ACTIVE

Zakenkantoor Filip Verstraeten

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Financial year 2025 · closed on 31/12/2025
Net result
153 k €
-27.0% YoY
Gross margin
681,3 k €
-4.4% YoY
Equity
1,1 M €
-2.6% YoY
Workforce
5,6 ETP
+3.7% YoY

What does Zakenkantoor Filip Verstraeten do?

Zakenkantoor Filip Verstraeten is a Public limited company incorporated in 1988. Its main activity is: Activities of insurance agents and brokers. Its registered office is in Sint-Niklaas. It employs on average 5,6 ETP workers (FTE).

Legal situation
● Normal situation
BCE/KBO no. / VAT
BE 0436.374.195
Incorporation
30/12/1988
Legal form
Public limited company
Registered office
Parklaan 49
9100 Sint-Niklaas · FlandreSee on map
Contributed capital
132 000,00 €
Latest accounts
31/12/2025
Average workforce
5,6 ETP
Activities (NACE)
66220Activities of insurance agents and brokers· main66220Activities of insurance agents and brokers67201Agents et courtiers d'assurances
Joint committees (1)
  • 307
Signals
ProfitableSolid equityLow riskGood liquidityPositive cashflowPositive EBITDAHealthy social debts
View the BCE/KBO Public Search record →
Health score
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✦ Verdict · Analyst summary
Financials

Trend over 13 financial years

2025202420232022202120132012201120102009200820072006
Income statement
Gross margin681,3 k €712,6 k €591,8 k €556 k €495,4 k €471,7 k €386,9 k €383,4 k €356,6 k €320,1 k €319,4 k €287,2 k €262,4 k €
EBITDA342,5 k €385,1 k €278,6 k €244,3 k €189 k €279,7 k €222,6 k €228,4 k €207 k €191,3 k €185,6 k €171,1 k €175,4 k €
Operating result257,7 k €308,3 k €211,5 k €191,6 k €132,5 k €189,9 k €104,4 k €139,1 k €138,7 k €112,5 k €109,8 k €116,1 k €118,6 k €
Net result153 k €209,5 k €141,7 k €132,2 k €96,5 k €134,4 k €78,2 k €107,7 k €104,6 k €85,2 k €85,9 k €81,7 k €80,6 k €
Balance sheet
Equity1,1 M €1,1 M €1 M €1 M €996,7 k €370,3 k €890,9 k €897,7 k €794 k €693,4 k €612,2 k €526,3 k €444,6 k €
Total assets1,7 M €1,7 M €1,5 M €1,4 M €1,3 M €1,1 M €1,1 M €961,9 k €867,7 k €771,7 k €709,6 k €666,1 k €600,7 k €
Cash539,4 k €516,2 k €414,6 k €338,3 k €366,2 k €369,7 k €192,4 k €258,5 k €193,2 k €99,7 k €116 k €121,6 k €232,8 k €
Debts662,9 k €621,9 k €514,1 k €334,2 k €329,1 k €739,8 k €161,4 k €64,2 k €73,7 k €78,3 k €97,4 k €138,8 k €153 k €
Other
Workforce5,6 ETP5,4 ETP5,3 ETP5,4 ETP5,8 ETP3,7 ETP3,6 ETP3,7 ETP3,5 ETP2,8 ETP2,5 ETP2,4 ETP2,4 ETP
Estimate

Indicative valuation

As an indication, this company is worth

between 1 M€ and 2,5 M€
See the valuation
Governance

Board of directors

Seen on filing of 31/12/2025 · 1 active · 10 ended

Active mandates

Filip Verstraeten

Managing director · since 02 juin 2017

Active

Ended mandates

Filip Verstraeten

Director · since 11 septembre 2023

Ended
Filip Verstraeten

Managing director · since 02 juin 2017 · until 02 juin 2023

Ended
Jacqueline Puylaert

Director · since 02 juin 2017 · until 02 juin 2023

Ended
Jacqueline Puylaert

Director · since 02 juin 2017 · until 11 septembre 2023

Ended
Annual accounts

Full financial information

202520242023202220212020
Type of accountAbridged modelAbridged modelAbridged modelAbridged modelAbridged modelAbridged model
Start of the financial year01/01/202501/01/202401/01/202301/01/202201/01/202101/01/2020
Closing of the financial year31/12/202531/12/202431/12/202331/12/202231/12/202131/12/2020
Length of the financial year12 months12 months12 months12 months12 months12 months
Filing date10/07/202617/09/202525/09/202430/08/202316/08/202215/06/2021
General meeting10/07/202611/09/202524/09/202430/08/202312/08/202204/06/2021
Currency of the financial yearEUREUREUREUREUREUR
NBB quality labelSatisfying controlsSatisfying controlsSatisfying controlsSatisfying controlsSatisfying controlsSatisfying controls
Ratios

Financial ratios

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Filings

Annual accounts filings

20 filings with the NBB

ModelClosingGeneral meetingFiledLanguageDocument
Abridged model31/12/202510/07/202610/07/2026DutchPDF
Abridged model31/12/202411/09/202517/09/2025DutchPDF
Abridged model31/12/202324/09/202425/09/2024DutchPDF
Abridged model31/12/202230/08/202330/08/2023DutchPDF
Abridged model31/12/202112/08/202216/08/2022DutchPDF
Abridged model31/12/202004/06/202115/06/2021DutchPDF
Abridged model31/12/201905/06/202003/07/2020DutchPDF
Abridged model31/12/201807/06/201904/07/2019DutchPDF
Micro model31/12/201701/06/201812/07/2018DutchPDF
Micro model31/12/201602/06/201710/07/2017DutchPDF
Abridged model31/12/201503/06/201614/07/2016DutchPDF
Abridged model31/12/201405/06/201531/08/2015DutchPDF
Abridged model31/12/201327/06/201415/07/2014DutchPDF
Abridged model31/12/201228/06/201317/07/2013DutchPDF
Abridged model31/12/201122/06/201213/07/2012DutchPDF
Abridged model31/12/201024/06/201115/07/2011DutchPDF
Abridged model31/12/200926/06/201016/07/2010DutchPDF
Abridged model31/12/200805/06/200902/07/2009DutchPDF
Abridged model31/12/200723/06/200817/07/2008DutchPDF
Abridged model31/12/200601/06/200728/06/2007DutchPDF
Estimate

Indicative valuation

Order of magnitude

As an indication, this company is worth

between 1 M€ and 2,5 M€

The detail comes with the Business plan: low and high bounds, the valuation bridge for each financial year, transaction multiples by sector and size, group valuation and exports.

Discover the Business plan
Disclaimer

Indicative estimate based on public sector multiples and the filed annual accounts. It is neither a certified valuation nor financial or investment advice.

Governance

Board of directors

Seen on filing of 31/12/2025 · 1 active · 10 ended

Active mandates

Filip Verstraeten

Managing director · since 02 juin 2017

Active

Ended mandates

Filip Verstraeten

Director · since 11 septembre 2023

Ended
Filip Verstraeten

Managing director · since 02 juin 2017 · until 02 juin 2023

Ended
Jacqueline Puylaert

Director · since 02 juin 2017 · until 02 juin 2023

Ended
Jacqueline Puylaert

Director · since 02 juin 2017 · until 11 septembre 2023

Ended
Shareholders

Ownership and network

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Belgian Official Gazette

Belgian Official Gazette publications

  • Mandates15/09/2023
    STATUTEN (VERTALING, COÖRDINATIE, OVERIGE WIJZIGINGEN, …) - DOEL - ONTSLAGEN - BENOEMINGEN - ALGEMENE VERGADERING
    PDF
  • Capital / shares29/05/2018
    KAPITAAL - AANDELEN
    PDF
  • Mandates29/09/2017
    ONTSLAGEN - BENOEMINGEN
    PDF
  • Capital / shares28/03/2014
    KAPITAAL - AANDELEN - STATUTEN (VERTALING, COÖRDINATIE, OVERIGE WIJZIGINGEN, …)
    PDF
  • Capital / shares11/01/2012
    KAPITAAL - AANDELEN - STATUTEN (VERTALING, COÖRDINATIE, OVERIGE WIJZIGINGEN, …)
    PDF
  • Mandates29/09/2011
    ONTSLAGEN - BENOEMINGEN
    PDF
  • Mandates07/07/2005
    ONTSLAGEN - BENOEMINGEN - ALGEMENE VERGADERING - KAPITAAL - AANDELEN - STATUTEN (VERTALING, COÖRDINATIE, OVERIGE WIJZIGINGEN, …)
    PDF

Source: Belgian Official Gazette

Competition

Similar companies

A company's peers, by sector and size, are included in the Business plan.

See the Business plan

Timeline

  1. 2025
    Annual accounts 2025153 k €↓
  2. 2024
    Annual accounts 2024209,5 k €↑
  3. 2023
    Annual accounts 2023141,7 k €↑
  4. 2022
    Annual accounts 2022132,2 k €↑
  5. 2021
    Annual accounts 202196,5 k €↓
  6. 2013
    Annual accounts 2013134,4 k €↑
  7. 2012
    Annual accounts 201278,2 k €↓
  8. 2011
    Annual accounts 2011107,7 k €↑
  9. 2010
    Annual accounts 2010104,6 k €↑
  10. 2009
    Annual accounts 200985,2 k €↓
  11. 2008
    Annual accounts 200885,9 k €↑
  12. 2007
    Annual accounts 200781,7 k €↑
  13. 2006
    Annual accounts 200680,6 k €
  14. 30/12/1988
    IncorporationPublic limited company