ACTIVE

VERASSFIN

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Financial year 2025 · closed on 31/12/2025

Net result

21,5 k €

-49.8% YoY

Gross margin

325,4 k €

-18.5% YoY

Equity

190,6 k €

+8.8% YoY

What does VERASSFIN do?

VERASSFIN is a Private limited company incorporated in 1988. Its main activity is: Activities of insurance agents and brokers. Its registered office is in Evere.

Legal situation

● Normal situation

BCE/KBO no. / VAT

BE 0434.684.417

Incorporation

01/07/1988

Legal form

Private limited company

Registered office

Avenue Henry Dunant 23
1140 Evere · BruxellesSee on map

Contributed capital

25 000,00 €

Latest accounts

31/12/2025

Activities (NACE)

66220Activities of insurance agents and brokers· main 66220Activities of insurance agents and brokers 67201Agents et courtiers d'assurances

Joint committees (1)

Contacts

2 public details availableLog in to view

Signals

ProfitableGood liquidityPositive cashflowPositive EBITDAHealthy social debts

View the BCE/KBO Public Search record →

Health score

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✦ Verdict · Analyst summary

Financials

Trend over 20 financial years

	2025		2024		2023		2022		2021		2020		2019		2018		2017		2016		2015		2014		2013		2012		2011		2010		2009		2008		2007		2006
Income statement
Gross margin	325,4 k €	-18.5%	399,3 k €	+13.2%	352,8 k €	-3.5%	365,7 k €	+40.8%	259,6 k €	+13.0%	229,8 k €	+36.7%	168,1 k €	-5.6%	178,1 k €	-18.6%	218,7 k €	+0.8%	217 k €	-11.3%	244,7 k €	+75.2%	139,7 k €	-15.4%	165 k €	+6.1%	155,6 k €	+4.5%	148,9 k €	-1.0%	150,5 k €	-8.6%	164,6 k €	-11.1%	185,2 k €	-7.9%	201 k €	+5.3%	190,9 k €
EBITDA	122,4 k €	-39.6%	202,6 k €	+37.8%	147 k €	-17.0%	177,2 k €	+84.3%	96,2 k €	-8.6%	105,3 k €	+40.2%	75,1 k €	-17.6%	91,1 k €	-2.0%	92,9 k €	-5.1%	97,9 k €	-28.3%	136,6 k €	+151%	54,5 k €	-30.8%	78,8 k €	+13.9%	69,2 k €	+16.8%	59,2 k €	-14.2%	69,1 k €	-22.1%	88,7 k €	-7.3%	95,7 k €	-23.3%	124,7 k €	+9.9%	113,4 k €
Operating result	43,6 k €	-39.7%	72,3 k €	+386%	14,9 k €	-64.7%	42,2 k €	+192%	14,5 k €	-69.0%	46,6 k €	+186%	16,3 k €	-50.0%	32,5 k €	-10.4%	36,3 k €	+30.6%	27,8 k €	-53.8%	60,2 k €	+116%	27,8 k €	-47.2%	52,7 k €	+26.7%	41,6 k €	+17732%	233,4 €	-97.8%	10,4 k €	-56.6%	24 k €	-14.1%	28 k €	-57.8%	66,2 k €	+25.9%	52,6 k €
Net result	21,5 k €	-49.8%	42,7 k €	+2204%	-2 k €	-111%	18,4 k €	+350%	4,1 k €	-86.5%	30,3 k €	+403%	6 k €	-67.6%	18,6 k €	+3.0%	18 k €	+139%	7,5 k €	-74.9%	30 k €	+92.1%	15,6 k €	-55.7%	35,3 k €	-6.1%	37,6 k €	+1203%	-3,4 k €	-589%	696,7 €	-94.7%	13,1 k €	-47.5%	24,9 k €	-42.9%	43,6 k €	+27.7%	34,1 k €
Balance sheet
Equity	190,6 k €	+8.8%	175,1 k €	+16.0%	150,9 k €	-11.7%	171 k €	-12.5%	195,5 k €	-23.5%	255,6 k €	+6.1%	241 k €	-11.4%	272 k €	+7.3%	253,4 k €	+7.7%	235,3 k €	-10.9%	264,2 k €	+12.8%	234,2 k €	+7.2%	218,5 k €	+19.3%	183,2 k €	+25.8%	145,6 k €	-2.3%	149 k €	+0.5%	148,3 k €	-39.5%	245,3 k €	+11.3%	220,4 k €	+24.6%	176,8 k €
Total assets	854,1 k €	-2.5%	875,6 k €	-5.0%	922 k €	-7.1%	992,8 k €	-7.3%	1,1 M €	+131%	464 k €	+0.7%	460,8 k €	-3.4%	476,9 k €	-13.7%	552,9 k €	-15.9%	657,1 k €	-8.1%	714,9 k €	+104%	349,6 k €	+8.0%	323,7 k €	+13.7%	284,8 k €	-4.8%	299,1 k €	+0.4%	297,9 k €	-5.8%	316,1 k €	-29.1%	446,1 k €	+1.0%	441,7 k €	+9.9%	402 k €
Cash	415,4 k €	+14.1%	364 k €	+18.4%	307,4 k €	+22.2%	251,6 k €	+18.7%	211,9 k €	-7.7%	229,5 k €	+32.6%	173,2 k €	+22.6%	141,2 k €	-23.8%	185,3 k €	-21.0%	234,6 k €	+5.8%	221,8 k €	-24.9%	295,4 k €	+12.0%	263,8 k €	+27.4%	207,1 k €	+17.6%	176 k €	-8.2%	191,8 k €	+18.5%	161,8 k €	-30.9%	234 k €	+8.6%	215,5 k €	+82.0%	118,4 k €
Debts	663,1 k €	-4.5%	694,5 k €	-9.9%	771,1 k €	-6.2%	821,8 k €	-6.1%	875,5 k €	+321%	207,8 k €	-5.4%	219,8 k €	+7.3%	204,9 k €	-30.6%	295,3 k €	-30.0%	421,8 k €	-6.4%	450,6 k €	+303%	111,7 k €	+6.4%	105 k €	+4.1%	100,9 k €	-32.6%	149,7 k €	+0.9%	148,4 k €	-11.6%	167,8 k €	-16.4%	200,9 k €	-9.2%	221,3 k €	-1.7%	225,2 k €
Other
Workforce	–		–		–		–		–		–		–		–		–		–		2,6 ETP	+44.4%	1,8 ETP	0.0%	1,8 ETP	0.0%	1,8 ETP	-10.0%	2,0 ETP	0.0%	2,0 ETP	0.0%	2,0 ETP	0.0%	2,0 ETP	+5.3%	1,9 ETP	-5.0%	2,0 ETP

Estimate

Indicative valuation

As an indication, this company is worth

between 500 k€ and 1 M€

See the valuation

Governance

Board of directors

Seen on filing of 31/12/2025 · 2 active · 7 ended

Active mandates

Chantal Robert

Director

Active

Patrice Lefever

Director

Active

Ended mandates

Ronald Cnudde

Director · since 01 janvier 2015 · until 01 mai 2020

Ended

Ronald Cnudde

Director · since 01 janvier 2015

Ended

Chantal Robert

Manager

Ended

Patrice Lefever

Managing director

Ended

At this address

Other companies at this address

Company	CBE no.
2 INFINITY AND BEYOND● Active	0791.837.724
BELGIAN MAFIA FILMS● Active	1019.802.075
CP Management● Active	0821.085.006
SAMANTHA KABEYA LEGAL● Active	0776.605.160

Annual accounts

Full financial information

	2025	2024	2023	2022	2021	2020
Type of account	Micro model	Micro model	Micro model	Micro model	Micro model	Micro model
Start of the financial year	01/01/2025	01/01/2024	01/01/2023	01/01/2022	01/01/2021	01/01/2020
Closing of the financial year	31/12/2025	31/12/2024	31/12/2023	31/12/2022	31/12/2021	31/12/2020
Length of the financial year	12 months	12 months	12 months	12 months	12 months	12 months
Filing date	15/06/2026	14/07/2025	04/06/2024	07/07/2023	29/06/2022	07/05/2021
General meeting	11/06/2026	02/07/2025	06/05/2024	02/05/2023	28/06/2022	03/05/2021
Currency of the financial year	EUR	EUR	EUR	EUR	EUR	EUR
NBB quality label	Satisfying controls	Satisfying controls	Satisfying controls	Satisfying controls	Satisfying controls	Satisfying controls

Ratios

Financial ratios

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Filings

Annual accounts filings

38 filings with the NBB

Model	Closing	General meeting	Filed	Language	Document
Micro model	31/12/2025	11/06/2026	15/06/2026	Dutch	PDF
Micro model	31/12/2024	02/07/2025	14/07/2025	Dutch	PDF
Micro model	31/12/2023	06/05/2024	04/06/2024	Dutch	PDF
Micro model	31/12/2022	02/05/2023	07/07/2023	Dutch	PDF
Micro model	31/12/2021	28/06/2022	29/06/2022	Dutch	PDF
Micro model	31/12/2020	03/05/2021	07/05/2021	Dutch	PDF
Micro model	31/12/2019	24/06/2020	03/07/2020	Dutch	PDF
Micro model	31/12/2018	06/05/2019	05/06/2019	Dutch	PDF
Micro model	31/12/2017	25/06/2018	09/07/2018	Dutch	PDF
Micro model	31/12/2016	03/07/2017	10/07/2017	Dutch	PDF
Abridged model	31/12/2015	20/06/2016	28/06/2016	Dutch	PDF
Abridged model	31/12/2014	19/08/2015	25/08/2015	Dutch	PDF
Abridged model	31/12/2013	29/07/2014	13/08/2014	Dutch	PDF
Abridged model	31/12/2012	26/08/2013	29/08/2013	Dutch	PDF
Abridged model	31/12/2011	20/08/2012	29/08/2012	Dutch	PDF
Abridged model	31/12/2010	10/11/2011	29/12/2011	Dutch	PDF
Abridged model	31/12/2009	07/10/2010	14/10/2010	Dutch	PDF
Abridged model	31/12/2008	26/11/2009	27/11/2009	Dutch	PDF
Abridged model	31/12/2007	27/11/2008	28/11/2008	Dutch	PDF
Abridged model	31/12/2006	22/10/2007	30/10/2007	Dutch	PDF
Abridged model	31/12/2005	25/08/2006	30/08/2006	Dutch	PDF
Abridged model	31/12/2004	25/08/2005	30/09/2005	Dutch	PDF
Abridged model	31/12/2003	09/11/2004	29/11/2004	Dutch	PDF
Abridged modelCorrection	31/12/2002	09/11/2004	29/11/2004	Dutch	PDF

View all 38 filings

Estimate

Indicative valuation

Order of magnitude

As an indication, this company is worth

between 500 k€ and 1 M€

The detail comes with the Business plan: low and high bounds, the valuation bridge for each financial year, transaction multiples by sector and size, group valuation and exports.

Discover the Business plan

Disclaimer

Indicative estimate based on public sector multiples and the filed annual accounts. It is neither a certified valuation nor financial or investment advice.

Governance

Board of directors

Seen on filing of 31/12/2025 · 2 active · 7 ended

Active mandates

Chantal Robert

Director

Active

Patrice Lefever

Director

Active

Ended mandates

Ronald Cnudde

Director · since 01 janvier 2015 · until 01 mai 2020

Ended

Ronald Cnudde

Director · since 01 janvier 2015

Ended

Chantal Robert

Manager

Ended

Patrice Lefever

Managing director

Ended

Shareholders

Ownership and network

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Belgian Official Gazette

Belgian Official Gazette publications

Mandates31/10/2022
STATUTEN (VERTALING, COÖRDINATIE, OVERIGE WIJZIGINGEN, ) - WIJZIGING RECHTSVORM - ONTSLAGEN - BENOEMINGEN
PDF
Mandates13/05/2020
ONTSLAGEN - BENOEMINGEN
PDF
Mandates03/06/2019
ONTSLAGEN - BENOEMINGEN - WIJZIGING RECHTSVORM
PDF
Other27/03/2015
STATUTEN (VERTALING, COÖRDINATIE, OVERIGE WIJZIGINGEN, )
PDF
Mandates12/03/2015
ONTSLAGEN - BENOEMINGEN
PDF
Mandates28/08/2014
ONTSLAGEN - BENOEMINGEN
PDF
Other12/01/2012
STATUTEN (VERTALING, COÖRDINATIE, OVERIGE WIJZIGINGEN, )
PDF
Registered office21/05/2010
MAATSCHAPPELIJKE ZETEL
PDF

Source: Belgian Official Gazette

Competition

Similar companies

A company's peers, by sector and size, are included in the Business plan.

See the Business plan

2025
Annual accounts 202521,5 k €↓
2024
Annual accounts 202442,7 k €↑
2023
Annual accounts 2023-2 k €↓
2022
Annual accounts 202218,4 k €↑
2021
Annual accounts 20214,1 k €↓
2020
Annual accounts 202030,3 k €↑
2019
Annual accounts 20196 k €↓
2018
Annual accounts 201818,6 k €↑
2017
Annual accounts 201718 k €↑
2016
Annual accounts 20167,5 k €↓
2015
Annual accounts 201530 k €↑
2014
Annual accounts 201415,6 k €↓
2013
Annual accounts 201335,3 k €↓
2012
Annual accounts 201237,6 k €↑
2011
Annual accounts 2011-3,4 k €↓
2010
Annual accounts 2010696,7 €↓
2009
Annual accounts 200913,1 k €↓
2008
Annual accounts 200824,9 k €↓
2007
Annual accounts 200743,6 k €↑
2006
Annual accounts 200634,1 k €
01/07/1988
IncorporationPrivate limited company

10/15	1 240 000	1 180 000	1 050 000
70	8 630 000	8 120 000	7 940 000
9904	412 000	388 000	301 000
17/49	2 970 000	3 140 000	3 380 000
9087	24,3	23,1	21,8

VERASSFIN

Overview

What does VERASSFIN do?

Trend over 20 financial years

Indicative valuation

Board of directors

Other companies at this address

Financials

Full financial information

Financial ratios

Annual accounts filings

Valuation

Indicative valuation

Directors & structure

Board of directors

Ownership and network

Publications

Belgian Official Gazette publications

Similar companies

Similar companies

Timeline