ACTIVE

Immobilier et finance

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Financial year 2025 · closed on 31/12/2025

Net result

119,6 k €

-30.9% YoY

Gross margin

347 k €

+5.3% YoY

Equity

2 M €

+2.0% YoY

What does Immobilier et finance do?

Immobilier et finance is a Public limited company incorporated in 1990. Its main activity is: Development of building projects. Its registered office is in Bruxelles.

Legal situation

● Normal situation

BCE/KBO no. / VAT

BE 0442.213.201

Incorporation

12/10/1990

Legal form

Public limited company

Registered office

Avenue de la Reine des Prés 7
1020 Bruxelles · BruxellesSee on map

Contributed capital

249 910,00 €

Latest accounts

31/12/2025

Activities (NACE)

41101Development of building projects· main 68121Buying and selling of own real estate 68201Rental and operating of own or leased real estate 68201Rental and operating of own or leased real estate 69201Accounting, bookkeeping and auditing activities; tax consultancy 69201Accounting, bookkeeping and auditing activities; tax consultancy+3

Joint committees (1)

Signals

ProfitableSolid equityLow riskPositive cashflowPositive EBITDAHealthy social debts

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Health score

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✦ Verdict · Analyst summary

Financials

Trend over 19 financial years

	2025		2024		2023		2022		2021		2020		2019		2018		2017		2016		2015		2014		2013		2011		2010		2009		2008		2007		2006
Income statement
Gross margin	347 k €	+5.3%	329,5 k €	+20.9%	272,6 k €	+17.2%	232,6 k €	-15.1%	274,1 k €	+19.7%	229 k €	+1247%	-20 k €	-113%	149,4 k €	-14.5%	174,7 k €	+56.9%	111,3 k €	+1.3%	109,8 k €	+4.6%	105 k €	-2.0%	107,1 k €	+8.1%	99,1 k €	-23.8%	130,1 k €	-3.7%	135,1 k €	+49.3%	90,5 k €	-24.8%	120,4 k €	+20.7%	99,7 k €
EBITDA	279,4 k €	+4.5%	267,4 k €	+0.1%	267,1 k €	+17.1%	228,2 k €	-14.7%	267,6 k €	+20.2%	222,6 k €	+6844%	-3,3 k €	-102%	144,8 k €	-14.3%	168,9 k €	+42.3%	118,7 k €	+44.9%	81,9 k €	-19.9%	102,2 k €	-2.8%	105,2 k €	+12.4%	93,6 k €	+3.3%	90,6 k €	-8.3%	98,8 k €	+68.7%	58,6 k €	-21.8%	74,9 k €	+11.0%	67,5 k €
Operating result	127,2 k €	-20.2%	159,5 k €	+0.6%	158,6 k €	+42.5%	111,2 k €	+16.8%	95,3 k €	-45.9%	176,1 k €	+456%	-49,4 k €	-151%	97,6 k €	-18.9%	120,3 k €	+73.6%	69,3 k €	+70.9%	40,6 k €	-33.3%	60,9 k €	-4.8%	63,9 k €	-9.3%	70,5 k €	+2.9%	68,5 k €	-10.7%	76,7 k €	+112%	36,3 k €	-31.7%	53,1 k €	+657%	-9,5 k €
Net result	119,6 k €	-30.9%	173,2 k €	+102%	85,9 k €	+67.0%	51,5 k €	-1.4%	52,2 k €	-55.7%	117,8 k €	+282%	-64,8 k €	-226%	51,3 k €	+89.0%	27,1 k €	+20.9%	22,5 k €	+623%	3,1 k €	-85.1%	20,8 k €	-14.1%	24,3 k €	-30.2%	34,8 k €	-0.4%	34,9 k €	-8.6%	38,2 k €	+64.5%	23,2 k €	-25.8%	31,3 k €	+204%	-29,9 k €
Balance sheet
Equity	2 M €	+2.0%	2 M €	+8.3%	1,8 M €	+3.5%	1,7 M €	+53.3%	1,1 M €	+4.8%	1,1 M €	+11.0%	977,6 k €	+58.3%	617,4 k €	+9.1%	566,1 k €	+5.0%	538,9 k €	+4.3%	516,5 k €	+0.6%	513,4 k €	+4.2%	492,5 k €	+41.8%	347,4 k €	+7.1%	324,4 k €	+7.7%	301,2 k €	+9.6%	274,7 k €	-14.5%	321,2 k €	+10.8%	289,9 k €
Total assets	4,4 M €	-2.6%	4,5 M €	-1.8%	4,6 M €	-2.0%	4,7 M €	+22.4%	3,8 M €	+89.5%	2 M €	-6.4%	2,2 M €	+42.5%	1,5 M €	-0.9%	1,5 M €	+4.5%	1,5 M €	-1.6%	1,5 M €	-4.4%	1,6 M €	-2.5%	1,6 M €	+61.8%	987,7 k €	-1.7%	1 M €	+0.5%	999,9 k €	+2.4%	976,5 k €	-5.7%	1 M €	+3.0%	1 M €
Cash	20,9 k €	-74.2%	81,1 k €	-59.6%	200,5 k €	+28.9%	155,5 k €	+305%	38,4 k €	-72.8%	141,4 k €	-58.3%	339 k €	+128%	148,5 k €	+40.7%	105,6 k €	+489%	17,9 k €	-62.0%	47,1 k €	+36.7%	34,4 k €	-12.8%	39,5 k €	-67.1%	120 k €	+0.2%	119,8 k €	+41.7%	84,6 k €	+48.4%	57 k €	-13.9%	66,2 k €	+169%	24,6 k €
Debts	2,4 M €	-7.0%	2,6 M €	-8.3%	2,8 M €	-5.5%	2,9 M €	+9.5%	2,7 M €	+189%	930,3 k €	-20.8%	1,2 M €	+35.6%	866,8 k €	-7.0%	932,5 k €	+4.3%	893,6 k €	-3.7%	927,8 k €	-9.3%	1 M €	-5.7%	1,1 M €	+126%	480,8 k €	-8.7%	526,3 k €	-5.5%	557,2 k €	-2.7%	572,6 k €	-3.0%	590 k €	-2.8%	607,2 k €
Other
Workforce	–		–		–		–		–		–		–		–		–		–		–		–		–		–		0,5 ETP	0.0%	0,5 ETP	0.0%	0,5 ETP	-37.5%	0,8 ETP	0.0%	0,8 ETP

Estimate

Indicative valuation

As an indication, this company is worth

between 0 € and 100 k€

See the valuation

Governance

Board of directors

Seen on filing of 31/12/2025 · 1 active · 4 ended

Active mandates

CHRISTIAN BASTIN

Managing director

Active

Ended mandates

CHRISTIAN BASTIN

Managing director · since 11 octobre 2006 · until 30 mai 2012

Ended

MASSIMO DE BRUYCKER

Managing director · since 11 octobre 2006 · until 30 mai 2012

Ended

DEBRUYCKER MASSIMO

Managing director

Ended

MASSIMO DE BRUYCKER

Managing director

Ended

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Annual accounts

Full financial information

	2025	2024	2023	2022	2021	2020
Type of account	Micro model	Micro model	Micro model	Micro model	Micro model	Micro model
Start of the financial year	01/01/2025	01/01/2024	01/01/2023	01/01/2022	01/01/2021	01/01/2020
Closing of the financial year	31/12/2025	31/12/2024	31/12/2023	31/12/2022	31/12/2021	31/12/2020
Length of the financial year	12 months	12 months	12 months	12 months	12 months	12 months
Filing date	28/08/2026	29/08/2025	31/08/2024	31/08/2023	24/08/2022	23/08/2021
General meeting	20/05/2026	21/05/2025	15/05/2024	17/05/2023	18/05/2022	19/05/2021
Currency of the financial year	EUR	EUR	EUR	EUR	EUR	EUR
NBB quality label	Satisfying controls	Satisfying controls	Satisfying controls	Satisfying controls	Satisfying controls	Satisfying controls

Ratios

Financial ratios

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Filings

Annual accounts filings

20 filings with the NBB

Model	Closing	General meeting	Filed	Language	Document
Micro model	31/12/2025	20/05/2026	28/08/2026	French	PDF
Micro model	31/12/2024	21/05/2025	29/08/2025	French	PDF
Micro model	31/12/2023	15/05/2024	31/08/2024	French	PDF
Micro model	31/12/2022	17/05/2023	31/08/2023	French	PDF
Micro model	31/12/2021	18/05/2022	24/08/2022	French	PDF
Micro model	31/12/2020	19/05/2021	23/08/2021	French	PDF
Micro model	31/12/2019	20/05/2020	29/08/2020	French	PDF
Micro model	31/12/2018	15/05/2019	29/08/2019	French	PDF
Micro model	31/12/2017	16/05/2018	10/08/2018	French	PDF
Micro model	31/12/2016	17/05/2017	23/08/2017	French	PDF
Abridged model	31/12/2015	18/05/2016	15/08/2016	French	PDF
Abridged model	31/12/2014	20/05/2015	13/08/2015	French	PDF
Abridged model	31/12/2013	21/05/2014	29/07/2014	French	PDF
Abridged model	31/12/2012	15/05/2013	31/07/2013	French	PDF
Abridged model	31/12/2011	16/05/2012	31/07/2012	French	PDF
Abridged model	31/12/2010	18/05/2011	29/08/2011	French	PDF
Abridged model	31/12/2009	19/05/2010	27/07/2010	French	PDF
Abridged model	31/12/2008	20/05/2009	31/07/2009	French	PDF
Abridged model	31/12/2007	21/05/2008	29/07/2008	French	PDF
Abridged model	31/12/2006	16/05/2007	31/08/2007	French	PDF

Estimate

Indicative valuation

Order of magnitude

As an indication, this company is worth

between 0 € and 100 k€

The detail comes with the Business plan: low and high bounds, the valuation bridge for each financial year, transaction multiples by sector and size, group valuation and exports.

Discover the Business plan

Disclaimer

Indicative estimate based on public sector multiples and the filed annual accounts. It is neither a certified valuation nor financial or investment advice.

Governance

Board of directors

Seen on filing of 31/12/2025 · 1 active · 4 ended

Active mandates

CHRISTIAN BASTIN

Managing director

Active

Ended mandates

CHRISTIAN BASTIN

Managing director · since 11 octobre 2006 · until 30 mai 2012

Ended

MASSIMO DE BRUYCKER

Managing director · since 11 octobre 2006 · until 30 mai 2012

Ended

DEBRUYCKER MASSIMO

Managing director

Ended

MASSIMO DE BRUYCKER

Managing director

Ended

Shareholders

Ownership and network

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Belgian Official Gazette

Belgian Official Gazette publications

Restructuring22/09/2022
OBJET - CAPITAL, ACTIONS - DEMISSIONS, NOMINATIONS - ASSEMBLEE GENERALE - RUBRIQUE RESTRUCTURATION (FUSION, SCISSION, TRANSFERT PATRIMOINE, ETC...)
PDF
Restructuring04/04/2022
RUBRIQUE RESTRUCTURATION (FUSION, SCISSION, TRANSFERT PATRIMOINE, ETC...)
PDF
Mandates03/03/2021
DEMISSIONS, NOMINATIONS
PDF
Mandates08/08/2017
DEMISSIONS, NOMINATIONS
PDF
Restructuring15/01/2013
CAPITAL, ACTIONS - RUBRIQUE RESTRUCTURATION (FUSION, SCISSION, TRANSFERT PATRIMOINE, ETC...)
PDF
Restructuring16/10/2012
RUBRIQUE RESTRUCTURATION (FUSION, SCISSION, TRANSFERT PATRIMOINE, ETC...)
PDF
Mandates10/07/2012
DEMISSIONS, NOMINATIONS
PDF
Capital / shares22/10/2008
CAPITAL, ACTIONS
PDF

Source: Belgian Official Gazette

Competition

Similar companies

A company's peers, by sector and size, are included in the Business plan.

See the Business plan

2025
Annual accounts 2025119,6 k €↓
2024
Annual accounts 2024173,2 k €↑
2023
Annual accounts 202385,9 k €↑
2022
Annual accounts 202251,5 k €↓
2021
Annual accounts 202152,2 k €↓
2020
Annual accounts 2020117,8 k €↑
2019
Annual accounts 2019-64,8 k €↓
2018
Annual accounts 201851,3 k €↑
2017
Annual accounts 201727,1 k €↑
2016
Annual accounts 201622,5 k €↑
2015
Annual accounts 20153,1 k €↓
2014
Annual accounts 201420,8 k €↓
2013
Annual accounts 201324,3 k €↓
2011
Annual accounts 201134,8 k €↓
2010
Annual accounts 201034,9 k €↓
2009
Annual accounts 200938,2 k €↑
2008
Annual accounts 200823,2 k €↓
2007
Annual accounts 200731,3 k €↑
2006
Annual accounts 2006-29,9 k €
12/10/1990
IncorporationPublic limited company

10/15	1 240 000	1 180 000	1 050 000
70	8 630 000	8 120 000	7 940 000
9904	412 000	388 000	301 000
17/49	2 970 000	3 140 000	3 380 000
9087	24,3	23,1	21,8

Immobilier et finance

Overview

What does Immobilier et finance do?

Trend over 19 financial years

Indicative valuation

Board of directors

Other companies at this address

Financials

Full financial information

Financial ratios

Annual accounts filings

Valuation

Indicative valuation

Directors & structure

Board of directors

Ownership and network

Publications

Belgian Official Gazette publications

Similar companies

Similar companies

Timeline