ACTIVE

Sur.

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Financial year 2025 · closed on 31/12/2025
Net result
197,9 k €
+30.7% YoY
Gross margin
868,5 k €
+11.4% YoY
Equity
285,3 k €
+6.7% YoY
Workforce
6,7 ETP
-1.5% YoY

What does Sur. do?

Sur. is a Private limited company incorporated in 1987. Its main activity is: Activities of insurance agents and brokers. Its registered office is in Zwevegem. It employs on average 6,7 ETP workers (FTE).

Legal situation
● Normal situation
BCE/KBO no. / VAT
BE 0430.782.839
Incorporation
02/04/1987
Legal form
Private limited company
Registered office
Blokkestraat(Z) 41 box B
8550 Zwevegem · FlandreSee on map
Contributed capital
18 600,00 €
Latest accounts
31/12/2025
Average workforce
6,7 ETP
Activities (NACE)
66220Activities of insurance agents and brokers· main66220Activities of insurance agents and brokers67201Agents et courtiers d'assurances
Joint committees (1)
  • 307
Signals
ProfitablePositive cashflowPositive EBITDAHealthy social debts
View the BCE/KBO Public Search record →
Health score
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✦ Verdict · Analyst summary
Financials

Trend over 20 financial years

20252024202320222021202020192018201720162015201420132012201120102009200820072006
Income statement
Gross margin868,5 k €779,4 k €654,7 k €249,9 k €208,3 k €352,4 k €358,5 k €429,3 k €126,1 k €92,2 k €106,8 k €99,4 k €59,4 k €126,3 k €103,3 k €59,9 k €47,5 k €86,7 k €8 k €41,1 k €
EBITDA408,2 k €332,5 k €296,2 k €112,6 k €96 k €253,4 k €293,4 k €369,7 k €61,6 k €37,8 k €61,1 k €52,9 k €14,1 k €86,6 k €64,6 k €17,8 k €8,3 k €44,6 k €-29 k €4,5 k €
Operating result286,5 k €217,3 k €165,5 k €73,4 k €61,2 k €215 k €255,6 k €328,4 k €13 k €-7,3 k €14,8 k €6,8 k €-19,7 k €59,2 k €44,8 k €-3 k €-10,6 k €23,9 k €-43,2 k €-15,2 k €
Net result197,9 k €151,4 k €100,6 k €50,9 k €42,9 k €157,2 k €177,3 k €229,5 k €1,2 k €-18,8 k €2,5 k €3,2 k €-18,2 k €19,8 k €42,3 k €-857,3 €-4,9 k €40 k €-26,6 k €-2,2 k €
Balance sheet
Equity285,3 k €267,5 k €116,1 k €115,5 k €64,6 k €21,7 k €24,5 k €22,2 k €2,8 k €201 k €219,8 k €217,3 k €214,1 k €410,5 k €390,7 k €348,3 k €349,2 k €354,1 k €314,1 k €340,7 k €
Total assets1,5 M €1,8 M €2,3 M €798,8 k €704,7 k €682,9 k €797,2 k €654,4 k €670 k €817,5 k €610,6 k €700,6 k €657,6 k €889,4 k €869,9 k €898,2 k €741,5 k €804,3 k €759 k €678 k €
Cash725,3 k €239,2 k €889,4 k €470,1 k €424,5 k €260,8 k €174,1 k €138,4 k €269,4 k €323 k €97,7 k €140,3 k €89,2 k €276,9 k €220,5 k €287,6 k €219,4 k €581,8 k €200,1 k €134,3 k €
Debts1,3 M €1,5 M €2,1 M €683,3 k €640 k €661,2 k €772,7 k €632,2 k €667,2 k €616,5 k €389,9 k €483,3 k €443,5 k €478,9 k €479,3 k €549,8 k €392,3 k €450,2 k €443,8 k €337,2 k €
Other
Workforce6,7 ETP6,8 ETP6,3 ETP2,6 ETP2,0 ETP2,0 ETP1,5 ETP1,3 ETP1,3 ETP1,3 ETP1,1 ETP1,1 ETP1,1 ETP1,0 ETP1,0 ETP1,1 ETP1,2 ETP1,1 ETP1,4 ETP1,2 ETP
Estimate

Indicative valuation

As an indication, this company is worth

between 2,5 M€ and 5 M€
See the valuation
Governance

Board of directors

Seen on filing of 31/12/2025 · 4 active · 10 ended

Active mandates

Filip DEPLANCKE

Director

Active
GDP Cover

Director · 0662.442.989

Represented by Gilles DEPLANCKE

Active
RISKCare

Director · 0686.670.918

Represented by Herman KERREMANS

Active
VABENO

Director · 0755.425.211

Represented by Benoit VANDENBROUCKE

Active

Ended mandates

GRR INVEST

Director · since 01 février 2023 · 0561.921.394

Represented by Mathieu REMMERIE

Ended
Gilles DEPLANCKE

Manager · since 01 mars 2013

Ended
Filip Deplancke

Manager

Ended
GDP Cover

Director · 0662.442.989

Represented by Gilles DEPLANCKE

Ended
At this address

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0808.554.782
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0695.652.524
Annual accounts

Full financial information

202520242023202220212020
Type of accountAbridged modelAbridged modelAbridged modelAbridged modelAbridged modelAbridged model
Start of the financial year01/01/202501/01/202401/01/202301/01/202201/01/202101/01/2020
Closing of the financial year31/12/202531/12/202431/12/202331/12/202231/12/202131/12/2020
Length of the financial year12 months12 months12 months12 months12 months12 months
Filing date13/05/202609/07/202519/06/202415/06/202315/04/202218/03/2021
General meeting29/04/202613/06/202514/06/202413/06/202315/04/202217/03/2021
Currency of the financial yearEUREUREUREUREUREUR
NBB quality labelSatisfying controlsSatisfying controlsSatisfying controlsSatisfying controlsSatisfying controlsSatisfying controls
Ratios

Financial ratios

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Filings

Annual accounts filings

20 filings with the NBB

ModelClosingGeneral meetingFiledLanguageDocument
Abridged model31/12/202529/04/202613/05/2026DutchPDF
Abridged model31/12/202413/06/202509/07/2025DutchPDF
Abridged model31/12/202314/06/202419/06/2024DutchPDF
Abridged model31/12/202213/06/202315/06/2023DutchPDF
Abridged model31/12/202115/04/202215/04/2022DutchPDF
Abridged model31/12/202017/03/202118/03/2021DutchPDF
Abridged model31/12/201922/05/202008/06/2020DutchPDF
Abridged model31/12/201824/05/201924/05/2019DutchPDF
Abridged model31/12/201701/06/201821/06/2018DutchPDF
Abridged model31/12/201616/06/201719/07/2017DutchPDF
Abridged model31/12/201510/06/201622/06/2016DutchPDF
Abridged model31/12/201412/06/201525/06/2015DutchPDF
Abridged model31/12/201321/05/201426/05/2014DutchPDF
Abridged model31/12/201224/05/201313/06/2013DutchPDF
Abridged model31/12/201129/06/201204/07/2012DutchPDF
Abridged model31/12/201020/05/201115/06/2011DutchPDF
Abridged model31/12/200928/05/201002/06/2010DutchPDF
Abridged model31/12/200815/05/200903/06/2009DutchPDF
Abridged model31/12/200713/06/200819/06/2008DutchPDF
Abridged model31/12/200608/06/200711/06/2007DutchPDF
Estimate

Indicative valuation

Order of magnitude

As an indication, this company is worth

between 2,5 M€ and 5 M€

The detail comes with the Business plan: low and high bounds, the valuation bridge for each financial year, transaction multiples by sector and size, group valuation and exports.

Discover the Business plan
Disclaimer

Indicative estimate based on public sector multiples and the filed annual accounts. It is neither a certified valuation nor financial or investment advice.

Governance

Board of directors

Seen on filing of 31/12/2025 · 4 active · 10 ended

Active mandates

Filip DEPLANCKE

Director

Active
GDP Cover

Director · 0662.442.989

Represented by Gilles DEPLANCKE

Active
RISKCare

Director · 0686.670.918

Represented by Herman KERREMANS

Active
VABENO

Director · 0755.425.211

Represented by Benoit VANDENBROUCKE

Active

Ended mandates

GRR INVEST

Director · since 01 février 2023 · 0561.921.394

Represented by Mathieu REMMERIE

Ended
Gilles DEPLANCKE

Manager · since 01 mars 2013

Ended
Filip Deplancke

Manager

Ended
GDP Cover

Director · 0662.442.989

Represented by Gilles DEPLANCKE

Ended
Shareholders

Ownership and network

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Belgian Official Gazette

Belgian Official Gazette publications

  • Mandates26/09/2025
    ONTSLAGEN - BENOEMINGEN
    PDF
  • Capital / shares28/02/2025
    KAPITAAL - AANDELEN
    PDF
  • Mandates19/09/2024
    ONTSLAGEN - BENOEMINGEN
    PDF
  • Registered office27/06/2024
    MAATSCHAPPELIJKE ZETEL
    PDF
  • Mandates29/11/2023
    STATUTEN (VERTALING, COÖRDINATIE, OVERIGE WIJZIGINGEN, …) - WIJZIGING RECHTSVORM - BENAMING - DIVERSEN - KAPITAAL - AANDELEN - ONTSLAGEN - BENOEMINGEN
    PDF
  • Mandates28/03/2023
    ONTSLAGEN - BENOEMINGEN
    PDF
  • Capital / shares30/03/2021
    KAPITAAL - AANDELEN
    PDF
  • Mandates10/07/2018
    ONTSLAGEN - BENOEMINGEN
    PDF

Source: Belgian Official Gazette

Competition

Similar companies

A company's peers, by sector and size, are included in the Business plan.

See the Business plan

Timeline

  1. 2025
    Annual accounts 2025197,9 k €↑
  2. 2024
    Annual accounts 2024151,4 k €↑
  3. 2023
    Annual accounts 2023100,6 k €↑
  4. 2023
    Name changeSUR.
  5. 2022
    Annual accounts 202250,9 k €↑
  6. 2021
    Annual accounts 202142,9 k €↓
  7. 2021
    Name changeDEPLANCKE - DESCHUYTERE
  8. 2020
    Annual accounts 2020157,2 k €↓
  9. 2019
    Annual accounts 2019177,3 k €↓
  10. 2018
    Annual accounts 2018229,5 k €↑
  11. 2017
    Annual accounts 20171,2 k €↑
  12. 2016
    Annual accounts 2016-18,8 k €↓
  13. 2015
    Annual accounts 20152,5 k €↓
  14. 2014
    Annual accounts 20143,2 k €↑
  15. 2013
    Annual accounts 2013-18,2 k €↓
  16. 2012
    Annual accounts 201219,8 k €↓
  17. 2011
    Annual accounts 201142,3 k €↑
  18. 2010
    Annual accounts 2010-857,3 €↑
  19. 2009
    Annual accounts 2009-4,9 k €↓
  20. 2008
    Annual accounts 200840 k €↑
  21. 2007
    Annual accounts 2007-26,6 k €↓
  22. 2006
    Annual accounts 2006-2,2 k €
  23. 02/04/1987
    IncorporationPrivate limited company