ACTIVE

PREFIMMA

Export PDF

Financial year 2025 · closed on 31/12/2025

Net result

6,4 k €

-51.6% YoY

Gross margin

71,8 k €

-16.6% YoY

Equity

53,3 k €

+13.7% YoY

What does PREFIMMA do?

PREFIMMA is a Private limited company incorporated in 1988. Its main activity is: Activities of insurance agents and brokers. Its registered office is in Beauraing.

Legal situation

● Normal situation

BCE/KBO no. / VAT

BE 0434.071.337

Incorporation

27/04/1988

Legal form

Private limited company

Registered office

Rue de Dinant 85
5570 Beauraing · WallonieSee on map

Contributed capital

14 923,00 €

Latest accounts

31/12/2025

Activities (NACE)

66220Activities of insurance agents and brokers· main 66220Activities of insurance agents and brokers 70311Activities of head offices; management consultancy activities 64922Other credit granting 64922Other credit granting 68310Real estate agencies+1

Joint committees (1)

Contacts

2 public details availableLog in to view

Signals

ProfitablePositive cashflowPositive EBITDA

View the BCE/KBO Public Search record →

Health score

Available with a Rovalta subscriptionTry for 7 days

Recommended credit limit

✦ Verdict · Analyst summary

Financials

Trend over 20 financial years

	2025		2024		2023		2022		2021		2020		2019		2018		2017		2016		2015		2014		2013		2012		2011		2010		2009		2008		2007		2006
Income statement
Gross margin	71,8 k €	-16.6%	86,1 k €	-13.8%	99,9 k €	+34.2%	74,5 k €	-18.4%	91,3 k €	+3.8%	88 k €	+35.5%	64,9 k €	+9.2%	59,4 k €	-6.6%	63,7 k €	-25.7%	85,7 k €	+10.7%	77,4 k €	+15.5%	67,1 k €	+26.3%	53,1 k €	-22.6%	68,6 k €	-39.5%	113,3 k €	+31.8%	86 k €	+37.8%	62,4 k €	+11.1%	56,2 k €	-7.3%	60,6 k €	-19.7%	75,5 k €
EBITDA	64,7 k €	-17.7%	78,6 k €	-14.9%	92,3 k €	+42.2%	64,9 k €	-24.2%	85,6 k €	+3.8%	82,5 k €	+36.8%	60,3 k €	+22.3%	49,3 k €	-14.3%	57,5 k €	-4.5%	60,2 k €	+14.9%	52,4 k €	+24.6%	42,1 k €	+42.4%	29,6 k €	-34.7%	45,3 k €	-38.4%	73,5 k €	+51.8%	48,4 k €	+108%	23,2 k €	+111%	11 k €	-61.1%	28,3 k €	-32.1%	41,7 k €
Operating result	25 k €	-30.5%	36 k €	-25.7%	48,5 k €	+151%	19,3 k €	-57.2%	45 k €	+0.9%	44,6 k €	+105%	21,7 k €	+91.3%	11,4 k €	-48.7%	22,2 k €	-39.1%	36,4 k €	+134%	15,6 k €	+140%	6,5 k €	+55.6%	4,2 k €	-77.3%	18,4 k €	+16.4%	15,8 k €	+20.8%	13,1 k €	+220%	-10,9 k €	+58.6%	-26,3 k €	-410%	-5,2 k €	-130%	17,1 k €
Net result	6,4 k €	-51.6%	13,3 k €	-43.2%	23,4 k €	+705%	-3,9 k €	-130%	12,9 k €	-37.9%	20,7 k €	+148%	8,3 k €	+126%	-31,5 k €	-203535%	-15,5 €	-100%	11,4 k €	+127%	-42,1 k €	-129%	-18,4 k €	-197%	18,9 k €	+258%	-12 k €	-485%	3,1 k €	+121%	-14,6 k €	-40.6%	-10,4 k €	+53.5%	-22,3 k €	-137%	60,7 k €	+1832%	-3,5 k €
Balance sheet
Equity	53,3 k €	+13.7%	46,9 k €	+39.5%	33,6 k €	+135%	14,3 k €	-21.2%	18,2 k €	+242%	5,3 k €	+135%	-15,4 k €	+35.2%	-23,7 k €	-404%	7,8 k €	-0.2%	7,8 k €	+320%	-3,5 k €	-109%	38,5 k €	-32.3%	56,9 k €	+49.7%	38 k €	-23.9%	50 k €	+6.6%	46,9 k €	-23.8%	61,5 k €	-14.5%	71,8 k €	-23.7%	94,2 k €	+167%	35,3 k €
Total assets	512,7 k €	-8.8%	562,3 k €	-12.8%	644,5 k €	+0.2%	643,4 k €	-6.8%	690,6 k €	-4.4%	722,5 k €	-1.1%	730,7 k €	-5.5%	773 k €	+11.7%	692,3 k €	+12.4%	615,8 k €	-6.1%	656 k €	-34.0%	993,7 k €	+34.8%	737,3 k €	-0.7%	742,8 k €	-14.4%	867,4 k €	+1.9%	850,9 k €	+7.9%	788,6 k €	-5.6%	835,5 k €	+17.5%	710,9 k €	+102%	352,5 k €
Cash	3,2 k €	+1341%	221,5 €	-86.7%	1,7 k €	+43.8%	1,2 k €	-57.7%	2,7 k €	-77.7%	12,3 k €	+166%	4,6 k €	+92.2%	2,4 k €	+131%	1 k €	-58.9%	2,5 k €	-11.1%	2,8 k €	-84.3%	18,1 k €	+110%	8,7 k €	+140%	3,6 k €	+2292%	150,7 €	-14.2%	175,6 €	-85.2%	1,2 k €	-87.3%	9,3 k €	-66.6%	27,8 k €	+113%	13,1 k €
Debts	456,9 k €	-11.0%	513,2 k €	-15.9%	609,9 k €	-2.8%	627,3 k €	-6.1%	668,3 k €	-6.0%	710,8 k €	-3.6%	737,5 k €	-6.1%	785,8 k €	+17.1%	671,2 k €	+13.3%	592,5 k €	-7.7%	641,8 k €	-29.1%	905,7 k €	+44.2%	628,1 k €	-6.1%	669 k €	-14.2%	780 k €	+1.9%	765,3 k €	+11.4%	687,1 k €	-4.9%	722,4 k €	+25.8%	574,4 k €	+81.4%	316,6 k €
Other
Workforce	–		–		–		–		–		–		–		–		–		0,5 ETP	0.0%	0,5 ETP	0.0%	0,5 ETP	0.0%	0,5 ETP	0.0%	0,5 ETP	-73.7%	1,9 ETP	+90.0%	1,0 ETP	-16.7%	1,2 ETP	-14.3%	1,4 ETP	+40.0%	1,0 ETP	-9.1%	1,1 ETP

Estimate

Indicative valuation

As an indication, this company is worth

between 0 € and 100 k€

See the valuation

Governance

Board of directors

Seen on filing of 31/12/2025 · 2 active · 4 ended

Active mandates

Elodie BERTHOLET

Mandate

Active

Emilie BERTHOLET

Mandate

Active

Ended mandates

Bruno BERTHOLET

Managing director

Ended

BRUNO BERTHOLET

Mandate

Ended

Isabelle GOOSSE

Managing director

Ended

ISABELLE GOOSSE

Mandate

Ended

At this address

Other companies at this address

Company	CBE no.
B.D.G CONSTRUCT● Active	0809.954.156
BERTHOLET GASTON et BRUNO● Active	0431.308.421

Annual accounts

Full financial information

	2025	2024	2023	2022	2021	2020
Type of account	Micro model	Micro model	Micro model	Micro model	Micro model	Micro model
Start of the financial year	01/01/2025	01/01/2024	01/01/2023	01/01/2022	01/01/2021	01/01/2020
Closing of the financial year	31/12/2025	31/12/2024	31/12/2023	31/12/2022	31/12/2021	31/12/2020
Length of the financial year	12 months	12 months	12 months	12 months	12 months	12 months
Filing date	16/07/2026	29/08/2025	14/11/2024	27/10/2023	30/09/2022	22/10/2021
General meeting	19/06/2026	30/05/2025	08/11/2024	26/10/2023	29/09/2022	22/10/2021
Currency of the financial year	EUR	EUR	EUR	EUR	EUR	EUR
NBB quality label	Satisfying controls	Satisfying controls	Satisfying controls	Satisfying controls	Satisfying controls	Satisfying controls

Ratios

Financial ratios

Looking for more information about this company?

Try for 7 days

Filings

Annual accounts filings

20 filings with the NBB

Model	Closing	General meeting	Filed	Language	Document
Micro model	31/12/2025	19/06/2026	16/07/2026	French	PDF
Micro model	31/12/2024	30/05/2025	29/08/2025	French	PDF
Micro model	31/12/2023	08/11/2024	14/11/2024	French	PDF
Micro model	31/12/2022	26/10/2023	27/10/2023	French	PDF
Micro model	31/12/2021	29/09/2022	30/09/2022	French	PDF
Micro model	31/12/2020	22/10/2021	22/10/2021	French	PDF
Micro model	31/12/2019	09/10/2020	12/10/2020	French	PDF
Micro model	31/12/2018	13/06/2019	30/09/2019	French	PDF
Micro model	31/12/2017	14/06/2018	31/08/2018	French	PDF
Abridged model	31/12/2016	15/06/2017	07/07/2017	French	PDF
Abridged model	31/12/2015	16/06/2016	02/09/2016	French	PDF
Abridged model	31/12/2014	18/06/2015	30/09/2015	French	PDF
Abridged model	31/12/2013	19/06/2014	03/10/2014	French	PDF
Abridged model	31/12/2012	20/06/2013	08/10/2013	French	PDF
Abridged model	31/12/2011	21/06/2012	27/09/2012	French	PDF
Abridged model	31/12/2010	21/11/2011	22/11/2011	French	PDF
Abridged model	31/12/2009	14/10/2010	29/10/2010	French	PDF
Abridged model	31/12/2008	07/12/2009	09/12/2009	French	PDF
Abridged model	31/12/2007	15/11/2008	18/11/2008	French	PDF
Abridged model	31/12/2006	30/10/2007	02/11/2007	French	PDF

Estimate

Indicative valuation

Order of magnitude

As an indication, this company is worth

between 0 € and 100 k€

The detail comes with the Business plan: low and high bounds, the valuation bridge for each financial year, transaction multiples by sector and size, group valuation and exports.

Discover the Business plan

Disclaimer

Indicative estimate based on public sector multiples and the filed annual accounts. It is neither a certified valuation nor financial or investment advice.

Governance

Board of directors

Seen on filing of 31/12/2025 · 2 active · 4 ended

Active mandates

Elodie BERTHOLET

Mandate

Active

Emilie BERTHOLET

Mandate

Active

Ended mandates

Bruno BERTHOLET

Managing director

Ended

BRUNO BERTHOLET

Mandate

Ended

Isabelle GOOSSE

Managing director

Ended

ISABELLE GOOSSE

Mandate

Ended

Shareholders

Ownership and network

Looking for more information about this company?

Try for 7 days

Belgian Official Gazette

Belgian Official Gazette publications

Mandates27/06/2022
MODIFICATION FORME JURIDIQUE - DEMISSIONS, NOMINATIONS
PDF
Mandates31/12/2019
DEMISSIONS, NOMINATIONS
PDF
Registered office11/09/2012
SIEGE SOCIAL
PDF
Mandates13/01/2009
SIEGE SOCIAL - DEMISSIONS, NOMINATIONS
PDF
Registered office21/12/2005
SIEGE SOCIAL - CAPITAL, ACTIONS - ASSEMBLEE GENERALE - STATUTS (TRADUCTION, COORDINATION, AUTRES MODIFICATIONS, )
PDF

Source: Belgian Official Gazette

Competition

Similar companies

A company's peers, by sector and size, are included in the Business plan.

See the Business plan

2025
Annual accounts 20256,4 k €↓
2024
Annual accounts 202413,3 k €↓
2023
Annual accounts 202323,4 k €↑
2022
Annual accounts 2022-3,9 k €↓
2021
Annual accounts 202112,9 k €↓
2020
Annual accounts 202020,7 k €↑
2019
Annual accounts 20198,3 k €↑
2018
Annual accounts 2018-31,5 k €↓
2017
Annual accounts 2017-15,5 €↓
2016
Annual accounts 201611,4 k €↑
2015
Annual accounts 2015-42,1 k €↓
2014
Annual accounts 2014-18,4 k €↓
2013
Annual accounts 201318,9 k €↑
2012
Annual accounts 2012-12 k €↓
2011
Annual accounts 20113,1 k €↑
2010
Annual accounts 2010-14,6 k €↓
2009
Annual accounts 2009-10,4 k €↑
2008
Annual accounts 2008-22,3 k €↓
2007
Annual accounts 200760,7 k €↑
2006
Annual accounts 2006-3,5 k €
27/04/1988
IncorporationPrivate limited company

10/15	1 240 000	1 180 000	1 050 000
70	8 630 000	8 120 000	7 940 000
9904	412 000	388 000	301 000
17/49	2 970 000	3 140 000	3 380 000
9087	24,3	23,1	21,8

PREFIMMA

Overview

What does PREFIMMA do?

Trend over 20 financial years

Indicative valuation

Board of directors

Other companies at this address

Financials

Full financial information

Financial ratios

Annual accounts filings

Valuation

Indicative valuation

Directors & structure

Board of directors

Ownership and network

Publications

Belgian Official Gazette publications

Similar companies

Similar companies

Timeline