ACTIVE

ASSURANCES 2000

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Financial year 2025 · closed on 31/12/2025

Net result

95,2 k €

-6.0% YoY

Gross margin

138,7 k €

-3.0% YoY

Equity

617,1 k €

+18.2% YoY

What does ASSURANCES 2000 do?

ASSURANCES 2000 is a Private limited company incorporated in 1989. Its main activity is: Activities of insurance agents and brokers. Its registered office is in Braine-le-Château.

Legal situation

● Normal situation

BCE/KBO no. / VAT

BE 0436.486.043

Incorporation

09/01/1989

Legal form

Private limited company

Registered office

Rue de la Libération 54
1440 Braine-le-Château · WallonieSee on map

Contributed capital

49 578,70 €

Latest accounts

31/12/2025

Activities (NACE)

66220Activities of insurance agents and brokers· main

Joint committees (2)

Contacts

2 public details availableLog in to view

Signals

ProfitableSolid equityLow riskGood liquidityPositive cashflowPositive EBITDA

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Health score

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✦ Verdict · Analyst summary

Financials

Trend over 20 financial years

	2025		2024		2023		2022		2021		2020		2019		2018		2017		2016		2015		2014		2013		2012		2011		2010		2009		2008		2007		2006
Income statement
Gross margin	138,7 k €	-3.0%	143 k €	+15.6%	123,7 k €	-16.6%	148,4 k €	+8.1%	137,2 k €	+44.9%	94,7 k €	-45.9%	174,9 k €	-18.5%	214,6 k €	+11.2%	192,9 k €	-1.5%	195,7 k €	-5.4%	206,9 k €	-14.4%	241,8 k €	+11.7%	216,4 k €	+10.3%	196,2 k €	-5.5%	207,6 k €	+8.5%	191,4 k €	+5.8%	180,9 k €	+77.7%	101,8 k €	+16.0%	87,8 k €	+12.6%	78 k €
EBITDA	136,7 k €	-3.0%	140,9 k €	+15.6%	121,9 k €	-5.9%	129,6 k €	+15.5%	112,2 k €	+109%	53,7 k €	-31.9%	78,9 k €	+57.4%	50,1 k €	+105%	24,5 k €	-41.5%	41,8 k €	-45.4%	76,6 k €	-23.5%	100 k €	+32.5%	75,5 k €	+60.1%	47,2 k €	-36.8%	74,6 k €	-14.4%	87,1 k €	-17.6%	105,8 k €	+34.8%	78,5 k €	+7.9%	72,7 k €	-33.6%	109,6 k €
Operating result	134,8 k €	-3.0%	139 k €	-4.4%	145,3 k €	+13.2%	128,4 k €	+49.3%	86 k €	+60.1%	53,7 k €	-31.6%	78,5 k €	+57.9%	49,7 k €	+367%	10,7 k €	-63.1%	28,9 k €	-54.1%	63 k €	-31.0%	91,3 k €	+42.4%	64,1 k €	+136%	27,1 k €	-56.3%	62,2 k €	-9.5%	68,7 k €	-24.0%	90,5 k €	+36.6%	66,2 k €	+9.3%	60,6 k €	-37.7%	97,3 k €
Net result	95,2 k €	-6.0%	101,3 k €	-4.1%	105,6 k €	+15.7%	91,3 k €	+50.7%	60,6 k €	+31.6%	46 k €	-25.8%	62 k €	+51.5%	40,9 k €	+708%	5,1 k €	-67.7%	15,7 k €	-57.3%	36,8 k €	-35.3%	56,9 k €	+32.0%	43,1 k €	+193%	14,7 k €	-73.7%	55,8 k €	+8.6%	51,4 k €	-22.8%	66,6 k €	+26.0%	52,9 k €	+38.3%	38,2 k €	-48.9%	74,9 k €
Balance sheet
Equity	617,1 k €	+18.2%	521,9 k €	+19.0%	438,6 k €	-11.0%	492,9 k €	+22.7%	401,6 k €	+17.8%	341,1 k €	-34.8%	523,2 k €	+11.3%	470,2 k €	+7.3%	438,3 k €	+1.2%	433,3 k €	+3.8%	417,6 k €	+9.7%	380,8 k €	+274%	101,8 k €	-68.7%	325,5 k €	+4.7%	310,8 k €	-14.8%	365 k €	+16.4%	313,5 k €	+27.0%	246,9 k €	+27.2%	194 k €	+24.5%	155,8 k €
Total assets	723,4 k €	-11.1%	813,5 k €	+12.2%	724,9 k €	+9.6%	661,1 k €	+15.9%	570,4 k €	+20.1%	475,1 k €	-31.9%	697,3 k €	+0.6%	693,1 k €	+0.2%	691,8 k €	-3.1%	714,2 k €	-6.1%	760,6 k €	+4.2%	729,9 k €	+2.5%	712,3 k €	+11.2%	640,4 k €	-9.3%	706,2 k €	+9.5%	645,2 k €	+56.8%	411,5 k €	-19.4%	510,2 k €	+23.5%	413 k €	+60.3%	257,7 k €
Cash	407,2 k €	+30.9%	311,1 k €	+4.4%	297,9 k €	+40.9%	211,3 k €	-28.6%	296,1 k €	+52.5%	194,2 k €	-13.1%	223,5 k €	-0.6%	224,9 k €	-63.1%	609,1 k €	-1.5%	618,1 k €	+236%	184,1 k €	+22.0%	150,9 k €	-15.3%	178,1 k €	+11.5%	159,8 k €	+225%	49,2 k €	-55.7%	111 k €	+24.3%	89,3 k €	+82.8%	48,8 k €	+37.0%	35,6 k €	-82.4%	202,2 k €
Debts	106,3 k €	-63.5%	291,6 k €	+1.9%	286,3 k €	+118%	131,2 k €	-8.8%	143,8 k €	+7.2%	134 k €	-23.0%	174,1 k €	-21.9%	222,8 k €	-12.1%	253,5 k €	-9.8%	281 k €	-18.1%	343 k €	-1.7%	349,1 k €	-42.8%	610,6 k €	+93.9%	314,9 k €	-20.4%	395,4 k €	+41.1%	280,2 k €	+186%	98 k €	-62.8%	263,4 k €	+25.5%	209,9 k €	+160%	80,7 k €
Other
Workforce	–		–		–		–		–		–		–		–		2,0 ETP	-13.0%	2,3 ETP	+15.0%	2,0 ETP	0.0%	2,0 ETP	0.0%	2,0 ETP	-13.0%	2,3 ETP	+15.0%	2,0 ETP	0.0%	2,0 ETP	+11.1%	1,8 ETP	+80.0%	1,0 ETP	+11.1%	0,9 ETP	+12.5%	0,8 ETP

Estimate

Indicative valuation

As an indication, this company is worth

between 1 M€ and 2,5 M€

See the valuation

Governance

Board of directors

Seen on filing of 31/12/2025 · 1 active · 3 ended

Active mandates

Pierre DE MONTJOYE

Director · since 08 février 1989

Active

Ended mandates

Pierre de MONTJOYE

Manager · since 08 juillet 1989

Ended

Pierre DE MONJOYE

Manager · since 08 février 1989

Ended

Pierre de MONTJOYE

Manager

Ended

At this address

Other companies at this address

Company	CBE no.
PANICO● Active	0873.991.576

Annual accounts

Full financial information

	2025	2024	2023	2022	2021	2020
Type of account	Micro model	Micro model	Micro model	Micro model	Micro model	Micro model
Start of the financial year	01/01/2025	01/01/2024	01/01/2023	01/01/2022	01/01/2021	01/01/2020
Closing of the financial year	31/12/2025	31/12/2024	31/12/2023	31/12/2022	31/12/2021	31/12/2020
Length of the financial year	12 months	12 months	12 months	12 months	12 months	12 months
Filing date	28/08/2026	26/09/2025	01/10/2024	27/10/2023	10/10/2022	27/10/2021
General meeting	29/06/2026	30/06/2025	29/06/2024	29/06/2023	29/06/2022	29/06/2021
Currency of the financial year	EUR	EUR	EUR	EUR	EUR	EUR
NBB quality label	Satisfying controls	Satisfying controls	Satisfying controls	Satisfying controls	Satisfying controls	Satisfying controls

Ratios

Financial ratios

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Filings

Annual accounts filings

20 filings with the NBB

Model	Closing	General meeting	Filed	Language	Document
Micro model	31/12/2025	29/06/2026	28/08/2026	French	PDF
Micro model	31/12/2024	30/06/2025	26/09/2025	French	PDF
Micro model	31/12/2023	29/06/2024	01/10/2024	French	PDF
Micro model	31/12/2022	29/06/2023	27/10/2023	French	PDF
Micro model	31/12/2021	29/06/2022	10/10/2022	French	PDF
Micro model	31/12/2020	29/06/2021	27/10/2021	French	PDF
Micro model	31/12/2019	22/05/2020	05/11/2020	French	PDF
Micro model	31/12/2018	22/05/2019	26/09/2019	French	PDF
Abridged model	31/12/2017	22/05/2018	31/08/2018	French	PDF
Abridged model	31/12/2016	22/05/2017	07/08/2017	French	PDF
Abridged model	31/12/2015	23/05/2016	26/08/2016	French	PDF
Abridged model	31/12/2014	22/05/2015	29/09/2015	French	PDF
Abridged model	31/12/2013	28/06/2014	26/09/2014	French	PDF
Abridged model	31/12/2012	28/06/2013	30/08/2013	French	PDF
Abridged model	31/12/2011	28/06/2012	09/08/2012	French	PDF
Abridged model	31/12/2010	26/06/2011	19/08/2011	French	PDF
Abridged model	31/12/2009	26/06/2010	06/08/2010	French	PDF
Abridged model	31/12/2008	10/06/2009	19/08/2009	French	PDF
Abridged model	31/12/2007	10/06/2008	18/08/2008	French	PDF
Abridged model	31/12/2006	30/06/2007	27/08/2007	French	PDF

Estimate

Indicative valuation

Order of magnitude

As an indication, this company is worth

between 1 M€ and 2,5 M€

The detail comes with the Business plan: low and high bounds, the valuation bridge for each financial year, transaction multiples by sector and size, group valuation and exports.

Discover the Business plan

Disclaimer

Indicative estimate based on public sector multiples and the filed annual accounts. It is neither a certified valuation nor financial or investment advice.

Governance

Board of directors

Seen on filing of 31/12/2025 · 1 active · 3 ended

Active mandates

Pierre DE MONTJOYE

Director · since 08 février 1989

Active

Ended mandates

Pierre de MONTJOYE

Manager · since 08 juillet 1989

Ended

Pierre DE MONJOYE

Manager · since 08 février 1989

Ended

Pierre de MONTJOYE

Manager

Ended

Shareholders

Ownership and network

Looking for more information about this company?

Try for 7 days

Belgian Official Gazette

Belgian Official Gazette publications

Mandates30/12/2020
STATUTS (TRADUCTION, COORDINATION, AUTRES MODIFICATIONS, ) - MODIFICATION FORME JURIDIQUE - DIVERS - DEMISSIONS, NOMINATIONS - ASSEMBLEE GENERALE - CAPITAL, ACTIONS
PDF
Capital / shares19/03/2014
CAPITAL, ACTIONS - STATUTS (TRADUCTION, COORDINATION, AUTRES MODIFICATIONS, )
PDF
Mandates30/08/2005
SIEGE SOCIAL - DEMISSIONS, NOMINATIONS
PDF

Source: Belgian Official Gazette

Competition

Similar companies

A company's peers, by sector and size, are included in the Business plan.

See the Business plan

2025
Annual accounts 202595,2 k €↓
2024
Annual accounts 2024101,3 k €↓
2023
Annual accounts 2023105,6 k €↑
2022
Annual accounts 202291,3 k €↑
2021
Annual accounts 202160,6 k €↑
2020
Annual accounts 202046 k €↓
2019
Annual accounts 201962 k €↑
2018
Annual accounts 201840,9 k €↑
2017
Annual accounts 20175,1 k €↓
2016
Annual accounts 201615,7 k €↓
2015
Annual accounts 201536,8 k €↓
2014
Annual accounts 201456,9 k €↑
2013
Annual accounts 201343,1 k €↑
2012
Annual accounts 201214,7 k €↓
2011
Annual accounts 201155,8 k €↑
2010
Annual accounts 201051,4 k €↓
2009
Annual accounts 200966,6 k €↑
2008
Annual accounts 200852,9 k €↑
2007
Annual accounts 200738,2 k €↓
2006
Annual accounts 200674,9 k €
09/01/1989
IncorporationPrivate limited company

10/15	1 240 000	1 180 000	1 050 000
70	8 630 000	8 120 000	7 940 000
9904	412 000	388 000	301 000
17/49	2 970 000	3 140 000	3 380 000
9087	24,3	23,1	21,8

ASSURANCES 2000

Overview

What does ASSURANCES 2000 do?

Trend over 20 financial years

Indicative valuation

Board of directors

Other companies at this address

Financials

Full financial information

Financial ratios

Annual accounts filings

Valuation

Indicative valuation

Directors & structure

Board of directors

Ownership and network

Publications

Belgian Official Gazette publications

Similar companies

Similar companies

Timeline