ACTIVE

Thruvo

Export PDF
Financial year 2025 · closed on 30/06/2025
Net result
125,3 k €
-59.2% YoY
Gross margin
1,5 M €
+31.4% YoY
Equity
566,1 k €
-15.0% YoY
Workforce
13,9 ETP
+10.3% YoY

What does Thruvo do?

Thruvo is a Private limited company incorporated in 1987. Its main activity is: Other activities auxiliary to financial services, except insurance and pension funding. Its registered office is in Overijse. It employs on average 13,9 ETP workers (FTE).

Legal situation
● Normal situation
BCE/KBO no. / VAT
BE 0431.537.558
Incorporation
26/06/1987
Legal form
Private limited company
Registered office
Terhulpensesteenweg 416
3090 Overijse · FlandreSee on map
Contributed capital
132 433,87 €
Latest accounts
30/06/2025
Average workforce
13,9 ETP
Activities (NACE)
66191Other activities auxiliary to financial services, except insurance and pension funding· main66191Other activities auxiliary to financial services, except insurance and pension funding66220Activities of insurance agents and brokers66220Activities of insurance agents and brokers66220Activities of insurance agents and brokers66220Activities of insurance agents and brokers
Joint committees (3)
  • 100
  • 218
  • 307
Contacts
3 public details availableLog in to view
Signals
ProfitableSolid equityLow riskGood liquidityPositive cashflowPositive EBITDAHealthy social debts
View the BCE/KBO Public Search record →
Health score
Available with a Rovalta subscriptionTry for 7 days
Recommended credit limit
✦ Verdict · Analyst summary
Financials

Trend over 19 financial years

2025202420232022202120202019201820172016201520142013201220112010200920082007
Income statement
Gross margin1,5 M €1,2 M €484 k €443 k €374,9 k €272 k €276,2 k €316 k €366,3 k €328,8 k €323,5 k €208,9 k €141,1 k €161,8 k €168,1 k €181,6 k €139,3 k €124,7 k €44,8 k €
EBITDA377 k €523,5 k €227,5 k €202,3 k €170,5 k €103,1 k €131,9 k €159,8 k €214,6 k €220,8 k €163 k €67,2 k €15,9 k €42,8 k €58,8 k €95,6 k €76,6 k €76,1 k €7,9 k €
Operating result194,6 k €425 k €151,3 k €121,7 k €94,4 k €25,5 k €58,8 k €81,2 k €127,4 k €138,9 k €81,5 k €-14,6 k €-6,4 k €811,4 €7,6 k €44,4 k €33,7 k €41,5 k €-2,3 k €
Net result125,3 k €307,1 k €120,9 k €93,2 k €68,9 k €16,4 k €35 k €54 k €96,7 k €103,2 k €59,4 k €-25,1 k €-11,1 k €-6,9 k €-5 k €18,7 k €12,4 k €20,8 k €-4,2 k €
Balance sheet
Equity566,1 k €665,8 k €218 k €287,1 k €224 k €215 k €217,2 k €242,2 k €262,2 k €245,5 k €202,4 k €182,9 k €31,2 k €42,2 k €49,2 k €54,1 k €35,4 k €23 k €2,3 k €
Total assets1,5 M €1,5 M €480,2 k €434,5 k €432,5 k €441,4 k €499,3 k €564,1 k €669,8 k €657,2 k €647,3 k €647,8 k €333,1 k €162 k €196,7 k €224 k €246,9 k €227,7 k €39,7 k €
Cash734,5 k €815 k €154,6 k €232,6 k €174,4 k €120,8 k €128,3 k €136 k €145,2 k €42,3 k €48,8 k €16,8 k €1,5 k €14,4 k €44 k €36,8 k €38,7 k €24,2 k €1,7 k €
Debts919,6 k €754,4 k €257,4 k €142,9 k €204,4 k €224,1 k €278,6 k €318,6 k €405,7 k €408,7 k €416,7 k €433,2 k €268,5 k €117,9 k €145,1 k €167,4 k €199,2 k €202,9 k €37,5 k €
Other
Workforce13,9 ETP12,6 ETP4,5 ETP4,5 ETP3,8 ETP3,3 ETP2,8 ETP2,8 ETP2,7 ETP2,0 ETP2,7 ETP2,5 ETP2,2 ETP2,1 ETP2,1 ETP1,4 ETP1,1 ETP0,9 ETP0,5 ETP
Estimate

Indicative valuation

As an indication, this company is worth

between 2,5 M€ and 5 M€
See the valuation
Governance

Board of directors

Seen on filing of 30/06/2025 · 3 active · 18 ended

Active mandates

BRUSSELMAN INVEST

Director · 0884.415.613

Represented by RUBEN BRUSSELMAN

Active
ERICX - VAN DEN WOUWER

Director · 0819.369.193

Represented by Kenny Ericx

Active
FINANCIEEL ADVIESBUREAU

Director · 0825.476.136

Represented by STEVEN DE JAEGHER

Active

Ended mandates

ERICX - VAN DEN WOUWER

Director · since 26 juin 2024 · 0819.369.193

Represented by Kenny Ericx

Ended
FINANCIEEL ADVIESBUREAU

Director · since 18 juin 2013 · 0825.476.136

Represented by STEVEN DE JAEGHER

Ended
FINANCIEEL ADVIESBUREAU

Manager · since 18 juin 2013 · 0825.476.136

Represented by STEVEN DE JAEGHER

Ended
FINANCIEEL ADVIESBUREAU

Manager · since 18 juin 2013 · 0825.476.136

Represented by STEVEN DE JAEGHER

Ended
At this address

Other companies at this address

CompanyCBE no.
ERICX - VAN DEN WOUWER● Active
0819.369.193
FABBI● Active
0656.819.068
Annual accounts

Full financial information

202520242023202220212020
Type of accountAbridged modelAbridged modelAbridged modelAbridged modelAbridged modelAbridged model
Start of the financial year01/07/202401/07/202301/07/202201/07/202101/07/202001/07/2019
Closing of the financial year30/06/202530/06/202430/06/202330/06/202230/06/202130/06/2020
Length of the financial year12 months12 months12 months12 months12 months12 months
Filing date01/12/202531/01/202524/01/202426/01/202324/12/202117/12/2020
General meeting24/11/202520/01/202528/12/202328/12/202229/11/202130/11/2020
Currency of the financial yearEUREUREUREUREUREUR
NBB quality labelSatisfying controlsSatisfying controlsSatisfying controlsSatisfying controlsSatisfying controlsSatisfying controls
Ratios

Financial ratios

Looking for more information about this company?

Try for 7 days
Filings

Annual accounts filings

20 filings with the NBB

ModelClosingGeneral meetingFiledLanguageDocument
Abridged model30/06/202524/11/202501/12/2025DutchPDF
Abridged model30/06/202420/01/202531/01/2025DutchPDF
Abridged model30/06/202328/12/202324/01/2024DutchPDF
Abridged model30/06/202228/12/202226/01/2023DutchPDF
Abridged model30/06/202129/11/202124/12/2021DutchPDF
Abridged model30/06/202030/11/202017/12/2020DutchPDF
Abridged model30/06/201925/11/201920/12/2019DutchPDF
Abridged model30/06/201826/11/201803/12/2018DutchPDF
Abridged model30/06/201727/11/201701/12/2017DutchPDF
Abridged model30/06/201630/09/201625/10/2016DutchPDF
Abridged model30/06/201530/11/201523/12/2015DutchPDF
Abridged model30/06/201427/01/201529/01/2015DutchPDF
Abridged model30/06/201313/01/201410/02/2014DutchPDF
Abridged model30/06/201224/12/201225/01/2013DutchPDF
Abridged model30/06/201128/11/201129/11/2011DutchPDF
Abridged model30/06/201029/11/201022/12/2010DutchPDF
Abridged model30/06/200930/11/200918/12/2009DutchPDF
Abridged model30/06/200824/11/200808/12/2008DutchPDF
Abridged model30/06/200726/11/200720/12/2007DutchPDF
Abridged model30/06/200615/12/200609/01/2007DutchPDF
Estimate

Indicative valuation

Order of magnitude

As an indication, this company is worth

between 2,5 M€ and 5 M€

The detail comes with the Business plan: low and high bounds, the valuation bridge for each financial year, transaction multiples by sector and size, group valuation and exports.

Discover the Business plan
Disclaimer

Indicative estimate based on public sector multiples and the filed annual accounts. It is neither a certified valuation nor financial or investment advice.

Governance

Board of directors

Seen on filing of 30/06/2025 · 3 active · 18 ended

Active mandates

BRUSSELMAN INVEST

Director · 0884.415.613

Represented by RUBEN BRUSSELMAN

Active
ERICX - VAN DEN WOUWER

Director · 0819.369.193

Represented by Kenny Ericx

Active
FINANCIEEL ADVIESBUREAU

Director · 0825.476.136

Represented by STEVEN DE JAEGHER

Active

Ended mandates

ERICX - VAN DEN WOUWER

Director · since 26 juin 2024 · 0819.369.193

Represented by Kenny Ericx

Ended
FINANCIEEL ADVIESBUREAU

Director · since 18 juin 2013 · 0825.476.136

Represented by STEVEN DE JAEGHER

Ended
FINANCIEEL ADVIESBUREAU

Manager · since 18 juin 2013 · 0825.476.136

Represented by STEVEN DE JAEGHER

Ended
FINANCIEEL ADVIESBUREAU

Manager · since 18 juin 2013 · 0825.476.136

Represented by STEVEN DE JAEGHER

Ended
Shareholders

Ownership and network

Looking for more information about this company?

Try for 7 days
Belgian Official Gazette

Belgian Official Gazette publications

  • Restructuring02/08/2024
    BENAMING - MAATSCHAPPELIJKE ZETEL - DOEL - KAPITAAL - AANDELEN - ONTSLAGEN - BENOEMINGEN - RUBRIEK HERSTRUCTURERING (FUSIE, SPLITSING, OVERDRACHT VERMOGEN, ENZ...)
    PDF
  • Restructuring02/08/2024
    KAPITAAL - AANDELEN - RUBRIEK HERSTRUCTURERING (FUSIE, SPLITSING, OVERDRACHT VERMOGEN, ENZ...)
    PDF
  • Restructuring26/04/2024
    RUBRIEK HERSTRUCTURERING (FUSIE, SPLITSING, OVERDRACHT VERMOGEN, ENZ...)
    PDF
  • Restructuring26/04/2024
    RUBRIEK HERSTRUCTURERING (FUSIE, SPLITSING, OVERDRACHT VERMOGEN, ENZ...)
    PDF
  • Mandates06/02/2024
    STATUTEN (VERTALING, COÖRDINATIE, OVERIGE WIJZIGINGEN, …) - WIJZIGING RECHTSVORM - ONTSLAGEN - BENOEMINGEN
    PDF
  • Mandates28/01/2020
    ONTSLAGEN - BENOEMINGEN
    PDF
  • Mandates17/07/2015
    ONTSLAGEN - BENOEMINGEN
    PDF
  • Mandates20/08/2013
    BENAMING - MAATSCHAPPELIJKE ZETEL - KAPITAAL - AANDELEN - ONTSLAGEN - BENOEMINGEN
    PDF

Source: Belgian Official Gazette

Competition

Similar companies

A company's peers, by sector and size, are included in the Business plan.

See the Business plan

Timeline

  1. 2025
    Annual accounts 2025125,3 k €↓
  2. 2024
    Annual accounts 2024307,1 k €↑
  3. 2024
    Name changeTHRUVO
  4. 2023
    Annual accounts 2023120,9 k €↑
  5. 2022
    Annual accounts 202293,2 k €↑
  6. 2022
    Name changeCUROS
  7. 2021
    Annual accounts 202168,9 k €↑
  8. 2020
    Annual accounts 202016,4 k €↓
  9. 2019
    Annual accounts 201935 k €↓
  10. 2018
    Annual accounts 201854 k €↓
  11. 2017
    Annual accounts 201796,7 k €↓
  12. 2016
    Annual accounts 2016103,2 k €↑
  13. 2015
    Annual accounts 201559,4 k €↑
  14. 2014
    Annual accounts 2014-25,1 k €↓
  15. 2013
    Annual accounts 2013-11,1 k €↓
  16. 2012
    Annual accounts 2012-6,9 k €↓
  17. 2011
    Annual accounts 2011-5 k €↓
  18. 2010
    Annual accounts 201018,7 k €↑
  19. 2009
    Annual accounts 200912,4 k €↓
  20. 2008
    Annual accounts 200820,8 k €↑
  21. 2007
    Annual accounts 2007-4,2 k €
  22. 26/06/1987
    IncorporationPrivate limited company