ACTIVE

ARENTS Verzekeringen

Export PDF

Financial year 2025 · closed on 31/12/2025

Net result

476,4 k €

-7.5% YoY

Gross margin

929,8 k €

-0.4% YoY

Equity

156,4 k €

-53.3% YoY

Workforce

4,9 ETP

+4.3% YoY

What does ARENTS Verzekeringen do?

ARENTS Verzekeringen is a Private limited company incorporated in 1989. Its main activity is: Activities of insurance agents and brokers. Its registered office is in Ninove. It employs on average 4,9 ETP workers (FTE).

Legal situation

● Normal situation

BCE/KBO no. / VAT

BE 0437.999.639

Incorporation

10/07/1989

Legal form

Private limited company

Registered office

Albertlaan 220
9400 Ninove · FlandreSee on map

Contributed capital

18 600,00 €

Latest accounts

31/12/2025

Average workforce

4,9 ETP

Activities (NACE)

66220Activities of insurance agents and brokers· main 66220Activities of insurance agents and brokers

Joint committees (1)

Signals

ProfitableLow riskPositive cashflowPositive EBITDAHealthy social debts

View the BCE/KBO Public Search record →

Health score

Available with a Rovalta subscriptionTry for 7 days

Recommended credit limit

✦ Verdict · Analyst summary

Financials

Trend over 20 financial years

	2025		2024		2023		2022		2021		2020		2019		2018		2017		2016		2015		2014		2013		2012		2011		2010		2009		2008		2007		2006
Income statement
Gross margin	929,8 k €	-0.4%	933,8 k €	+21.6%	767,9 k €	+4.6%	734,3 k €	-7.2%	791,1 k €	+25.1%	632,3 k €	-15.7%	749,9 k €	+8.5%	691,1 k €	+19.2%	579,9 k €	-2.1%	592,2 k €	+0.3%	590,6 k €	+42.7%	414 k €	+5.2%	393,4 k €	+89.3%	207,8 k €	-30.8%	300,4 k €	+115%	140 k €	+16.7%	119,9 k €	+19.8%	100,1 k €	+106%	48,5 k €	-26.2%	65,8 k €
EBITDA	616 k €	-5.5%	651,7 k €	+34.0%	486,4 k €	+0.6%	483,6 k €	-14.9%	568,2 k €	+45.8%	389,6 k €	-16.8%	468,4 k €	+21.1%	386,9 k €	+5.3%	367,4 k €	-14.3%	428,8 k €	-6.7%	459,6 k €	+64.3%	279,7 k €	+1.0%	276,9 k €	+143%	113,8 k €	-54.3%	249,1 k €	+90.6%	130,7 k €	+12.4%	116,2 k €	+19.2%	97,5 k €	+127%	43 k €	-32.5%	63,7 k €
Operating result	516,8 k €	-6.4%	552,3 k €	+42.7%	387 k €	+0.3%	385,7 k €	-18.1%	471 k €	+52.8%	308,3 k €	-19.0%	380,5 k €	+5.4%	361 k €	+5.1%	343,5 k €	-17.1%	414,3 k €	-6.7%	444,1 k €	+68.6%	263,3 k €	+7.7%	244,4 k €	+179%	87,6 k €	-61.7%	228,8 k €	+108%	110,2 k €	+20.4%	91,5 k €	+20.6%	75,9 k €	+332%	17,6 k €	-39.6%	29,1 k €
Net result	476,4 k €	-7.5%	515,3 k €	+35.7%	379,6 k €	+16.4%	326,3 k €	-26.5%	443,7 k €	+56.8%	283 k €	-21.3%	359,7 k €	+41.7%	253,9 k €	+3.0%	246,4 k €	-11.0%	276,8 k €	-5.9%	294,1 k €	+75.1%	167,9 k €	+0.9%	166,4 k €	+208%	54 k €	-80.7%	280,1 k €	+150%	112,2 k €	+77.1%	63,3 k €	+43.5%	44,1 k €	+7.5%	41 k €	+95.0%	21 k €
Balance sheet
Equity	156,4 k €	-53.3%	334,6 k €	-11.8%	379,4 k €	+26.6%	299,7 k €	+34.1%	223,4 k €	-56.2%	509,7 k €	+35.3%	376,8 k €	+73.6%	217 k €	-71.7%	766,6 k €	+34.5%	570,2 k €	-3.9%	593,4 k €	+32.1%	449,4 k €	+59.7%	281,5 k €	+50.4%	187,1 k €	+2.2%	183,1 k €	+5.9%	172,9 k €	+7.6%	160,7 k €	+65.0%	97,4 k €	+82.8%	53,3 k €	-58.8%	129,2 k €
Total assets	950,9 k €	-22.5%	1,2 M €	+0.1%	1,2 M €	+7.5%	1,1 M €	-16.3%	1,4 M €	-12.2%	1,5 M €	+26.8%	1,2 M €	+11.0%	1,1 M €	-20.1%	1,4 M €	+36.6%	1 M €	+18.1%	853,5 k €	+5.1%	812,1 k €	+29.3%	628,2 k €	+69.1%	371,4 k €	-26.7%	506,9 k €	+30.6%	388,2 k €	+94.0%	200,1 k €	-4.2%	208,8 k €	-25.6%	280,7 k €	-15.8%	333,3 k €
Cash	188 k €	-61.4%	486,9 k €	+11.6%	436,3 k €	+55.6%	280,5 k €	-40.0%	467,5 k €	-20.4%	587,1 k €	+30.3%	450,6 k €	-15.2%	531,5 k €	-4.1%	554 k €	-32.8%	824,4 k €	+21.7%	677,1 k €	-10.6%	757,2 k €	+34.8%	561,9 k €	+89.7%	296,2 k €	-32.0%	435,8 k €	+28.6%	338,9 k €	+124%	151,5 k €	-7.1%	163,1 k €	-22.3%	209,9 k €	-16.0%	249,8 k €
Debts	794,5 k €	-10.9%	891,7 k €	+5.5%	844,9 k €	+0.7%	839,2 k €	-26.2%	1,1 M €	+9.4%	1 M €	+23.0%	844,9 k €	-3.3%	873,9 k €	+43.2%	610,2 k €	+39.4%	437,6 k €	+68.2%	260,1 k €	-28.3%	362,8 k €	+4.6%	346,7 k €	+88.1%	184,3 k €	-43.1%	323,8 k €	+50.4%	215,3 k €	+1634%	12,4 k €	-87.4%	98,7 k €	-43.4%	174,4 k €	-14.6%	204,1 k €
Other
Workforce	4,9 ETP	+4.3%	4,7 ETP	-7.8%	5,1 ETP	+4.1%	4,9 ETP	+2.1%	4,8 ETP	-2.0%	4,9 ETP	-16.9%	5,9 ETP	-13.2%	6,8 ETP	+41.7%	4,8 ETP	+20.0%	4,0 ETP	+33.3%	3,0 ETP	0.0%	3,0 ETP	0.0%	3,0 ETP	0.0%	3,0 ETP	0.0%	3,0 ETP	+200%	1,0 ETP		–		–		–		–

Estimate

Indicative valuation

As an indication, this company is worth

between 2,5 M€ and 5 M€

See the valuation

Governance

Board of directors

Seen on filing of 31/12/2025 · 2 active · 6 ended

Active mandates

TDOCM

Director · 0740.929.253

Represented by Tom De Crée

Active

VAST & ZEKER

Director · 0474.614.367

Represented by Annabel NAESSENS

Active

Ended mandates

ANNABEL NAESSENS

Manager

Ended

FILIP ARENTS

Manager

Ended

JOOST ARENTS

Manager

Ended

VAST & ZEKER

Manager · 0474.614.367

Represented by Annabel Naessens

Ended

At this address

Other companies at this address

Company	CBE no.
Groep Arents Verzekeringen● Active	0659.674.531
VAST & ZEKER● Active	0474.614.367

Annual accounts

Full financial information

	2025	2024	2023	2022	2021	2020
Type of account	Abridged model	Abridged model	Abridged model	Abridged model	Abridged model	Abridged model
Start of the financial year	01/01/2025	01/01/2024	01/01/2023	01/01/2022	01/01/2021	01/01/2020
Closing of the financial year	31/12/2025	31/12/2024	31/12/2023	31/12/2022	31/12/2021	31/12/2020
Length of the financial year	12 months	12 months	12 months	12 months	12 months	12 months
Filing date	19/05/2026	30/06/2025	22/05/2024	04/07/2023	07/07/2022	29/06/2021
General meeting	11/05/2026	23/06/2025	22/05/2024	26/05/2023	30/06/2022	14/06/2021
Currency of the financial year	EUR	EUR	EUR	EUR	EUR	EUR
NBB quality label	Satisfying controls	Satisfying controls	Satisfying controls	Satisfying controls	Satisfying controls	Satisfying controls

Ratios

Financial ratios

Looking for more information about this company?

Try for 7 days

Filings

Annual accounts filings

21 filings with the NBB

Model	Closing	General meeting	Filed	Language	Document
Abridged model	31/12/2025	11/05/2026	19/05/2026	Dutch	PDF
Abridged model	31/12/2024	23/06/2025	30/06/2025	Dutch	PDF
Abridged model	31/12/2023	22/05/2024	22/05/2024	Dutch	PDF
Abridged model	31/12/2022	26/05/2023	04/07/2023	Dutch	PDF
Abridged model	31/12/2021	30/06/2022	07/07/2022	Dutch	PDF
Abridged model	31/12/2020	14/06/2021	29/06/2021	Dutch	PDF
Abridged model	31/12/2019	30/06/2020	20/07/2020	Dutch	PDF
Abridged model	31/12/2018	05/07/2019	19/07/2019	Dutch	PDF
Abridged model	31/12/2017	25/05/2018	20/06/2018	Dutch	PDF
Abridged model	31/12/2016	26/05/2017	25/07/2017	Dutch	PDF
Abridged model	31/12/2015	17/06/2016	15/07/2016	Dutch	PDF
Abridged modelCorrection	31/12/2014	29/06/2015	09/09/2015	Dutch	PDF
Abridged model	31/12/2014	29/06/2015	25/08/2015	Dutch	PDF
Abridged model	31/12/2013	30/05/2014	15/08/2014	Dutch	PDF
Abridged model	31/12/2012	31/05/2013	28/06/2013	Dutch	PDF
Abridged model	31/12/2011	29/06/2012	24/07/2012	Dutch	PDF
Abridged model	31/12/2010	20/07/2011	20/07/2011	Dutch	PDF
Abridged model	31/12/2009	30/07/2010	16/08/2010	Dutch	PDF
Abridged model	31/12/2008	29/05/2009	11/06/2009	Dutch	PDF
Abridged model	31/12/2007	30/05/2008	26/06/2008	Dutch	PDF
Abridged model	31/12/2006	25/05/2007	31/05/2007	Dutch	PDF

Estimate

Indicative valuation

Order of magnitude

As an indication, this company is worth

between 2,5 M€ and 5 M€

The detail comes with the Business plan: low and high bounds, the valuation bridge for each financial year, transaction multiples by sector and size, group valuation and exports.

Discover the Business plan

Disclaimer

Indicative estimate based on public sector multiples and the filed annual accounts. It is neither a certified valuation nor financial or investment advice.

Governance

Board of directors

Seen on filing of 31/12/2025 · 2 active · 6 ended

Active mandates

TDOCM

Director · 0740.929.253

Represented by Tom De Crée

Active

VAST & ZEKER

Director · 0474.614.367

Represented by Annabel NAESSENS

Active

Ended mandates

ANNABEL NAESSENS

Manager

Ended

FILIP ARENTS

Manager

Ended

JOOST ARENTS

Manager

Ended

VAST & ZEKER

Manager · 0474.614.367

Represented by Annabel Naessens

Ended

Shareholders

Ownership and network

Looking for more information about this company?

Try for 7 days

Belgian Official Gazette

Belgian Official Gazette publications

Mandates11/01/2024
STATUTEN (VERTALING, COÖRDINATIE, OVERIGE WIJZIGINGEN, ) - WIJZIGING RECHTSVORM - DOEL - ONTSLAGEN - BENOEMINGEN
PDF
Mandates11/02/2020
ONTSLAGEN - BENOEMINGEN
PDF
Mandates31/01/2014
ONTSLAGEN - BENOEMINGEN - STATUTEN (VERTALING, COÖRDINATIE, OVERIGE WIJZIGINGEN, )
PDF
Mandates04/07/2011
ONTSLAGEN - BENOEMINGEN
PDF
Capital / shares16/11/2005
KAPITAAL - AANDELEN - ALGEMENE VERGADERING - STATUTEN (VERTALING, COÖRDINATIE, OVERIGE WIJZIGINGEN, )
PDF

Source: Belgian Official Gazette

Competition

Similar companies

A company's peers, by sector and size, are included in the Business plan.

See the Business plan

2025
Annual accounts 2025476,4 k €↓
2024
Annual accounts 2024515,3 k €↑
2023
Annual accounts 2023379,6 k €↑
2022
Annual accounts 2022326,3 k €↓
2021
Annual accounts 2021443,7 k €↑
2020
Annual accounts 2020283 k €↓
2019
Annual accounts 2019359,7 k €↑
2018
Annual accounts 2018253,9 k €↑
2017
Annual accounts 2017246,4 k €↓
2016
Annual accounts 2016276,8 k €↓
2015
Annual accounts 2015294,1 k €↑
2014
Annual accounts 2014167,9 k €↑
2013
Annual accounts 2013166,4 k €↑
2012
Annual accounts 201254 k €↓
2011
Annual accounts 2011280,1 k €↑
2010
Annual accounts 2010112,2 k €↑
2009
Annual accounts 200963,3 k €↑
2008
Annual accounts 200844,1 k €↑
2007
Annual accounts 200741 k €↑
2006
Annual accounts 200621 k €
10/07/1989
IncorporationPrivate limited company

10/15	1 240 000	1 180 000	1 050 000
70	8 630 000	8 120 000	7 940 000
9904	412 000	388 000	301 000
17/49	2 970 000	3 140 000	3 380 000
9087	24,3	23,1	21,8

ARENTS Verzekeringen

Overview

What does ARENTS Verzekeringen do?

Trend over 20 financial years

Indicative valuation

Board of directors

Other companies at this address

Financials

Full financial information

Financial ratios

Annual accounts filings

Valuation

Indicative valuation

Directors & structure

Board of directors

Ownership and network

Publications

Belgian Official Gazette publications

Similar companies

Similar companies

Timeline