ACTIVE

ASSURANCES VANDENBERG E.S.C.

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Financial year 2025 · closed on 31/12/2025

Net result

11,7 k €

-51.5% YoY

Gross margin

16,8 k €

-48.2% YoY

Equity

34,9 k €

-0.1% YoY

What does ASSURANCES VANDENBERG E.S.C. do?

ASSURANCES VANDENBERG E.S.C. is a Private limited company incorporated in 1985. Its main activity is: Activities of insurance agents and brokers. Its registered office is in Jodoigne.

Legal situation

● Normal situation

BCE/KBO no. / VAT

BE 0428.222.831

Incorporation

14/11/1985

Legal form

Private limited company

Registered office

Chaussée de Tirlemont(Jod.) 132 box A
1370 Jodoigne · WallonieSee on map

Contributed capital

18 600,00 €

Latest accounts

31/12/2025

Activities (NACE)

66220Activities of insurance agents and brokers· main 66220Activities of insurance agents and brokers

Signals

ProfitableSolid equityLow riskGood liquidityPositive cashflowPositive EBITDA

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Health score

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✦ Verdict · Analyst summary

Financials

Trend over 20 financial years

	2025		2024		2023		2022		2021		2020		2019		2018		2017		2016		2015		2014		2013		2012		2011		2010		2009		2008		2007		2006
Income statement
Gross margin	16,8 k €	-48.2%	32,4 k €	-49.3%	63,9 k €	+1413%	-4,9 k €	+2.3%	-5 k €	-1209%	448,7 €	+106%	-7,2 k €	-312%	-1,7 k €	-116%	10,6 k €	-57.3%	24,8 k €	+57.0%	15,8 k €	+13.7%	13,9 k €	+8.9%	12,7 k €	-46.6%	23,9 k €	-32.3%	35,2 k €	+15.5%	30,5 k €	-35.5%	47,3 k €	+28.0%	37 k €	-5.1%	38,9 k €	-2.3%	39,8 k €
EBITDA	16,8 k €	-48.2%	32,4 k €	-49.0%	63,5 k €	+1314%	-5,2 k €	+27.2%	-7,2 k €	-698%	-899 €	+89.5%	-8,5 k €	-249%	-2,4 k €	-128%	8,7 k €	-62.3%	23 k €	+48.6%	15,5 k €	+14.0%	13,6 k €	+9.1%	12,4 k €	-47.2%	23,6 k €	-31.9%	34,6 k €	+19.6%	28,9 k €	-38.0%	46,7 k €	+29.2%	36,1 k €	-5.6%	38,3 k €	-0.6%	38,5 k €
Operating result	16,8 k €	-48.2%	32,4 k €	-49.0%	63,5 k €	+788%	-9,2 k €	+17.4%	-11,2 k €	-127%	-4,9 k €	+60.4%	-12,4 k €	-161%	-4,8 k €	-182%	5,8 k €	-70.7%	19,8 k €	+69.8%	11,7 k €	+17.2%	9,9 k €	+14.2%	8,7 k €	-56.6%	20,1 k €	-18.1%	24,5 k €	+30.6%	18,8 k €	-46.9%	35,3 k €	+48.9%	23,7 k €	+0.3%	23,7 k €	-1.5%	24 k €
Net result	11,7 k €	-51.5%	24 k €	-53.8%	52,1 k €	+623%	-9,9 k €	+11.9%	-11,3 k €	-125%	-5 k €	-146%	10,9 k €	+375%	-4 k €	-197%	4,1 k €	-70.0%	13,6 k €	+333%	-5,9 k €	-228%	4,6 k €	+8.4%	4,2 k €	-16.0%	5 k €	-65.8%	14,7 k €	+28.2%	11,5 k €	+1959%	556,4 €	-65.5%	1,6 k €	-81.3%	8,6 k €	+26.4%	6,8 k €
Balance sheet
Equity	34,9 k €	-0.1%	35 k €	+0.1%	34,9 k €	+0.2%	34,9 k €	-22.2%	44,8 k €	-20.1%	56,1 k €	-8.2%	61,1 k €	+21.8%	50,2 k €	-40.4%	84,2 k €	+5.1%	80,1 k €	+0.8%	79,5 k €	-6.9%	85,3 k €	+5.7%	80,7 k €	+5.5%	76,5 k €	+7.0%	71,5 k €	+25.8%	56,8 k €	+25.2%	45,4 k €	+1.2%	44,8 k €	+3.7%	43,2 k €	+25.0%	34,6 k €
Total assets	46,9 k €	-30.8%	67,7 k €	-31.7%	99,1 k €	+176%	35,9 k €	-19.8%	44,8 k €	-21.3%	57 k €	-6.8%	61,1 k €	-24.1%	80,6 k €	-5.1%	84,9 k €	-12.6%	97,2 k €	+16.8%	83,2 k €	-6.7%	89,2 k €	-0.9%	90 k €	-1.3%	91,2 k €	-51.7%	188,9 k €	+2.1%	185 k €	+18.3%	156,4 k €	-9.8%	173,5 k €	-9.7%	192,2 k €	+1.3%	189,8 k €
Cash	15,4 k €	+25.5%	12,3 k €	+242%	3,6 k €	-71.1%	12,5 k €	-16.1%	14,9 k €	-28.8%	20,9 k €	+123%	9,4 k €	-50.8%	19 k €	-18.6%	23,3 k €	+70.8%	13,7 k €	+216%	4,3 k €	-16.4%	5,2 k €	+99.5%	2,6 k €	+14.8%	2,3 k €	-62.8%	6,1 k €	+214%	1,9 k €	-67.1%	5,9 k €	+131%	2,5 k €	-76.0%	10,6 k €	+38.4%	7,7 k €
Debts	11,9 k €	-63.5%	32,7 k €	-49.0%	64,2 k €	+5972%	1,1 k €		0 €	-100%	859,2 €		–		30,4 k €	+4183%	709,1 €	-95.8%	17,1 k €	+354%	3,8 k €		–		2,3 k €	-50.9%	4,7 k €	-95.6%	106,9 k €	-9.2%	117,8 k €	+17.2%	100,5 k €	-14.9%	118,1 k €	-14.7%	138,4 k €	-4.3%	144,6 k €

Estimate

Indicative valuation

As an indication, this company is worth

between 100 k€ and 250 k€

See the valuation

Governance

Board of directors

Seen on filing of 31/12/2025 · 1 active · 4 ended

Active mandates

VANDENBERG CE

Director · since 31 août 2023 · 0804.307.073

Represented by Cécile Vandenberg

Active

Ended mandates

Emile VANDENBERG

Manager

Ended

VANDENBERG S.C.

Manager · 0845.738.941

Represented by Serge VANDENBERG

Ended

VANDENBERG S.C.

Director · until 31 août 2023 · 0845.738.941

Ended

VANDENBERG S.C.

Director · 0845.738.941

Represented by Cécile VANDENBERG

Ended

At this address

Other companies at this address

Company	CBE no.
UTVA VANDENBERG CÉCILE● Active	1002.049.590

Annual accounts

Full financial information

	2025	2024	2023	2022	2021	2020
Type of account	Abridged model	Micro model	Micro model	Micro model	Micro model	Micro model
Start of the financial year	01/01/2025	01/01/2024	01/01/2023	01/01/2022	01/01/2021	01/01/2020
Closing of the financial year	31/12/2025	31/12/2024	31/12/2023	31/12/2022	31/12/2021	31/12/2020
Length of the financial year	12 months	12 months	12 months	12 months	12 months	12 months
Filing date	15/06/2026	04/07/2025	24/06/2024	15/07/2023	17/08/2022	28/07/2021
General meeting	12/06/2026	13/06/2025	14/06/2024	23/06/2023	20/06/2022	21/06/2021
Currency of the financial year	EUR	EUR	EUR	EUR	EUR	EUR
NBB quality label	Satisfying controls	Satisfying controls	Satisfying controls	Satisfying controls	Satisfying controls	Satisfying controls

Ratios

Financial ratios

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Filings

Annual accounts filings

20 filings with the NBB

Model	Closing	General meeting	Filed	Language	Document
Abridged model	31/12/2025	12/06/2026	15/06/2026	French	PDF
Micro model	31/12/2024	13/06/2025	04/07/2025	French	PDF
Micro model	31/12/2023	14/06/2024	24/06/2024	French	PDF
Micro model	31/12/2022	23/06/2023	15/07/2023	French	PDF
Micro model	31/12/2021	20/06/2022	17/08/2022	French	PDF
Micro model	31/12/2020	21/06/2021	28/07/2021	French	PDF
Micro model	31/12/2019	04/05/2020	07/08/2020	French	PDF
Micro model	31/12/2018	06/05/2019	01/08/2019	French	PDF
Micro model	31/12/2017	07/05/2018	13/07/2018	French	PDF
Micro model	31/12/2016	02/05/2017	06/07/2017	French	PDF
Abridged model	31/12/2015	02/05/2016	22/08/2016	French	PDF
Abridged model	31/12/2014	04/05/2015	12/08/2015	French	PDF
Abridged model	31/12/2013	05/05/2014	22/08/2014	French	PDF
Abridged model	31/12/2012	06/05/2013	12/08/2013	French	PDF
Abridged model	31/12/2011	07/05/2012	21/08/2012	French	PDF
Abridged model	31/12/2010	02/05/2011	31/08/2011	French	PDF
Abridged model	31/12/2009	28/06/2010	27/08/2010	French	PDF
Abridged model	31/12/2008	26/08/2009	28/08/2009	French	PDF
Abridged model	31/12/2007	28/08/2008	29/08/2008	French	PDF
Abridged model	31/12/2006	07/05/2007	22/08/2007	French	PDF

Estimate

Indicative valuation

Order of magnitude

As an indication, this company is worth

between 100 k€ and 250 k€

The detail comes with the Business plan: low and high bounds, the valuation bridge for each financial year, transaction multiples by sector and size, group valuation and exports.

Discover the Business plan

Disclaimer

Indicative estimate based on public sector multiples and the filed annual accounts. It is neither a certified valuation nor financial or investment advice.

Governance

Board of directors

Seen on filing of 31/12/2025 · 1 active · 4 ended

Active mandates

VANDENBERG CE

Director · since 31 août 2023 · 0804.307.073

Represented by Cécile Vandenberg

Active

Ended mandates

Emile VANDENBERG

Manager

Ended

VANDENBERG S.C.

Manager · 0845.738.941

Represented by Serge VANDENBERG

Ended

VANDENBERG S.C.

Director · until 31 août 2023 · 0845.738.941

Ended

VANDENBERG S.C.

Director · 0845.738.941

Represented by Cécile VANDENBERG

Ended

Shareholders

Ownership and network

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Belgian Official Gazette

Belgian Official Gazette publications

Other30/11/2023
STATUTS (TRADUCTION, COORDINATION, AUTRES MODIFICATIONS, ) - MODIFICATION FORME JURIDIQUE - ASSEMBLEE GENERALE
PDF
Mandates04/10/2023
DEMISSIONS, NOMINATIONS
PDF
Mandates13/03/2017
DEMISSIONS, NOMINATIONS
PDF
Mandates09/01/2017
DEMISSIONS, NOMINATIONS
PDF
Mandates30/03/2016
DEMISSIONS, NOMINATIONS
PDF

Source: Belgian Official Gazette

Competition

Similar companies

A company's peers, by sector and size, are included in the Business plan.

See the Business plan

2025
Annual accounts 202511,7 k €↓
2024
Annual accounts 202424 k €↓
2023
Annual accounts 202352,1 k €↑
2022
Annual accounts 2022-9,9 k €↑
2021
Annual accounts 2021-11,3 k €↓
2020
Annual accounts 2020-5 k €↓
2019
Annual accounts 201910,9 k €↑
2018
Annual accounts 2018-4 k €↓
2017
Annual accounts 20174,1 k €↓
2016
Annual accounts 201613,6 k €↑
2015
Annual accounts 2015-5,9 k €↓
2014
Annual accounts 20144,6 k €↑
2013
Annual accounts 20134,2 k €↓
2012
Annual accounts 20125 k €↓
2011
Annual accounts 201114,7 k €↑
2010
Annual accounts 201011,5 k €↑
2009
Annual accounts 2009556,4 €↓
2008
Annual accounts 20081,6 k €↓
2007
Annual accounts 20078,6 k €↑
2006
Annual accounts 20066,8 k €
14/11/1985
IncorporationPrivate limited company

10/15	1 240 000	1 180 000	1 050 000
70	8 630 000	8 120 000	7 940 000
9904	412 000	388 000	301 000
17/49	2 970 000	3 140 000	3 380 000
9087	24,3	23,1	21,8

ASSURANCES VANDENBERG E.S.C.

Overview

What does ASSURANCES VANDENBERG E.S.C. do?

Trend over 20 financial years

Indicative valuation

Board of directors

Other companies at this address

Financials

Full financial information

Financial ratios

Annual accounts filings

Valuation

Indicative valuation

Directors & structure

Board of directors

Ownership and network

Publications

Belgian Official Gazette publications

Similar companies

Similar companies

Timeline