ACTIVE

IMMO RUYSSEN

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Financial year 2025 · closed on 31/12/2025

Net result

72 k €

+64.2% YoY

Gross margin

184,1 k €

+13.3% YoY

Equity

717,6 k €

-13.1% YoY

What does IMMO RUYSSEN do?

IMMO RUYSSEN is a Public limited company incorporated in 1986. Its main activity is: Other activities auxiliary to insurance and pension funding. Its registered office is in Florennes.

Legal situation

● Normal situation

BCE/KBO no. / VAT

BE 0429.277.458

Incorporation

01/05/1986

Legal form

Public limited company

Registered office

Rue du Boukau 31
5620 Florennes · WallonieSee on map

Contributed capital

61 500,00 €

Latest accounts

31/12/2025

Activities (NACE)

66290Other activities auxiliary to insurance and pension funding· main 66290Other activities auxiliary to insurance and pension funding

Joint committees (1)

Signals

ProfitableSolid equityLow riskGood liquidityPositive cashflowPositive EBITDA

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✦ Verdict · Analyst summary

Financials

Trend over 20 financial years

	2025		2024		2023		2022		2021		2020		2019		2018		2017		2016		2015		2014		2013		2012		2011		2010		2009		2008		2007		2006
Income statement
Gross margin	184,1 k €	+13.3%	162,4 k €	+57.4%	103,2 k €	+15.5%	89,4 k €	-27.4%	123,2 k €	+78.2%	69,1 k €	+5.5%	65,5 k €	+11.7%	58,7 k €	+45.2%	40,4 k €	-72.2%	145 k €	+136%	61,4 k €	+12.0%	54,8 k €	-26.5%	74,6 k €	+103%	36,7 k €	-3.9%	38,2 k €	-83.9%	236,5 k €	-0.1%	236,9 k €	+0.6%	235,5 k €	+10.8%	212,5 k €	+9.1%	194,9 k €
EBITDA	180,1 k €	+13.8%	158,3 k €	+63.2%	97 k €	+12.5%	86,2 k €	-26.0%	116,6 k €	+91.2%	61 k €	+17.8%	51,8 k €	+15.1%	45 k €	+46.7%	30,7 k €	-77.1%	134,2 k €	+291%	34,3 k €	-15.9%	40,8 k €	-32.4%	60,4 k €	+172%	22,2 k €	+93.8%	11,5 k €	-89.3%	107,4 k €	-20.0%	134,3 k €	-12.2%	152,9 k €	+14.1%	134 k €	+24.0%	108,1 k €
Operating result	97 k €	+52.3%	63,7 k €	+1278%	4,6 k €	+431%	-1,4 k €	-104%	33,7 k €	+679%	-5,8 k €	+68.5%	-18,5 k €	+22.0%	-23,8 k €	+40.0%	-39,6 k €	-166%	59,6 k €	+224%	-48,1 k €	+8.4%	-52,5 k €	-134%	-22,4 k €	+37.7%	-36 k €	+16.1%	-42,9 k €	-177%	55,8 k €	-30.0%	79,8 k €	-19.8%	99,4 k €	-0.7%	100,1 k €	+63.7%	61,2 k €
Net result	72 k €	+64.2%	43,8 k €	-59.6%	108,5 k €	+423%	20,8 k €	-84.4%	132,7 k €	+1481%	8,4 k €	+194%	2,9 k €	+141%	-7 k €	+15.7%	-8,3 k €	-111%	73,7 k €	+311%	-34,9 k €	+29.6%	-49,6 k €	-142%	-20,5 k €	+5.0%	-21,5 k €	-104%	577,6 k €	+2009%	27,4 k €	-22.6%	35,4 k €	-52.5%	74,4 k €	+17.4%	63,4 k €	+103%	31,2 k €
Balance sheet
Equity	717,6 k €	-13.1%	825,6 k €	-6.9%	886,8 k €	+13.9%	778,3 k €	+2.7%	757,6 k €	-1.0%	765,1 k €	+1.1%	756,7 k €	+0.4%	753,9 k €	-4.3%	787,9 k €	-2.0%	803,7 k €	+10.1%	730 k €	-4.6%	765 k €	-6.1%	814,6 k €	-2.5%	835,1 k €	-2.5%	856,6 k €	+207%	279,1 k €	+4.6%	266,7 k €	+15.3%	231,3 k €	+47.5%	156,9 k €	+67.8%	93,5 k €
Total assets	1,1 M €	-7.3%	1,2 M €	-0.9%	1,2 M €	+14.3%	1,1 M €	-13.5%	1,3 M €	+2.7%	1,2 M €	+3.7%	1,2 M €	-2.1%	1,2 M €	-2.5%	1,2 M €	-3.6%	1,3 M €	-2.6%	1,3 M €	+1.2%	1,3 M €	-8.6%	1,4 M €	+0.2%	1,4 M €	-0.7%	1,4 M €	+155%	561 k €	+1.0%	555,3 k €	-8.0%	603,4 k €	+47.2%	410 k €	+13.2%	362,3 k €
Cash	78,6 k €	-55.3%	175,9 k €	+1.2%	173,9 k €	+65.7%	105 k €	-41.0%	177,9 k €	+119%	81,2 k €	+39.8%	58,1 k €	+19.1%	48,8 k €	-18.0%	59,5 k €	+118%	27,3 k €	+28.9%	21,1 k €	-79.9%	105,2 k €	-53.0%	224 k €	-41.5%	382,7 k €	+76.2%	217,2 k €	+123%	97,3 k €	+12.8%	86,2 k €	-19.6%	107,2 k €	-33.1%	160,2 k €	+109%	76,6 k €
Debts	302,1 k €	+12.8%	267,8 k €	+27.4%	210,2 k €	+45.7%	144,3 k €	-54.3%	315,7 k €	+23.4%	255,9 k €	+27.2%	201,1 k €	-3.5%	208,4 k €	+10.5%	188,6 k €	-5.9%	200,4 k €	-36.7%	316,8 k €	+32.0%	240 k €	-19.3%	297,3 k €	+14.5%	259,7 k €	+5.0%	247,4 k €	-9.6%	273,6 k €	-1.3%	277,3 k €	-25.3%	371,2 k €	+46.7%	253,1 k €	-5.7%	268,4 k €
Other
Workforce	–		–		–		–		–		0,1 ETP	0.0%	0,1 ETP	0.0%	0,1 ETP	0.0%	0,1 ETP	0.0%	0,1 ETP	0.0%	0,1 ETP	0.0%	0,1 ETP	-50.0%	0,2 ETP	-33.3%	0,3 ETP	+200%	0,1 ETP	-96.6%	2,9 ETP	+7.4%	2,7 ETP	+35.0%	2,0 ETP	-4.8%	2,1 ETP	-12.5%	2,4 ETP

Estimate

Indicative valuation

As an indication, this company is worth

between 500 k€ and 1 M€

See the valuation

Governance

Board of directors

Seen on filing of 31/12/2025 · 3 active · 10 ended

Active mandates

Thomas RUYSSEN

Director · since 01 janvier 2024 · until 14 mai 2028

Active

Claude GIGOT

Director · since 14 mai 2022 · until 14 mai 2028

Active

OLIVIER RUYSSEN

Director · since 14 mai 2022 · until 14 mai 2028

Active

Ended mandates

Olivier RUYSSEN

Managing director · since 14 mai 2022 · until 14 mai 2028

Ended

Claude GIGOT

Director · since 30 mars 2017 · until 14 mai 2022

Ended

Olivier RUYSSEN

Managing director · since 30 mars 2017 · until 14 mai 2022

Ended

Olivier RUYSSEN

Manager · since 28 mars 2011

Ended

Annual accounts

Full financial information

	2025	2024	2023	2022	2021	2020
Type of account	Abridged model	Abridged model	Abridged model	Abridged model	Abridged model	Abridged model
Start of the financial year	01/01/2025	01/01/2024	01/01/2023	01/01/2022	01/01/2021	01/01/2020
Closing of the financial year	31/12/2025	31/12/2024	31/12/2023	31/12/2022	31/12/2021	31/12/2020
Length of the financial year	12 months	12 months	12 months	12 months	12 months	12 months
Filing date	24/08/2026	22/08/2025	02/07/2024	13/06/2023	02/07/2022	21/07/2021
General meeting	09/05/2026	10/05/2025	06/06/2024	13/05/2023	14/05/2022	08/05/2021
Currency of the financial year	EUR	EUR	EUR	EUR	EUR	EUR
NBB quality label	Satisfying controls	Satisfying controls	Satisfying controls	Satisfying controls	Satisfying controls	Satisfying controls

Ratios

Financial ratios

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Filings

Annual accounts filings

21 filings with the NBB

Model	Closing	General meeting	Filed	Language	Document
Abridged model	31/12/2025	09/05/2026	24/08/2026	French	PDF
Abridged model	31/12/2024	10/05/2025	22/08/2025	French	PDF
Abridged model	31/12/2023	06/06/2024	02/07/2024	French	PDF
Abridged model	31/12/2022	13/05/2023	13/06/2023	French	PDF
Abridged model	31/12/2021	14/05/2022	02/07/2022	French	PDF
Abridged model	31/12/2020	08/05/2021	21/07/2021	French	PDF
Abridged model	31/12/2019	12/08/2020	28/08/2020	French	PDF
Abridged model	31/12/2018	01/06/2019	22/07/2019	French	PDF
Abridged model	31/12/2017	23/06/2018	17/08/2018	French	PDF
Abridged model	31/12/2016	13/05/2017	31/08/2017	French	PDF
Abridged model	31/12/2015	14/05/2016	31/08/2016	French	PDF
Abridged modelCorrection	31/12/2014	23/09/2015	25/09/2015	French	PDF
Abridged model	31/12/2014	09/05/2015	31/08/2015	French	PDF
Abridged model	31/12/2013	10/05/2014	29/08/2014	French	PDF
Abridged model	31/12/2012	11/05/2013	30/08/2013	French	PDF
Abridged model	31/12/2011	12/05/2012	31/08/2012	French	PDF
Abridged model	31/12/2010	14/05/2011	26/08/2011	French	PDF
Abridged model	31/12/2009	08/05/2010	31/08/2010	French	PDF
Abridged model	31/12/2008	09/05/2009	31/08/2009	French	PDF
Abridged model	31/12/2007	30/06/2008	31/07/2008	French	PDF
Abridged model	31/12/2006	30/06/2007	31/08/2007	French	PDF

Estimate

Indicative valuation

Order of magnitude

As an indication, this company is worth

between 500 k€ and 1 M€

The detail comes with the Business plan: low and high bounds, the valuation bridge for each financial year, transaction multiples by sector and size, group valuation and exports.

Discover the Business plan

Disclaimer

Indicative estimate based on public sector multiples and the filed annual accounts. It is neither a certified valuation nor financial or investment advice.

Governance

Board of directors

Seen on filing of 31/12/2025 · 3 active · 10 ended

Active mandates

Thomas RUYSSEN

Director · since 01 janvier 2024 · until 14 mai 2028

Active

Claude GIGOT

Director · since 14 mai 2022 · until 14 mai 2028

Active

OLIVIER RUYSSEN

Director · since 14 mai 2022 · until 14 mai 2028

Active

Ended mandates

Olivier RUYSSEN

Managing director · since 14 mai 2022 · until 14 mai 2028

Ended

Claude GIGOT

Director · since 30 mars 2017 · until 14 mai 2022

Ended

Olivier RUYSSEN

Managing director · since 30 mars 2017 · until 14 mai 2022

Ended

Olivier RUYSSEN

Manager · since 28 mars 2011

Ended

Shareholders

Ownership and network

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Belgian Official Gazette

Belgian Official Gazette publications

Mandates29/01/2024
DEMISSIONS, NOMINATIONS
PDF
Capital / shares10/10/2023
STATUTS (TRADUCTION, COORDINATION, AUTRES MODIFICATIONS, ) - CAPITAL, ACTIONS
PDF
Mandates07/09/2022
DEMISSIONS, NOMINATIONS
PDF
Capital / shares05/05/2020
CAPITAL, ACTIONS
PDF
Mandates22/06/2017
DEMISSIONS, NOMINATIONS - STATUTS (TRADUCTION, COORDINATION, AUTRES MODIFICATIONS, ) - MODIFICATION FORME JURIDIQUE
PDF
Mandates15/04/2011
DENOMINATION - OBJET - STATUTS (TRADUCTION, COORDINATION, AUTRES MODIFICATIONS, ) - MODIFICATION FORME JURIDIQUE
PDF
Mandates16/11/2007
DEMISSIONS, NOMINATIONS
PDF

Source: Belgian Official Gazette

Competition

Similar companies

A company's peers, by sector and size, are included in the Business plan.

See the Business plan

2025
Annual accounts 202572 k €↑
2024
Annual accounts 202443,8 k €↓
2023
Annual accounts 2023108,5 k €↑
2022
Annual accounts 202220,8 k €↓
2021
Annual accounts 2021132,7 k €↑
2020
Annual accounts 20208,4 k €↑
2019
Annual accounts 20192,9 k €↑
2018
Annual accounts 2018-7 k €↑
2017
Annual accounts 2017-8,3 k €↓
2016
Annual accounts 201673,7 k €↑
2015
Annual accounts 2015-34,9 k €↑
2014
Annual accounts 2014-49,6 k €↓
2013
Annual accounts 2013-20,5 k €↑
2012
Annual accounts 2012-21,5 k €↓
2011
Annual accounts 2011577,6 k €↑
2010
Annual accounts 201027,4 k €↓
2009
Annual accounts 200935,4 k €↓
2008
Annual accounts 200874,4 k €↑
2007
Annual accounts 200763,4 k €↑
2006
Annual accounts 200631,2 k €
01/05/1986
IncorporationPublic limited company

10/15	1 240 000	1 180 000	1 050 000
70	8 630 000	8 120 000	7 940 000
9904	412 000	388 000	301 000
17/49	2 970 000	3 140 000	3 380 000
9087	24,3	23,1	21,8

IMMO RUYSSEN

Overview

What does IMMO RUYSSEN do?

Trend over 20 financial years

Indicative valuation

Board of directors

Financials

Full financial information

Financial ratios

Annual accounts filings

Valuation

Indicative valuation

Directors & structure

Board of directors

Ownership and network

Publications

Belgian Official Gazette publications

Similar companies

Similar companies

Timeline