ACTIVE

ASSURAVIS

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Financial year 2025 · closed on 31/12/2025

Net result

121 k €

+18.9% YoY

Gross margin

298,3 k €

-15.4% YoY

Equity

557,8 k €

+0.2% YoY

Workforce

1,6 ETP

+6.7% YoY

What does ASSURAVIS do?

ASSURAVIS is a Private company with limited liability incorporated in 1986. Its main activity is: Activities of insurance agents and brokers. Its registered office is in Woluwe-Saint-Lambert. It employs on average 1,6 ETP workers (FTE).

Legal situation

● Normal situation

BCE/KBO no. / VAT

BE 0429.372.676

Incorporation

25/04/1986

Legal form

Private company with limited liability

Registered office

Avenue Paul Hymans 47
1200 Woluwe-Saint-Lambert · BruxellesSee on map

Contributed capital

33 465,62 €

Latest accounts

31/12/2025

Average workforce

1,6 ETP

Activities (NACE)

66220Activities of insurance agents and brokers· main 66220Activities of insurance agents and brokers 67201Agents et courtiers d'assurances

Joint committees (1)

Signals

ProfitableSolid equityLow riskGood liquidityPositive cashflowPositive EBITDAHealthy social debts

View the BCE/KBO Public Search record →

Health score

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✦ Verdict · Analyst summary

Financials

Trend over 20 financial years

	2025		2024		2023		2022		2021		2020		2019		2018		2017		2016		2015		2014		2013		2012		2011		2010		2009		2008		2007		2006
Income statement
Gross margin	298,3 k €	-15.4%	352,4 k €	+9.6%	321,5 k €	+22.4%	262,6 k €	+111%	124,6 k €	-28.9%	175,3 k €	-11.3%	197,6 k €	-40.9%	334,2 k €	+31.2%	254,8 k €	+1.3%	251,5 k €	-5.6%	266,6 k €	+2.8%	259,3 k €	-7.6%	280,5 k €	+6.4%	263,7 k €	-21.1%	334,2 k €	+18.9%	281 k €	+8.6%	258,8 k €	-11.1%	291,3 k €	+10.7%	263,2 k €	+24.6%	211,3 k €
EBITDA	195,1 k €	-18.2%	238,5 k €	+62.6%	146,7 k €	+27.1%	115,4 k €	+536%	-26,5 k €	-186%	30,7 k €	-34.1%	46,6 k €	-77.7%	208,7 k €	+34.5%	155,1 k €	-2.2%	158,6 k €	+5.5%	150,3 k €	+12.9%	133,2 k €	-31.8%	195,2 k €	+10.9%	176 k €	-28.7%	246,9 k €	+34.3%	183,8 k €	+1.0%	182 k €	-20.2%	228 k €	+5.1%	217 k €	+30.5%	166,2 k €
Operating result	175,4 k €	-9.8%	194,5 k €	+88.8%	103 k €	+42.0%	72,6 k €	+174%	-98,6 k €	-1601%	-5,8 k €	-154%	10,8 k €	-93.5%	166,5 k €	+22.1%	136,3 k €	-4.9%	143,4 k €	+10.8%	129,4 k €	+32.6%	97,6 k €	-46.4%	182,2 k €	+25.3%	145,4 k €	-30.3%	208,7 k €	+28.2%	162,7 k €	+0.7%	161,6 k €	-19.8%	201,5 k €	+3.0%	195,6 k €	+27.2%	153,8 k €
Net result	121 k €	+18.9%	101,7 k €	+91.7%	53,1 k €	+2.7%	51,7 k €	+155%	-94,4 k €	-886%	12 k €	+107%	-181,1 k €	-252%	119,5 k €	+68.8%	70,8 k €	-5.8%	75,1 k €	+19.7%	62,7 k €	+97.5%	31,8 k €	-71.2%	110,2 k €	+53.8%	71,7 k €	-43.4%	126,6 k €	+63.1%	77,6 k €	-25.2%	103,8 k €	+20.5%	86,2 k €	-35.1%	132,7 k €	+169%	49,4 k €
Balance sheet
Equity	557,8 k €	+0.2%	556,8 k €	+0.0%	556,7 k €	-1.4%	564,7 k €	+32.4%	426,4 k €	-18.1%	520,8 k €	+2.4%	508,8 k €	-26.2%	689,9 k €	+10.8%	622,4 k €	+8.9%	571,6 k €	+3.2%	553,6 k €	+3.0%	537,6 k €	+2.2%	525,8 k €	+1.5%	518,1 k €	-5.6%	548,9 k €	+75.8%	312,2 k €	-3.8%	324,6 k €	+9.2%	297,4 k €	+18.4%	251,2 k €	+69.1%	148,5 k €
Total assets	1,6 M €	-6.2%	1,7 M €	-3.4%	1,8 M €	+3.4%	1,7 M €	+219%	543 k €	-8.2%	591,3 k €	-10.7%	662 k €	-32.2%	976,5 k €	+9.9%	888,6 k €	+2.3%	868,9 k €	-2.8%	893,9 k €	-8.6%	978,2 k €	+1.0%	968,8 k €	-1.1%	979,4 k €	-9.1%	1,1 M €	+19.3%	903,2 k €	-5.4%	954,4 k €	-1.1%	965,3 k €	+1.9%	947,8 k €	+6.6%	888,8 k €
Cash	7,6 k €	-60.2%	19,1 k €	-60.0%	47,6 k €	+64.4%	29 k €	+43.7%	20,2 k €	-52.5%	42,4 k €	+253%	12 k €	+231%	3,6 k €	+71.5%	2,1 k €	+1442%	137,2 €	-78.9%	649,8 €	+49.0%	436 €	-22.5%	562,5 €	-90.3%	5,8 k €		–		17,2 k €	-15.1%	20,3 k €	-36.4%	31,9 k €	+41.1%	22,6 k €	-19.5%	28,1 k €
Debts	1,1 M €	-9.2%	1,2 M €	-4.9%	1,2 M €	+5.7%	1,2 M €	+900%	116,6 k €	+65.4%	70,5 k €	-54.0%	153,2 k €	-45.9%	283,5 k €	+20.7%	234,9 k €	-11.3%	264,8 k €	-13.6%	306,6 k €	-25.6%	412,1 k €	+2.6%	401,7 k €	-7.2%	432,9 k €	-13.5%	500,3 k €	-11.1%	562,5 k €	-6.5%	601,3 k €	-5.8%	638,5 k €	-4.4%	668,1 k €	-6.0%	711,1 k €
Other
Workforce	1,6 ETP	+6.7%	1,5 ETP	-28.6%	2,1 ETP	-4.5%	2,2 ETP	+10.0%	2,0 ETP	+17.6%	1,7 ETP	-15.0%	2,0 ETP		–		–		–		3,0 ETP	0.0%	3,0 ETP	0.0%	3,0 ETP	0.0%	3,0 ETP	+50.0%	2,0 ETP	0.0%	2,0 ETP	0.0%	2,0 ETP	0.0%	2,0 ETP	+100%	1,0 ETP	0.0%	1,0 ETP

Estimate

Indicative valuation

As an indication, this company is worth

between 0 € and 100 k€

See the valuation

Governance

Board of directors

Seen on filing of 31/12/2025 · 1 active · 3 ended

Active mandates

Delphine RAHIER MODIANO

Director · since 18 juillet 2022

Active

Ended mandates

SERVICE CONSULT

Administrator - manager · since 17 juin 2019 · 0431.509.844

Represented by Delphine Rahier

Ended

GUY VERDICKT

Manager

Ended

PHILIPPE RAHIER

Manager

Ended

At this address

Other companies at this address

Company	CBE no.
Association des copropriétaires de la résidence HYMANS sise à Woluwe-Saint-Lambert, avenue Paul Hymans 47 et rue de l'Activité 4● Active	0828.641.504
DES.DENTAL● Active	0875.208.234

Annual accounts

Full financial information

	2025	2024	2023	2022	2021	2020
Type of account	Abridged model	Abridged model	Abridged model	Abridged model	Abridged model	Abridged model
Start of the financial year	01/01/2025	01/01/2024	01/01/2023	01/01/2022	01/01/2021	01/01/2020
Closing of the financial year	31/12/2025	31/12/2024	31/12/2023	31/12/2022	31/12/2021	31/12/2020
Length of the financial year	12 months	12 months	12 months	12 months	12 months	12 months
Filing date	24/07/2026	20/06/2025	12/07/2024	18/08/2023	08/08/2022	10/08/2021
General meeting	22/06/2026	21/05/2025	24/06/2024	26/06/2023	31/03/2022	08/06/2021
Currency of the financial year	EUR	EUR	EUR	EUR	EUR	EUR
NBB quality label	Satisfying controls	Satisfying controls	Satisfying controls	Satisfying controls	Satisfying controls	Satisfying controls

Ratios

Financial ratios

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Filings

Annual accounts filings

20 filings with the NBB

Model	Closing	General meeting	Filed	Language	Document
Abridged model	31/12/2025	22/06/2026	24/07/2026	French	PDF
Abridged model	31/12/2024	21/05/2025	20/06/2025	French	PDF
Abridged model	31/12/2023	24/06/2024	12/07/2024	French	PDF
Abridged model	31/12/2022	26/06/2023	18/08/2023	French	PDF
Abridged model	31/12/2021	31/03/2022	08/08/2022	French	PDF
Abridged model	31/12/2020	08/06/2021	10/08/2021	French	PDF
Abridged model	31/12/2019	27/10/2020	28/10/2020	French	PDF
Micro model	31/12/2018	26/06/2019	30/08/2019	French	PDF
Micro model	31/12/2017	26/06/2018	29/08/2018	French	PDF
Micro model	31/12/2016	26/06/2017	27/08/2017	French	PDF
Abridged model	31/12/2015	27/06/2016	24/08/2016	French	PDF
Abridged model	31/12/2014	26/06/2015	25/08/2015	French	PDF
Abridged model	31/12/2013	25/08/2014	27/08/2014	French	PDF
Abridged model	31/12/2012	24/06/2013	02/10/2013	French	PDF
Abridged model	31/12/2011	24/06/2012	29/08/2012	French	PDF
Abridged model	31/12/2010	24/06/2011	25/08/2011	French	PDF
Abridged model	31/12/2009	30/06/2010	30/08/2010	French	PDF
Abridged model	31/12/2008	30/06/2009	30/08/2009	French	PDF
Abridged model	31/12/2007	30/06/2008	28/08/2008	French	PDF
Abridged model	31/12/2006	29/06/2007	30/08/2007	French	PDF

Estimate

Indicative valuation

Order of magnitude

As an indication, this company is worth

between 0 € and 100 k€

The detail comes with the Business plan: low and high bounds, the valuation bridge for each financial year, transaction multiples by sector and size, group valuation and exports.

Discover the Business plan

Disclaimer

Indicative estimate based on public sector multiples and the filed annual accounts. It is neither a certified valuation nor financial or investment advice.

Governance

Board of directors

Seen on filing of 31/12/2025 · 1 active · 3 ended

Active mandates

Delphine RAHIER MODIANO

Director · since 18 juillet 2022

Active

Ended mandates

SERVICE CONSULT

Administrator - manager · since 17 juin 2019 · 0431.509.844

Represented by Delphine Rahier

Ended

GUY VERDICKT

Manager

Ended

PHILIPPE RAHIER

Manager

Ended

Shareholders

Ownership and network

Looking for more information about this company?

Try for 7 days

Belgian Official Gazette

Belgian Official Gazette publications

Restructuring18/07/2022
CAPITAL, ACTIONS - DEMISSIONS, NOMINATIONS - STATUTS (TRADUCTION, COORDINATION, AUTRES MODIFICATIONS, ) - RUBRIQUE RESTRUCTURATION (FUSION, SCISSION, TRANSFERT PATRIMOINE, ETC...)
PDF
Restructuring20/05/2022
RUBRIQUE RESTRUCTURATION (FUSION, SCISSION, TRANSFERT PATRIMOINE, ETC...) - DIVERS
PDF
Mandates18/07/2019
DEMISSIONS, NOMINATIONS
PDF
Restructuring19/11/2018
OBJET - RUBRIQUE RESTRUCTURATION (FUSION, SCISSION, TRANSFERT PATRIMOINE, ETC...)
PDF
Restructuring06/07/2018
RUBRIQUE RESTRUCTURATION (FUSION, SCISSION, TRANSFERT PATRIMOINE, ETC...)
PDF
Restructuring14/07/2016
RUBRIQUE RESTRUCTURATION (FUSION, SCISSION, TRANSFERT PATRIMOINE, ETC...)
PDF
Other30/07/2008
OBJET - STATUTS (TRADUCTION, COORDINATION, AUTRES MODIFICATIONS, )
PDF

Source: Belgian Official Gazette

Competition

Similar companies

A company's peers, by sector and size, are included in the Business plan.

See the Business plan

2025
Annual accounts 2025121 k €↑
2024
Annual accounts 2024101,7 k €↑
2023
Annual accounts 202353,1 k €↑
2022
Annual accounts 202251,7 k €↑
2021
Annual accounts 2021-94,4 k €↓
2020
Annual accounts 202012 k €↑
2019
Annual accounts 2019-181,1 k €↓
2018
Annual accounts 2018119,5 k €↑
2017
Annual accounts 201770,8 k €↓
2016
Annual accounts 201675,1 k €↑
2015
Annual accounts 201562,7 k €↑
2014
Annual accounts 201431,8 k €↓
2013
Annual accounts 2013110,2 k €↑
2012
Annual accounts 201271,7 k €↓
2011
Annual accounts 2011126,6 k €↑
2010
Annual accounts 201077,6 k €↓
2009
Annual accounts 2009103,8 k €↑
2008
Annual accounts 200886,2 k €↓
2007
Annual accounts 2007132,7 k €↑
2006
Annual accounts 200649,4 k €
25/04/1986
IncorporationPrivate company with limited liability

10/15	1 240 000	1 180 000	1 050 000
70	8 630 000	8 120 000	7 940 000
9904	412 000	388 000	301 000
17/49	2 970 000	3 140 000	3 380 000
9087	24,3	23,1	21,8

ASSURAVIS

Overview

What does ASSURAVIS do?

Trend over 20 financial years

Indicative valuation

Board of directors

Other companies at this address

Financials

Full financial information

Financial ratios

Annual accounts filings

Valuation

Indicative valuation

Directors & structure

Board of directors

Ownership and network

Publications

Belgian Official Gazette publications

Similar companies

Similar companies

Timeline