ACTIVE

Decat Assurances (SRL)

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Financial year 2025 · closed on 31/12/2025

Net result

173,6 k €

-25.5% YoY

Gross margin

512,6 k €

-15.5% YoY

Equity

87,8 k €

+123.9% YoY

Workforce

4,0 ETP

-16.7% YoY

What does Decat Assurances do?

Decat Assurances is a Private limited company incorporated in 1989. Its main activity is: Activities of insurance agents and brokers. Its registered office is in Koekelberg. It employs on average 4,0 ETP workers (FTE).

Legal situation

● Normal situation

BCE/KBO no. / VAT

BE 0439.676.749

Incorporation

22/12/1989

Legal form

Private limited company

Registered office

Avenue du Château 30 box 1
1081 Koekelberg · BruxellesSee on map

Contributed capital

6 197,33 €

Latest accounts

31/12/2025

Average workforce

4,0 ETP

Activities (NACE)

66220Activities of insurance agents and brokers· main 66220Activities of insurance agents and brokers 67201Agents et courtiers d'assurances

Joint committees (1)

Signals

ProfitableLow riskGood liquidityPositive cashflowPositive EBITDAHealthy social debts

View the BCE/KBO Public Search record →

Health score

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✦ Verdict · Analyst summary

Financials

Trend over 20 financial years

	2025		2024		2023		2022		2021		2020		2019		2018		2017		2016		2015		2014		2013		2012		2011		2010		2009		2008		2007		2006
Income statement
Gross margin	512,6 k €	-15.5%	606,6 k €	+29.4%	468,7 k €	+12.8%	415,5 k €	+29.7%	320,2 k €	+82.4%	175,6 k €	-46.0%	325 k €	+3.9%	312,8 k €	-16.5%	374,8 k €	+7.9%	347,3 k €	+14.0%	304,7 k €	+9.0%	279,6 k €	+5.6%	264,7 k €	+3.4%	255,9 k €	+10.0%	232,6 k €	+13.7%	204,5 k €	-3.9%	212,9 k €	+1.1%	210,6 k €	+8.5%	194,2 k €	-22.0%	248,8 k €
EBITDA	275,9 k €	-23.0%	358,5 k €	+45.9%	245,7 k €	+5.0%	233,9 k €	+41.7%	165,1 k €	-6.0%	175,6 k €	-1.3%	177,9 k €	+10.3%	161,3 k €	-6.7%	173 k €	+18.5%	146 k €	-1.9%	148,7 k €	+172%	54,6 k €	-52.2%	114,4 k €	-22.5%	147,6 k €	+16.9%	126,3 k €	+21.9%	103,6 k €	-7.9%	112,4 k €	-0.8%	113,3 k €	+16.6%	97,2 k €	-37.4%	155,4 k €
Operating result	239,3 k €	-24.4%	316,5 k €	+56.2%	202,6 k €	+4.3%	194,2 k €	+43.6%	135,2 k €	-23.0%	175,6 k €	+15.8%	151,7 k €	+18.6%	127,9 k €	-8.5%	139,8 k €	+27.9%	109,3 k €	+5.0%	104 k €	+642%	14 k €	-82.5%	79,9 k €	-32.3%	118 k €	+20.5%	97,9 k €	+27.7%	76,7 k €	-10.2%	85,4 k €	-8.7%	93,5 k €	+27.6%	73,3 k €	-44.0%	130,8 k €
Net result	173,6 k €	-25.5%	233 k €	+59.4%	146,1 k €	+4.5%	139,8 k €	+46.5%	95,4 k €	-26.7%	130,2 k €	+30.5%	99,7 k €	+21.1%	82,3 k €	-2.2%	84,1 k €	+38.2%	60,9 k €	+4.5%	58,3 k €	+1300%	4,2 k €	-92.8%	57,9 k €	-25.2%	77,5 k €	+21.6%	63,7 k €	+33.0%	47,9 k €	-20.0%	59,9 k €	-2.0%	61,1 k €	+38.1%	44,3 k €	-42.7%	77,2 k €
Balance sheet
Equity	87,8 k €	+124%	39,2 k €	-30.3%	56,2 k €	-6.5%	60,1 k €	+32.6%	45,3 k €	-65.1%	129,9 k €	+1.9%	127,5 k €	+358%	27,8 k €	-11.7%	31,5 k €	-67.7%	97,4 k €	+167%	36,5 k €	-92.1%	464,2 k €	+0.9%	460 k €	-8.4%	502,1 k €	+18.2%	424,6 k €	+17.7%	360,9 k €	-1.1%	365 k €	+19.6%	305,1 k €	+25.0%	244 k €	+22.2%	199,7 k €
Total assets	311,6 k €	-23.5%	407,4 k €	-14.5%	476,4 k €	-13.2%	548,5 k €	+29.0%	425,3 k €	-12.8%	487,9 k €	-5.1%	514,1 k €	+33.7%	384,4 k €	-23.0%	498,9 k €	-10.5%	557,2 k €	-32.6%	826,5 k €	+4.4%	791,9 k €	-4.1%	825,9 k €	-3.8%	858,6 k €	+10.0%	780,7 k €	-0.2%	782,5 k €	+4.5%	749,1 k €	+12.6%	665 k €	-1.2%	673,3 k €	+5.1%	640,6 k €
Cash	114,9 k €	+21.5%	94,6 k €	-43.8%	168,2 k €	-60.9%	429,9 k €	+38.5%	310,3 k €	-12.9%	356,4 k €	+1396%	23,8 k €	+32.4%	18 k €	+111%	8,5 k €	-22.2%	10,9 k €	-28.8%	15,4 k €	+20.6%	12,7 k €	-3.7%	13,2 k €	+147%	5,3 k €	+28.0%	4,2 k €	-49.5%	8,3 k €	-37.4%	13,2 k €	+37.9%	9,6 k €	-44.2%	17,2 k €	-54.1%	37,4 k €
Debts	222 k €	-39.5%	366,8 k €	-10.9%	411,9 k €	-14.9%	484,3 k €	+29.3%	374,4 k €	+6.6%	351,1 k €	-5.0%	369,4 k €	+10.4%	334,7 k €	-24.8%	445,2 k €	+1.7%	437,9 k €	-42.8%	766 k €	+152%	303,7 k €	-10.6%	339,5 k €	+4.1%	326,2 k €	+0.4%	324,9 k €	-17.3%	392,9 k €	+11.4%	352,8 k €	+4.9%	336,3 k €	-15.7%	399,2 k €	-1.9%	407,1 k €
Other
Workforce	4,0 ETP	-16.7%	4,8 ETP	+20.0%	4,0 ETP	0.0%	4,0 ETP	+29.0%	3,1 ETP		–		–		–		3,8 ETP	-2.6%	3,9 ETP	+8.3%	3,6 ETP	-12.2%	4,1 ETP	+36.7%	3,0 ETP	+30.4%	2,3 ETP	+9.5%	2,1 ETP	0.0%	2,1 ETP	-4.5%	2,2 ETP	0.0%	2,2 ETP	0.0%	2,2 ETP	+4.8%	2,1 ETP

Estimate

Indicative valuation

As an indication, this company is worth

between 1 M€ and 2,5 M€

See the valuation

Governance

Board of directors

Seen on filing of 31/12/2019 · 2 active · 4 ended

Active mandates

QUENTIN DECAT

Director · since 01 janvier 2018

Active

DECAT INVEST

Director · since 02 septembre 2002 · 0476.314.639

Represented by PATRICK DECAT

Active

Ended mandates

QUENTIN DECAT

Manager · since 01 janvier 2018

Ended

DECAT INVEST

Manager · since 02 septembre 2002 · 0476.314.639

Represented by PATRICK DECAT

Ended

DECAT INVEST

Manager · since 02 septembre 2002 · 0476.314.639

Represented by PATRICK DECAT

Ended

DECAT INVEST

Manager · 0476.314.639

Represented by Patrick DECAT

Ended

At this address

Other companies at this address

Company	CBE no.
CARE WITH ASHM’S● Active	0803.190.682
NOVELL USERS GROUP BELGIUM● Active	0441.970.305

Annual accounts

Full financial information

	2025	2024	2023	2022	2021	2020
Type of account	Abridged model	Abridged model	Abridged model	Abridged model	Abridged model	Abridged model
Start of the financial year	01/01/2025	01/01/2024	01/01/2023	01/01/2022	01/01/2021	01/01/2020
Closing of the financial year	31/12/2025	31/12/2024	31/12/2023	31/12/2022	31/12/2021	31/12/2020
Length of the financial year	12 months	12 months	12 months	12 months	12 months	12 months
Filing date	30/07/2026	31/07/2025	31/08/2024	30/08/2023	21/10/2022	31/08/2021
General meeting	30/06/2026	05/05/2025	06/05/2024	01/05/2023	15/06/2022	16/06/2021
Currency of the financial year	EUR	EUR	EUR	EUR	EUR	EUR
NBB quality label	Satisfying controls	Satisfying controls	Satisfying controls	Satisfying controls	Satisfying controls	Satisfying controls

Ratios

Financial ratios

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Filings

Annual accounts filings

21 filings with the NBB

Model	Closing	General meeting	Filed	Language	Document
Abridged model	31/12/2025	30/06/2026	30/07/2026	French	PDF
Abridged model	31/12/2024	05/05/2025	31/07/2025	French	PDF
Abridged model	31/12/2023	06/05/2024	31/08/2024	French	PDF
Abridged model	31/12/2022	01/05/2023	30/08/2023	French	PDF
Abridged modelCorrection	31/12/2021	15/06/2022	21/10/2022	French	PDF
Abridged model	31/12/2021	15/06/2022	31/08/2022	French	PDF
Abridged model	31/12/2020	16/06/2021	31/08/2021	French	PDF
Micro model	31/12/2019	04/05/2020	05/05/2020	French	PDF
Micro model	31/12/2018	06/05/2019	23/05/2019	French	PDF
Abridged model	31/12/2017	07/05/2018	12/07/2018	French	PDF
Abridged model	31/12/2016	02/05/2017	16/06/2017	French	PDF
Abridged model	31/12/2015	15/06/2016	14/07/2016	French	PDF
Abridged model	31/12/2014	17/06/2015	07/07/2015	French	PDF
Abridged model	31/12/2013	18/06/2014	11/07/2014	French	PDF
Abridged model	31/12/2012	19/06/2013	24/06/2013	French	PDF
Abridged model	31/12/2011	20/06/2012	26/06/2012	French	PDF
Abridged model	31/12/2010	15/06/2011	21/06/2011	French	PDF
Abridged model	31/12/2009	16/06/2010	09/08/2010	French	PDF
Abridged model	31/12/2008	17/06/2009	25/06/2009	French	PDF
Abridged model	31/12/2007	18/06/2008	18/08/2008	French	PDF
Abridged model	31/12/2006	20/06/2007	21/09/2007	French	PDF

Estimate

Indicative valuation

Order of magnitude

As an indication, this company is worth

between 1 M€ and 2,5 M€

The detail comes with the Business plan: low and high bounds, the valuation bridge for each financial year, transaction multiples by sector and size, group valuation and exports.

Discover the Business plan

Disclaimer

Indicative estimate based on public sector multiples and the filed annual accounts. It is neither a certified valuation nor financial or investment advice.

Governance

Board of directors

Seen on filing of 31/12/2019 · 2 active · 4 ended

Active mandates

QUENTIN DECAT

Director · since 01 janvier 2018

Active

DECAT INVEST

Director · since 02 septembre 2002 · 0476.314.639

Represented by PATRICK DECAT

Active

Ended mandates

QUENTIN DECAT

Manager · since 01 janvier 2018

Ended

DECAT INVEST

Manager · since 02 septembre 2002 · 0476.314.639

Represented by PATRICK DECAT

Ended

DECAT INVEST

Manager · since 02 septembre 2002 · 0476.314.639

Represented by PATRICK DECAT

Ended

DECAT INVEST

Manager · 0476.314.639

Represented by Patrick DECAT

Ended

Shareholders

Ownership and network

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Belgian Official Gazette

Belgian Official Gazette publications

Restructuring08/04/2026
RUBRIQUE RESTRUCTURATION (FUSION, SCISSION, TRANSFERT PATRIMOINE, ETC...)
PDF
Mandates23/01/2024
STATUTS (TRADUCTION, COORDINATION, AUTRES MODIFICATIONS, ) - MODIFICATION FORME JURIDIQUE - DENOMINATION - OBJET - DEMISSIONS, NOMINATIONS
PDF
Mandates20/11/2020
DEMISSIONS, NOMINATIONS
PDF
Mandates16/01/2018
DEMISSIONS, NOMINATIONS
PDF
Registered office22/06/2006
SIEGE SOCIAL
PDF
Mandates06/12/2002
DEMISSIONS, NOMINATIONS
PDF

Source: Belgian Official Gazette

Competition

Similar companies

A company's peers, by sector and size, are included in the Business plan.

See the Business plan

2025
Annual accounts 2025173,6 k €↓
2024
Annual accounts 2024233 k €↑
2023
Annual accounts 2023146,1 k €↑
2023
Name changeDecat Assurances
2022
Annual accounts 2022139,8 k €↑
2021
Annual accounts 202195,4 k €↓
2021
Name changeDECAT PATRICK
2020
Annual accounts 2020130,2 k €↑
2019
Annual accounts 201999,7 k €↑
2018
Annual accounts 201882,3 k €↓
2017
Annual accounts 201784,1 k €↑
2016
Annual accounts 201660,9 k €↑
2015
Annual accounts 201558,3 k €↑
2014
Annual accounts 20144,2 k €↓
2013
Annual accounts 201357,9 k €↓
2012
Annual accounts 201277,5 k €↑
2011
Annual accounts 201163,7 k €↑
2010
Annual accounts 201047,9 k €↓
2009
Annual accounts 200959,9 k €↓
2008
Annual accounts 200861,1 k €↑
2007
Annual accounts 200744,3 k €↓
2006
Annual accounts 200677,2 k €
22/12/1989
IncorporationPrivate limited company

10/15	1 240 000	1 180 000	1 050 000
70	8 630 000	8 120 000	7 940 000
9904	412 000	388 000	301 000
17/49	2 970 000	3 140 000	3 380 000
9087	24,3	23,1	21,8

Decat Assurances (SRL)

Overview

What does Decat Assurances do?

Trend over 20 financial years

Indicative valuation

Board of directors

Other companies at this address

Financials

Full financial information

Financial ratios

Annual accounts filings

Valuation

Indicative valuation

Directors & structure

Board of directors

Ownership and network

Publications

Belgian Official Gazette publications

Similar companies

Similar companies

Timeline