NORMAL SITUATION

ABR VERZEKERINGSGROEP

Export PDF

Financial year 2022 · closed on 31/12/2022

Net result

21,3 k €

+38.0% YoY

Gross margin

153,5 k €

-10.2% YoY

Equity

251,9 k €

+9.3% YoY

Workforce

1,3 ETP

-31.6% YoY

Company — Normal situation.

What does ABR VERZEKERINGSGROEP do?

ABR VERZEKERINGSGROEP is a company registered in Belgium. It employs on average 1,3 ETP workers (FTE).

Legal situation

● Normal situation

BCE/KBO no. / VAT

BE 0442.928.427

Legal form

Public limited company

Contributed capital

65 000,00 €

Latest accounts

31/12/2022

Average workforce

1,3 ETP

Joint committees (1)

Signals

ProfitableSolid equityGood liquidityPositive cashflowPositive EBITDAHealthy social debts

View the BCE/KBO Public Search record →

Health score

Available with a Rovalta subscriptionTry for 7 days

Recommended credit limit

✦ Verdict · Analyst summary

Financials

Trend over 17 financial years

	2022		2021		2020		2019		2018		2017		2016		2015		2014		2013		2012		2011		2010		2009		2008		2007		2006
Income statement
Gross margin	153,5 k €	-10.2%	170,9 k €	+8.5%	157,5 k €	+13.4%	138,9 k €	-26.3%	188,4 k €	+24.1%	151,9 k €	-0.6%	152,8 k €	+47.2%	103,8 k €	-26.4%	141,0 k €	-5.6%	149,4 k €	+55.8%	95,9 k €	-25.5%	128,7 k €	+86.3%	69,1 k €	-23.3%	90,0 k €	-21.4%	114,6 k €	+22.5%	93,6 k €	+21.3%	77,1 k €
EBITDA	65,6 k €	+3.2%	63,5 k €	+1.5%	62,6 k €	+17.3%	53,3 k €	-50.2%	107,0 k €	+42.1%	75,3 k €	-5.2%	79,5 k €	+150%	31,7 k €	-27.4%	43,7 k €	-10.2%	48,7 k €	+1101%	-4,9 k €	-108%	59,8 k €	+96.8%	30,4 k €	+3.7%	29,3 k €	-45.3%	53,5 k €	+41.2%	37,9 k €	+16.2%	32,6 k €
Operating result	31,7 k €	+32.2%	24,0 k €	-5.6%	25,4 k €	+30.0%	19,5 k €	-75.5%	79,9 k €	+50.4%	53,1 k €	-9.1%	58,5 k €	+375%	12,3 k €	-55.0%	27,3 k €	-16.4%	32,7 k €	+268%	-19,5 k €	-138%	51,7 k €	+527%	8,2 k €	+142%	3,4 k €	-88.7%	30,3 k €	+93.8%	15,6 k €	+26.4%	12,3 k €
Net result	21,3 k €	+38.0%	15,5 k €	-6.5%	16,5 k €	+46.9%	11,3 k €	-77.2%	49,4 k €	+46.4%	33,7 k €	-2.0%	34,4 k €	+361%	7,5 k €	-58.1%	17,8 k €	-28.2%	24,8 k €	+239%	-17,8 k €	-153%	33,6 k €	+338%	7,7 k €	+198%	2,6 k €	-88.6%	22,5 k €	+67.2%	13,5 k €	+12.5%	12,0 k €
Balance sheet
Equity	251,9 k €	+9.3%	230,6 k €	-16.2%	275,1 k €	+6.4%	258,6 k €	+4.6%	247,4 k €	+25.0%	198,0 k €	+20.5%	164,2 k €	+26.5%	129,8 k €	+6.1%	122,3 k €	+17.0%	104,6 k €	+31.1%	79,8 k €	-59.4%	196,6 k €	+20.6%	163,0 k €	+4.9%	155,3 k €	+1.7%	152,7 k €	+17.3%	130,2 k €	+11.5%	116,7 k €
Total assets	275,4 k €	-22.2%	353,9 k €	+1.0%	350,4 k €	+1.6%	344,7 k €	+17.4%	293,7 k €	+10.4%	266,0 k €	+21.2%	219,5 k €	+18.6%	185,1 k €	+13.4%	163,3 k €	+14.9%	142,1 k €	+38.1%	102,9 k €	-55.4%	230,8 k €	+30.2%	177,2 k €	-4.6%	185,7 k €	-2.6%	190,7 k €	+25.3%	152,2 k €	-0.3%	152,6 k €
Cash	12,5 k €	-64.2%	34,8 k €	-29.1%	49,1 k €	-50.5%	99,0 k €	-26.0%	133,9 k €	+0.0%	133,8 k €	+16.5%	114,8 k €	-7.1%	123,6 k €	+12.9%	109,4 k €	+60.7%	68,1 k €	+79.7%	37,9 k €	-80.3%	192,0 k €	+39.4%	137,8 k €	+1421%	9,1 k €	-39.7%	15,0 k €	+73.0%	8,7 k €	-86.3%	63,5 k €
Debts	23,4 k €	-81.0%	123,3 k €	+63.9%	75,2 k €	-12.6%	86,1 k €	+85.8%	46,4 k €	-31.9%	68,0 k €	+23.0%	55,3 k €	+0.1%	55,2 k €	+35.1%	40,9 k €	+8.8%	37,6 k €	+62.3%	23,2 k €	-32.2%	34,2 k €	+141%	14,2 k €	-53.4%	30,5 k €	-19.8%	38,0 k €	+96.3%	19,3 k €	-46.2%	35,9 k €
Other
Workforce	1,3 ETP	-31.6%	1,9 ETP	+5.6%	1,8 ETP	-5.3%	1,9 ETP	0.0%	1,9 ETP	0.0%	1,9 ETP	+5.6%	1,8 ETP	-5.3%	1,9 ETP	-17.4%	2,3 ETP	-11.5%	2,6 ETP	0.0%	2,6 ETP	+44.4%	1,8 ETP	+100%	0,9 ETP	-43.8%	1,6 ETP	0.0%	1,6 ETP	+6.7%	1,5 ETP	+25.0%	1,2 ETP

Governance

Board of directors

Seen on filing of 31/12/2022 · 3 active · 11 ended

Active mandates

MAKELAARSKANTOOR LIEVEN BERNAERS

Director · 0465.545.956

Represented by Lieven Bernaers

Active

Peter Apere

Managing director

Active

ZAKENKANTOOR LUC ROGIER

Director · 0469.678.255

Represented by Luc Rogier

Active

Ended mandates

MAKELAARSKANTOOR LIEVEN BERNAERS

Director · since 16 février 2007 · until 16 février 2013 · 0465.545.956

Represented by Lieven BERNAERS

Ended

Peter APERE

Managing director · since 16 février 2007 · until 16 février 2013

Ended

ZAKENKANTOOR LUC ROGIER

Director · since 16 février 2007 · until 16 février 2013 · 0469.678.255

Represented by Luc ROGIER

Ended

MAKELAARSKANTOOR LIEVEN BERNAERS

Director · 0465.545.956

Represented by Lieven BERNAERS

Ended

Annual accounts

Full financial information

	2022	2021	2020	2019	2018	2017
Type of account	Abridged model	Abridged model	Abridged model	Abridged model	Abridged model	Abridged model
Start of the financial year	01/01/2022	01/01/2021	01/01/2020	01/01/2019	01/01/2018	01/01/2017
Closing of the financial year	31/12/2022	31/12/2021	31/12/2020	31/12/2019	31/12/2018	31/12/2017
Length of the financial year	12 months	12 months	12 months	12 months	12 months	12 months
Filing date	09/10/2023	30/08/2022	31/08/2021	15/12/2020	30/07/2019	28/09/2018
General meeting	27/05/2023	28/05/2022	29/05/2021	02/06/2020	25/05/2019	26/05/2018
Currency of the financial year	EUR	EUR	EUR	EUR	EUR	EUR
NBB quality label	Satisfying controls	Satisfying controls	Satisfying controls	Satisfying controls	Satisfying controls	Satisfying controls

Ratios

Financial ratios

Looking for more information about this company?

Try for 7 days

Filings

Annual accounts filings

31 filings with the NBB

Model	Closing	General meeting	Filed	Language	Document
Abridged model	31/12/2022	27/05/2023	09/10/2023	Dutch	PDF
Abridged model	31/12/2021	28/05/2022	30/08/2022	Dutch	PDF
Abridged model	31/12/2020	29/05/2021	31/08/2021	Dutch	PDF
Abridged model	31/12/2019	02/06/2020	15/12/2020	Dutch	PDF
Abridged model	31/12/2018	25/05/2019	30/07/2019	Dutch	PDF
Abridged model	31/12/2017	26/05/2018	28/09/2018	Dutch	PDF
Abridged model	31/12/2016	27/05/2017	29/09/2017	Dutch	PDF
Abridged model	31/12/2015	28/05/2016	31/08/2016	Dutch	PDF
Abridged model	31/12/2014	30/05/2015	30/07/2015	Dutch	PDF
Abridged model	31/12/2013	31/05/2014	30/07/2014	Dutch	PDF
Abridged model	31/12/2012	25/05/2013	26/07/2013	Dutch	PDF
Abridged model	31/12/2011	26/05/2012	31/07/2012	Dutch	PDF
Abridged model	31/12/2010	28/05/2011	03/08/2011	Dutch	PDF
Abridged model	31/12/2009	29/05/2010	22/07/2010	Dutch	PDF
Abridged model	31/12/2008	30/05/2009	30/06/2009	Dutch	PDF
Abridged model	31/12/2007	31/05/2008	28/08/2008	Dutch	PDF
Abridged model	31/12/2006	26/05/2007	29/06/2007	Dutch	PDF
Abridged model	31/12/2005	29/05/2006	26/06/2006	Dutch	PDF
Abridged model	31/12/2004	28/05/2005	12/08/2005	Dutch	PDF
Abridged model	31/12/2003	29/05/2004	01/06/2005	Dutch	PDF
Abridged model	31/12/2002	31/05/2003	11/09/2003	Dutch	PDF
Abridged model	31/12/2001	25/05/2002	15/11/2002	Dutch	PDF
Abridged model	31/12/2000	15/02/2001	30/08/2001	Dutch	PDF
Abridged model	31/12/1998	28/05/1999	08/10/1999	Dutch	PDF

View all 31 filings

Estimate

Indicative valuation

The detail comes with the Business plan: low and high bounds, the valuation bridge for each financial year, transaction multiples by sector and size, group valuation and exports.

Discover the Business plan

Disclaimer

Indicative estimate based on public sector multiples and the filed annual accounts. It is neither a certified valuation nor financial or investment advice.

Governance

Board of directors

Seen on filing of 31/12/2022 · 3 active · 11 ended

Active mandates

MAKELAARSKANTOOR LIEVEN BERNAERS

Director · 0465.545.956

Represented by Lieven Bernaers

Active

Peter Apere

Managing director

Active

ZAKENKANTOOR LUC ROGIER

Director · 0469.678.255

Represented by Luc Rogier

Active

Ended mandates

MAKELAARSKANTOOR LIEVEN BERNAERS

Director · since 16 février 2007 · until 16 février 2013 · 0465.545.956

Represented by Lieven BERNAERS

Ended

Peter APERE

Managing director · since 16 février 2007 · until 16 février 2013

Ended

ZAKENKANTOOR LUC ROGIER

Director · since 16 février 2007 · until 16 février 2013 · 0469.678.255

Represented by Luc ROGIER

Ended

MAKELAARSKANTOOR LIEVEN BERNAERS

Director · 0465.545.956

Represented by Lieven BERNAERS

Ended

Shareholders

Ownership and network

Looking for more information about this company?

Try for 7 days

Competition

Similar companies

A company's peers, by sector and size, are included in the Business plan.

See the Business plan

2022
Annual accounts 202221,3 k €↑
2021
Annual accounts 202115,5 k €↓
2020
Annual accounts 202016,5 k €↑
2019
Annual accounts 201911,3 k €↓
2018
Annual accounts 201849,4 k €↑
2017
Annual accounts 201733,7 k €↓
2016
Annual accounts 201634,4 k €↑
2015
Annual accounts 20157,5 k €↓
2014
Annual accounts 201417,8 k €↓
2013
Annual accounts 201324,8 k €↑
2012
Annual accounts 2012-17,8 k €↓
2011
Annual accounts 201133,6 k €↑
2010
Annual accounts 20107,7 k €↑
2009
Annual accounts 20092,6 k €↓
2008
Annual accounts 200822,5 k €↑
2007
Annual accounts 200713,5 k €↑
2006
Annual accounts 200612,0 k €

10/15	1 240 000	1 180 000	1 050 000
70	8 630 000	8 120 000	7 940 000
9904	412 000	388 000	301 000
17/49	2 970 000	3 140 000	3 380 000
9087	24,3	23,1	21,8

ABR VERZEKERINGSGROEP

Overview

What does ABR VERZEKERINGSGROEP do?

Trend over 17 financial years

Board of directors

Financials

Full financial information

Financial ratios

Annual accounts filings

Valuation

Indicative valuation

Directors & structure

Board of directors

Ownership and network

Publications

Similar companies

Similar companies

Timeline