0%	-18,5 k €	-224%	14,9 k €	-56.3%	34,2 k €	+477%	-9,1 k €	+49.9%	-18,1 k €	+80.5%	-92,5 k €	-1062%	9,6 k €	+116%	-59,5 k €	-168%	87,2 k €	+620%	12,1 k €	-90.9%	132,6 k €	+6.1%	125 k €	+15.2%	108,5 k €	+9.1%	99,5 k €	+94.8%	51,1 k €	-10.0%	56,8 k €	+111%	26,9 k €	-73.3%	101 k €	+14.0%	88,5 k €
Net result	-39,5 k €	-80.7%	-21,8 k €	-290%	11,5 k €	-65.1%	32,9 k €	+2419%	1,3 k €	+107%	-19,1 k €	+79.7%	-94,1 k €	-969%	10,8 k €	+118%	-59,4 k €	-209%	54,6 k €	+8347%	646,6 €	-98.9%	59,7 k €	-23.5%	78 k €	+19.3%	65,4 k €	+67.7%	39 k €	+49.2%	26,1 k €	-28.2%	36,4 k €	+136%	15,4 k €	-77.5%	68,6 k €	+21.1%	56,6 k €
Balance sheet
Equity	165 k €	-19.3%	204,4 k €	-9.7%	226,3 k €	+5.4%	214,8 k €	+18.1%	181,9 k €	+0.7%	180,5 k €	-9.6%	199,6 k €	-32.0%	293,8 k €	-6.1%	312,9 k €	-16.0%	372,4 k €	+17.2%	317,7 k €	+0.2%	317,1 k €	+3.2%	307,4 k €	+5.8%	290,6 k €	+11.7%	260,2 k €	+1.6%	256,2 k €	+3.7%	247,1 k €	+17.3%	210,7 k €	+7.9%	195,3 k €	+54.1%	126,8 k €
Total assets	254,9 k €	-16.7%	306,1 k €	-6.8%	328,5 k €	-4.8%	345,1 k €	+49.1%	231,4 k €	-4.5%	242,3 k €	-14.9%	284,8 k €	-44.3%	511,5 k €	-6.1%	544,8 k €	+0.9%	539,8 k €	+8.0%	499,6 k €	-19.3%	618,8 k €	+19.2%	519 k €	+25.1%	414,7 k €	-22.0%	531,9 k €	+19.0%	447,2 k €	+12.4%	397,9 k €	+50.5%	264,4 k €	+6.1%	249,2 k €	-5.0%	262,3 k €
Cash	17,5 k €	-31.3%	25,5 k €	-48.2%	49,2 k €	+23.0%	40 k €	-4.5%	41,8 k €	+41.8%	29,5 k €	-47.7%	56,5 k €	-35.4%	87,4 k €	+43.5%	60,9 k €	-68.6%	194,3 k €	+47.2%	132 k €	-12.9%	151,6 k €	+20.0%	126,4 k €	-10.6%	141,4 k €	-3.7%	146,8 k €	+38.2%	106,3 k €	+62.8%	65,3 k €	+6.5%	61,3 k €	+17.2%	52,3 k €	+55.9%	33,6 k €
Debts	90 k €	-11.5%	101,6 k €	-0.6%	102,2 k €	-21.6%	130,4 k €	+163%	49,6 k €	-19.7%	61,7 k €	-27.3%	84,9 k €	-61.0%	217,8 k €	-5.4%	230,3 k €	+38.8%	165,9 k €	-8.0%	180,4 k €	-31.1%	261,7 k €	+23.7%	211,6 k €	+74.6%	121,2 k €	-12.1%	137,8 k €	+41.7%	97,3 k €	+9.2%	89,1 k €	+153%	35,3 k €	-28.1%	49 k €	-63.8%	135,6 k €
Other
Workforce	–		–		–		–		–		–		–		–		–		–		4,6 ETP	+7.0%	4,3 ETP	+16.2%	3,7 ETP	0.0%	3,7 ETP	0.0%	3,7 ETP	0.0%	3,7 ETP	0.0%	3,7 ETP	+23.3%	3,0 ETP	+3.4%	2,9 ETP	-19.4%	3,6 ETP

Estimate

Indicative valuation

As an indication, this company is worth

between 0 € and 100 k€

See the valuation

Governance

Board of directors

Seen on filing of 31/12/2025 · 2 active · 6 ended

Active mandates

Maxime Joskin

Director

Active

Sophie DE PIERPONT

Director

Active

Ended mandates

Maxime JOSKIN

Administrator - manager · since 29 janvier 2019

Ended

BERNARD JOSKIN

Administrator - manager · since 02 septembre 1991

Ended

MONIQUE SANDRONT

Administrator - manager · since 02 septembre 1991

Ended

Bernard JOSKIN

Director

Ended

At this address

Other companies at this address

Company	CBE no.
Crédit ouvrier Couvinois● Active	0402.565.836
MAISON LAMBOTTE● Active	0869.931.137

Annual accounts

Full financial information

	2025	2024	2023	2022	2021	2020
Type of account	Micro model	Micro model	Micro model	Micro model	Micro model	Micro model
Start of the financial year	01/01/2025	01/01/2024	01/01/2023	01/01/2022	01/01/2021	01/01/2020
Closing of the financial year	31/12/2025	31/12/2024	31/12/2023	31/12/2022	31/12/2021	31/12/2020
Length of the financial year	12 months	12 months	12 months	12 months	12 months	12 months
Filing date	07/07/2026	17/07/2025	18/07/2024	18/08/2023	31/05/2022	19/08/2021
General meeting	18/06/2026	19/05/2025	21/05/2024	15/05/2023	16/05/2022	17/05/2021
Currency of the financial year	EUR	EUR	EUR	EUR	EUR	EUR
NBB quality label	Satisfying controls	Satisfying controls	Satisfying controls	Satisfying controls	Satisfying controls	Satisfying controls

Ratios

Financial ratios

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Filings

Annual accounts filings

20 filings with the NBB

Model	Closing	General meeting	Filed	Language	Document
Micro model	31/12/2025	18/06/2026	07/07/2026	French	PDF
Micro model	31/12/2024	19/05/2025	17/07/2025	French	PDF
Micro model	31/12/2023	21/05/2024	18/07/2024	French	PDF
Micro model	31/12/2022	15/05/2023	18/08/2023	French	PDF
Micro model	31/12/2021	16/05/2022	31/05/2022	French	PDF
Micro model	31/12/2020	17/05/2021	19/08/2021	French	PDF
Micro model	31/12/2019	18/05/2020	17/08/2020	French	PDF
Micro model	31/12/2018	20/05/2019	05/06/2019	French	PDF
Micro model	31/12/2017	22/05/2018	31/05/2018	French	PDF
Micro model	31/12/2016	15/05/2017	12/06/2017	French	PDF
Abridged model	31/12/2015	17/05/2016	23/05/2016	French	PDF
Abridged model	31/12/2014	18/05/2015	20/05/2015	French	PDF
Abridged model	31/12/2013	30/06/2014	07/08/2014	French	PDF
Abridged model	31/12/2012	31/05/2013	03/06/2013	French	PDF
Abridged model	31/12/2011	10/05/2012	14/05/2012	French	PDF
Abridged model	31/12/2010	30/06/2011	12/07/2011	French	PDF
Abridged model	31/12/2009	02/06/2010	07/06/2010	French	PDF
Abridged model	31/12/2008	30/06/2009	28/07/2009	French	PDF
Abridged model	31/12/2007	27/06/2008	01/07/2008	French	PDF
Abridged model	31/12/2006	29/06/2007	02/07/2007	French	PDF

Estimate

Indicative valuation

Order of magnitude

As an indication, this company is worth

between 0 € and 100 k€

The detail comes with the Business plan: low and high bounds, the valuation bridge for each financial year, transaction multiples by sector and size, group valuation and exports.

Discover the Business plan

Disclaimer

Indicative estimate based on public sector multiples and the filed annual accounts. It is neither a certified valuation nor financial or investment advice.

Governance

Board of directors

Seen on filing of 31/12/2025 · 2 active · 6 ended

Active mandates

Maxime Joskin

Director

Active

Sophie DE PIERPONT

Director

Active

Ended mandates

Maxime JOSKIN

Administrator - manager · since 29 janvier 2019

Ended

BERNARD JOSKIN

Administrator - manager · since 02 septembre 1991

Ended

MONIQUE SANDRONT

Administrator - manager · since 02 septembre 1991

Ended

Bernard JOSKIN

Director

Ended

Shareholders

Ownership and network

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Belgian Official Gazette

Belgian Official Gazette publications

Mandates21/11/2023
STATUTS (TRADUCTION, COORDINATION, AUTRES MODIFICATIONS, ) - MODIFICATION FORME JURIDIQUE - DEMISSIONS, NOMINATIONS - ASSEMBLEE GENERALE
PDF
Mandates22/02/2019
DEMISSIONS, NOMINATIONS
PDF
Mandates28/09/2015
DEMISSIONS, NOMINATIONS
PDF
Capital / shares02/01/2014
CAPITAL, ACTIONS - STATUTS (TRADUCTION, COORDINATION, AUTRES MODIFICATIONS, )
PDF

Source: Belgian Official Gazette

Competition

Similar companies

A company's peers, by sector and size, are included in the Business plan.

See the Business plan

2025
Annual accounts 2025-39,5 k €↓
2024
Annual accounts 2024-21,8 k €↓
2023
Annual accounts 202311,5 k €↓
2022
Annual accounts 202232,9 k €↑
2021
Annual accounts 20211,3 k €↑
2020
Annual accounts 2020-19,1 k €↑
2019
Annual accounts 2019-94,1 k €↓
2018
Annual accounts 201810,8 k €↑
2017
Annual accounts 2017-59,4 k €↓
2016
Annual accounts 201654,6 k €↑
2015
Annual accounts 2015646,6 €↓
2014
Annual accounts 201459,7 k €↓
2013
Annual accounts 201378 k €↑
2012
Annual accounts 201265,4 k €↑
2011
Annual accounts 201139 k €↑
2010
Annual accounts 201026,1 k €↓
2009
Annual accounts 200936,4 k €↑
2008
Annual accounts 200815,4 k €↓
2007
Annual accounts 200768,6 k €↑
2006
Annual accounts 200656,6 k €
22/05/1984
IncorporationPrivate limited company

10/15	1 240 000	1 180 000	1 050 000
70	8 630 000	8 120 000	7 940 000
9904	412 000	388 000	301 000
17/49	2 970 000	3 140 000	3 380 000
9087	24,3	23,1	21,8

LAMBOTTE

Overview

What does LAMBOTTE do?

Trend over 20 financial years

Indicative valuation

Board of directors

Other companies at this address

Financials

Full financial information

Financial ratios

Annual accounts filings

Valuation

Indicative valuation

Directors & structure

Board of directors

Ownership and network

Publications

Belgian Official Gazette publications

Similar companies

Similar companies

Timeline