DEBAY ASSURANCES
0431.812.623 · rovalta.com · 24/09/2026
ACTIVE
DEBAY ASSURANCES
Financial year 2024 · Closed on 31/12/2024
Net result
117 k €
+10,7 %over 1 yearGross margin
178,7 k €
+6,5 %over 1 yearEquity
686,2 k €
+20,6 %over 1 yearOverview
Identity
Source · BCE/KBODEBAY ASSURANCES is a Private limited company incorporated in 1987. Its main activity is: Activities of insurance agents and brokers. Its registered office is in Saint-Ghislain.
- Legal situation
- Normal situation
- BCE/KBO no. / VAT
- BE 0431.812.623
- Incorporation
- 20/08/1987
- Legal form
- Private limited company
- Registered office
- Avenue Louis Goblet(B) 190
7331 Saint-Ghislain · WallonieSee on map - Contributed capital
- 45 260,00 €
- Latest accounts
- 31/12/2024
Activities (NACE)
Joint committees (1)
- 307
Signals
ProfitableSolid equityLow riskGood liquidityPositive cashflowPositive EBITDA
Financials
Source · NBB, 19 filingsTrend over 18 financial years
| 2024 | 2023 | 2022 | 2021 | 2020 | |||||
|---|---|---|---|---|---|---|---|---|---|
| Income statement | |||||||||
| Gross margin | 178,7 k € | +6.5% | 167,8 k € | +22.3% | 137,2 k € | -38.9% | 224,5 k € | +42.6% | 157,4 k € |
| EBITDA | 172,7 k € | +9.9% | 157,1 k € | +43.2% | 109,7 k € | -47.0% | 206,9 k € | +50.4% | 137,6 k € |
| Operating result | 168,4 k € | +11.1% | 151,6 k € | +45.5% | 104,2 k € | -48.9% | 204,1 k € | +50.7% | 135,5 k € |
| Net result | 117 k € | +10.7% | 105,7 k € | +44.0% | 73,4 k € | -51.4% | 150,8 k € | +53.4% | 98,3 k € |
| Balance sheet | |||||||||
| Equity | 686,2 k € | +20.6% | 569,2 k € | -56.7% | 1,3 M € | +243% | 383,1 k € | +64.9% | 232,3 k € |
| Total assets | 839,2 k € | +14.4% | 733,8 k € | -51.0% | 1,5 M € | +146% | 609,3 k € | +32.4% | 460,3 k € |
| Cash | 166,7 k € | -64.4% | 468,8 k € | +19.8% | 391,3 k € | +16.3% | 336,5 k € | +47.7% | 227,8 k € |
| Debts | 152,6 k € | -5.0% | 160,6 k € | -13.0% | 184,7 k € | -18.3% | 226,2 k € | -0.8% | 228 k € |
| Other | |||||||||
| Workforce | – | – | – | – | – | ||||
Valuation
Indicative valuation
As an indication, this company is worth
between 1 M€ and 2,5 M€
See the valuationBoard of directors
Source · NBB, accounts to 31/12/20241 active · 4 ended
Active mandates
Angélique CARAVAGGIO
ActiveEnded mandates
Financials
Full financial information
Source · NBB| 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | |
|---|---|---|---|---|---|---|
| Type of account | Micro model | Micro model | Micro model | Micro model | Micro model | Micro model |
| Start of the financial year | 01/01/2024 | 01/01/2023 | 01/01/2022 | 01/01/2021 | 01/01/2020 | 01/01/2019 |
| Closing of the financial year | 31/12/2024 | 31/12/2023 | 31/12/2022 | 31/12/2021 | 31/12/2020 | 31/12/2019 |
| Length of the financial year | 12 months | 12 months | 12 months | 12 months | 12 months | 12 months |
| Filing date | 26/08/2025 | 29/08/2024 | 31/08/2023 | 20/07/2022 | 27/10/2021 | 06/11/2020 |
| General meeting | 09/05/2025 | 10/05/2024 | 15/05/2023 | 06/05/2022 | 07/05/2021 | 28/09/2020 |
| Currency of the financial year | EUR | EUR | EUR | EUR | EUR | EUR |
| NBB quality label | Satisfying controls | Satisfying controls | Satisfying controls | Satisfying controls | Satisfying controls | Satisfying controls |
Financial ratios
Source · NBBLooking for more information about this company?
Try for 7 daysAnnual accounts filings
Source · NBB, 19 filings| Model | Closing | General meeting | Filed | Language | Document |
|---|---|---|---|---|---|
| Micro model | 31/12/2024 | 09/05/2025 | 26/08/2025 | French | |
| Micro model | 31/12/2023 | 10/05/2024 | 29/08/2024 | French | |
| Micro model | 31/12/2022 | 15/05/2023 | 31/08/2023 | French | |
| Micro model | 31/12/2021 | 06/05/2022 | 20/07/2022 | French | |
| Micro model | 31/12/2020 | 07/05/2021 | 27/10/2021 | French | |
| Micro model | 31/12/2019 | 28/09/2020 | 06/11/2020 | French | |
| Micro model | 31/12/2018 | 10/05/2019 | 16/10/2019 | French | |
| Abridged model | 31/12/2017 | 11/05/2018 | 29/08/2018 | French | |
| Abridged model | 31/12/2016 | 12/05/2017 | 22/08/2017 | French | |
| Abridged model | 31/12/2015 | 13/05/2016 | 30/08/2016 | French | |
| Abridged model | 31/12/2014 | 08/05/2015 | 31/08/2015 | French | |
| Abridged model | 31/12/2013 | 09/05/2014 | 28/08/2014 | French | |
| Abridged model | 31/12/2012 | 28/06/2013 | 30/09/2013 | French | |
| Abridged model | 31/12/2011 | 29/06/2012 | 12/07/2012 | French | |
| Abridged model | 31/12/2010 | 24/06/2011 | 30/09/2011 | French | |
| Abridged model | 31/12/2009 | 25/06/2010 | 30/08/2010 | French | |
| Abridged model | 31/12/2008 | 26/06/2009 | 05/10/2009 | French | |
| Abridged model | 31/12/2007 | 27/06/2008 | 14/10/2008 | French | |
| Abridged model | 31/12/2006 | 30/06/2007 | 30/08/2007 | French |
Valuation
Indicative valuation
Order of magnitude
As an indication, this company is worth
between 1 M€ and 2,5 M€
The detail comes with the Business plan: low and high bounds, the valuation bridge for each financial year, transaction multiples by sector and size, group valuation and exports.
Disclaimer
Indicative estimate based on public sector multiples and the filed annual accounts. It is neither a certified valuation nor financial or investment advice.
Directors & structure
Board of directors
Source · NBB, accounts to 31/12/20241 active · 4 ended
Active mandates
Angélique CARAVAGGIO
ActiveEnded mandates
Ownership and network
Looking for more information about this company?
Try for 7 daysPublications
Belgian Official Gazette publications
Source · Belgian Official Gazette- Restructuring13/09/2022CAPITAL, ACTIONS - DEMISSIONS, NOMINATIONS - RUBRIQUE RESTRUCTURATION (FUSION, SCISSION, TRANSFERT PATRIMOINE, ETC...)
- Restructuring25/05/2022RUBRIQUE RESTRUCTURATION (FUSION, SCISSION, TRANSFERT PATRIMOINE, ETC...) - DIVERS
- Mandates08/09/2016DEMISSIONS, NOMINATIONS
- Mandates24/04/2012CAPITAL, ACTIONS - DEMISSIONS, NOMINATIONS - MODIFICATION FORME JURIDIQUE
- Mandates19/01/2012CAPITAL, ACTIONS - DEMISSIONS, NOMINATIONS - STATUTS (TRADUCTION, COORDINATION, AUTRES MODIFICATIONS, )
- Mandates05/01/2006DEMISSIONS, NOMINATIONS
- Capital / shares13/02/2004ASSEMBLEE GENERALE - CAPITAL, ACTIONS - STATUTS (TRADUCTION, COORDINATION, AUTRES MODIFICATIONS, )
Similar companies
Similar companies
A company's peers, by sector and size, are included in the Business plan.
See the Business planTimeline
Timeline
- 2024Annual accounts 2024117 k €↑
- 2023Annual accounts 2023105,7 k €↑
- 2022Annual accounts 202273,4 k €↓
- 2022Name changeDEBAY ASSURANCES
- 2021Annual accounts 2021150,8 k €↑
- 2021Name changeCHRISTIAN DEBAY ET CIE
- 2020Annual accounts 202098,3 k €↓
- 2019Annual accounts 2019122,3 k €↓
- 2018Annual accounts 2018155,5 k €↑
- 2017Annual accounts 201789 k €↑
- 2016Annual accounts 201659,8 k €↑
- 2015Annual accounts 201533,6 k €↓
- 2014Annual accounts 201454,6 k €↓
- 2013Annual accounts 201373,8 k €↓
- 2012Annual accounts 201279,8 k €↑
- 2011Annual accounts 201136,8 k €↑
- 2010Annual accounts 201036,4 k €↓
- 2009Annual accounts 200949,3 k €↑
- 2008Annual accounts 200841,3 k €↓
- 2007Annual accounts 200758,5 k €
- 20/08/1987IncorporationPrivate limited company