ACTIVE

Fidelis

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Financial year 2025 · closed on 31/12/2025

Net result

-24,6 k €

-110.6% YoY

Gross margin

493,2 k €

-13.8% YoY

Equity

634,4 k €

+98.7% YoY

Workforce

2,0 ETP

+11.1% YoY

What does Fidelis do?

Fidelis is a Private limited company incorporated in 1989. Its main activity is: Activities of insurance agents and brokers. Its registered office is in Jabbeke. It employs on average 2,0 ETP workers (FTE).

Legal situation

● Normal situation

BCE/KBO no. / VAT

BE 0439.727.922

Incorporation

28/12/1989

Legal form

Private limited company

Registered office

Gistelsteenweg 341A
8490 Jabbeke · FlandreSee on map

Contributed capital

439 345,93 €

Latest accounts

31/12/2025

Average workforce

2,0 ETP

Activities (NACE)

66220Activities of insurance agents and brokers· main 66220Activities of insurance agents and brokers 67201Agents et courtiers d'assurances

Joint committees (2)

307
30700

Contacts

1 public detail availableLog in to view

Signals

Solid equityPositive cashflowPositive EBITDAHealthy social debts

View the BCE/KBO Public Search record →

Health score

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✦ Verdict · Analyst summary

Financials

Trend over 20 financial years

	2025		2024		2023		2022		2021		2020		2019		2018		2017		2016		2015		2014		2013		2012		2011		2010		2009		2008		2007		2006
Income statement
Gross margin	493,2 k €	-13.8%	572,2 k €	+186%	200,2 k €	+40.7%	142,2 k €	+2.3%	139 k €	-7.3%	150 k €	+2.5%	146,4 k €	+0.2%	146,1 k €	-2.7%	150,1 k €	+125%	66,7 k €	+142%	27,5 k €	-55.5%	61,9 k €	-38.6%	100,8 k €	+6.3%	94,8 k €	+36.7%	69,4 k €	-38.0%	111,9 k €	+44.3%	77,5 k €	+63.5%	47,4 k €	-61.3%	122,5 k €	+47.9%	82,8 k €
EBITDA	374,8 k €	-21.0%	474,5 k €	+214%	151 k €	+66.5%	90,7 k €	+48.9%	60,9 k €	-26.3%	82,7 k €	+45.4%	56,9 k €	+16.1%	49 k €	-47.4%	93,1 k €	+431%	17,5 k €	+186%	-20,5 k €	-209%	18,7 k €	-69.7%	61,8 k €	-2.9%	63,7 k €	+566%	9,6 k €	-80.6%	49,4 k €	+46.9%	33,6 k €	+331%	7,8 k €	-90.7%	83,4 k €	+226%	25,6 k €
Operating result	-461,2 €	-100%	256,6 k €	+71.2%	149,9 k €	+68.6%	88,9 k €	+474%	15,5 k €	-58.1%	36,9 k €	+283%	9,6 k €	+1884%	485,7 €	-98.9%	43,8 k €	+227%	13,4 k €	+155%	-24,3 k €	-310%	11,5 k €	-78.7%	54,3 k €	-3.3%	56,1 k €	+1184%	4,4 k €	-84.8%	28,8 k €	+164%	10,9 k €	+194%	-11,6 k €	-118%	64 k €	+880%	6,5 k €
Net result	-24,6 k €	-111%	232,7 k €	+109%	111,1 k €	+71.6%	64,7 k €	+418%	12,5 k €	-48.3%	24,2 k €	+387%	5 k €	+478%	857,7 €	-97.1%	29,4 k €	+122%	13,2 k €	+155%	-24 k €	-398%	8,1 k €	-84.9%	53,5 k €	-3.6%	55,5 k €	+1050%	4,8 k €	-77.9%	21,8 k €	+102%	10,8 k €	+186%	-12,5 k €	-123%	55,3 k €	+6269%	867,5 €
Balance sheet
Equity	634,4 k €	+98.7%	319,3 k €	+0.1%	319,1 k €	+53.4%	208 k €	+45.2%	143,3 k €	-73.1%	531,7 k €	+4.8%	507,6 k €	+1.0%	502,6 k €	+0.2%	501,8 k €	+6.2%	472,4 k €	+911%	46,7 k €	-34.0%	70,8 k €	+12.9%	62,7 k €	+4.1%	60,2 k €	+8.1%	55,7 k €	+9.5%	50,9 k €	+75.2%	29 k €	+59.1%	18,3 k €	-40.6%	30,7 k €	+225%	-24,5 k €
Total assets	1,8 M €	+82.9%	1 M €	+162%	383 k €	+67.3%	228,8 k €	+48.2%	154,4 k €	-72.0%	551,7 k €	+4.8%	526,3 k €	+1.8%	517,1 k €	-2.8%	531,9 k €	+10.3%	482,4 k €	+804%	53,3 k €	-41.3%	90,8 k €	-31.3%	132,2 k €	+13.9%	116,1 k €	+84.9%	62,8 k €	-5.6%	66,5 k €	+5.2%	63,2 k €	-18.8%	77,8 k €	-35.3%	120,3 k €	+0.7%	119,4 k €
Cash	56,7 k €	-4.6%	59,4 k €	-76.0%	247,5 k €	+30.7%	189,4 k €	+70.5%	111,1 k €	-73.5%	419,6 k €	+6.6%	393,6 k €	+15.7%	340,1 k €	+8.7%	312,8 k €	-23.5%	409 k €	+2403%	16,3 k €	-67.2%	49,8 k €	-46.6%	93,3 k €	+21.1%	77,1 k €	+97.3%	39,1 k €	+36.6%	28,6 k €	+154%	11,2 k €	-57.8%	26,7 k €	-40.9%	45,2 k €	+38.2%	32,7 k €
Debts	1,2 M €	+74.9%	685,5 k €	+974%	63,8 k €	+207%	20,8 k €	+87.3%	11,1 k €	-44.5%	20 k €	+7.0%	18,7 k €	+28.7%	14,5 k €	-51.9%	30,2 k €	+203%	10 k €	+50.8%	6,6 k €	-67.0%	20 k €	-70.6%	68,2 k €	+22.0%	55,9 k €	+691%	7,1 k €	-54.8%	15,6 k €	-54.3%	34,2 k €	-42.5%	59,5 k €	-33.5%	89,5 k €	-37.8%	143,9 k €
Other
Workforce	2,0 ETP	+11.1%	1,8 ETP	+80.0%	1,0 ETP	0.0%	1,0 ETP	-44.4%	1,8 ETP	-10.0%	2,0 ETP	0.0%	2,0 ETP	-9.1%	2,2 ETP	+10.0%	2,0 ETP	+122%	0,9 ETP	0.0%	0,9 ETP	0.0%	0,9 ETP	0.0%	0,9 ETP	0.0%	0,9 ETP	-40.0%	1,5 ETP	-11.8%	1,7 ETP	+30.8%	1,3 ETP	+30.0%	1,0 ETP	-23.1%	1,3 ETP	-40.9%	2,2 ETP

Estimate

Indicative valuation

As an indication, this company is worth

between 1 M€ and 2,5 M€

See the valuation

Governance

Board of directors

Seen on filing of 31/12/2025 · 5 active · 32 ended

Active mandates

Bram Van de Veire BV

Managing director · since 23 janvier 2025 · 0775.264.976

Represented by Bram VAN DE VEIRE

Active

JOERI DU MONT

Managing director · since 23 janvier 2025 · 0536.405.743

Represented by Joeri DU MONT

Active

ADVIESBURO EUROBEL

Managing director · since 22 décembre 2023 · 0456.966.307

Represented by Ludo DEMEULENAERE

Active

MARC CABOOR

Managing director · since 22 décembre 2023 · 0895.534.385

Represented by Marc CABOOR

Active

Timo Denoo

Managing director · 0775.776.702

Represented by DENOO Timo

Active

Ended mandates

Lesage - Demeulenaere Invest

Managing director · since 01 février 2025 · until 31 janvier 2031 · 0679.939.811

Represented by LESAGE CEDRIC

Ended

Bram Van de Veire BV

Managing director · since 23 janvier 2025 · until 22 janvier 2031 · 0775.264.976

Represented by VAN DE VEIRE BRAM

Ended

JOERI DU MONT

Managing director · since 23 janvier 2025 · until 22 janvier 2031 · 0536.405.743

Represented by DU MONT JOERI

Ended

KANTOOR MARC VANHOOREN

Managing director · since 23 janvier 2025 · until 22 janvier 2031 · 0839.791.752

Represented by VANHOOREN MARC

Ended

At this address

Other companies at this address

Company	CBE no.
ADVIESBURO EUROBEL● Active	0456.966.307

Annual accounts

Full financial information

	2025	2024	2023	2022	2021	2020
Type of account	Abridged model	Abridged model	Abridged model	Abridged model	Abridged model	Abridged model
Start of the financial year	01/01/2025	01/01/2024	01/01/2023	01/01/2022	01/01/2021	01/01/2020
Closing of the financial year	31/12/2025	31/12/2024	31/12/2023	31/12/2022	31/12/2021	31/12/2020
Length of the financial year	12 months	12 months	12 months	12 months	12 months	12 months
Filing date	30/07/2026	29/08/2025	30/07/2024	28/07/2023	31/08/2022	28/07/2021
General meeting	30/06/2026	31/07/2025	30/06/2024	30/06/2023	13/06/2022	30/06/2021
Currency of the financial year	EUR	EUR	EUR	EUR	EUR	EUR
NBB quality label	Satisfying controls	Satisfying controls	Satisfying controls	Satisfying controls	Satisfying controls	Satisfying controls

Ratios

Financial ratios

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Filings

Annual accounts filings

20 filings with the NBB

Model	Closing	General meeting	Filed	Language	Document
Abridged model	31/12/2025	30/06/2026	30/07/2026	Dutch	PDF
Abridged model	31/12/2024	31/07/2025	29/08/2025	Dutch	PDF
Abridged model	31/12/2023	30/06/2024	30/07/2024	Dutch	PDF
Abridged model	31/12/2022	30/06/2023	28/07/2023	Dutch	PDF
Abridged model	31/12/2021	13/06/2022	31/08/2022	Dutch	PDF
Abridged model	31/12/2020	30/06/2021	28/07/2021	Dutch	PDF
Abridged model	31/12/2019	30/06/2020	29/07/2020	Dutch	PDF
Abridged model	31/12/2018	28/06/2019	25/07/2019	Dutch	PDF
Abridged model	31/12/2017	30/06/2018	30/07/2018	Dutch	PDF
Abridged model	31/12/2016	30/06/2017	28/07/2017	Dutch	PDF
Abridged model	31/12/2015	13/06/2016	12/07/2016	Dutch	PDF
Abridged model	31/12/2014	08/06/2015	22/06/2015	Dutch	PDF
Abridged model	31/12/2013	10/06/2014	20/06/2014	Dutch	PDF
Abridged model	31/12/2012	10/06/2013	10/07/2013	Dutch	PDF
Abridged model	31/12/2011	11/06/2012	10/07/2012	Dutch	PDF
Abridged model	31/12/2010	14/06/2011	14/07/2011	Dutch	PDF
Abridged model	31/12/2009	14/06/2010	14/07/2010	Dutch	PDF
Abridged model	31/12/2008	08/06/2009	07/07/2009	Dutch	PDF
Abridged model	31/12/2007	09/06/2008	04/07/2008	Dutch	PDF
Abridged model	31/12/2006	11/06/2007	11/07/2007	Dutch	PDF

Estimate

Indicative valuation

Order of magnitude

As an indication, this company is worth

between 1 M€ and 2,5 M€

The detail comes with the Business plan: low and high bounds, the valuation bridge for each financial year, transaction multiples by sector and size, group valuation and exports.

Discover the Business plan

Disclaimer

Indicative estimate based on public sector multiples and the filed annual accounts. It is neither a certified valuation nor financial or investment advice.

Governance

Board of directors

Seen on filing of 31/12/2025 · 5 active · 32 ended

Active mandates

Bram Van de Veire BV

Managing director · since 23 janvier 2025 · 0775.264.976

Represented by Bram VAN DE VEIRE

Active

JOERI DU MONT

Managing director · since 23 janvier 2025 · 0536.405.743

Represented by Joeri DU MONT

Active

ADVIESBURO EUROBEL

Managing director · since 22 décembre 2023 · 0456.966.307

Represented by Ludo DEMEULENAERE

Active

MARC CABOOR

Managing director · since 22 décembre 2023 · 0895.534.385

Represented by Marc CABOOR

Active

Timo Denoo

Managing director · 0775.776.702

Represented by DENOO Timo

Active

Ended mandates

Lesage - Demeulenaere Invest

Managing director · since 01 février 2025 · until 31 janvier 2031 · 0679.939.811

Represented by LESAGE CEDRIC

Ended

Bram Van de Veire BV

Managing director · since 23 janvier 2025 · until 22 janvier 2031 · 0775.264.976

Represented by VAN DE VEIRE BRAM

Ended

JOERI DU MONT

Managing director · since 23 janvier 2025 · until 22 janvier 2031 · 0536.405.743

Represented by DU MONT JOERI

Ended

KANTOOR MARC VANHOOREN

Managing director · since 23 janvier 2025 · until 22 janvier 2031 · 0839.791.752

Represented by VANHOOREN MARC

Ended

Shareholders

Ownership and network

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Try for 7 days

Belgian Official Gazette

Belgian Official Gazette publications

Capital / shares31/12/2025
STATUTEN (VERTALING, COÖRDINATIE, OVERIGE WIJZIGINGEN, ) - KAPITAAL - AANDELEN
PDF
Mandates13/11/2025
ONTSLAGEN - BENOEMINGEN
PDF
Mandates16/04/2025
ONTSLAGEN - BENOEMINGEN
PDF
Mandates07/02/2025
ONTSLAGEN - BENOEMINGEN
PDF
Capital / shares29/12/2023
STATUTEN (VERTALING, COÖRDINATIE, OVERIGE WIJZIGINGEN, ) - WIJZIGING RECHTSVORM - KAPITAAL - AANDELEN - ALGEMENE VERGADERING
PDF
Mandates04/04/2023
ONTSLAGEN - BENOEMINGEN
PDF
Mandates07/12/2021
ONTSLAGEN - BENOEMINGEN
PDF
Mandates26/11/2019
ONTSLAGEN - BENOEMINGEN
PDF

Source: Belgian Official Gazette

Competition

Similar companies

A company's peers, by sector and size, are included in the Business plan.

See the Business plan

2025
Annual accounts 2025-24,6 k €↓
2024
Annual accounts 2024232,7 k €↑
2023
Annual accounts 2023111,1 k €↑
2022
Annual accounts 202264,7 k €↑
2021
Annual accounts 202112,5 k €↓
2020
Annual accounts 202024,2 k €↑
2019
Annual accounts 20195 k €↑
2018
Annual accounts 2018857,7 €↓
2017
Annual accounts 201729,4 k €↑
2016
Annual accounts 201613,2 k €↑
2015
Annual accounts 2015-24 k €↓
2014
Annual accounts 20148,1 k €↓
2013
Annual accounts 201353,5 k €↓
2012
Annual accounts 201255,5 k €↑
2011
Annual accounts 20114,8 k €↓
2010
Annual accounts 201021,8 k €↑
2009
Annual accounts 200910,8 k €↑
2008
Annual accounts 2008-12,5 k €↓
2007
Annual accounts 200755,3 k €↑
2006
Annual accounts 2006867,5 €
28/12/1989
IncorporationPrivate limited company

10/15	1 240 000	1 180 000	1 050 000
70	8 630 000	8 120 000	7 940 000
9904	412 000	388 000	301 000
17/49	2 970 000	3 140 000	3 380 000
9087	24,3	23,1	21,8

Fidelis

Overview

What does Fidelis do?

Trend over 20 financial years

Indicative valuation

Board of directors

Other companies at this address

Financials

Full financial information

Financial ratios

Annual accounts filings

Valuation

Indicative valuation

Directors & structure

Board of directors

Ownership and network

Publications

Belgian Official Gazette publications

Similar companies

Similar companies

Timeline