ACTIVE

FINEC

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Financial year 2025 · closed on 31/12/2025

Net result

133,7 k €

-46.9% YoY

Gross margin

306,7 k €

-35.3% YoY

Equity

3,2 M €

+4.3% YoY

What does FINEC do?

FINEC is a Public limited company incorporated in 1986. Its registered office is in Bruxelles.

Legal situation

● Normal situation

BCE/KBO no. / VAT

BE 0430.071.076

Incorporation

18/12/1986

Legal form

Public limited company

Registered office

Avenue de l'Orée 2
1000 Bruxelles · BruxellesSee on map

Contributed capital

1 303 919,94 €

Latest accounts

31/12/2025

Signals

ProfitableSolid equityLow riskGood liquidityPositive cashflowPositive EBITDA

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✦ Verdict · Analyst summary

Financials

Trend over 20 financial years

	2025		2024		2023		2022		2021		2020		2019		2018		2017		2016		2015		2014		2013		2012		2011		2010		2009		2008		2007		2006
Income statement
Gross margin	306,7 k €	-35.3%	474,4 k €	+112%	224,2 k €	+0.0%	224,1 k €	+25.1%	179,1 k €	+6.7%	167,8 k €	-31.3%	244,1 k €	+14.1%	213,9 k €	-8.5%	233,9 k €	-18.6%	287,2 k €	+2.7%	279,7 k €	+12.7%	248,1 k €	+28.5%	193,2 k €	+21.1%	159,5 k €	-1.6%	162,1 k €	-14.1%	188,8 k €	-14.2%	220,1 k €	+10.2%	199,8 k €	+1.6%	196,5 k €	+21.2%	162,1 k €
EBITDA	257,6 k €	-40.4%	432,1 k €	+135%	183,5 k €	-1.3%	185,9 k €	+25.0%	148,8 k €	+7.9%	137,8 k €	-35.2%	212,6 k €	+14.9%	185 k €	-9.9%	205,5 k €	-18.6%	252,4 k €	-0.8%	254,6 k €	+11.3%	228,8 k €	+40.7%	162,6 k €	+15.4%	140,9 k €	+1.8%	138,4 k €	-19.1%	171 k €	-15.5%	202,4 k €	+10.8%	182,8 k €	+3.7%	176,2 k €	+26.8%	139 k €
Operating result	183,3 k €	-48.7%	357,1 k €	+245%	103,6 k €	+63.2%	63,5 k €	+106%	30,8 k €	+94.3%	15,8 k €	-82.5%	90,3 k €	+23.9%	72,9 k €	-49.6%	144,7 k €	-14.6%	169,4 k €	+3.7%	163,3 k €	+18.7%	137,6 k €	+95.2%	70,5 k €	+44.5%	48,8 k €	+6.7%	45,7 k €	-41.6%	78,3 k €	-27.0%	107,3 k €	+19.3%	89,9 k €	+12.1%	80,2 k €	+71.7%	46,7 k €
Net result	133,7 k €	-46.9%	251,6 k €	+193%	85,8 k €	+50.4%	57,1 k €	+61.2%	35,4 k €	+58.3%	22,4 k €	-69.4%	73,1 k €	+37.2%	53,3 k €	-47.6%	101,7 k €	-18.3%	124,5 k €	-1.1%	125,8 k €	+10.2%	114,2 k €	+54.4%	74 k €	+30.7%	56,6 k €	+1.0%	56 k €	-26.7%	76,4 k €	-24.0%	100,5 k €	+9.2%	92 k €	+15.5%	79,6 k €	+274%	21,3 k €
Balance sheet
Equity	3,2 M €	+4.3%	3,1 M €	+8.8%	2,8 M €	+3.1%	2,8 M €	+2.1%	2,7 M €	+1.3%	2,7 M €	+0.8%	2,6 M €	+2.8%	2,6 M €	+2.1%	2,5 M €	+4.2%	2,4 M €	+5.4%	2,3 M €	+5.8%	2,2 M €	+5.6%	2,1 M €	+3.7%	2 M €	+2.9%	1,9 M €	+3.0%	1,9 M €	+4.3%	1,8 M €	+5.9%	1,7 M €	+5.7%	1,6 M €	+5.2%	1,5 M €
Total assets	3,4 M €	+4.5%	3,2 M €	+10.2%	2,9 M €	+5.5%	2,8 M €	+1.3%	2,8 M €	+1.5%	2,7 M €	+0.6%	2,7 M €	+2.9%	2,6 M €	+2.6%	2,6 M €	+2.4%	2,5 M €	+6.5%	2,3 M €	+5.8%	2,2 M €	+4.2%	2,1 M €	+4.9%	2 M €	+2.6%	2 M €	+2.6%	1,9 M €	+1.4%	1,9 M €	+4.1%	1,8 M €	+4.2%	1,7 M €	-14.0%	2 M €
Cash	1,7 M €	+13.3%	1,5 M €	+29.8%	1,2 M €	+25.9%	942 k €	+26.8%	742,9 k €	+16.5%	637,9 k €	+10.6%	576,9 k €	+10.1%	524,1 k €	-66.5%	1,6 M €	+7.8%	1,5 M €	+14.8%	1,3 M €	+17.6%	1,1 M €	+17.0%	919,4 k €	+23.7%	743,2 k €	+64.6%	451,5 k €	-6.3%	481,8 k €	+38.3%	348,3 k €	+20.6%	288,9 k €	+106%	139,9 k €	-63.3%	380,8 k €
Debts	149,1 k €	+8.6%	137,3 k €	+54.6%	88,8 k €	+322%	21,1 k €	-50.7%	42,7 k €	+16.5%	36,6 k €	-16.1%	43,7 k €	+4.5%	41,8 k €	+44.5%	28,9 k €	-46.3%	53,9 k €	+24.2%	43,4 k €	+5.3%	41,2 k €	+168%	15,3 k €	+62.4%	9,5 k €	-33.5%	14,2 k €	-71.9%	50,6 k €	-31.6%	74 k €	-23.0%	96,1 k €	-19.9%	119,9 k €	-74.2%	464,7 k €

Estimate

Indicative valuation

As an indication, this company is worth

between 2,5 M€ and 5 M€

See the valuation

Governance

Board of directors

Seen on filing of 31/12/2025 · 3 active · 13 ended

Active mandates

François POLLET

Director · since 28 mai 2022 · until 27 mai 2028

Active

Henri-Jean POLLET

Director · since 28 mai 2022 · until 27 mai 2028

Active

Marie-Adine POLLET

Director · since 28 mai 2022 · until 27 mai 2028

Active

Ended mandates

François POLLET

Director · since 28 mai 2016 · until 27 mai 2022

Ended

François POLLET

Managing director · since 28 mai 2016 · until 27 mai 2022

Ended

Henri-Jean POLLET

Director · since 28 mai 2016 · until 27 mai 2022

Ended

Henri-Jean POLLET

Managing director · since 28 mai 2016 · until 27 mai 2022

Ended

At this address

Other companies at this address

Company	CBE no.
PERCEVAL TRADING COMPANY● Active	0450.509.273

Annual accounts

Full financial information

	2025	2024	2023	2022	2021	2020
Type of account	Micro model	Micro model	Micro model	Micro model	Micro model	Micro model
Start of the financial year	01/01/2025	01/01/2024	01/01/2023	01/01/2022	01/01/2021	01/01/2020
Closing of the financial year	31/12/2025	31/12/2024	31/12/2023	31/12/2022	31/12/2021	31/12/2020
Length of the financial year	12 months	12 months	12 months	12 months	12 months	12 months
Filing date	28/08/2026	26/08/2025	04/10/2024	29/08/2023	31/08/2022	30/08/2021
General meeting	29/05/2026	30/05/2025	31/05/2024	26/05/2023	27/05/2022	28/05/2021
Currency of the financial year	EUR	EUR	EUR	EUR	EUR	EUR
NBB quality label	Satisfying controls	Satisfying controls	Satisfying controls	Satisfying controls	Satisfying controls	Satisfying controls

Ratios

Financial ratios

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Filings

Annual accounts filings

20 filings with the NBB

Model	Closing	General meeting	Filed	Language	Document
Micro model	31/12/2025	29/05/2026	28/08/2026	French	PDF
Micro model	31/12/2024	30/05/2025	26/08/2025	French	PDF
Micro model	31/12/2023	31/05/2024	04/10/2024	French	PDF
Micro model	31/12/2022	26/05/2023	29/08/2023	French	PDF
Micro model	31/12/2021	27/05/2022	31/08/2022	French	PDF
Micro model	31/12/2020	28/05/2021	30/08/2021	French	PDF
Micro model	31/12/2019	29/05/2020	16/09/2020	French	PDF
Micro model	31/12/2018	31/05/2019	29/08/2019	French	PDF
Micro model	31/12/2017	25/05/2018	28/09/2018	French	PDF
Micro model	31/12/2016	26/05/2017	24/08/2017	French	PDF
Abridged model	31/12/2015	27/05/2016	30/08/2016	French	PDF
Abridged model	31/12/2014	29/05/2015	30/09/2015	French	PDF
Abridged model	31/12/2013	30/05/2014	26/08/2014	French	PDF
Abridged model	31/12/2012	31/05/2013	30/09/2013	French	PDF
Abridged model	31/12/2011	25/05/2012	28/09/2012	French	PDF
Abridged model	31/12/2010	27/05/2011	31/08/2011	French	PDF
Abridged model	31/12/2009	28/05/2010	31/08/2010	French	PDF
Abridged model	31/12/2008	29/05/2009	23/12/2009	French	PDF
Abridged model	31/12/2007	30/05/2008	13/06/2008	French	PDF
Abridged model	31/12/2006	25/05/2007	04/06/2007	French	PDF

Estimate

Indicative valuation

Order of magnitude

As an indication, this company is worth

between 2,5 M€ and 5 M€

The detail comes with the Business plan: low and high bounds, the valuation bridge for each financial year, transaction multiples by sector and size, group valuation and exports.

Discover the Business plan

Disclaimer

Indicative estimate based on public sector multiples and the filed annual accounts. It is neither a certified valuation nor financial or investment advice.

Governance

Board of directors

Seen on filing of 31/12/2025 · 3 active · 13 ended

Active mandates

François POLLET

Director · since 28 mai 2022 · until 27 mai 2028

Active

Henri-Jean POLLET

Director · since 28 mai 2022 · until 27 mai 2028

Active

Marie-Adine POLLET

Director · since 28 mai 2022 · until 27 mai 2028

Active

Ended mandates

François POLLET

Director · since 28 mai 2016 · until 27 mai 2022

Ended

François POLLET

Managing director · since 28 mai 2016 · until 27 mai 2022

Ended

Henri-Jean POLLET

Director · since 28 mai 2016 · until 27 mai 2022

Ended

Henri-Jean POLLET

Managing director · since 28 mai 2016 · until 27 mai 2022

Ended

Shareholders

Ownership and network

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Try for 7 days

Belgian Official Gazette

Belgian Official Gazette publications

Mandates09/12/2024
DEMISSIONS, NOMINATIONS
PDF
Mandates28/06/2017
DEMISSIONS, NOMINATIONS
PDF
Mandates17/02/2012
DEMISSIONS, NOMINATIONS - STATUTS (TRADUCTION, COORDINATION, AUTRES MODIFICATIONS, )
PDF
Mandates26/10/2010
DEMISSIONS, NOMINATIONS
PDF
Capital / shares25/01/2006
CAPITAL, ACTIONS - ASSEMBLEE GENERALE - STATUTS (TRADUCTION, COORDINATION, AUTRES MODIFICATIONS, )
PDF
Mandates12/05/2005
DEMISSIONS, NOMINATIONS
PDF

Source: Belgian Official Gazette

Competition

Similar companies

A company's peers, by sector and size, are included in the Business plan.

See the Business plan

2025
Annual accounts 2025133,7 k €↓
2024
Annual accounts 2024251,6 k €↑
2023
Annual accounts 202385,8 k €↑
2022
Annual accounts 202257,1 k €↑
2021
Annual accounts 202135,4 k €↑
2020
Annual accounts 202022,4 k €↓
2019
Annual accounts 201973,1 k €↑
2018
Annual accounts 201853,3 k €↓
2017
Annual accounts 2017101,7 k €↓
2016
Annual accounts 2016124,5 k €↓
2015
Annual accounts 2015125,8 k €↑
2014
Annual accounts 2014114,2 k €↑
2013
Annual accounts 201374 k €↑
2012
Annual accounts 201256,6 k €↑
2011
Annual accounts 201156 k €↓
2010
Annual accounts 201076,4 k €↓
2009
Annual accounts 2009100,5 k €↑
2008
Annual accounts 200892 k €↑
2007
Annual accounts 200779,6 k €↑
2006
Annual accounts 200621,3 k €
18/12/1986
IncorporationPublic limited company

10/15	1 240 000	1 180 000	1 050 000
70	8 630 000	8 120 000	7 940 000
9904	412 000	388 000	301 000
17/49	2 970 000	3 140 000	3 380 000
9087	24,3	23,1	21,8

FINEC

Overview

What does FINEC do?

Trend over 20 financial years

Indicative valuation

Board of directors

Other companies at this address

Financials

Full financial information

Financial ratios

Annual accounts filings

Valuation

Indicative valuation

Directors & structure

Board of directors

Ownership and network

Publications

Belgian Official Gazette publications

Similar companies

Similar companies

Timeline