ACTIVE

JOSEPHA

Financial year 2025 · Closed on 31/12/2025

Net result32,4 k €+185,7 %over 1 year

Gross margin159,6 k €+118,1 %over 1 year

Equity2,3 M €+1,4 %over 1 year

Identity

Source · BCE/KBO

JOSEPHA is a Public limited company incorporated in 1991. Its main activity is: Real estate agencies. Its registered office is in Oostende.

Legal situation: Normal situation
BCE/KBO no. / VAT: BE 0444.151.914
Incorporation: 14/05/1991
Legal form: Public limited company
Registered office: Generaal Jungbluthlaan 3
8400 Oostende · FlandreSee on map
Contributed capital: 568 502,46 €
Latest accounts: 31/12/2025

Activities (NACE)

68310Real estate agencies· main 68311Real estate agencies 70311Activities of head offices; management consultancy activities

Joint committees (3)

Signals

ProfitableSolid equityLow riskGood liquidityPositive cashflowPositive EBITDA

Financials

Source · NBB, 21 filings

Trend over 20 financial years

	2025		2024		2023		2022		2021
Income statement
Gross margin	159,6 k €	+118%	73,2 k €	+101%	36,3 k €	+33.0%	27,3 k €	-16.6%	32,7 k €
EBITDA	140,4 k €	+175%	51 k €	+156%	19,9 k €	+7.6%	18,5 k €	-30.3%	26,6 k €
Operating result	78,3 k €	+523%	-18,5 k €	+59.7%	-45,9 k €	-191%	-15,8 k €	-1342%	-1,1 k €
Net result	32,4 k €	+186%	-37,9 k €	-499%	-6,3 k €	-45193%	14 €	-99.8%	7,2 k €
Balance sheet
Equity	2,3 M €	+1.4%	2,3 M €	-1.2%	2,3 M €	+43.8%	1,6 M €	+0.0%	1,6 M €
Total assets	4,3 M €	+0.6%	4,3 M €	+8.3%	4 M €	+75.7%	2,3 M €	-5.9%	2,4 M €
Cash	630,2 k €	+269%	170,6 k €	-53.0%	363 k €	+78.1%	203,8 k €	-68.9%	655,8 k €
Debts	2 M €	-0.1%	2 M €	+24.1%	1,6 M €	+170%	592,3 k €	-18.8%	729,2 k €
Other
Workforce	–		–		–		–		–

Valuation

Indicative valuation

As an indication, this company is worth

between 1 M€ and 2,5 M€

See the valuation

Board of directors

Source · NBB, accounts to 31/12/2025

2 active · 2 ended

Active mandates

Director	Mandates in this company	Period	Other mandatescurrentendedstruck offbankruptcies
Hilde Beel	Director
Vandaele - Beel0426.111.496Represented by Bart Vandaele	Managing directorDirector2006 accountsendedMandate2015 accountsended

Ended mandates

Director	Mandates in this company	Period	Other mandatescurrentendedstruck offbankruptcies
BO BATOO0446.258.891Represented by Vandaele Philip	Director27/07/2015 → 01/06/2021
Emile Vandaele	Director02/06/2003 → 02/06/2009

Other companies at this address

Generaal Jungbluthlaan 3 8400 Oostende

Company	CBE no.
CARDAN● Active	0648.618.808
Hibama● Active	1016.148.937
Vandaele - Beel● Active	0426.111.496

Full financial information

Source · NBB

	2025	2024	2023	2022	2021	2020
Type of account	Micro model	Micro model	Micro model	Micro model	Micro model	Micro model
Start of the financial year	01/01/2025	01/01/2024	01/01/2023	01/01/2022	01/01/2021	01/01/2020
Closing of the financial year	31/12/2025	31/12/2024	31/12/2023	31/12/2022	31/12/2021	31/12/2020
Length of the financial year	12 months	12 months	12 months	12 months	12 months	12 months
Filing date	27/07/2026	10/07/2025	14/05/2024	14/06/2023	29/06/2022	28/06/2021
General meeting	30/06/2026	23/06/2025	19/04/2024	07/04/2023	01/06/2022	01/06/2021
Currency of the financial year	EUR	EUR	EUR	EUR	EUR	EUR
NBB quality label	Satisfying controls	Satisfying controls	Satisfying controls	Satisfying controls	Satisfying controls	Satisfying controls

Financial ratios

Source · NBB

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Annual accounts filings

Source · NBB, 21 filings

Model	Closing	General meeting	Filed	Language	Document
Micro model	31/12/2025	30/06/2026	27/07/2026	Dutch	PDF
Micro model	31/12/2024	23/06/2025	10/07/2025	Dutch	PDF
Micro model	31/12/2023	19/04/2024	14/05/2024	Dutch	PDF
Micro model	31/12/2022	07/04/2023	14/06/2023	Dutch	PDF
Micro model	31/12/2021	01/06/2022	29/06/2022	Dutch	PDF
Micro model	31/12/2020	01/06/2021	28/06/2021	Dutch	PDF
Micro model	31/12/2019	02/06/2020	02/07/2020	Dutch	PDF
Micro model	31/12/2018	01/06/2019	01/07/2019	Dutch	PDF
Micro model	31/12/2017	22/06/2018	19/07/2018	Dutch	PDF
Micro model	31/12/2016	22/06/2017	19/07/2017	Dutch	PDF
Abridged model	31/12/2015	22/06/2016	20/07/2016	Dutch	PDF
Abridged model	31/12/2014	27/07/2015	26/08/2015	Dutch	PDF
Abridged model	31/12/2013	22/06/2014	17/07/2014	Dutch	PDF
Abridged model	31/12/2012	01/06/2013	28/06/2013	Dutch	PDF
Abridged model	31/12/2011	24/06/2012	23/07/2012	Dutch	PDF
Abridged model	31/12/2010	22/06/2011	20/07/2011	Dutch	PDF
Abridged modelCorrection	31/12/2009	07/02/2011	02/03/2011	Dutch	PDF
Abridged model	31/12/2009	01/06/2010	30/06/2010	Dutch	PDF
Abridged model	31/12/2008	02/06/2009	09/07/2009	Dutch	PDF
Abridged model	31/12/2007	02/06/2008	02/07/2008	Dutch	PDF
Abridged model	31/12/2006	22/06/2007	31/07/2007	Dutch	PDF

Indicative valuation

Order of magnitude

As an indication, this company is worth

between 1 M€ and 2,5 M€

The detail comes with the Business plan: low and high bounds, the valuation bridge for each financial year, transaction multiples by sector and size, group valuation and exports.

Discover the Business plan

Disclaimer

Indicative estimate based on public sector multiples and the filed annual accounts. It is neither a certified valuation nor financial or investment advice.

Board of directors

Source · NBB, accounts to 31/12/2025

2 active · 2 ended

Active mandates

Director	Mandates in this company	Period	Other mandatescurrentendedstruck offbankruptcies
Hilde Beel	Director
Vandaele - Beel0426.111.496Represented by Bart Vandaele	Managing directorDirector2006 accountsendedMandate2015 accountsended

Ended mandates

Director	Mandates in this company	Period	Other mandatescurrentendedstruck offbankruptcies
BO BATOO0446.258.891Represented by Vandaele Philip	Director27/07/2015 → 01/06/2021
Emile Vandaele	Director02/06/2003 → 02/06/2009

Ownership and network

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Belgian Official Gazette publications

Source · Belgian Official Gazette

Restructuring07/09/2023
KAPITAAL - AANDELEN - STATUTEN (VERTALING, COÖRDINATIE, OVERIGE WIJZIGINGEN, ) - RUBRIEK HERSTRUCTURERING (FUSIE, SPLITSING, OVERDRACHT VERMOGEN, ENZ...)
PDF
Restructuring14/06/2023
RUBRIEK HERSTRUCTURERING (FUSIE, SPLITSING, OVERDRACHT VERMOGEN, ENZ...)
PDF
Mandates05/10/2022
ONTSLAGEN - BENOEMINGEN - ALGEMENE VERGADERING
PDF
Mandates25/06/2021
ONTSLAGEN - BENOEMINGEN
PDF
Mandates25/05/2018
KAPITAAL - AANDELEN - ONTSLAGEN - BENOEMINGEN
PDF
Mandates08/12/2015
HERBENOEMING (GEDELEGEERD) BESTUURDER(S) - VOORZITTER RAAD
PDF
Capital / shares04/04/2014
KAPITAALVERHOGING
PDF
Other07/02/2011
Statutenwijziging Naamloze Vennootschap "IMMO LA TERRASSE"
PDF

Similar companies

A company's peers, by sector and size, are included in the Business plan.

See the Business plan

Timeline

Source · CBE, NBB annual accounts

Year

Identity

Incorporation

Name

Registered office

Annual accounts

Filings20 filings

Mandates

Vandaele - Beel

Hilde Beel

BO BATOO

Emile Vandaele

199119921993199419951996199719981999200020012002200320042005200620072008200920102011201220132014201520162017201820192020202120222023202420252026

JOSEPHAIMMO LA TERRASSE

Generaal Jungbluthlaan 3, 8400 Oostende

Managing director

Director

CurrentPlanned, not yet servedEndedAccounts filedToday

Registered offices

Source · NBB annual accounts, CBE

Registered address	Period	Source
Generaal Jungbluthlaan 3, 8400 OostendeCurrent	accounts 2021 → 2025	Accounts 2025 · 2026-00358924

Company names

Source · NBB annual accounts, CBE

Name	Period	Source
JOSEPHACurrent	accounts 2010 → 2025	Accounts 2025 · 2026-00358924
JOSEPHA	accounts 2009	Accounts 2009 · 2011-05000410
IMMO LA TERRASSE	accounts 2009	Accounts 2009 · 2010-24800221
IMMO LA TERRASSE	accounts 2006 → 2008	Accounts 2008 · 2009-38800208

Events

2025
Annual accounts 202532,4 k €↑
2024
Annual accounts 2024-37,9 k €↓
2023
Annual accounts 2023-6,3 k €↓
2022
Annual accounts 202214 €↓
2021
Annual accounts 20217,2 k €↑
2020
Annual accounts 2020-3,3 k €↓
2019
Annual accounts 20198,6 k €↓
2018
Annual accounts 2018122,9 k €↑
2017
Annual accounts 2017-8,2 k €↓
2016
Annual accounts 201621,4 k €↓
2015
Annual accounts 201548 k €↓
2014
Annual accounts 2014146,5 k €↑
2013
Annual accounts 201385,7 k €↓
2012
Annual accounts 2012125,3 k €↓
2011
Annual accounts 2011324,9 k €↑
2010
Annual accounts 2010115,1 k €↑
2010
Name changeJOSEPHA
2009
Annual accounts 200995,1 k €↓
2009
Name changeIMMO LA TERRASSE
2009
Name changeJOSEPHA
2008
Annual accounts 200895,5 k €↓
2007
Annual accounts 2007219,2 k €↑
2006
Annual accounts 2006173,7 k €
14/05/1991
IncorporationPublic limited company

JOSEPHA

Overview

Identity

Financials

Valuation

Indicative valuation

Board of directors

Other companies at this address

Financials

Full financial information

Financial ratios

Annual accounts filings

Valuation

Indicative valuation

Directors & structure

Board of directors

Ownership and network

Publications

Belgian Official Gazette publications

Similar companies

Similar companies

Timeline

Timeline

Registered offices

Company names

Events