ACTIVE

PREFIMO

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Financial year 2024 · closed on 31/12/2024

Net result

25,1 k €

+20.3% YoY

Gross margin

100,1 k €

+11.0% YoY

Equity

96,9 k €

+5.6% YoY

What does PREFIMO do?

PREFIMO is a Private limited company incorporated in 1987. Its main activity is: Activities of insurance agents and brokers. Its registered office is in Namur.

Legal situation

● Normal situation

BCE/KBO no. / VAT

BE 0432.793.016

Incorporation

22/12/1987

Legal form

Private limited company

Registered office

Avenue Comte de Smet de Nayer 10
5000 Namur · WallonieSee on map

Contributed capital

20 460,00 €

Latest accounts

31/12/2024

Activities (NACE)

66220Activities of insurance agents and brokers· main 66220Activities of insurance agents and brokers 67201Agents et courtiers d'assurances

Joint committees (1)

Signals

ProfitableSolid equityLow riskGood liquidityPositive cashflowPositive EBITDAHealthy social debts

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✦ Verdict · Analyst summary

Financials

Trend over 19 financial years

	2024		2023		2022		2021		2020		2019		2018		2017		2016		2015		2014		2013		2012		2011		2010		2009		2008		2007		2006
Income statement
Gross margin	100,1 k €	+11.0%	90,2 k €	+20.2%	75 k €	-3.5%	77,8 k €	-5.4%	82,2 k €	-12.4%	93,8 k €	-0.3%	94,1 k €	+63.1%	57,7 k €	+14.0%	50,6 k €	-7.2%	54,5 k €	+3.2%	52,9 k €	+23.8%	42,7 k €	-15.2%	50,3 k €	+45.8%	34,5 k €	-23.4%	45,1 k €	-13.4%	52,1 k €	-16.4%	62,3 k €	+14.1%	54,6 k €	-10.7%	61,2 k €
EBITDA	42,8 k €	+13.9%	37,6 k €	+22.1%	30,8 k €	-37.3%	49,1 k €	-0.8%	49,5 k €	+1.5%	48,7 k €	-3.7%	50,6 k €	+244%	14,7 k €	+9.1%	13,5 k €	+10.7%	12,2 k €	-13.1%	14 k €	+138%	5,9 k €	-72.3%	21,4 k €	+410%	4,2 k €	+153%	-7,9 k €	-692%	1,3 k €	-89.3%	12,5 k €	-4.2%	13 k €	+89.0%	6,9 k €
Operating result	34,9 k €	+8.4%	32,2 k €	+70.0%	18,9 k €	-49.6%	37,6 k €	+5.6%	35,6 k €	+1.4%	35,1 k €	-4.8%	36,8 k €	+675%	4,8 k €	+29.9%	3,7 k €	+61.3%	2,3 k €	-45.4%	4,2 k €	+211%	-3,7 k €	-122%	16,7 k €	+389%	-5,8 k €	+69.4%	-18,9 k €	-84.5%	-10,2 k €	-711%	1,7 k €	-27.5%	2,3 k €	+87.7%	1,2 k €
Net result	25,1 k €	+20.3%	20,9 k €	+100.0%	10,4 k €	-56.6%	24,1 k €	-9.9%	26,7 k €	+10.1%	24,3 k €	+0.5%	24,1 k €	+1989%	1,2 k €	+141%	478,7 €	+123%	214,7 €	-92.3%	2,8 k €	+153%	-5,3 k €	-134%	15,3 k €	+310%	-7,3 k €	+65.7%	-21,3 k €	-75.4%	-12,1 k €	-2323%	545,8 €	+500%	-136,6 €	-148%	286,1 €
Balance sheet
Equity	96,9 k €	+5.6%	91,8 k €	+6.9%	85,9 k €	-10.0%	95,4 k €	+4.4%	91,4 k €	+41.3%	64,7 k €	+40.9%	45,9 k €	+71.6%	26,7 k €	+4.5%	25,6 k €	+1.9%	25,1 k €	+0.9%	24,9 k €	+12.6%	22,1 k €	-19.2%	27,4 k €	+127%	12 k €	-37.7%	19,3 k €	-52.4%	40,6 k €	-23.0%	52,7 k €	+1.0%	52,2 k €	-0.3%	52,3 k €
Total assets	164,6 k €	+33.4%	123,4 k €	+0.0%	123,4 k €	-5.6%	130,8 k €	+17.2%	111,6 k €	+21.9%	91,6 k €	+8.9%	84,1 k €	+77.3%	47,4 k €	-7.7%	51,4 k €	-19.9%	64,2 k €	-6.0%	68,3 k €	-2.7%	70,2 k €	+14.0%	61,6 k €	+1.7%	60,5 k €	-17.2%	73,1 k €	-15.8%	86,8 k €	-23.0%	112,7 k €	-20.7%	142,2 k €	+47.1%	96,6 k €
Cash	76,8 k €	-8.9%	84,3 k €	+4.0%	81,1 k €	-3.8%	84,3 k €	+37.3%	61,4 k €	+92.2%	31,9 k €	+115%	14,9 k €	+28.8%	11,6 k €	+623%	1,6 k €	-59.9%	4 k €	+44.8%	2,8 k €	+0.3%	2,7 k €	+11.2%	2,5 k €	+18.3%	2,1 k €	-44.3%	3,7 k €	-53.5%	8,1 k €	-3.5%	8,3 k €	-57.8%	19,8 k €	+156%	7,7 k €
Debts	67,7 k €	+114%	31,6 k €	-15.7%	37,5 k €	+6.2%	35,3 k €	+74.8%	20,2 k €	-24.9%	26,9 k €	-29.6%	38,2 k €	+113%	18 k €	-22.2%	23,1 k €	-39.3%	38,1 k €	-12.3%	43,4 k €	-9.8%	48,1 k €	+40.6%	34,2 k €	-29.1%	48,2 k €	-10.4%	53,8 k €	+16.4%	46,2 k €	-22.9%	59,9 k €	-33.4%	90 k €	+103%	44,3 k €
Other
Workforce	–		–		–		–		–		–		–		–		–		1,5 ETP	0.0%	1,5 ETP	0.0%	1,5 ETP	+15.4%	1,3 ETP	0.0%	1,3 ETP	-31.6%	1,9 ETP	-9.5%	2,1 ETP	0.0%	2,1 ETP	+5.0%	2,0 ETP	+17.6%	1,7 ETP

Estimate

Indicative valuation

As an indication, this company is worth

between 100 k€ and 250 k€

See the valuation

Governance

Board of directors

Seen on filing of 31/12/2024 · 1 active · 6 ended

Active mandates

VIVIANE DINJART

Director · since 13 février 1988

Active

Ended mandates

MAUREEN GONNET

Director · since 01 mai 2015 · until 04 janvier 2017

Ended

MAUREEN GONNET

Director · since 01 mai 2015

Ended

MAUREEN GONNET

Manager · since 01 mai 2014

Ended

VIVIANE DINJART

Managing director · since 13 février 1988

Ended

At this address

Other companies at this address

Company	CBE no.
A.C.P. RESIDENCE VAUBAN● Active	0850.081.076
Association des Copropriétaires Résidence " Vauban " à Namur, avenue Comte de Nayer n° 10● Active	0873.891.113
Centre de Formation et d'Animation permanente des Travailleurs de la Métallurgie● Liquidation	0420.782.931
IZI● Active	0644.635.868

Annual accounts

Full financial information

	2024	2023	2022	2021	2020	2019
Type of account	Micro model	Micro model	Micro model	Micro model	Micro model	Micro model
Start of the financial year	01/01/2024	01/01/2023	01/01/2022	01/01/2021	01/01/2020	01/01/2019
Closing of the financial year	31/12/2024	31/12/2023	31/12/2022	31/12/2021	31/12/2020	31/12/2019
Length of the financial year	12 months	12 months	12 months	12 months	12 months	12 months
Filing date	17/07/2025	03/07/2024	05/07/2023	01/07/2022	05/08/2021	30/07/2020
General meeting	30/06/2025	30/06/2024	29/06/2023	29/06/2022	30/06/2021	30/06/2020
Currency of the financial year	EUR	EUR	EUR	EUR	EUR	EUR
NBB quality label	Satisfying controls	Satisfying controls	Satisfying controls	Satisfying controls	Satisfying controls	Satisfying controls

Ratios

Financial ratios

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Filings

Annual accounts filings

20 filings with the NBB

Model	Closing	General meeting	Filed	Language	Document
Micro model	31/12/2024	30/06/2025	17/07/2025	French	PDF
Micro model	31/12/2023	30/06/2024	03/07/2024	French	PDF
Micro model	31/12/2022	29/06/2023	05/07/2023	French	PDF
Micro model	31/12/2021	29/06/2022	01/07/2022	French	PDF
Micro model	31/12/2020	30/06/2021	05/08/2021	French	PDF
Micro model	31/12/2019	30/06/2020	30/07/2020	French	PDF
Micro modelCorrection	31/12/2018	30/06/2019	01/08/2019	French	PDF
Micro model	31/12/2018	30/06/2019	17/07/2019	French	PDF
Micro model	31/12/2017	30/06/2018	26/07/2018	French	PDF
Micro model	31/12/2016	30/06/2017	20/07/2017	French	PDF
Abridged model	31/12/2015	29/06/2016	20/07/2016	French	PDF
Abridged model	31/12/2014	30/06/2015	22/07/2015	French	PDF
Abridged model	31/12/2013	28/06/2014	22/07/2014	French	PDF
Abridged model	31/12/2012	29/06/2013	22/07/2013	French	PDF
Abridged model	31/12/2011	30/06/2012	25/07/2012	French	PDF
Abridged model	31/12/2010	30/06/2011	28/07/2011	French	PDF
Abridged model	31/12/2009	29/06/2010	20/07/2010	French	PDF
Abridged model	31/12/2008	30/06/2009	23/07/2009	French	PDF
Abridged model	31/12/2007	30/06/2008	24/07/2008	French	PDF
Abridged model	31/12/2006	30/06/2007	04/07/2007	French	PDF

Estimate

Indicative valuation

Order of magnitude

As an indication, this company is worth

between 100 k€ and 250 k€

The detail comes with the Business plan: low and high bounds, the valuation bridge for each financial year, transaction multiples by sector and size, group valuation and exports.

Discover the Business plan

Disclaimer

Indicative estimate based on public sector multiples and the filed annual accounts. It is neither a certified valuation nor financial or investment advice.

Governance

Board of directors

Seen on filing of 31/12/2024 · 1 active · 6 ended

Active mandates

VIVIANE DINJART

Director · since 13 février 1988

Active

Ended mandates

MAUREEN GONNET

Director · since 01 mai 2015 · until 04 janvier 2017

Ended

MAUREEN GONNET

Director · since 01 mai 2015

Ended

MAUREEN GONNET

Manager · since 01 mai 2014

Ended

VIVIANE DINJART

Managing director · since 13 février 1988

Ended

Shareholders

Ownership and network

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Belgian Official Gazette

Belgian Official Gazette publications

Other11/10/2022
STATUTS (TRADUCTION, COORDINATION, AUTRES MODIFICATIONS, ) - MODIFICATION FORME JURIDIQUE
PDF
Mandates13/02/2017
DEMISSIONS, NOMINATIONS
PDF
Mandates10/06/2014
DEMISSIONS, NOMINATIONS
PDF
Capital / shares07/02/2006
CAPITAL, ACTIONS - ASSEMBLEE GENERALE - STATUTS (TRADUCTION, COORDINATION, AUTRES MODIFICATIONS, )
PDF

Source: Belgian Official Gazette

Competition

Similar companies

A company's peers, by sector and size, are included in the Business plan.

See the Business plan

2024
Annual accounts 202425,1 k €↑
2023
Annual accounts 202320,9 k €↑
2022
Annual accounts 202210,4 k €↓
2021
Annual accounts 202124,1 k €↓
2020
Annual accounts 202026,7 k €↑
2019
Annual accounts 201924,3 k €↑
2018
Annual accounts 201824,1 k €↑
2017
Annual accounts 20171,2 k €↑
2016
Annual accounts 2016478,7 €↑
2015
Annual accounts 2015214,7 €↓
2014
Annual accounts 20142,8 k €↑
2013
Annual accounts 2013-5,3 k €↓
2012
Annual accounts 201215,3 k €↑
2011
Annual accounts 2011-7,3 k €↑
2010
Annual accounts 2010-21,3 k €↓
2009
Annual accounts 2009-12,1 k €↓
2008
Annual accounts 2008545,8 €↑
2007
Annual accounts 2007-136,6 €↓
2006
Annual accounts 2006286,1 €
22/12/1987
IncorporationPrivate limited company

10/15	1 240 000	1 180 000	1 050 000
70	8 630 000	8 120 000	7 940 000
9904	412 000	388 000	301 000
17/49	2 970 000	3 140 000	3 380 000
9087	24,3	23,1	21,8

PREFIMO

Overview

What does PREFIMO do?

Trend over 19 financial years

Indicative valuation

Board of directors

Other companies at this address

Financials

Full financial information

Financial ratios

Annual accounts filings

Valuation

Indicative valuation

Directors & structure

Board of directors

Ownership and network

Publications

Belgian Official Gazette publications

Similar companies

Similar companies

Timeline