ACTIVE

LIVE - IN

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Financial year 2024 · closed on 31/12/2024

Net result

47,1 k €

-49.4% YoY

Gross margin

247,1 k €

+3.9% YoY

Equity

342,3 k €

+16.0% YoY

Workforce

1,0 ETP

0.0% YoY

What does LIVE - IN do?

LIVE - IN is a Private limited company incorporated in 1989. Its main activity is: Activities of insurance agents and brokers. Its registered office is in Woluwe-Saint-Pierre. It employs on average 1,0 ETP workers (FTE).

Legal situation

● Normal situation

BCE/KBO no. / VAT

BE 0437.809.005

Incorporation

03/07/1989

Legal form

Private limited company

Registered office

Avenue Edmond Parmentier 207
1150 Woluwe-Saint-Pierre · BruxellesSee on map

Contributed capital

30 592,01 €

Latest accounts

31/12/2024

Average workforce

1,0 ETP

Activities (NACE)

66220Activities of insurance agents and brokers· main 66220Activities of insurance agents and brokers 70200Management consultancy activities 70220Business and other management consultancy activities

Joint committees (1)

Signals

ProfitablePositive cashflowPositive EBITDAHealthy social debts

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Health score

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✦ Verdict · Analyst summary

Financials

Trend over 19 financial years

	2024		2023		2022		2021		2020		2019		2018		2017		2016		2015		2014		2013		2012		2011		2010		2009		2008		2007		2006
Income statement
Gross margin	247,1 k €	+3.9%	237,7 k €	+1.2%	234,9 k €	+35.3%	173,6 k €	+10.7%	156,8 k €	+1.5%	154,6 k €	-6.6%	165,5 k €	+9.3%	151,4 k €	+2.9%	147,1 k €	-4.8%	154,5 k €	-14.3%	180,2 k €	+14.3%	157,7 k €	-18.8%	194,2 k €	+159%	75,1 k €	+10.0%	68,2 k €	+5.9%	64,4 k €	+1.3%	63,6 k €	-24.9%	84,7 k €	+15017%	560 €
EBITDA	174,6 k €	-3.7%	181,3 k €	-4.7%	190,2 k €	+83.8%	103,5 k €	+2.2%	101,2 k €	-10.2%	112,6 k €	+1.1%	111,4 k €	-7.0%	119,7 k €	+10.1%	108,8 k €	+1.1%	107,6 k €	-23.4%	140,5 k €	+15.1%	122,1 k €	-27.4%	168,1 k €	+144%	68,9 k €	+3.7%	66,5 k €	+6.4%	62,5 k €	+2.0%	61,3 k €	-26.5%	83,3 k €	+14720%	-570 €
Operating result	108,9 k €	-12.3%	124,2 k €	-7.2%	133,8 k €	+883%	13,6 k €	-48.5%	26,4 k €	-33.6%	39,8 k €	+3.7%	38,4 k €	-15.6%	45,5 k €	+252%	12,9 k €	+7.9%	12 k €	-79.8%	59,5 k €	+70.3%	34,9 k €	-57.5%	82,1 k €	+299%	20,6 k €	-15.0%	24,2 k €	+19.6%	20,3 k €	-5.2%	21,4 k €	-51.3%	43,8 k €	+4267%	-1,1 k €
Net result	47,1 k €	-49.4%	93,1 k €	-4.0%	97 k €	+619%	-18,7 k €	-260%	11,7 k €	-52.3%	24,5 k €	+30.6%	18,8 k €	-18.7%	23,1 k €	+297%	-11,8 k €	-63.8%	-7,2 k €	-124%	30 k €	+185%	10,5 k €	-79.7%	51,9 k €	+631%	7,1 k €	-30.9%	10,3 k €	+139%	4,3 k €	+22.3%	3,5 k €	-87.6%	28,4 k €	+2381%	-1,2 k €
Balance sheet
Equity	342,3 k €	+16.0%	295,2 k €	+46.1%	202,1 k €	+92.4%	105 k €	-15.1%	123,7 k €	+10.5%	112 k €	+28.1%	87,5 k €	+27.4%	68,7 k €	+50.7%	45,6 k €	-20.5%	57,3 k €	-11.1%	64,5 k €	+86.9%	34,5 k €	-65.1%	99 k €	+110%	47,1 k €	+17.7%	40 k €	+34.5%	29,8 k €	+16.9%	25,5 k €	+16.0%	22 k €	+219%	-18,5 k €
Total assets	1,5 M €	+75.8%	852,3 k €	+12.2%	759,8 k €	+15.8%	656,4 k €	-12.9%	753,9 k €	+85.4%	406,6 k €	-8.0%	442,2 k €	-10.8%	495,6 k €	+8.9%	455,1 k €	-17.6%	552,5 k €	+28.8%	428,8 k €	-9.5%	473,9 k €	-20.0%	592,5 k €	+7.8%	549,5 k €	+125%	244,2 k €	-16.4%	292 k €	-9.5%	322,7 k €	-8.8%	354 k €	+1520%	21,8 k €
Cash	26,6 k €	-91.3%	307,2 k €	+44.9%	212 k €	+143%	87,2 k €	+228%	26,6 k €	-24.0%	35 k €	+155%	13,7 k €	+70.2%	8,1 k €	-23.0%	10,5 k €	+44.1%	7,3 k €	+16.1%	6,3 k €	-59.1%	15,3 k €	+376%	3,2 k €	-82.6%	18,5 k €	+5020%	360,7 €	-77.3%	1,6 k €	-60.0%	4 k €	+97.8%	2 k €	+7620%	26 €
Debts	1,2 M €	+108%	557,1 k €	-0.1%	557,8 k €	+1.2%	551,4 k €	-12.5%	630,2 k €	+115%	292,6 k €	-16.9%	352 k €	-16.9%	423,5 k €	+4.3%	406,2 k €	-17.6%	493,2 k €	+36.2%	362,1 k €	-17.6%	439,4 k €	-11.0%	493,5 k €	-1.8%	502,3 k €	+148%	203 k €	-22.6%	262,1 k €	-10.0%	291,2 k €	-11.8%	330,3 k €	+720%	40,3 k €
Other
Workforce	1,0 ETP	0.0%	1,0 ETP	0.0%	1,0 ETP	-33.3%	1,5 ETP	-25.0%	2,0 ETP	+100%	1,0 ETP		–		1,0 ETP	0.0%	1,0 ETP	0.0%	1,0 ETP	0.0%	1,0 ETP	0.0%	1,0 ETP	0.0%	1,0 ETP	0.0%	1,0 ETP		–		–		–		–		–

Estimate

Indicative valuation

As an indication, this company is worth

between 0 € and 100 k€

See the valuation

Governance

Board of directors

Seen on filing of 31/12/2024 · 1 active · 4 ended

Active mandates

Laurent Choda

Director

Active

Ended mandates

Laurent CHODA

Manager · since 21 décembre 2006

Ended

Bettina Rubert

Manager

Ended

Bettina RUBERT

Manager · until 21 décembre 2006

Ended

Laurent Choda

Manager

Ended

At this address

Other companies at this address

Company	CBE no.
LAC MANAGEMENT● Active	0755.534.582
Unité TVA LAC-LIVE● Active	0769.698.562

Annual accounts

Full financial information

	2024	2023	2022	2021	2020	2019
Type of account	Abridged model	Abridged model	Abridged model	Abridged model	Abridged model	Abridged model
Start of the financial year	01/01/2024	01/01/2023	01/01/2022	01/01/2021	01/01/2020	01/01/2019
Closing of the financial year	31/12/2024	31/12/2023	31/12/2022	31/12/2021	31/12/2020	31/12/2019
Length of the financial year	12 months	12 months	12 months	12 months	12 months	12 months
Filing date	31/10/2025	30/12/2024	06/11/2023	12/05/2023	30/11/2021	24/11/2020
General meeting	30/06/2025	28/10/2024	30/06/2023	10/02/2023	30/06/2021	06/10/2020
Currency of the financial year	EUR	EUR	EUR	EUR	EUR	EUR
NBB quality label	Satisfying controls	Satisfying controls	Satisfying controls	Satisfying controls	Satisfying controls	Satisfying controls

Ratios

Financial ratios

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Filings

Annual accounts filings

19 filings with the NBB

Model	Closing	General meeting	Filed	Language	Document
Abridged model	31/12/2024	30/06/2025	31/10/2025	French	PDF
Abridged model	31/12/2023	28/10/2024	30/12/2024	French	PDF
Abridged model	31/12/2022	30/06/2023	06/11/2023	French	PDF
Abridged model	31/12/2021	10/02/2023	12/05/2023	French	PDF
Abridged model	31/12/2020	30/06/2021	30/11/2021	French	PDF
Abridged model	31/12/2019	06/10/2020	24/11/2020	French	PDF
Micro model	31/12/2018	30/06/2019	28/10/2019	French	PDF
Abridged model	31/12/2017	30/06/2018	23/10/2018	French	PDF
Abridged model	31/12/2016	10/11/2017	16/11/2017	French	PDF
Abridged model	31/12/2015	30/06/2016	10/11/2016	French	PDF
Abridged model	31/12/2014	30/09/2015	31/12/2015	French	PDF
Abridged model	31/12/2013	28/09/2014	30/09/2014	French	PDF
Abridged model	31/12/2012	30/06/2013	30/09/2013	French	PDF
Abridged model	31/12/2011	30/08/2012	31/08/2012	French	PDF
Abridged model	31/12/2010	30/06/2011	31/08/2011	French	PDF
Abridged model	31/12/2009	27/09/2010	30/09/2010	French	PDF
Abridged model	31/12/2008	30/06/2009	28/08/2009	French	PDF
Abridged model	31/12/2007	30/06/2008	29/09/2008	French	PDF
Abridged model	31/12/2006	23/05/2007	28/09/2007	French	PDF

Estimate

Indicative valuation

Order of magnitude

As an indication, this company is worth

between 0 € and 100 k€

The detail comes with the Business plan: low and high bounds, the valuation bridge for each financial year, transaction multiples by sector and size, group valuation and exports.

Discover the Business plan

Disclaimer

Indicative estimate based on public sector multiples and the filed annual accounts. It is neither a certified valuation nor financial or investment advice.

Governance

Board of directors

Seen on filing of 31/12/2024 · 1 active · 4 ended

Active mandates

Laurent Choda

Director

Active

Ended mandates

Laurent CHODA

Manager · since 21 décembre 2006

Ended

Bettina Rubert

Manager

Ended

Bettina RUBERT

Manager · until 21 décembre 2006

Ended

Laurent Choda

Manager

Ended

Shareholders

Ownership and network

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Try for 7 days

Belgian Official Gazette

Belgian Official Gazette publications

Restructuring13/07/2021
CAPITAL, ACTIONS - DEMISSIONS, NOMINATIONS - STATUTS (TRADUCTION, COORDINATION, AUTRES MODIFICATIONS, ) - MODIFICATION FORME JURIDIQUE - RUBRIQUE RESTRUCTURATION (FUSION, SCISSION, TRANSFERT PATRIMOINE, ETC...)
PDF
Restructuring07/04/2021
RUBRIQUE RESTRUCTURATION (FUSION, SCISSION, TRANSFERT PATRIMOINE, ETC...)
PDF
Mandates23/12/2020
DEMISSIONS, NOMINATIONS
PDF
Capital / shares12/03/2007
CAPITAL, ACTIONS
PDF
Mandates10/01/2007
OBJET - STATUTS (TRADUCTION, COORDINATION, AUTRES MODIFICATIONS, ) - CAPITAL, ACTIONS - DEMISSIONS, NOMINATIONS - ASSEMBLEE GENERALE
PDF
Registered office01/12/2005
MAATSCHAPPELIJKE ZETEL
PDF

Source: Belgian Official Gazette

Competition

Similar companies

A company's peers, by sector and size, are included in the Business plan.

See the Business plan

2024
Annual accounts 202447,1 k €↓
2023
Annual accounts 202393,1 k €↓
2022
Annual accounts 202297 k €↑
2021
Annual accounts 2021-18,7 k €↓
2020
Annual accounts 202011,7 k €↓
2019
Annual accounts 201924,5 k €↑
2018
Annual accounts 201818,8 k €↓
2017
Annual accounts 201723,1 k €↑
2016
Annual accounts 2016-11,8 k €↓
2015
Annual accounts 2015-7,2 k €↓
2014
Annual accounts 201430 k €↑
2013
Annual accounts 201310,5 k €↓
2012
Annual accounts 201251,9 k €↑
2011
Annual accounts 20117,1 k €↓
2010
Annual accounts 201010,3 k €↑
2009
Annual accounts 20094,3 k €↑
2008
Annual accounts 20083,5 k €↓
2007
Annual accounts 200728,4 k €↑
2006
Annual accounts 2006-1,2 k €
03/07/1989
IncorporationPrivate limited company

10/15	1 240 000	1 180 000	1 050 000
70	8 630 000	8 120 000	7 940 000
9904	412 000	388 000	301 000
17/49	2 970 000	3 140 000	3 380 000
9087	24,3	23,1	21,8

LIVE - IN

Overview

What does LIVE - IN do?

Trend over 19 financial years

Indicative valuation

Board of directors

Other companies at this address

Financials

Full financial information

Financial ratios

Annual accounts filings

Valuation

Indicative valuation

Directors & structure

Board of directors

Ownership and network

Publications

Belgian Official Gazette publications

Similar companies

Similar companies

Timeline