ACTIVE

Crédal

Export PDF

Financial year 2025 · closed on 31/12/2025

Net result

101,8 k €

-49.7% YoY

Revenue

2,4 M €

+7.8% YoY

Equity

49,9 M €

+7.3% YoY

Workforce

4,7 ETP

+2.2% YoY

What does Crédal do?

Crédal is a Cooperative society incorporated in 1984. Its main activity is: Libraries, archives, museums and other cultural activities. Its registered office is in Bruxelles. It employs on average 4,7 ETP workers (FTE).

Legal situation

● Normal situation

BCE/KBO no. / VAT

BE 0426.769.514

Incorporation

03/05/1984

Legal form

Cooperative society

Registered office

Rue d'Alost 7
1000 Bruxelles · BruxellesSee on map

Contributed capital

48 336 475,00 €

Latest accounts

31/12/2025

Average workforce

4,7 ETP

Activities (NACE)

91330Libraries, archives, museums and other cultural activities· main 94999Activities of other membership organisations n.e.c.94999Activities of other membership organisations n.e.c.70200Management consultancy activities 70220Business and other management consultancy activities

Joint committees (2)

Contacts

1 public detail availableLog in to view

Signals

ProfitableSolid equityLow riskGood liquidityPositive cashflowPositive EBITDAHealthy social debts

View the BCE/KBO Public Search record →

Health score

Available with a Rovalta subscriptionTry for 7 days

Recommended credit limit

✦ Verdict · Analyst summary

Financials

Trend over 20 financial years

	2025		2024		2023		2022		2021		2020		2019		2018		2017		2016		2015		2014		2013		2012		2011		2010		2009		2008		2007		2006
Income statement
Revenue	2,4 M €	+7.8%	2,3 M €	+3.2%	2,2 M €	+15.7%	1,9 M €	+4.5%	1,8 M €	-10.7%	2 M €	+7.6%	1,9 M €	+14.2%	1,6 M €	+18.1%	1,4 M €	-0.5%	1,4 M €	-1.1%	1,4 M €	+7.5%	1,3 M €	+9.0%	1,2 M €	+8.4%	1,1 M €	+11.6%	999 k €	+10.3%	905,7 k €	-32.8%	1,3 M €	+65.2%	815,5 k €	+49.0%	547,5 k €	+8.1%	506,7 k €
EBITDA	152,6 k €	-54.7%	337,3 k €	+135%	143,7 k €	-28.9%	202,1 k €	+18.0%	171,3 k €	-58.8%	416,3 k €	+17.7%	353,7 k €	-27.1%	485,4 k €	+35.9%	357,2 k €	-47.0%	673,5 k €	+14.6%	587,7 k €	+14.4%	513,6 k €	-5.7%	544,4 k €	-16.8%	654 k €	+21.1%	540,2 k €	+60.6%	336,5 k €	-64.0%	934,5 k €	+125%	414,6 k €	+47.1%	281,8 k €	+63.2%	172,7 k €
Operating result	40,3 k €	+154%	-75 k €	-161%	123,8 k €	+36.6%	90,6 k €	-35.7%	141 k €	-5.5%	149,2 k €	-42.7%	260,6 k €	+23.6%	210,9 k €	-13.1%	242,7 k €	-52.1%	506,9 k €	+17.3%	432,2 k €	+12.6%	384 k €	+22.3%	314 k €	-44.1%	562,1 k €	+6.3%	529 k €	+52.3%	347,3 k €	+4.5%	332,4 k €	-14.7%	389,8 k €	+50.0%	259,8 k €	+68.0%	154,6 k €
Net result	101,8 k €	-49.7%	202,4 k €	+375%	42,6 k €	+0.3%	42,5 k €	-60.6%	107,6 k €	-4.4%	112,6 k €	+15.2%	97,7 k €	-11.3%	110,2 k €	-43.1%	193,7 k €	+90.4%	101,8 k €	-66.7%	305,7 k €	-4.3%	319,4 k €	+39.3%	229,4 k €	-50.5%	463 k €	+18.6%	390,5 k €	+80.5%	216,3 k €	+2.4%	211,1 k €	-30.2%	302,5 k €	+51.0%	200,3 k €	+61.3%	124,1 k €
Balance sheet
Equity	49,9 M €	+7.3%	46,5 M €	+8.6%	42,8 M €	+5.8%	40,5 M €	+4.5%	38,7 M €	+7.5%	36 M €	+2.0%	35,3 M €	+3.1%	34,3 M €	+4.0%	32,9 M €	+6.8%	30,8 M €	+12.2%	27,5 M €	+13.0%	24,3 M €	+18.2%	20,5 M €	+21.0%	17 M €	+11.1%	15,3 M €	+17.4%	13 M €	+18.0%	11 M €	+9.2%	10,1 M €	+11.2%	9,1 M €	+22.2%	7,4 M €
Total assets	74,1 M €	+11.7%	66,3 M €	-0.6%	66,7 M €	+14.7%	58,2 M €	+10.3%	52,8 M €	+6.3%	49,6 M €	+2.3%	48,5 M €	+10.4%	43,9 M €	+14.6%	38,3 M €	+6.0%	36,2 M €	+4.7%	34,5 M €	+11.0%	31,1 M €	+10.9%	28,1 M €	+15.0%	24,4 M €	+7.0%	22,8 M €	+8.8%	21 M €	+13.5%	18,5 M €	+3.3%	17,9 M €	+14.6%	15,6 M €	+23.8%	12,6 M €
Cash	7,4 M €	+267%	2 M €	+30.6%	1,5 M €	+2389%	61,9 k €	-92.7%	846,2 k €	+68.3%	502,9 k €	-61.5%	1,3 M €	-8.1%	1,4 M €	-17.0%	1,7 M €	-66.1%	5,1 M €	+38.2%	3,7 M €	-26.3%	5 M €	+67.2%	3 M €	+309%	726 k €	-62.2%	1,9 M €	-12.3%	2,2 M €	+40.5%	1,6 M €	+94.0%	804 k €	-30.4%	1,2 M €	-26.2%	1,6 M €
Debts	24,1 M €	+22.9%	19,6 M €	-17.0%	23,6 M €	+36.1%	17,3 M €	+26.9%	13,7 M €	+3.6%	13,2 M €	+2.4%	12,9 M €	+39.6%	9,2 M €	+78.9%	5,2 M €	+2.1%	5,1 M €	-24.4%	6,7 M €	+4.9%	6,4 M €	-10.3%	7,1 M €	+0.2%	7,1 M €	-1.8%	7,2 M €	-6.3%	7,7 M €	+6.5%	7,2 M €	-4.6%	7,6 M €	+20.3%	6,3 M €	+26.2%	5 M €
Other
Workforce	4,7 ETP	+2.2%	4,6 ETP	-14.8%	5,4 ETP	+1.9%	5,3 ETP	+12.8%	4,7 ETP	-4.1%	4,9 ETP	+16.7%	4,2 ETP	-2.3%	4,3 ETP	+7.5%	4,0 ETP	+21.2%	3,3 ETP	-26.7%	4,5 ETP	+7.1%	4,2 ETP	+5.0%	4,0 ETP	+11.1%	3,6 ETP	0.0%	3,6 ETP	+5.9%	3,4 ETP	+3.0%	3,3 ETP	-21.4%	4,2 ETP	+7.7%	3,9 ETP	+30.0%	3,0 ETP

Estimate

Indicative valuation

As an indication, this company is worth

between 0 € and 100 k€

See the valuation

Governance

Board of directors

Seen on filing of 31/12/2025 · 9 active · 96 ended

Active mandates

Sophie Crapez

Director · since 14 juin 2025 · until 02 juin 2029

Active

Sylvain Launoy

Director · since 01 juin 2024 · until 03 juin 2028

Active

Joëlle Yana

Director · since 03 juin 2023 · until 05 juin 2027

Active

Myriam Bodart

Director · since 03 juin 2023 · until 05 juin 2027

Active

Philippe de Longueville

Director · since 03 juin 2023 · until 05 juin 2027

Active

Vanessa Temple

Director · since 03 juin 2023 · until 05 juin 2027

Active

Charles-Antoine Leunen

Director · since 11 juin 2022 · until 06 juin 2026

Active

Clothilde de Meulenaere

Director · since 11 juin 2022 · until 06 juin 2026

Active

Olivier Gevart

Chairman of the board of directors · since 11 juin 2022 · until 06 juin 2026

Active

Ended mandates

Jean-Pierre Goor

Director · since 05 juin 2021 · until 07 juin 2025

Ended

Jean-Pierre Goor

Director · since 05 juin 2021 · until 14 juin 2025

Ended

Sophie Crapez

Director · since 05 juin 2021 · until 07 juin 2025

Ended

Sophie Crapez

Director · since 05 juin 2021 · until 14 juin 2025

Ended

At this address

Other companies at this address

Company	CBE no.
About AV● Active	0668.777.584
AILI TRANS● Active	0772.547.095
AMNAdev● Active	0768.916.228
Atelier d’architecture et d’ingénierie ALTER● Active	0750.493.651
BAMIBALI● Active	0688.692.971
CASTING HOUSE● Active	0860.255.188
COGITIS CONSULTING● Active	0793.800.983
ÉPOC SOCIÉTÉ MULTI-PROFESSIONNELLE D’ARCHITECTES● Active	0654.987.946
Fitness Education● Active	0784.997.046
FITNESS EDUCATION ACADEMY● Active	1019.602.731
FLAIR STUDIO● Active	1033.166.794
Forbidden Colours● Active	0760.959.753
FRONX SOLUTIONS● Active	1023.281.407
KUMIKO● Bankrupt	0668.587.841
Logopédie Hypatia● Active	1005.214.067
NIKO COMPANY● Active	0799.741.145
OUAT !● Active	0846.838.803
PANDEMIE● Active	0755.760.553
PINGUIN SPACE● Active	1018.473.868
POLYGON.COM● Bankrupt	0776.385.624

Annual accounts

Full financial information

	2025	2024	2023	2022	2021	2020
Type of account	Abridged model	Abridged model	Abridged model	Abridged model	Abridged model	Abridged model
Start of the financial year	01/01/2025	01/01/2024	01/01/2023	01/01/2022	01/01/2021	01/01/2020
Closing of the financial year	31/12/2025	31/12/2024	31/12/2023	31/12/2022	31/12/2021	31/12/2020
Length of the financial year	12 months	12 months	12 months	12 months	12 months	12 months
Filing date	16/06/2026	25/06/2025	10/06/2024	14/06/2023	07/07/2022	24/06/2021
General meeting	06/06/2026	14/06/2025	01/06/2024	03/06/2023	11/06/2022	05/06/2021
Currency of the financial year	EUR	EUR	EUR	EUR	EUR	EUR
NBB quality label	Satisfying controls	Satisfying controls	Satisfying controls	Satisfying controls	Satisfying controls	Satisfying controls

Ratios

Financial ratios

Looking for more information about this company?

Try for 7 days

Filings

Annual accounts filings

20 filings with the NBB

Model	Closing	General meeting	Filed	Language	Document
Abridged model	31/12/2025	06/06/2026	16/06/2026	French	PDF
Abridged model	31/12/2024	14/06/2025	25/06/2025	French	PDF
Abridged model	31/12/2023	01/06/2024	10/06/2024	French	PDF
Abridged model	31/12/2022	03/06/2023	14/06/2023	French	PDF
Abridged model	31/12/2021	11/06/2022	07/07/2022	French	PDF
Abridged model	31/12/2020	05/06/2021	24/06/2021	French	PDF
Abridged model	31/12/2019	06/06/2020	29/06/2020	French	PDF
Abridged model	31/12/2018	15/06/2019	26/06/2019	French	PDF
Abridged model	31/12/2017	09/06/2018	06/07/2018	French	PDF
Abridged model	31/12/2016	10/06/2017	27/06/2017	French	PDF
Abridged model	31/12/2015	04/06/2016	07/07/2016	French	PDF
Abridged model	31/12/2014	06/06/2015	16/06/2015	French	PDF
Abridged model	31/12/2013	14/06/2014	26/06/2014	French	PDF
Abridged model	31/12/2012	01/06/2013	20/06/2013	French	PDF
Abridged model	31/12/2011	02/06/2012	22/06/2012	French	PDF
Abridged model	31/12/2010	18/06/2011	28/06/2011	French	PDF
Abridged model	31/12/2009	05/06/2010	28/06/2010	French	PDF
Abridged model	31/12/2008	06/06/2009	25/06/2009	French	PDF
Abridged model	31/12/2007	07/06/2008	27/06/2008	French	PDF
Abridged model	31/12/2006	02/06/2007	21/06/2007	French	PDF

Estimate

Indicative valuation

Order of magnitude

As an indication, this company is worth

between 0 € and 100 k€

The detail comes with the Business plan: low and high bounds, the valuation bridge for each financial year, transaction multiples by sector and size, group valuation and exports.

Discover the Business plan

Disclaimer

Indicative estimate based on public sector multiples and the filed annual accounts. It is neither a certified valuation nor financial or investment advice.

Governance

Board of directors

Seen on filing of 31/12/2025 · 9 active · 96 ended

Active mandates

Sophie Crapez

Director · since 14 juin 2025 · until 02 juin 2029

Active

Sylvain Launoy

Director · since 01 juin 2024 · until 03 juin 2028

Active

Joëlle Yana

Director · since 03 juin 2023 · until 05 juin 2027

Active

Myriam Bodart

Director · since 03 juin 2023 · until 05 juin 2027

Active

Philippe de Longueville

Director · since 03 juin 2023 · until 05 juin 2027

Active

Vanessa Temple

Director · since 03 juin 2023 · until 05 juin 2027

Active

Charles-Antoine Leunen

Director · since 11 juin 2022 · until 06 juin 2026

Active

Clothilde de Meulenaere

Director · since 11 juin 2022 · until 06 juin 2026

Active

Olivier Gevart

Chairman of the board of directors · since 11 juin 2022 · until 06 juin 2026

Active

Ended mandates

Jean-Pierre Goor

Director · since 05 juin 2021 · until 07 juin 2025

Ended

Jean-Pierre Goor

Director · since 05 juin 2021 · until 14 juin 2025

Ended

Sophie Crapez

Director · since 05 juin 2021 · until 07 juin 2025

Ended

Sophie Crapez

Director · since 05 juin 2021 · until 14 juin 2025

Ended

Shareholders

Ownership and network

Looking for more information about this company?

Try for 7 days

Belgian Official Gazette

Belgian Official Gazette publications

Mandates18/07/2025
DEMISSIONS, NOMINATIONS
PDF
Mandates29/11/2024
DEMISSIONS, NOMINATIONS
PDF
Mandates31/10/2024
DEMISSIONS, NOMINATIONS
PDF
Mandates24/06/2024
DEMISSIONS, NOMINATIONS
PDF
Mandates18/06/2024
DEMISSIONS, NOMINATIONS
PDF
Mandates30/08/2023
DEMISSIONS, NOMINATIONS
PDF
Mandates21/03/2023
DEMISSIONS, NOMINATIONS
PDF
Other03/02/2023
STATUTS (TRADUCTION, COORDINATION, AUTRES MODIFICATIONS, ) - MODIFICATION FORME JURIDIQUE
PDF

Source: Belgian Official Gazette

Competition

Similar companies

A company's peers, by sector and size, are included in the Business plan.

See the Business plan

2025
Annual accounts 2025101,8 k €↓
14/06/2025
reconductionSophie CRAPEZ — administratrice
2024
Annual accounts 2024202,4 k €↑
01/06/2024
nominationSylvain Launoy — administrateur
28/03/2024
reconductionOlivier Gevart — Président du Conseil d'administration
2023
Annual accounts 202342,6 k €↑
03/06/2023
nominationMazars Réviseurs d'Entreprises SRL — commissaire
03/06/2023
nominationElisabeth Limbioul — représentant permanent
03/06/2023
nominationElisabeth Limbioul — représentant permanent (commissaire)
03/06/2023
reconductionMyriam Bodart — administratrice
03/06/2023
nominationOlivier GEVART — Président
03/06/2023
nominationJean-Pierre GOOR — administrateur
03/06/2023
nominationSophie CRAPEZ — administratrice
03/06/2023
nominationDominique VERCRUYSSE — administrateur
03/06/2023
nominationClothilde DE MEULENAERE — administratrice
03/06/2023
nominationCharles-Antoine LEUNEN — administrateur
03/06/2023
nominationPhilippe de Longueville — administrateur
03/06/2023
nominationJoëlle Yana — administratrice
03/06/2023
nominationVanessa Temple — administratrice
16/02/2023
nominationSébastien FOSSEUR — délégué à la gestion journalière
2022
Annual accounts 202242,5 k €↓
11/06/2022
reconductionOlivier GEVART — Président
11/06/2022
nominationJean-Pierre GOOR — administrateur
11/06/2022
nominationGregory BERTHET — administrateur
11/06/2022
nominationSophie CRAPEZ — administratrice
11/06/2022
nominationMyriam BODART — administratrice
11/06/2022
reconductionSébastien FOSSEUR — administrateur
11/06/2022
nominationDominique VERCRUYSSE — administrateur
11/06/2022
nominationVéronique FLAMMANG — administratrice
11/06/2022
nominationClothilde DE MEULENAERE — administratrice
11/06/2022
nominationCharles-Antoine LEUNEN — administrateur
2022
Name changeCrédal
2021
Annual accounts 2021107,6 k €↓
2020
Annual accounts 2020112,6 k €↑
2019
Annual accounts 201997,7 k €↓
2018
Annual accounts 2018110,2 k €↓
2017
Annual accounts 2017193,7 k €↑
2016
Annual accounts 2016101,8 k €↓
2015
Annual accounts 2015305,7 k €↓
2014
Annual accounts 2014319,4 k €↑
2013
Annual accounts 2013229,4 k €↓
2012
Annual accounts 2012463 k €↑
2011
Annual accounts 2011390,5 k €↑
2010
Annual accounts 2010216,3 k €↑
2009
Annual accounts 2009211,1 k €↓
2008
Annual accounts 2008302,5 k €↑
2007
Annual accounts 2007200,3 k €↑
2006
Annual accounts 2006124,1 k €
2006
Name changeCREDAL SC
03/05/1984
IncorporationCooperative society

10/15	1 240 000	1 180 000	1 050 000
70	8 630 000	8 120 000	7 940 000
9904	412 000	388 000	301 000
17/49	2 970 000	3 140 000	3 380 000
9087	24,3	23,1	21,8

Crédal

Overview

What does Crédal do?

Trend over 20 financial years

Indicative valuation

Board of directors

Other companies at this address

Financials

Full financial information

Financial ratios

Annual accounts filings

Valuation

Indicative valuation

Directors & structure

Board of directors

Ownership and network

Publications

Belgian Official Gazette publications

Similar companies

Similar companies

Timeline