TRIUMFINANCE
0436.937.884 · rovalta.com · 23/09/2026
ACTIVE
TRIUMFINANCE
Financial year 2025 · closed on 31/12/2025
Net result
167,4 k €
-23.1% YoY
Gross margin
810,9 k €
+8.8% YoY
Equity
825,3 k €
+25.4% YoY
Workforce
4,4 ETP
+15.8% YoY
Overview
What does TRIUMFINANCE do?
TRIUMFINANCE is a Public limited company incorporated in 1989. Its main activity is: Activities of insurance agents and brokers. Its registered office is in Wemmel. It employs on average 4,4 ETP workers (FTE).
Legal situation
● Normal situation
BCE/KBO no. / VAT
BE 0436.937.884
Incorporation
08/03/1989
Legal form
Public limited company
Registered office
Avenue Reine Astrid 59b
1780 Wemmel · FlandreSee on map
1780 Wemmel · FlandreSee on map
Contributed capital
125 000,00 €
Latest accounts
31/12/2025
Average workforce
4,4 ETP
Activities (NACE)
Signals
ProfitableSolid equityLow riskGood liquidityPositive cashflowPositive EBITDAHealthy social debts
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Financials
Trend over 20 financial years
| 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | 2014 | 2013 | 2012 | 2011 | 2010 | 2009 | 2008 | 2007 | 2006 | ||||||||||||||||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Income statement | |||||||||||||||||||||||||||||||||||||||
| Gross margin | 810,9 k € | +8.8% | 745,1 k € | +6.3% | 700,9 k € | +55.8% | 449,9 k € | +146% | 182,6 k € | -8.5% | 199,6 k € | -10.1% | 222 k € | +7.7% | 206,2 k € | +12.7% | 183 k € | -6.9% | 196,6 k € | -5.8% | 208,7 k € | +80.1% | 115,9 k € | +17.9% | 98,2 k € | +1414% | 6,5 k € | -90.6% | 68,9 k € | +576% | 10,2 k € | -38.3% | 16,5 k € | -77.6% | 73,8 k € | +287% | -39,4 k € | -840% | 5,3 k € |
| EBITDA | 464,5 k € | -5.5% | 491,4 k € | +8.2% | 454 k € | +77.4% | 255,9 k € | +338% | 58,4 k € | -32.5% | 86,5 k € | -30.8% | 125 k € | +32.2% | 94,6 k € | +5.9% | 89,3 k € | -23.3% | 116,4 k € | -20.5% | 146,5 k € | +110% | 69,9 k € | +12.7% | 62 k € | +276% | -35,3 k € | -226% | 27,9 k € | +262% | 7,7 k € | -35.8% | 12 k € | -83.2% | 71,6 k € | +248% | -48,5 k € | -1012% | 5,3 k € |
| Operating result | 259,1 k € | -10.7% | 290,3 k € | +10.4% | 262,9 k € | +151% | 104,8 k € | +505% | 17,3 k € | -65.2% | 49,9 k € | -43.9% | 88,9 k € | +119% | 40,7 k € | +19.3% | 34,1 k € | -40.4% | 57,2 k € | -34.9% | 87,9 k € | +97.3% | 44,5 k € | -10.5% | 49,8 k € | +224% | -40,3 k € | -4804% | -821 € | +95.9% | -19,9 k € | -16.1% | -17,2 k € | -139% | 44,1 k € | +158% | -76,1 k € | -1530% | 5,3 k € |
| Net result | 167,4 k € | -23.1% | 217,8 k € | +36.6% | 159,5 k € | +123% | 71,7 k € | +672% | 9,3 k € | -69.4% | 30,4 k € | -41.1% | 51,6 k € | +232% | 15,6 k € | +10.7% | 14,1 k € | -48.4% | 27,2 k € | -42.6% | 47,4 k € | +150% | 18,9 k € | -45.3% | 34,6 k € | +238% | -25,2 k € | -581% | 5,2 k € | +158% | -9 k € | +61.2% | -23,3 k € | -167% | 35 k € | +141% | -85 k € | -1738% | 5,2 k € |
| Balance sheet | |||||||||||||||||||||||||||||||||||||||
| Equity | 825,3 k € | +25.4% | 657,9 k € | +49.5% | 440,1 k € | +56.8% | 280,6 k € | +34.3% | 209 k € | +4.7% | 199,7 k € | +17.9% | 169,3 k € | +43.9% | 117,7 k € | +15.2% | 102,1 k € | +16.0% | 88,1 k € | +44.8% | 60,8 k € | +354% | 13,4 k € | +342% | -5,5 k € | +86.2% | -40,1 k € | -168% | -15 k € | +25.9% | -20,2 k € | -80.7% | -11,2 k € | -192% | 12,1 k € | +153% | -22,9 k € | +33.3% | -34,3 k € |
| Total assets | 1,2 M € | -23.3% | 1,6 M € | +3.4% | 1,5 M € | -3.8% | 1,6 M € | +490% | 267,4 k € | -11.2% | 301,3 k € | +4.8% | 287,6 k € | -18.4% | 352,5 k € | -6.4% | 376,7 k € | +6.4% | 354,1 k € | -10.6% | 396 k € | -5.7% | 419,9 k € | +324% | 99,1 k € | +46.6% | 67,6 k € | -38.4% | 109,8 k € | -18.2% | 134,2 k € | -37.2% | 213,7 k € | -25.3% | 286,1 k € | +0.8% | 283,9 k € | – | |
| Cash | 280 k € | +79.0% | 156,4 k € | +28.9% | 121,3 k € | -46.3% | 225,9 k € | +1059% | 19,5 k € | +4.1% | 18,7 k € | +168% | 7 k € | -81.7% | 38,2 k € | +429% | 7,2 k € | -73.9% | 27,8 k € | -36.0% | 43,4 k € | -7.0% | 46,6 k € | +14.5% | 40,7 k € | +130% | 17,7 k € | -38.4% | 28,7 k € | +19.2% | 24,1 k € | -29.9% | 34,3 k € | -58.5% | 82,8 k € | +55.0% | 53,4 k € | – | |
| Debts | 369,7 k € | -59.0% | 901,4 k € | -16.3% | 1,1 M € | -16.0% | 1,3 M € | +2092% | 58,5 k € | -42.5% | 101,6 k € | -13.7% | 117,8 k € | -39.5% | 194,8 k € | -21.8% | 249,2 k € | -6.3% | 266,1 k € | -20.6% | 335,2 k € | -17.0% | 404 k € | +296% | 102,1 k € | -3.6% | 105,9 k € | -13.8% | 122,9 k € | -20.4% | 154,4 k € | -31.3% | 224,8 k € | -18.0% | 274 k € | -10.7% | 306,7 k € | +793% | 34,3 k € |
| Other | |||||||||||||||||||||||||||||||||||||||
| Workforce | 4,4 ETP | +15.8% | 3,8 ETP | – | – | – | 2,0 ETP | 0.0% | 2,0 ETP | -100.0% | 108 897,0 ETP | – | – | 1,0 ETP | 0.0% | 1,0 ETP | 0.0% | 1,0 ETP | 0.0% | 1,0 ETP | +11.1% | 0,9 ETP | – | – | – | – | – | ||||||||||||
Estimate
Indicative valuation
As an indication, this company is worth
between 2,5 M€ and 5 M€
See the valuationGovernance
Board of directors
Seen on filing of 31/12/2025 · 3 active · 14 ended
Active mandates
Ended mandates
At this address
Other companies at this address
| Company | CBE no. |
|---|---|
B CONSTRUCT● Active | 0766.341.966 |
MAGIC DRIVER● Active | 1006.163.875 |
TSOKOU Interior design● Active | 0781.429.723 |
ZEYO PATRIMOINE● Active | 0794.537.094 |
Financials
Annual accounts
Full financial information
| 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | |
|---|---|---|---|---|---|---|
| Type of account | Abridged model | Abridged model | Abridged model | Abridged model | Abridged model | Abridged model |
| Start of the financial year | 01/01/2025 | 01/01/2024 | 01/01/2023 | 01/01/2022 | 01/01/2021 | 01/01/2020 |
| Closing of the financial year | 31/12/2025 | 31/12/2024 | 31/12/2023 | 31/12/2022 | 31/12/2021 | 31/12/2020 |
| Length of the financial year | 12 months | 12 months | 12 months | 12 months | 12 months | 12 months |
| Filing date | 28/06/2026 | 23/07/2025 | 04/10/2024 | 09/01/2024 | 30/08/2022 | 04/08/2021 |
| General meeting | 29/05/2026 | 30/05/2025 | 31/05/2024 | 30/06/2023 | 27/05/2022 | 30/06/2021 |
| Currency of the financial year | EUR | EUR | EUR | EUR | EUR | EUR |
| NBB quality label | Satisfying controls | Satisfying controls | Satisfying controls | Satisfying controls | Satisfying controls | Satisfying controls |
Ratios
Financial ratios
Looking for more information about this company?
Try for 7 daysFilings
Annual accounts filings
20 filings with the NBB
| Model | Closing | General meeting | Filed | Language | Document |
|---|---|---|---|---|---|
| Abridged model | 31/12/2025 | 29/05/2026 | 28/06/2026 | Dutch | |
| Abridged model | 31/12/2024 | 30/05/2025 | 23/07/2025 | Dutch | |
| Abridged model | 31/12/2023 | 31/05/2024 | 04/10/2024 | Dutch | |
| Abridged model | 31/12/2022 | 30/06/2023 | 09/01/2024 | Dutch | |
| Abridged model | 31/12/2021 | 27/05/2022 | 30/08/2022 | Dutch | |
| Abridged model | 31/12/2020 | 30/06/2021 | 04/08/2021 | Dutch | |
| Abridged model | 31/12/2019 | 30/06/2020 | 26/10/2020 | Dutch | |
| Abridged model | 31/12/2018 | 30/06/2019 | 14/02/2020 | Dutch | |
| Abridged model | 31/12/2017 | 29/06/2018 | 28/08/2018 | Dutch | |
| Abridged model | 31/12/2016 | 30/06/2017 | 25/08/2017 | Dutch | |
| Abridged model | 31/12/2015 | 30/06/2016 | 15/11/2016 | Dutch | |
| Abridged model | 31/12/2014 | 30/06/2015 | 30/09/2015 | Dutch | |
| Abridged model | 31/12/2013 | 30/06/2014 | 30/07/2014 | Dutch | |
| Abridged model | 31/12/2012 | 30/06/2013 | 26/07/2013 | Dutch | |
| Abridged model | 31/12/2011 | 30/06/2012 | 30/07/2012 | Dutch | |
| Abridged model | 31/12/2010 | 30/08/2011 | 27/09/2011 | Dutch | |
| Abridged model | 31/12/2009 | 06/10/2010 | 28/01/2011 | Dutch | |
| Abridged model | 31/12/2008 | 14/10/2009 | 03/12/2009 | Dutch | |
| Abridged model | 31/12/2007 | 27/08/2008 | 23/09/2008 | Dutch | |
| Abridged model | 31/12/2006 | 26/05/2007 | 27/06/2007 | Dutch |
Valuation
Estimate
Indicative valuation
Order of magnitude
As an indication, this company is worth
between 2,5 M€ and 5 M€
The detail comes with the Business plan: low and high bounds, the valuation bridge for each financial year, transaction multiples by sector and size, group valuation and exports.
Disclaimer
Indicative estimate based on public sector multiples and the filed annual accounts. It is neither a certified valuation nor financial or investment advice.
Directors & structure
Governance
Board of directors
Seen on filing of 31/12/2025 · 3 active · 14 ended
Active mandates
Ended mandates
Shareholders
Ownership and network
Looking for more information about this company?
Try for 7 daysPublications
Belgian Official Gazette
Belgian Official Gazette publications
- Other15/07/2026—
- Other04/06/2026STATUTEN (VERTALING, COÖRDINATIE, OVERIGE WIJZIGINGEN, )
- Mandates18/04/2025ONTSLAGEN - BENOEMINGEN
- Mandates02/07/2024ONTSLAGEN - BENOEMINGEN
- Registered office18/12/2019MAATSCHAPPELIJKE ZETEL
- Mandates18/10/2017ONTSLAGEN - BENOEMINGEN
- Mandates18/10/2017ONTSLAGEN - BENOEMINGEN
- Registered office19/07/2012MAATSCHAPPELIJKE ZETEL
Source: Belgian Official Gazette
Similar companies
Competition
Similar companies
A company's peers, by sector and size, are included in the Business plan.
See the Business planTimeline
Timeline
- 2025Annual accounts 2025167,4 k €↓
- 2024Annual accounts 2024217,8 k €↑
- 2023Annual accounts 2023159,5 k €↑
- 2022Annual accounts 202271,7 k €↑
- 2021Annual accounts 20219,3 k €↓
- 2020Annual accounts 202030,4 k €↓
- 2019Annual accounts 201951,6 k €↑
- 2018Annual accounts 201815,6 k €↑
- 2017Annual accounts 201714,1 k €↓
- 2016Annual accounts 201627,2 k €↓
- 2015Annual accounts 201547,4 k €↑
- 2014Annual accounts 201418,9 k €↓
- 2013Annual accounts 201334,6 k €↑
- 2012Annual accounts 2012-25,2 k €↓
- 2011Annual accounts 20115,2 k €↑
- 2010Annual accounts 2010-9 k €↑
- 2009Annual accounts 2009-23,3 k €↓
- 2008Annual accounts 200835 k €↑
- 2007Annual accounts 2007-85 k €↓
- 2006Annual accounts 20065,2 k €
- 08/03/1989IncorporationPublic limited company