ACTIVE

JORIS & MASSOZ

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Financial year 2025 · closed on 31/12/2025

Net result

69,9 k €

-43.2% YoY

Gross margin

227,2 k €

-24.6% YoY

Equity

135,7 k €

-18.1% YoY

Workforce

2,5 ETP

-13.8% YoY

What does JORIS & MASSOZ do?

JORIS & MASSOZ is a Private limited company incorporated in 1986. Its main activity is: Activities of insurance agents and brokers. Its registered office is in Durbuy. It employs on average 2,5 ETP workers (FTE).

Legal situation

● Normal situation

BCE/KBO no. / VAT

BE 0428.531.647

Incorporation

11/02/1986

Legal form

Private limited company

Registered office

Rue de Givet (Grandhan) 7
6940 Durbuy · WallonieSee on map

Contributed capital

63 212,84 €

Latest accounts

31/12/2025

Average workforce

2,5 ETP

Activities (NACE)

66220Activities of insurance agents and brokers· main 66220Activities of insurance agents and brokers

Joint committees (1)

Contacts

3 public details availableLog in to view

Signals

ProfitableSolid equityLow riskGood liquidityPositive cashflowPositive EBITDAHealthy social debts

View the BCE/KBO Public Search record →

Health score

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✦ Verdict · Analyst summary

Financials

Trend over 19 financial years

	2025		2024		2023		2022		2021		2020		2018		2017		2016		2015		2014		2013		2012		2011		2010		2009		2008		2007		2006
Income statement
Gross margin	227,2 k €	-24.6%	301,2 k €	+33.8%	225 k €	-0.4%	226 k €	-22.4%	291,1 k €	+33.2%	218,5 k €	+109%	104,5 k €	-8.2%	113,9 k €	+66.7%	68,3 k €	+318%	16,4 k €	-88.1%	137,7 k €	+25.8%	109,5 k €	+50.5%	72,7 k €	-21.2%	92,3 k €	+18.7%	77,8 k €	+10.7%	70,2 k €	+3.1%	68,1 k €	-29.3%	96,4 k €	+27.3%	75,7 k €
EBITDA	118,3 k €	-40.5%	198,7 k €	+37.8%	144,2 k €	+5.2%	137 k €	-33.1%	204,8 k €	+15.2%	177,8 k €	+265%	48,8 k €	-37.6%	78,2 k €	+16.9%	66,8 k €	+763%	-10,1 k €	-110%	102,7 k €	+33.4%	77 k €	+68.0%	45,8 k €	-35.5%	71 k €	-0.7%	71,6 k €	+3.9%	68,9 k €	+2.5%	67,2 k €	-29.6%	95,5 k €	+30.7%	73 k €
Operating result	98,1 k €	-42.3%	169,9 k €	+46.0%	116,4 k €	+6.9%	108,9 k €	-38.6%	177,4 k €	+10.3%	160,8 k €	+370%	34,2 k €	-45.1%	62,3 k €	+7.7%	57,8 k €	+387%	-20,2 k €	-123%	87,2 k €	+47.4%	59,2 k €	+72.2%	34,4 k €	-48.3%	66,5 k €	+0.8%	66 k €	+5.6%	62,5 k €	+8.9%	57,4 k €	-34.9%	88,2 k €	+42.7%	61,8 k €
Net result	69,9 k €	-43.2%	123,1 k €	+46.1%	84,3 k €	+9.4%	77 k €	-40.1%	128,6 k €	+9.5%	117,4 k €	+525%	18,8 k €	-50.4%	37,8 k €	+20.8%	31,3 k €	+189%	-35,1 k €	-199%	35,6 k €	+94.5%	18,3 k €	+66.1%	11 k €	-2.7%	11,3 k €	+6.7%	10,6 k €	+33.0%	8 k €	+3.2%	7,7 k €	-77.1%	33,7 k €	+364%	7,3 k €
Balance sheet
Equity	135,7 k €	-18.1%	165,8 k €	-4.0%	172,7 k €	+39.9%	123,4 k €	-60.2%	309,8 k €	+49.2%	207,6 k €	+48.3%	140,1 k €	+15.1%	121,7 k €	+44.4%	84,3 k €	+58.0%	53,3 k €	-39.9%	88,8 k €	+65.4%	53,7 k €	-26.1%	72,7 k €	+17.8%	61,7 k €	+22.5%	50,3 k €	+26.7%	39,7 k €	+25.1%	31,8 k €	+32.1%	24,1 k €	+351%	-9,6 k €
Total assets	327,6 k €	-20.0%	409,7 k €	+20.4%	340,4 k €	-36.5%	536,2 k €	+3.7%	516,8 k €	-3.4%	534,8 k €	+151%	213 k €	-8.8%	233,7 k €	+24.4%	187,9 k €	+1.8%	184,6 k €	-20.3%	231,7 k €	-27.4%	319,2 k €	+1.4%	314,9 k €	+191%	108,1 k €	-25.0%	144,1 k €	+3.4%	139,3 k €	-11.1%	156,7 k €	+10.4%	142 k €	+9.8%	129,3 k €
Cash	172 k €	-29.8%	244,8 k €	+61.2%	151,9 k €	-56.1%	346,1 k €	+11.6%	310,1 k €	+22.4%	253,4 k €	+116%	117,1 k €	+19.5%	98 k €	+24.6%	78,7 k €	+179%	28,3 k €	-37.0%	44,8 k €	-32.5%	66,4 k €	+22.3%	54,3 k €	+21.8%	44,6 k €	-33.5%	67,1 k €	-7.4%	72,4 k €	-14.8%	85 k €	+6.7%	79,6 k €	+30.5%	61 k €
Debts	191,8 k €	-21.3%	243,9 k €	+45.5%	167,7 k €	-59.4%	412,6 k €	+99.3%	207 k €	-36.7%	327,1 k €	+348%	72,9 k €	-27.8%	101 k €	+36.3%	74,1 k €	-27.2%	101,8 k €	-28.8%	142,9 k €	-46.2%	265,5 k €	+9.6%	242,2 k €	+422%	46,4 k €	-50.5%	93,8 k €	-5.8%	99,6 k €	-20.3%	124,9 k €	+5.9%	117,9 k €	-15.1%	138,9 k €
Other
Workforce	2,5 ETP	-13.8%	2,9 ETP	+31.8%	2,2 ETP	-4.3%	2,3 ETP	-11.5%	2,6 ETP	+85.7%	1,4 ETP	+75.0%	0,8 ETP		–		–		0,8 ETP	-20.0%	1,0 ETP	0.0%	1,0 ETP	0.0%	1,0 ETP	0.0%	1,0 ETP	+66.7%	0,6 ETP		–		–		–		0,1 ETP

Estimate

Indicative valuation

As an indication, this company is worth

between 500 k€ and 1 M€

See the valuation

Governance

Board of directors

Seen on filing of 31/12/2025 · 3 active · 18 ended

Active mandates

''Cédric Massoz''

Director · 0597.863.557

Represented by CEDRIC MASSOZ

Active

GES 2000

Director · 0444.650.572

Represented by CLAUDE JORIS

Active

JORIS&DEVOSSE

Director · 0588.965.588

Represented by CLAUDE JORIS

Active

Ended mandates

DENIS JORIS

Director · since 29 octobre 2001 · until 29 octobre 2007

Ended

GES 2000

Managing director · since 29 octobre 2001 · until 29 octobre 2007 · 0444.650.572

Represented by HENRI JORIS

Ended

VINCENT JORIS

Director · since 29 octobre 2001 · until 29 octobre 2007

Ended

''Cédric Massoz''

Director · 0597.863.557

Represented by CEDRIC MASSOZ

Ended

At this address

Other companies at this address

Company	CBE no.
GES 2000● Active	0444.650.572

Annual accounts

Full financial information

	2025	2024	2023	2022	2021	2020
Type of account	Abridged model	Abridged model	Abridged model	Abridged model	Abridged model	Abridged model
Start of the financial year	01/01/2025	01/01/2024	01/01/2023	01/01/2022	01/01/2021	01/01/2020
Closing of the financial year	31/12/2025	31/12/2024	31/12/2023	31/12/2022	31/12/2021	31/12/2020
Length of the financial year	12 months	12 months	12 months	12 months	12 months	12 months
Filing date	14/07/2026	22/08/2025	29/07/2024	26/07/2023	26/08/2022	30/08/2021
General meeting	30/06/2026	30/06/2025	30/06/2024	30/06/2023	30/06/2022	24/08/2021
Currency of the financial year	EUR	EUR	EUR	EUR	EUR	EUR
NBB quality label	Satisfying controls	Satisfying controls	Satisfying controls	Satisfying controls	Satisfying controls	Satisfying controls

Ratios

Financial ratios

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Filings

Annual accounts filings

20 filings with the NBB

Model	Closing	General meeting	Filed	Language	Document
Abridged model	31/12/2025	30/06/2026	14/07/2026	French	PDF
Abridged model	31/12/2024	30/06/2025	22/08/2025	French	PDF
Abridged model	31/12/2023	30/06/2024	29/07/2024	French	PDF
Abridged model	31/12/2022	30/06/2023	26/07/2023	French	PDF
Abridged model	31/12/2021	30/06/2022	26/08/2022	French	PDF
Abridged model	31/12/2020	24/08/2021	30/08/2021	French	PDF
Abridged model	31/12/2019	26/08/2020	27/08/2020	French	PDF
Abridged model	31/12/2018	17/05/2019	03/06/2019	French	PDF
Abridged model	31/12/2017	30/06/2018	30/08/2018	French	PDF
Abridged model	31/12/2016	19/05/2017	09/08/2017	French	PDF
Abridged model	31/12/2015	20/05/2016	18/08/2016	French	PDF
Abridged model	31/12/2014	30/06/2015	21/08/2015	French	PDF
Abridged model	31/12/2013	22/09/2014	24/09/2014	French	PDF
Abridged model	31/12/2012	17/05/2013	30/09/2013	French	PDF
Abridged model	31/12/2011	18/05/2012	27/09/2012	French	PDF
Abridged model	31/12/2010	20/05/2011	09/08/2011	French	PDF
Abridged model	31/12/2009	30/06/2010	29/09/2010	French	PDF
Abridged model	31/12/2008	30/06/2009	25/09/2009	French	PDF
Abridged model	31/12/2007	30/06/2008	25/09/2008	French	PDF
Abridged model	31/12/2006	30/06/2007	31/08/2007	French	PDF

Estimate

Indicative valuation

Order of magnitude

As an indication, this company is worth

between 500 k€ and 1 M€

The detail comes with the Business plan: low and high bounds, the valuation bridge for each financial year, transaction multiples by sector and size, group valuation and exports.

Discover the Business plan

Disclaimer

Indicative estimate based on public sector multiples and the filed annual accounts. It is neither a certified valuation nor financial or investment advice.

Governance

Board of directors

Seen on filing of 31/12/2025 · 3 active · 18 ended

Active mandates

''Cédric Massoz''

Director · 0597.863.557

Represented by CEDRIC MASSOZ

Active

GES 2000

Director · 0444.650.572

Represented by CLAUDE JORIS

Active

JORIS&DEVOSSE

Director · 0588.965.588

Represented by CLAUDE JORIS

Active

Ended mandates

DENIS JORIS

Director · since 29 octobre 2001 · until 29 octobre 2007

Ended

GES 2000

Managing director · since 29 octobre 2001 · until 29 octobre 2007 · 0444.650.572

Represented by HENRI JORIS

Ended

VINCENT JORIS

Director · since 29 octobre 2001 · until 29 octobre 2007

Ended

''Cédric Massoz''

Director · 0597.863.557

Represented by CEDRIC MASSOZ

Ended

Shareholders

Ownership and network

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Try for 7 days

Belgian Official Gazette

Belgian Official Gazette publications

Mandates11/05/2023
STATUTS (TRADUCTION, COORDINATION, AUTRES MODIFICATIONS, ) - MODIFICATION FORME JURIDIQUE - DENOMINATION - DEMISSIONS, NOMINATIONS - ASSEMBLEE GENERALE
PDF
Mandates01/04/2021
DEMISSIONS, NOMINATIONS
PDF
Restructuring22/10/2019
RUBRIQUE RESTRUCTURATION (FUSION, SCISSION, TRANSFERT PATRIMOINE, ETC...)
PDF
Restructuring01/07/2019
RUBRIQUE RESTRUCTURATION (FUSION, SCISSION, TRANSFERT PATRIMOINE, ETC...)
PDF
Mandates20/11/2015
DEMISSIONS, NOMINATIONS
PDF
Mandates03/12/2013
DEMISSIONS, NOMINATIONS
PDF
Mandates16/03/2012
DEMISSIONS, NOMINATIONS
PDF
Mandates04/06/2008
DEMISSIONS, NOMINATIONS
PDF

Source: Belgian Official Gazette

Competition

Similar companies

A company's peers, by sector and size, are included in the Business plan.

See the Business plan

2025
Annual accounts 202569,9 k €↓
2024
Annual accounts 2024123,1 k €↑
2023
Annual accounts 202384,3 k €↑
2022
Annual accounts 202277 k €↓
2022
Name changeJORIS & MASSOZ SRL
2021
Annual accounts 2021128,6 k €↑
2021
Name changeBUREAU ASSURANCES JORIS
2020
Annual accounts 2020117,4 k €↑
2018
Annual accounts 201818,8 k €↓
2017
Annual accounts 201737,8 k €↑
2016
Annual accounts 201631,3 k €↑
2015
Annual accounts 2015-35,1 k €↓
2014
Annual accounts 201435,6 k €↑
2013
Annual accounts 201318,3 k €↑
2012
Annual accounts 201211 k €↓
2011
Annual accounts 201111,3 k €↑
2010
Annual accounts 201010,6 k €↑
2009
Annual accounts 20098 k €↑
2008
Annual accounts 20087,7 k €↓
2007
Annual accounts 200733,7 k €↑
2006
Annual accounts 20067,3 k €
11/02/1986
IncorporationPrivate limited company

10/15	1 240 000	1 180 000	1 050 000
70	8 630 000	8 120 000	7 940 000
9904	412 000	388 000	301 000
17/49	2 970 000	3 140 000	3 380 000
9087	24,3	23,1	21,8

JORIS & MASSOZ

Overview

What does JORIS & MASSOZ do?

Trend over 19 financial years

Indicative valuation

Board of directors

Other companies at this address

Financials

Full financial information

Financial ratios

Annual accounts filings

Valuation

Indicative valuation

Directors & structure

Board of directors

Ownership and network

Publications

Belgian Official Gazette publications

Similar companies

Similar companies

Timeline