MULTIFIN
0441.404.141 · rovalta.com · 21/09/2026
ACTIVE
MULTIFIN
Financial year 2025 · closed on 31/12/2025
Net result
75,3 €
-99.4% YoY
Gross margin
26,5 k €
-41.7% YoY
Equity
70,5 k €
+0.1% YoY
Overview
What does MULTIFIN do?
MULTIFIN is a Private company with limited liability incorporated in 1990. Its main activity is: Other credit granting. Its registered office is in Willebroek.
Legal situation
● Normal situation
BCE/KBO no. / VAT
BE 0441.404.141
Incorporation
28/06/1990
Legal form
Private company with limited liability
Registered office
Ten Bergstraat 11
2830 Willebroek · FlandreSee on map
2830 Willebroek · FlandreSee on map
Contributed capital
18 592,01 €
Latest accounts
31/12/2025
Activities (NACE)
Joint committees (2)
- 200
- 218
Signals
ProfitableSolid equityPositive cashflowPositive EBITDAHealthy social debts
Available with a Rovalta subscriptionTry for 7 days
Financials
Trend over 20 financial years
| 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | 2014 | 2013 | 2012 | 2011 | 2010 | 2009 | 2008 | 2007 | 2006 | ||||||||||||||||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Income statement | |||||||||||||||||||||||||||||||||||||||
| Gross margin | 26,5 k € | -41.7% | 45,4 k € | +33.3% | 34,1 k € | -2.2% | 34,8 k € | +38.9% | 25,1 k € | +13.1% | 22,2 k € | -6.6% | 23,8 k € | -39.9% | 39,5 k € | +476% | 6,9 k € | -34.3% | 10,4 k € | -12.6% | 11,9 k € | +29.8% | 9,2 k € | -33.8% | 13,9 k € | +234% | 4,2 k € | -64.3% | 11,6 k € | -68.4% | 36,8 k € | +19945% | -185,4 € | -101% | 21,5 k € | +29.9% | 16,5 k € | +15.7% | 14,3 k € |
| EBITDA | 8,9 k € | -67.1% | 26,9 k € | +69.3% | 15,9 k € | -13.2% | 18,3 k € | +51.8% | 12,1 k € | -5.4% | 12,8 k € | +40.7% | 9,1 k € | -62.5% | 24,2 k € | +675% | -4,2 k € | -146% | 9,1 k € | -15.0% | 10,7 k € | +34.3% | 8 k € | -38.6% | 13 k € | +986% | 1,2 k € | -89.1% | 10,9 k € | -69.3% | 35,6 k € | +2600% | -1,4 k € | -107% | 20,3 k € | +33.9% | 15,2 k € | +13.9% | 13,3 k € |
| Operating result | 1,1 k € | -94.5% | 19,8 k € | +116% | 9,1 k € | -27.8% | 12,7 k € | +82.1% | 7 k € | -2.9% | 7,2 k € | +106% | 3,5 k € | -81.3% | 18,6 k € | +353% | -7,3 k € | -217% | 6,2 k € | +78.6% | 3,5 k € | +265% | 958,4 € | -83.7% | 5,9 k € | +207% | -5,5 k € | -266% | 3,3 k € | -88.8% | 29,7 k € | +284% | -16,2 k € | -396% | 5,5 k € | -0.9% | 5,5 k € | +98.0% | 2,8 k € |
| Net result | 75,3 € | -99.4% | 11,6 k € | +80.1% | 6,4 k € | -29.7% | 9,2 k € | +99.4% | 4,6 k € | -16.0% | 5,5 k € | +129% | 2,4 k € | -83.6% | 14,6 k € | +277% | -8,2 k € | -326% | 3,6 k € | +107% | 1,8 k € | +2755% | 61,3 € | -99.3% | 9 k € | +201% | -8,9 k € | -411% | 2,9 k € | +105% | -63,6 k € | -26257% | 243 € | +5410% | 4,4 € | -85.7% | 30,9 € | +100% | -20,4 k € |
| Balance sheet | |||||||||||||||||||||||||||||||||||||||
| Equity | 70,5 k € | +0.1% | 70,5 k € | +19.7% | 58,9 k € | +12.3% | 52,4 k € | +16.8% | 44,9 k € | +9.2% | 41,1 k € | +15.4% | 35,6 k € | +7.2% | 33,2 k € | +78.0% | 18,7 k € | -30.6% | 26,9 k € | +15.6% | 23,2 k € | +8.2% | 21,5 k € | +0.3% | 21,4 k € | +73.0% | 12,4 k € | -41.9% | 21,3 k € | +15.6% | 18,5 k € | -77.5% | 82 k € | +0.3% | 81,8 k € | +0.0% | 81,8 k € | +0.0% | 81,7 k € |
| Total assets | 112,4 k € | +11.3% | 101 k € | -7.7% | 109,4 k € | -2.9% | 112,7 k € | +19.6% | 94,2 k € | +4.8% | 89,9 k € | -2.1% | 91,8 k € | -6.5% | 98,2 k € | +81.9% | 54 k € | -1.3% | 54,7 k € | -2.2% | 55,9 k € | -5.5% | 59,2 k € | -14.5% | 69,2 k € | -5.8% | 73,4 k € | -21.5% | 93,6 k € | -0.2% | 93,8 k € | -47.4% | 178,4 k € | +4.8% | 170,2 k € | -3.4% | 176,2 k € | -1.8% | 179,5 k € |
| Cash | 733,8 € | -89.9% | 7,3 k € | +3.7% | 7 k € | +3.6% | 6,8 k € | -18.9% | 8,4 k € | +57.8% | 5,3 k € | +169% | 2 k € | -24.2% | 2,6 k € | -47.1% | 4,9 k € | +1.3% | 4,9 k € | +68.1% | 2,9 k € | +249% | 828,6 € | -58.4% | 2 k € | +176% | 720,5 € | -93.3% | 10,8 k € | +7128% | 149,8 € | -95.4% | 3,2 k € | -68.6% | 10,3 k € | +438% | 1,9 k € | +18.1% | 1,6 k € |
| Debts | 41,9 k € | +45.0% | 28,9 k € | -42.9% | 50,6 k € | -16.1% | 60,3 k € | +22.0% | 49,4 k € | +1.2% | 48,8 k € | -13.1% | 56,2 k € | -13.6% | 65 k € | +84.0% | 35,3 k € | +27.0% | 27,8 k € | -3.0% | 28,7 k € | -23.9% | 37,7 k € | -21.1% | 47,8 k € | -21.7% | 61 k € | -15.5% | 72,2 k € | -4.1% | 75,3 k € | -21.9% | 96,4 k € | +8.9% | 88,5 k € | -6.4% | 94,5 k € | -3.4% | 97,8 k € |
| Other | |||||||||||||||||||||||||||||||||||||||
| Workforce | – | – | – | – | – | 0,5 ETP | 0.0% | 0,5 ETP | 0.0% | 0,5 ETP | 0.0% | 0,5 ETP | – | – | – | – | – | – | – | – | – | – | – | ||||||||||||||||
Estimate
Indicative valuation
As an indication, this company is worth
between 0 € and 100 k€
See the valuationGovernance
Board of directors
Seen on filing of 31/12/2025 · 1 active · 1 ended
Active mandates
Peter De Smedt
ActiveEnded mandates
Peter De Smedt
EndedAt this address
Other companies at this address
| Company | CBE no. |
|---|---|
Groep Interkrediet● Active | 0643.635.778 |
Financials
Annual accounts
Full financial information
| 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | |
|---|---|---|---|---|---|---|
| Type of account | Micro model | Micro model | Micro model | Micro model | Micro model | Abridged model |
| Start of the financial year | 01/01/2025 | 01/01/2024 | 01/01/2023 | 01/01/2022 | 01/01/2021 | 01/01/2020 |
| Closing of the financial year | 31/12/2025 | 31/12/2024 | 31/12/2023 | 31/12/2022 | 31/12/2021 | 31/12/2020 |
| Length of the financial year | 12 months | 12 months | 12 months | 12 months | 12 months | 12 months |
| Filing date | 10/09/2026 | 07/10/2025 | 19/06/2024 | 26/07/2023 | 27/06/2022 | 26/07/2021 |
| General meeting | 09/09/2026 | 07/10/2025 | 03/05/2024 | 05/05/2023 | 06/05/2022 | 07/05/2021 |
| Currency of the financial year | EUR | EUR | EUR | EUR | EUR | EUR |
| NBB quality label | Satisfying controls | Satisfying controls | Satisfying controls | Satisfying controls | Satisfying controls | Satisfying controls |
Ratios
Financial ratios
Looking for more information about this company?
Try for 7 daysFilings
Annual accounts filings
20 filings with the NBB
| Model | Closing | General meeting | Filed | Language | Document |
|---|---|---|---|---|---|
| Micro model | 31/12/2025 | 09/09/2026 | 10/09/2026 | Dutch | |
| Micro model | 31/12/2024 | 07/10/2025 | 07/10/2025 | Dutch | |
| Micro model | 31/12/2023 | 03/05/2024 | 19/06/2024 | Dutch | |
| Micro model | 31/12/2022 | 05/05/2023 | 26/07/2023 | Dutch | |
| Micro model | 31/12/2021 | 06/05/2022 | 27/06/2022 | Dutch | |
| Abridged model | 31/12/2020 | 07/05/2021 | 26/07/2021 | Dutch | |
| Abridged model | 31/12/2019 | 01/05/2020 | 25/06/2020 | Dutch | |
| Abridged model | 31/12/2018 | 03/05/2019 | 12/06/2019 | Dutch | |
| Abridged model | 31/12/2017 | 04/05/2018 | 23/07/2018 | Dutch | |
| Abridged model | 31/12/2016 | 05/05/2017 | 26/06/2017 | Dutch | |
| Abridged model | 31/12/2015 | 06/05/2016 | 01/07/2016 | Dutch | |
| Abridged model | 31/12/2014 | 01/05/2015 | 19/06/2015 | Dutch | |
| Abridged model | 31/12/2013 | 02/05/2014 | 07/07/2014 | Dutch | |
| Abridged model | 31/12/2012 | 03/05/2013 | 28/06/2013 | Dutch | |
| Abridged model | 31/12/2011 | 04/05/2012 | 29/06/2012 | Dutch | |
| Abridged model | 31/12/2010 | 06/05/2011 | 18/07/2011 | Dutch | |
| Abridged model | 31/12/2009 | 22/09/2010 | 23/09/2010 | Dutch | |
| Abridged model | 31/12/2008 | 29/09/2009 | 30/09/2009 | Dutch | |
| Abridged model | 31/12/2007 | 27/11/2008 | 27/11/2008 | Dutch | |
| Abridged model | 31/12/2006 | 07/12/2007 | 07/12/2007 | Dutch |
Valuation
Estimate
Indicative valuation
Order of magnitude
As an indication, this company is worth
between 0 € and 100 k€
The detail comes with the Business plan: low and high bounds, the valuation bridge for each financial year, transaction multiples by sector and size, group valuation and exports.
Disclaimer
Indicative estimate based on public sector multiples and the filed annual accounts. It is neither a certified valuation nor financial or investment advice.
Directors & structure
Governance
Board of directors
Seen on filing of 31/12/2025 · 1 active · 1 ended
Active mandates
Peter De Smedt
ActiveEnded mandates
Peter De Smedt
EndedShareholders
Ownership and network
Looking for more information about this company?
Try for 7 daysPublications
Similar companies
Competition
Similar companies
A company's peers, by sector and size, are included in the Business plan.
See the Business planTimeline
Timeline
- 2025Annual accounts 202575,3 €↓
- 2024Annual accounts 202411,6 k €↑
- 2024Name changeMULTIFIN new
- 2023Annual accounts 20236,4 k €↓
- 2022Annual accounts 20229,2 k €↑
- 2021Annual accounts 20214,6 k €↓
- 2021Name changemultifin
- 2020Annual accounts 20205,5 k €↑
- 2019Annual accounts 20192,4 k €↓
- 2018Annual accounts 201814,6 k €↑
- 2017Annual accounts 2017-8,2 k €↓
- 2016Annual accounts 20163,6 k €↑
- 2015Annual accounts 20151,8 k €↑
- 2014Annual accounts 201461,3 €↓
- 2013Annual accounts 20139 k €↑
- 2012Annual accounts 2012-8,9 k €↓
- 2011Annual accounts 20112,9 k €↑
- 2010Annual accounts 2010-63,6 k €↓
- 2009Annual accounts 2009243 €↑
- 2008Annual accounts 20084,4 €↓
- 2007Annual accounts 200730,9 €↑
- 2006Annual accounts 2006-20,4 k €
- 28/06/1990IncorporationPrivate company with limited liability