ACTIVE

ZAKENKANTOOR LUYSSEN

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Financial year 2025 · closed on 30/09/2025

Net result

97,8 k €

+11.1% YoY

Gross margin

394,7 k €

+15.1% YoY

Equity

351,9 k €

-6.2% YoY

What does ZAKENKANTOOR LUYSSEN do?

ZAKENKANTOOR LUYSSEN is a Public limited company incorporated in 1988. Its main activity is: Activities of insurance agents and brokers. Its registered office is in De Panne.

Legal situation

● Normal situation

BCE/KBO no. / VAT

BE 0434.666.205

Incorporation

21/06/1988

Legal form

Public limited company

Registered office

Zeelaan 34
8660 De Panne · FlandreSee on map

Contributed capital

70 000,00 €

Latest accounts

30/09/2025

Activities (NACE)

66220Activities of insurance agents and brokers· main 66220Activities of insurance agents and brokers 67201Agents et courtiers d'assurances

Joint committees (1)

Signals

ProfitableSolid equityLow riskGood liquidityPositive cashflowPositive EBITDAHealthy social debts

View the BCE/KBO Public Search record →

Health score

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✦ Verdict · Analyst summary

Financials

Trend over 16 financial years

	2025		2024		2023		2022		2017		2016		2015		2014		2013		2012		2011		2010		2009		2008		2007		2006
Income statement
Gross margin	394,7 k €	+15.1%	343 k €	+27.2%	269,5 k €	-2.3%	275,9 k €	+26.6%	217,9 k €	-3.7%	226,2 k €	-11.4%	255,2 k €	-0.3%	255,9 k €	-2.1%	261,5 k €	+2.2%	255,8 k €	+6.5%	240,3 k €	-3.1%	248 k €	+11.5%	222,4 k €	+7.0%	207,9 k €	+8.8%	191,2 k €	-5.4%	202,2 k €
EBITDA	168,1 k €	+9.1%	154 k €	+80.6%	85,3 k €	-14.2%	99,5 k €	+61.9%	61,4 k €	+164%	23,2 k €	-30.2%	33,3 k €	-42.3%	57,7 k €	+97.4%	29,2 k €	+257%	8,2 k €	-75.6%	33,5 k €	-5.5%	35,4 k €	+6840%	510,4 €	-98.5%	34,6 k €	+138%	14,5 k €	-67.7%	45,1 k €
Operating result	149,9 k €	+9.9%	136,3 k €	+72.9%	78,8 k €	-11.6%	89,2 k €	+192%	30,6 k €	+757%	-4,6 k €	-187%	-1,6 k €	-107%	22,9 k €	+260%	6,4 k €	+128%	-22,9 k €	-8535%	271,6 €	-96.2%	7,2 k €	+128%	-25,8 k €	-541%	5,9 k €	+188%	-6,7 k €	-25.4%	-5,3 k €
Net result	97,8 k €	+11.1%	88 k €	+80.2%	48,9 k €	-14.9%	57,4 k €	+168%	21,4 k €	+292%	-11,1 k €	-51.9%	-7,3 k €	-127%	27 k €	+4487%	588 €	+102%	-29,9 k €	-96.5%	-15,2 k €	-148413%	-10,3 €	+100.0%	-31,3 k €	-502%	7,8 k €	-65.5%	22,6 k €	+437%	-6,7 k €
Balance sheet
Equity	351,9 k €	-6.2%	375,2 k €	+30.7%	287,2 k €	+20.5%	238,3 k €	+431%	44,9 k €	+91.3%	23,5 k €	-32.2%	34,6 k €	-17.5%	41,9 k €	+180%	15 k €	+4.1%	14,4 k €	-67.6%	44,3 k €	-25.6%	59,6 k €	-0.0%	59,6 k €	-34.4%	90,8 k €	+9.4%	83,1 k €	+37.3%	60,5 k €
Total assets	638,1 k €	+13.2%	563,7 k €	+42.7%	395,1 k €	+11.5%	354,4 k €	+61.1%	220 k €	-2.0%	224,4 k €	-10.4%	250,5 k €	-5.5%	265 k €	+15.2%	230 k €	-9.0%	252,8 k €	-9.9%	280,5 k €	-3.0%	289,3 k €	-4.2%	301,8 k €	-11.5%	341,1 k €	+8.6%	314 k €	+64.4%	191 k €
Cash	138,9 k €	+163%	52,8 k €	-33.5%	79,4 k €	+26.0%	63 k €	-61.6%	163,8 k €	+4.9%	156,2 k €	+552%	23,9 k €	+5.1%	22,8 k €	+50.4%	15,1 k €	+23.8%	12,2 k €	-17.8%	14,9 k €	-33.8%	22,5 k €	-45.7%	41,4 k €	-29.9%	59,1 k €	+80.3%	32,8 k €	+41.9%	23,1 k €
Debts	280,7 k €	+53.4%	183 k €	+76.0%	104 k €	-8.0%	113 k €	-35.5%	175,2 k €	-12.8%	200,9 k €	-6.9%	215,9 k €	-3.2%	223 k €	+5.6%	211,3 k €	-10.6%	236,5 k €	+0.1%	236,2 k €	+2.8%	229,7 k €	-5.2%	242,2 k €	-3.2%	250,3 k €	+8.3%	231 k €	+77.0%	130,5 k €
Other
Workforce	–		–		–		–		–		4,3 ETP	-4.4%	4,5 ETP	+12.5%	4,0 ETP	-18.4%	4,9 ETP	-3.9%	5,1 ETP	-1.9%	5,2 ETP	-3.7%	5,4 ETP	-3.6%	5,6 ETP	+16.7%	4,8 ETP	-2.0%	4,9 ETP	-2.0%	5,0 ETP

Estimate

Indicative valuation

As an indication, this company is worth

between 1 M€ and 2,5 M€

See the valuation

Governance

Board of directors

Seen on filing of 30/09/2025 · 2 active · 8 ended

Active mandates

LUTGARDE VAN BLADEL

Director · since 26 avril 2023 · until 26 avril 2029

Active

NICOLAS LUYSSEN

Director · since 26 avril 2023 · until 26 avril 2029

Active

Ended mandates

LUTGARDE VAN BLADEL

Director · since 21 novembre 2018 · until 30 mars 2024

Ended

NICOLAS LUYSSEN

Managing director · since 21 novembre 2018 · until 30 mars 2024

Ended

Lutgarde Van Bladel

Director · since 15 février 2016

Ended

LUTGARDE VAN BLADEL

Director · since 15 février 2016 · until 25 mars 2025

Ended

At this address

Other companies at this address

Company	CBE no.
DE VASTGOEDADVISEUR● Active	0807.085.134
INTERSERVICE● Active	0427.993.001

Annual accounts

Full financial information

	2025	2024	2023	2022	2021	2020
Type of account	Micro model	Micro model	Micro model	Micro model	Micro model	Micro model
Start of the financial year	01/10/2024	01/10/2023	01/10/2022	01/10/2021	01/10/2020	01/10/2019
Closing of the financial year	30/09/2025	30/09/2024	30/09/2023	30/09/2022	30/09/2021	30/09/2020
Length of the financial year	12 months	12 months	12 months	12 months	12 months	12 months
Filing date	17/12/2025	12/12/2024	20/12/2023	14/12/2022	01/12/2021	22/12/2020
General meeting	26/11/2025	20/11/2024	13/12/2023	09/12/2022	16/11/2021	09/12/2020
Currency of the financial year	EUR	EUR	EUR	EUR	EUR	EUR
NBB quality label	Satisfying controls	Satisfying controls	Satisfying controls	Satisfying controls	Satisfying controls	Satisfying controls

Ratios

Financial ratios

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Filings

Annual accounts filings

19 filings with the NBB

Model	Closing	General meeting	Filed	Language	Document
Micro model	30/09/2025	26/11/2025	17/12/2025	Dutch	PDF
Micro model	30/09/2024	20/11/2024	12/12/2024	Dutch	PDF
Micro model	30/09/2023	13/12/2023	20/12/2023	Dutch	PDF
Micro model	30/09/2022	09/12/2022	14/12/2022	Dutch	PDF
Micro model	30/09/2021	16/11/2021	01/12/2021	Dutch	PDF
Micro model	30/09/2020	09/12/2020	22/12/2020	Dutch	PDF
Micro model	30/09/2019	03/12/2019	13/01/2020	Dutch	PDF
Micro model	31/12/2017	16/03/2018	26/03/2018	Dutch	PDF
Abridged model	31/12/2016	02/05/2017	31/05/2017	Dutch	PDF
Abridged model	31/12/2015	21/03/2016	15/06/2016	Dutch	PDF
Abridged model	31/12/2014	06/06/2015	08/06/2015	Dutch	PDF
Abridged model	31/12/2013	07/06/2014	07/07/2014	Dutch	PDF
Abridged model	31/12/2012	01/06/2013	02/07/2013	Dutch	PDF
Abridged model	31/12/2011	02/06/2012	12/07/2012	Dutch	PDF
Abridged model	31/12/2010	21/03/2011	23/03/2011	Dutch	PDF
Abridged model	31/12/2009	30/06/2010	08/09/2010	Dutch	PDF
Abridged model	31/12/2008	06/06/2009	10/06/2009	Dutch	PDF
Abridged model	31/12/2007	07/06/2008	26/06/2008	Dutch	PDF
Abridged model	31/12/2006	30/06/2007	31/07/2007	Dutch	PDF

Estimate

Indicative valuation

Order of magnitude

As an indication, this company is worth

between 1 M€ and 2,5 M€

The detail comes with the Business plan: low and high bounds, the valuation bridge for each financial year, transaction multiples by sector and size, group valuation and exports.

Discover the Business plan

Disclaimer

Indicative estimate based on public sector multiples and the filed annual accounts. It is neither a certified valuation nor financial or investment advice.

Governance

Board of directors

Seen on filing of 30/09/2025 · 2 active · 8 ended

Active mandates

LUTGARDE VAN BLADEL

Director · since 26 avril 2023 · until 26 avril 2029

Active

NICOLAS LUYSSEN

Director · since 26 avril 2023 · until 26 avril 2029

Active

Ended mandates

LUTGARDE VAN BLADEL

Director · since 21 novembre 2018 · until 30 mars 2024

Ended

NICOLAS LUYSSEN

Managing director · since 21 novembre 2018 · until 30 mars 2024

Ended

Lutgarde Van Bladel

Director · since 15 février 2016

Ended

LUTGARDE VAN BLADEL

Director · since 15 février 2016 · until 25 mars 2025

Ended

Shareholders

Ownership and network

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Belgian Official Gazette

Belgian Official Gazette publications

Mandates03/08/2023
ONTSLAGEN - BENOEMINGEN
PDF
Mandates23/11/2018
ONTSLAGEN - BENOEMINGEN - ALGEMENE VERGADERING - BOEKJAAR
PDF
Mandates13/04/2016
ONTSLAGEN - BENOEMINGEN
PDF
Mandates14/08/2013
ONTSLAGEN - BENOEMINGEN
PDF
Mandates10/10/2007
ONTSLAGEN - BENOEMINGEN
PDF
Capital / shares09/02/2005
BENAMING - DOEL - STATUTEN (VERTALING, COÖRDINATIE, OVERIGE WIJZIGINGEN, ) - ALGEMENE VERGADERING - KAPITAAL - AANDELEN
PDF
Mandates05/09/2002
ONTSLAGEN - BENOEMINGEN
PDF

Source: Belgian Official Gazette

Competition

Similar companies

A company's peers, by sector and size, are included in the Business plan.

See the Business plan

2025
Annual accounts 202597,8 k €↑
2024
Annual accounts 202488 k €↑
2023
Annual accounts 202348,9 k €↓
2022
Annual accounts 202257,4 k €↑
2017
Annual accounts 201721,4 k €↑
2016
Annual accounts 2016-11,1 k €↓
2015
Annual accounts 2015-7,3 k €↓
2014
Annual accounts 201427 k €↑
2013
Annual accounts 2013588 €↑
2012
Annual accounts 2012-29,9 k €↓
2011
Annual accounts 2011-15,2 k €↓
2010
Annual accounts 2010-10,3 €↑
2009
Annual accounts 2009-31,3 k €↓
2008
Annual accounts 20087,8 k €↓
2007
Annual accounts 200722,6 k €↑
2006
Annual accounts 2006-6,7 k €
21/06/1988
IncorporationPublic limited company

10/15	1 240 000	1 180 000	1 050 000
70	8 630 000	8 120 000	7 940 000
9904	412 000	388 000	301 000
17/49	2 970 000	3 140 000	3 380 000
9087	24,3	23,1	21,8

ZAKENKANTOOR LUYSSEN

Overview

What does ZAKENKANTOOR LUYSSEN do?

Trend over 16 financial years

Indicative valuation

Board of directors

Other companies at this address

Financials

Full financial information

Financial ratios

Annual accounts filings

Valuation

Indicative valuation

Directors & structure

Board of directors

Ownership and network

Publications

Belgian Official Gazette publications

Similar companies

Similar companies

Timeline