ACTIVE

ASSECURE

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Financial year 2025 · closed on 31/12/2025

Net result

295,1 k €

+4.4% YoY

Gross margin

1,7 M €

+0.2% YoY

Equity

436,2 k €

-30.2% YoY

Workforce

15,8 ETP

-6.0% YoY

What does ASSECURE do?

ASSECURE is a Private limited company incorporated in 1987. Its main activity is: Activities of insurance agents and brokers. Its registered office is in Assenede. It employs on average 15,8 ETP workers (FTE).

Legal situation

● Normal situation

BCE/KBO no. / VAT

BE 0432.885.957

Incorporation

21/12/1987

Legal form

Private limited company

Registered office

Trieststraat 183 box A
9960 Assenede · FlandreSee on map

Contributed capital

30 988,36 €

Latest accounts

31/12/2025

Average workforce

15,8 ETP

Activities (NACE)

66220Activities of insurance agents and brokers· main 66220Activities of insurance agents and brokers 67201Agents et courtiers d'assurances

Joint committees (2)

Signals

ProfitableSolid equityLow riskGood liquidityPositive cashflowPositive EBITDAHealthy social debts

View the BCE/KBO Public Search record →

Health score

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✦ Verdict · Analyst summary

Financials

Trend over 20 financial years

	2025		2024		2023		2022		2021		2020		2019		2018		2017		2016		2015		2014		2013		2012		2011		2010		2009		2008		2007		2006
Income statement
Gross margin	1,7 M €	+0.2%	1,7 M €	+10.7%	1,5 M €	+4.0%	1,4 M €	+4.0%	1,4 M €	+14.5%	1,2 M €	+37.5%	884,3 k €	+4.8%	843,5 k €	+3.5%	814,7 k €	-3.6%	845,3 k €	+1.2%	835,4 k €	+82.5%	457,7 k €	+18.7%	385,5 k €	-2.3%	394,7 k €	-0.4%	396,3 k €	+40.3%	282,5 k €	-23.0%	366,7 k €	+9.5%	334,9 k €	+46.4%	228,7 k €	+51.1%	151,4 k €
EBITDA	518,9 k €	+3.7%	500,5 k €	+49.4%	335,1 k €	-5.2%	353,6 k €	+4.6%	337,9 k €	+30.3%	259,3 k €	-30.0%	370,3 k €	+10.6%	334,7 k €	+5.7%	316,8 k €	-13.7%	366,9 k €	-7.9%	398,6 k €	+110%	189,5 k €	+3.6%	183 k €	-15.7%	217,1 k €	-14.6%	254,1 k €	+147%	102,8 k €	-52.7%	217,5 k €	+18.0%	184,3 k €	+104%	90,6 k €	+84.1%	49,2 k €
Operating result	402 k €	+1.6%	395,8 k €	+80.4%	219,4 k €	-14.5%	256,7 k €	+1.7%	252,4 k €	+55.4%	162,5 k €	-13.4%	187,6 k €	+32.7%	141,4 k €	+88.8%	74,9 k €	-39.8%	124,3 k €	-20.2%	155,8 k €	+107%	75,1 k €	+22.5%	61,4 k €	-47.9%	117,8 k €	-30.4%	169,3 k €	+2963%	5,5 k €	-95.5%	123,7 k €	+28.9%	96 k €	+792%	10,8 k €	+133%	-32,5 k €
Net result	295,1 k €	+4.4%	282,7 k €	+96.1%	144,2 k €	-28.2%	200,8 k €	+11.0%	180,8 k €	+65.3%	109,4 k €	+22.7%	89,1 k €	+61.5%	55,2 k €	+1117%	4,5 k €	-88.6%	39,9 k €	-22.0%	51,2 k €	+195%	17,4 k €	-27.7%	24 k €	-61.4%	62,2 k €	-36.6%	98,2 k €	+1308%	-8,1 k €	-112%	70,6 k €	+39.5%	50,6 k €	+1016%	-5,5 k €	-141%	13,3 k €
Balance sheet
Equity	436,2 k €	-30.2%	625,1 k €	+25.7%	497,4 k €	+15.4%	430,9 k €	+29.5%	332,6 k €	+31.8%	252,3 k €	-10.6%	282,1 k €	+9.3%	258 k €	-33.5%	387,8 k €	-19.4%	481,3 k €	-11.1%	541,4 k €	-8.3%	590,1 k €	+3.0%	572,8 k €	+4.4%	548,7 k €	+12.8%	486,5 k €	+25.3%	388,3 k €	-2.0%	396,5 k €	+1.0%	392,6 k €	+14.8%	342 k €	-23.6%	447,5 k €
Total assets	1,3 M €	-1.0%	1,3 M €	+10.4%	1,2 M €	-6.7%	1,2 M €	+51.8%	822,9 k €	-11.0%	924,5 k €	-55.9%	2,1 M €	-6.0%	2,2 M €	-3.4%	2,3 M €	-8.8%	2,5 M €	-6.3%	2,7 M €	+11.8%	2,4 M €	+104%	1,2 M €	+57.1%	755,3 k €	-7.6%	817,7 k €	+11.2%	735 k €	-21.1%	931,2 k €	+12.1%	830,9 k €	+1.9%	815,8 k €	-7.1%	878,6 k €
Cash	18,4 k €	-59.6%	45,7 k €	+216%	14,5 k €	-72.7%	52,9 k €	-80.4%	270,2 k €	+28.8%	209,7 k €	+6234%	3,3 k €	-78.2%	15,2 k €	-4.4%	15,9 k €	+1708%	878,1 €	-91.2%	10 k €	-94.4%	179,5 k €	-12.6%	205,5 k €	-28.5%	287,2 k €	-6.6%	307,4 k €	+101%	153,3 k €	-30.7%	221,3 k €	+154%	87,1 k €	+17753%	488 €	-99.8%	207,1 k €
Debts	809,2 k €	+26.3%	640,6 k €	-4.1%	667,8 k €	-18.4%	818,4 k €	+66.9%	490,3 k €	-27.1%	672,2 k €	-63.0%	1,8 M €	-7.5%	2 M €	+2.2%	1,9 M €	-6.5%	2,1 M €	-5.1%	2,2 M €	+18.3%	1,8 M €	+198%	613,6 k €	+197%	206,5 k €	-37.3%	329,6 k €	-4.5%	345,1 k €	-35.2%	533 k €	+22.0%	436,8 k €	-7.6%	472,6 k €	+10.0%	429,7 k €
Other
Workforce	15,8 ETP	-6.0%	16,8 ETP	-2.9%	17,3 ETP	-2.8%	17,8 ETP	+2.3%	17,4 ETP	+34.9%	12,9 ETP	+41.8%	9,1 ETP	0.0%	9,1 ETP	0.0%	9,1 ETP	-9.9%	10,1 ETP	+11.0%	9,1 ETP	+68.5%	5,4 ETP	+38.5%	3,9 ETP	+14.7%	3,4 ETP	+17.2%	2,9 ETP	0.0%	2,9 ETP	0.0%	2,9 ETP	-3.3%	3,0 ETP	0.0%	3,0 ETP	+20.0%	2,5 ETP

Estimate

Indicative valuation

As an indication, this company is worth

between 2,5 M€ and 5 M€

See the valuation

Governance

Board of directors

Seen on filing of 31/12/2025 · 4 active · 27 ended

Active mandates

ALV Consulting

Director · 0779.958.390

Represented by Verhovert ANNE-LEEN

Active

DE CLERCQ Tom

Director · 0474.032.763

Represented by Tom De Clercq

Active

JUVICON

Director · 0643.945.980

Represented by Wim Van de Velde

Active

SVDV-Consult

Director · 0643.945.881

Represented by Sam Van de Velde

Active

Ended mandates

ALV Consulting

Director · since 11 janvier 2022 · 0779.958.390

Represented by Verhovert ANNE-LEEN

Ended

DE CLERCQ Tom

Director · since 30 juin 2020 · 0474.032.763

Represented by De CLERCQ TOM

Ended

DE CLERCQ Tom

Director · since 30 juin 2020 · 0474.032.763

Represented by DE CLERCQ TOM

Ended

MARLEEN DE WISPELAERE

Director · since 30 juin 2020 · 0474.474.609

Represented by DE WISPELAERE MARLEEN

Ended

At this address

Other companies at this address

Company	CBE no.
Assecure Invest● Active	0783.347.650
VDV INVEST● Active	0781.620.555

Annual accounts

Full financial information

	2025	2024	2023	2022	2021	2020
Type of account	Abridged model	Abridged model	Abridged model	Abridged model	Abridged model	Abridged model
Start of the financial year	01/01/2025	01/01/2024	01/01/2023	01/01/2022	01/01/2021	01/01/2020
Closing of the financial year	31/12/2025	31/12/2024	31/12/2023	31/12/2022	31/12/2021	31/12/2020
Length of the financial year	12 months	12 months	12 months	12 months	12 months	12 months
Filing date	08/07/2026	20/05/2025	30/08/2024	25/07/2023	29/07/2022	30/08/2021
General meeting	19/06/2026	29/04/2025	21/06/2024	23/06/2023	17/06/2022	18/06/2021
Currency of the financial year	EUR	EUR	EUR	EUR	EUR	EUR
NBB quality label	Satisfying controls	Satisfying controls	Satisfying controls	Satisfying controls	Satisfying controls	Satisfying controls

Ratios

Financial ratios

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Filings

Annual accounts filings

22 filings with the NBB

Model	Closing	General meeting	Filed	Language	Document
Abridged model	31/12/2025	19/06/2026	08/07/2026	Dutch	PDF
Abridged model	31/12/2024	29/04/2025	20/05/2025	Dutch	PDF
Abridged model	31/12/2023	21/06/2024	30/08/2024	Dutch	PDF
Abridged model	31/12/2022	23/06/2023	25/07/2023	Dutch	PDF
Abridged model	31/12/2021	17/06/2022	29/07/2022	Dutch	PDF
Abridged model	31/12/2020	18/06/2021	30/08/2021	Dutch	PDF
Abridged model	31/12/2019	19/06/2020	09/07/2020	Dutch	PDF
Abridged model	31/12/2018	21/06/2019	18/07/2019	Dutch	PDF
Abridged model	31/12/2017	22/06/2018	24/07/2018	Dutch	PDF
Abridged model	31/12/2016	23/06/2017	11/08/2017	Dutch	PDF
Abridged model	31/12/2015	18/06/2016	09/08/2016	Dutch	PDF
Abridged model	31/12/2014	19/06/2015	27/08/2015	Dutch	PDF
Abridged model	31/12/2013	27/06/2014	30/07/2014	Dutch	PDF
Abridged model	31/12/2012	21/06/2013	25/07/2013	Dutch	PDF
Abridged modelCorrection	31/12/2011	22/06/2012	26/10/2012	Dutch	PDF
Abridged modelCorrection	31/12/2011	22/06/2012	26/09/2012	Dutch	PDF
Abridged model	31/12/2011	22/06/2012	29/08/2012	Dutch	PDF
Abridged model	31/12/2010	17/06/2011	26/10/2011	Dutch	PDF
Abridged model	31/12/2009	18/06/2010	30/11/2010	Dutch	PDF
Abridged model	31/12/2008	19/06/2009	09/12/2009	Dutch	PDF
Abridged model	31/12/2007	01/05/2008	29/10/2008	Dutch	PDF
Abridged model	31/12/2006	01/09/2007	05/10/2007	Dutch	PDF

Estimate

Indicative valuation

Order of magnitude

As an indication, this company is worth

between 2,5 M€ and 5 M€

The detail comes with the Business plan: low and high bounds, the valuation bridge for each financial year, transaction multiples by sector and size, group valuation and exports.

Discover the Business plan

Disclaimer

Indicative estimate based on public sector multiples and the filed annual accounts. It is neither a certified valuation nor financial or investment advice.

Governance

Board of directors

Seen on filing of 31/12/2025 · 4 active · 27 ended

Active mandates

ALV Consulting

Director · 0779.958.390

Represented by Verhovert ANNE-LEEN

Active

DE CLERCQ Tom

Director · 0474.032.763

Represented by Tom De Clercq

Active

JUVICON

Director · 0643.945.980

Represented by Wim Van de Velde

Active

SVDV-Consult

Director · 0643.945.881

Represented by Sam Van de Velde

Active

Ended mandates

ALV Consulting

Director · since 11 janvier 2022 · 0779.958.390

Represented by Verhovert ANNE-LEEN

Ended

DE CLERCQ Tom

Director · since 30 juin 2020 · 0474.032.763

Represented by De CLERCQ TOM

Ended

DE CLERCQ Tom

Director · since 30 juin 2020 · 0474.032.763

Represented by DE CLERCQ TOM

Ended

MARLEEN DE WISPELAERE

Director · since 30 juin 2020 · 0474.474.609

Represented by DE WISPELAERE MARLEEN

Ended

Shareholders

Ownership and network

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Try for 7 days

Belgian Official Gazette

Belgian Official Gazette publications

Restructuring09/07/2025
KAPITAAL - AANDELEN - RUBRIEK HERSTRUCTURERING (FUSIE, SPLITSING, OVERDRACHT VERMOGEN, ENZ...)
PDF
Restructuring16/05/2025
RUBRIEK HERSTRUCTURERING (FUSIE, SPLITSING, OVERDRACHT VERMOGEN, ENZ...)
PDF
Mandates24/12/2024
ONTSLAGEN - BENOEMINGEN
PDF
Mandates14/03/2022
ONTSLAGEN - BENOEMINGEN
PDF
Restructuring17/07/2020
BENAMING - KAPITAAL - AANDELEN - ONTSLAGEN - BENOEMINGEN - STATUTEN (VERTALING, COÖRDINATIE, OVERIGE WIJZIGINGEN, ) - RUBRIEK HERSTRUCTURERING (FUSIE, SPLITSING, OVERDRACHT VERMOGEN, ENZ...)
PDF
Restructuring15/07/2020
RUBRIEK HERSTRUCTURERING (FUSIE, SPLITSING, OVERDRACHT VERMOGEN, ENZ...)
PDF
Restructuring02/06/2020
RUBRIEK HERSTRUCTURERING (FUSIE, SPLITSING, OVERDRACHT VERMOGEN, ENZ...)
PDF
Restructuring02/06/2020
RUBRIEK HERSTRUCTURERING (FUSIE, SPLITSING, OVERDRACHT VERMOGEN, ENZ...)
PDF

Source: Belgian Official Gazette

Competition

Similar companies

A company's peers, by sector and size, are included in the Business plan.

See the Business plan

2025
Annual accounts 2025295,1 k €↑
2024
Annual accounts 2024282,7 k €↑
2023
Annual accounts 2023144,2 k €↓
2022
Annual accounts 2022200,8 k €↑
2021
Annual accounts 2021180,8 k €↑
2020
Annual accounts 2020109,4 k €↑
2019
Annual accounts 201989,1 k €↑
2019
Name changeAssecure
2018
Annual accounts 201855,2 k €↑
2017
Annual accounts 20174,5 k €↓
2016
Annual accounts 201639,9 k €↓
2015
Annual accounts 201551,2 k €↑
2014
Annual accounts 201417,4 k €↓
2013
Annual accounts 201324 k €↓
2012
Annual accounts 201262,2 k €↓
2011
Annual accounts 201198,2 k €↑
2010
Annual accounts 2010-8,1 k €↓
2009
Annual accounts 200970,6 k €↑
2008
Annual accounts 200850,6 k €↑
2007
Annual accounts 2007-5,5 k €↓
2006
Annual accounts 200613,3 k €
2006
Name changeVERZEKERINGSKANTOOR VAN DE VELDE
21/12/1987
IncorporationPrivate limited company

10/15	1 240 000	1 180 000	1 050 000
70	8 630 000	8 120 000	7 940 000
9904	412 000	388 000	301 000
17/49	2 970 000	3 140 000	3 380 000
9087	24,3	23,1	21,8

ASSECURE

Overview

What does ASSECURE do?

Trend over 20 financial years

Indicative valuation

Board of directors

Other companies at this address

Financials

Full financial information

Financial ratios

Annual accounts filings

Valuation

Indicative valuation

Directors & structure

Board of directors

Ownership and network

Publications

Belgian Official Gazette publications

Similar companies

Similar companies

Timeline