ACTIVE

MASLO

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Financial year 2025 · closed on 31/12/2025

Net result

27,6 k €

+524.8% YoY

Gross margin

29,1 k €

+14.3% YoY

Equity

95,7 k €

+40.5% YoY

Workforce

0,0 ETP

What does MASLO do?

MASLO is a Private limited company incorporated in 1987. Its main activity is: Activities of insurance agents and brokers. Its registered office is in Roeselare.

Legal situation

● Normal situation

BCE/KBO no. / VAT

BE 0430.383.753

Incorporation

04/02/1987

Legal form

Private limited company

Registered office

Zuidstraat 56
8800 Roeselare · FlandreSee on map

Contributed capital

22 184,03 €

Latest accounts

31/12/2025

Average workforce

0,0 ETP

Activities (NACE)

66220Activities of insurance agents and brokers· main

Joint committees (1)

Signals

ProfitableSolid equityLow riskGood liquidityPositive cashflowPositive EBITDAHealthy social debts

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Health score

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✦ Verdict · Analyst summary

Financials

Trend over 20 financial years

	2025		2024		2023		2022		2021		2020		2019		2018		2017		2016		2015		2014		2013		2012		2011		2010		2009		2008		2007		2006
Income statement
Gross margin	29,1 k €	+14.3%	25,5 k €	-57.5%	59,9 k €	+19.6%	50,1 k €	+29.8%	38,6 k €	-25.0%	51,5 k €	-0.3%	51,7 k €	-21.5%	65,9 k €	+19.9%	54,9 k €	-12.3%	62,6 k €	-23.0%	81,4 k €	+32.2%	61,6 k €	-12.6%	70,4 k €	-4.5%	73,8 k €	-9.7%	81,7 k €	+4.7%	78 k €	-6.4%	83,4 k €	-49.4%	164,6 k €	+11.3%	147,9 k €	+19.1%	124,2 k €
EBITDA	26,5 k €	+14.2%	23,2 k €	-59.8%	57,7 k €	+19.9%	48,2 k €	+31.1%	36,8 k €	-25.9%	49,6 k €	+41.0%	35,2 k €	+5.9%	33,2 k €	+42.2%	23,4 k €	-24.7%	31 k €	-28.6%	43,5 k €	+36.2%	31,9 k €	-24.2%	42,1 k €	-26.0%	56,9 k €	-6.0%	60,5 k €	-20.6%	76,3 k €	+63.8%	46,6 k €	-64.6%	131,7 k €	+13.1%	116,4 k €	+27.6%	91,2 k €
Operating result	24,8 k €	+1354%	-2 k €	-106%	33,7 k €	+44.6%	23,3 k €	+332%	5,4 k €	-68.2%	17 k €	+225%	5,2 k €	+68.3%	3,1 k €	+224%	-2,5 k €	-134%	7,3 k €	-60.2%	18,4 k €	+233%	5,5 k €	+293%	-2,9 k €	-121%	13,6 k €	-21.0%	17,3 k €	+2.8%	16,8 k €	+271%	-9,8 k €	-111%	86,4 k €	+11.2%	77,7 k €	+4.0%	74,7 k €
Net result	27,6 k €	+525%	-6,5 k €	-130%	21,8 k €	+46.1%	14,9 k €	+1257%	1,1 k €	-89.4%	10,4 k €	+801%	1,2 k €	+505%	190,5 €	+103%	-5,8 k €	-1124%	567,2 €	-94.8%	10,9 k €	+1429%	-817,5 €	+60.9%	-2,1 k €	-152%	4 k €	-28.2%	5,6 k €	+312%	1,4 k €	+104%	-31,3 k €	-165%	47,9 k €	-39.9%	79,6 k €	+42.8%	55,8 k €
Balance sheet
Equity	95,7 k €	+40.5%	68,1 k €	-8.7%	74,6 k €	0.0%	74,6 k €	+23.3%	60,5 k €	+1.8%	59,4 k €	+21.2%	49 k €	+2.4%	47,9 k €	+0.4%	47,7 k €	-10.9%	53,5 k €	+1.1%	52,9 k €	+25.8%	42,1 k €	-1.9%	42,9 k €	-4.6%	45 k €	+9.7%	41 k €	-18.7%	50,4 k €	+2.8%	49,1 k €	-39.0%	80,4 k €	+10.8%	72,5 k €	+69.1%	42,9 k €
Total assets	125,5 k €	-36.9%	198,8 k €	-13.9%	230,9 k €	+2.1%	226,2 k €	-7.6%	244,8 k €	-8.9%	268,8 k €	+23.0%	218,5 k €	-5.4%	230,9 k €	-4.7%	242,5 k €	-2.2%	248 k €	+7.1%	231,6 k €	+1.4%	228,4 k €	-6.6%	244,5 k €	-10.2%	272,1 k €	-9.4%	300,4 k €	-41.1%	509,8 k €	-5.3%	538,3 k €	+5.9%	508,4 k €	-6.6%	544,2 k €	+497%	91,2 k €
Cash	70,9 k €	+244%	20,6 k €	-46.1%	38,3 k €	+24.7%	30,7 k €	-21.7%	39,2 k €	-44.8%	70,9 k €	+34.2%	52,8 k €	-0.5%	53,1 k €	-1.0%	53,6 k €	-16.9%	64,6 k €	+33.5%	48,4 k €	+13.5%	42,6 k €	+31.0%	32,5 k €	-7.0%	35 k €	-8.3%	38,2 k €	-20.7%	48,2 k €	+2.8%	46,9 k €	-47.6%	89,4 k €	+110%	42,5 k €	+41.1%	30,1 k €
Debts	29,8 k €	-77.2%	130,7 k €	-16.4%	156,2 k €	+6.6%	146,5 k €	-13.2%	168,8 k €	-8.0%	183,4 k €	+11.8%	164,1 k €	-10.4%	183,1 k €	+0.2%	182,6 k €	-6.1%	194,5 k €	+8.9%	178,7 k €	-4.1%	186,3 k €	-7.6%	201,6 k €	-11.3%	227,1 k €	-12.3%	259,1 k €	-43.5%	458,7 k €	-5.6%	486 k €	+14.4%	424,8 k €	-9.2%	468,1 k €	+960%	44,1 k €
Other
Workforce	0,0 ETP		–		–		–		–		–		0,3 ETP	-62.5%	0,8 ETP	0.0%	0,8 ETP		–		0,8 ETP	0.0%	0,8 ETP	0.0%	0,8 ETP	+60.0%	0,5 ETP		–		–		0,9 ETP	-10.0%	1,0 ETP	0.0%	1,0 ETP	0.0%	1,0 ETP

Estimate

Indicative valuation

As an indication, this company is worth

between 100 k€ and 250 k€

See the valuation

Governance

Board of directors

Seen on filing of 31/12/2025 · 3 active · 15 ended

Active mandates

SEREMA

Director · since 02 juin 2025 · 1007.602.940

Represented by Seppe Sijmons

Active

Frank Desmet

Director · since 01 mai 2016 · until 02 juin 2025

Active

Stefanie Rommens

Director · since 01 mai 2016 · until 02 juin 2025

Active

Ended mandates

Frank Desmet

Director · since 01 mai 2016

Ended

Frank Desmet

Manager · since 01 mai 2016

Ended

Stefanie Rommens

Director · since 01 mai 2016

Ended

Stefanie Rommens

Manager · since 01 mai 2016

Ended

Annual accounts

Full financial information

	2025	2024	2023	2022	2021	2020
Type of account	Abridged model	Micro model	Micro model	Abridged model	Abridged model	Abridged model
Start of the financial year	01/01/2025	01/01/2024	01/01/2023	01/01/2022	01/01/2021	01/01/2020
Closing of the financial year	31/12/2025	31/12/2024	31/12/2023	31/12/2022	31/12/2021	31/12/2020
Length of the financial year	12 months	12 months	12 months	12 months	12 months	12 months
Filing date	03/07/2026	31/07/2025	30/08/2024	30/08/2023	07/09/2022	31/08/2021
General meeting	25/06/2026	30/06/2025	14/06/2024	30/08/2023	31/08/2022	27/08/2021
Currency of the financial year	EUR	EUR	EUR	EUR	EUR	EUR
NBB quality label	Satisfying controls	Satisfying controls	Satisfying controls	Satisfying controls	Satisfying controls	Satisfying controls

Ratios

Financial ratios

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Filings

Annual accounts filings

20 filings with the NBB

Model	Closing	General meeting	Filed	Language	Document
Abridged model	31/12/2025	25/06/2026	03/07/2026	Dutch	PDF
Micro model	31/12/2024	30/06/2025	31/07/2025	Dutch	PDF
Micro model	31/12/2023	14/06/2024	30/08/2024	Dutch	PDF
Abridged model	31/12/2022	30/08/2023	30/08/2023	Dutch	PDF
Abridged model	31/12/2021	31/08/2022	07/09/2022	Dutch	PDF
Abridged model	31/12/2020	27/08/2021	31/08/2021	Dutch	PDF
Abridged model	31/12/2019	12/06/2020	13/11/2020	Dutch	PDF
Abridged model	31/12/2018	23/08/2019	30/08/2019	Dutch	PDF
Abridged model	31/12/2017	08/06/2018	31/08/2018	Dutch	PDF
Micro model	31/12/2016	09/06/2017	16/08/2017	Dutch	PDF
Abridged model	31/12/2015	10/06/2016	26/07/2016	Dutch	PDF
Abridged model	31/12/2014	30/06/2015	24/07/2015	Dutch	PDF
Abridged model	31/12/2013	13/06/2014	30/06/2014	Dutch	PDF
Abridged model	31/12/2012	14/06/2013	30/08/2013	Dutch	PDF
Abridged model	31/12/2011	08/06/2012	10/07/2012	Dutch	PDF
Abridged model	31/12/2010	17/08/2011	31/08/2011	Dutch	PDF
Abridged model	31/12/2009	11/06/2010	31/08/2010	Dutch	PDF
Abridged model	31/12/2008	12/06/2009	24/07/2009	Dutch	PDF
Abridged model	31/12/2007	03/03/2008	07/04/2008	Dutch	PDF
Abridged model	31/12/2006	09/06/2007	06/07/2007	Dutch	PDF

Estimate

Indicative valuation

Order of magnitude

As an indication, this company is worth

between 100 k€ and 250 k€

The detail comes with the Business plan: low and high bounds, the valuation bridge for each financial year, transaction multiples by sector and size, group valuation and exports.

Discover the Business plan

Disclaimer

Indicative estimate based on public sector multiples and the filed annual accounts. It is neither a certified valuation nor financial or investment advice.

Governance

Board of directors

Seen on filing of 31/12/2025 · 3 active · 15 ended

Active mandates

SEREMA

Director · since 02 juin 2025 · 1007.602.940

Represented by Seppe Sijmons

Active

Frank Desmet

Director · since 01 mai 2016 · until 02 juin 2025

Active

Stefanie Rommens

Director · since 01 mai 2016 · until 02 juin 2025

Active

Ended mandates

Frank Desmet

Director · since 01 mai 2016

Ended

Frank Desmet

Manager · since 01 mai 2016

Ended

Stefanie Rommens

Director · since 01 mai 2016

Ended

Stefanie Rommens

Manager · since 01 mai 2016

Ended

Shareholders

Ownership and network

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Belgian Official Gazette

Belgian Official Gazette publications

Mandates04/02/2026
ONTSLAGEN - BENOEMINGEN
PDF
Mandates07/07/2025
ONTSLAGEN - BENOEMINGEN
PDF
Mandates11/04/2024
STATUTEN (VERTALING, COÖRDINATIE, OVERIGE WIJZIGINGEN, ) - WIJZIGING RECHTSVORM - BENAMING - ONTSLAGEN - BENOEMINGEN
PDF
Mandates15/06/2016
ONTSLAGEN - BENOEMINGEN
PDF
Mandates08/03/2012
ONTSLAGEN - BENOEMINGEN
PDF
Restructuring31/01/2012
RUBRIEK HERSTRUCTURERING (FUSIE, SPLITSING, OVERDRACHT VERMOGEN, ENZ...)
PDF
Restructuring07/10/2011
RUBRIEK HERSTRUCTURERING (FUSIE, SPLITSING, OVERDRACHT VERMOGEN, ENZ...)
PDF
Registered office01/10/2009
MAATSCHAPPELIJKE ZETEL
PDF

Source: Belgian Official Gazette

Competition

Similar companies

A company's peers, by sector and size, are included in the Business plan.

See the Business plan

2025
Annual accounts 202527,6 k €↑
2024
Annual accounts 2024-6,5 k €↓
2024
Name changeMASLO
2023
Annual accounts 202321,8 k €↑
2022
Annual accounts 202214,9 k €↑
2021
Annual accounts 20211,1 k €↓
2021
Name changeMadesco
2020
Annual accounts 202010,4 k €↑
2019
Annual accounts 20191,2 k €↑
2018
Annual accounts 2018190,5 €↑
2017
Annual accounts 2017-5,8 k €↓
2016
Annual accounts 2016567,2 €↓
2015
Annual accounts 201510,9 k €↑
2014
Annual accounts 2014-817,5 €↑
2013
Annual accounts 2013-2,1 k €↓
2012
Annual accounts 20124 k €↓
2011
Annual accounts 20115,6 k €↑
2010
Annual accounts 20101,4 k €↑
2009
Annual accounts 2009-31,3 k €↓
2008
Annual accounts 200847,9 k €↓
2007
Annual accounts 200779,6 k €↑
2006
Annual accounts 200655,8 k €
04/02/1987
IncorporationPrivate limited company

10/15	1 240 000	1 180 000	1 050 000
70	8 630 000	8 120 000	7 940 000
9904	412 000	388 000	301 000
17/49	2 970 000	3 140 000	3 380 000
9087	24,3	23,1	21,8

MASLO

Overview

What does MASLO do?

Trend over 20 financial years

Indicative valuation

Board of directors

Financials

Full financial information

Financial ratios

Annual accounts filings

Valuation

Indicative valuation

Directors & structure

Board of directors

Ownership and network

Publications

Belgian Official Gazette publications

Similar companies

Similar companies

Timeline