ACTIVE

NIVELLES ASSURFINANCE

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Financial year 2025 · closed on 30/06/2025

Net result

-17,7 k €

-122.8% YoY

Gross margin

125,7 k €

-2.8% YoY

Equity

334,8 k €

-5.0% YoY

Workforce

1,0 ETP

0.0% YoY

What does NIVELLES ASSURFINANCE do?

NIVELLES ASSURFINANCE is a Private limited company incorporated in 1991. Its main activity is: Life insurance. Its registered office is in Nivelles. It employs on average 1,0 ETP workers (FTE).

Legal situation

● Normal situation

BCE/KBO no. / VAT

BE 0444.785.679

Incorporation

29/04/1991

Legal form

Private limited company

Registered office

Grand'Place 33
1400 Nivelles · WallonieSee on map

Contributed capital

18 600,00 €

Latest accounts

30/06/2025

Average workforce

1,0 ETP

Activities (NACE)

65112Life insurance· main 65112Life insurance 66191Other activities auxiliary to financial services, except insurance and pension funding 66191Other activities auxiliary to financial services, except insurance and pension funding

Joint committees (1)

Signals

Solid equityLow riskPositive cashflowPositive EBITDAHealthy social debts

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Health score

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✦ Verdict · Analyst summary

Financials

Trend over 19 financial years

	2025		2024		2023		2022		2021		2020		2019		2018		2017		2016		2015		2014		2013		2012		2011		2010		2009		2008		2007
Income statement
Gross margin	125,7 k €	-2.8%	129,3 k €	-23.5%	169 k €	+33.3%	126,8 k €	-27.5%	174,9 k €	-30.7%	252,5 k €	-6.4%	269,8 k €	-31.0%	391 k €	-20.2%	490,2 k €	-4.3%	512,4 k €	+34.7%	380,3 k €	-9.0%	417,9 k €	+23.0%	339,7 k €	-12.6%	388,8 k €	-1.4%	394,1 k €	+2.1%	386,2 k €	+28.8%	299,7 k €	-23.2%	390,1 k €	+2.1%	381,9 k €
EBITDA	24,3 k €	-36.6%	38,4 k €	-59.8%	95,5 k €	+324%	22,5 k €	+289%	5,8 k €	-89.0%	52,8 k €	-45.2%	96,3 k €	-55.0%	214,1 k €	-30.0%	305,7 k €	-11.4%	344,8 k €	+51.7%	227,3 k €	-2.8%	233,8 k €	+46.7%	159,3 k €	-31.4%	232,1 k €	-3.8%	241,3 k €	+6.9%	225,8 k €	+64.4%	137,4 k €	-40.3%	230,1 k €	+1.2%	227,5 k €
Operating result	-9,1 k €	-410%	2,9 k €	-95.1%	60,5 k €	+588%	-12,4 k €	+65.2%	-35,6 k €	-670%	6,3 k €	-84.9%	41,5 k €	-71.5%	145,8 k €	-37.5%	233,3 k €	-14.9%	274,2 k €	+82.8%	150,1 k €	-8.2%	163,4 k €	+84.5%	88,6 k €	-45.6%	162,8 k €	-9.5%	179,8 k €	+5.3%	170,7 k €	+109%	81,7 k €	-54.0%	177,8 k €	+1.7%	174,9 k €
Net result	-17,7 k €	-123%	-7,9 k €	-116%	49 k €	+344%	-20,1 k €	+46.0%	-37,3 k €	-22.9%	-30,3 k €	-222%	24,9 k €	-69.2%	80,8 k €	-21.6%	103,1 k €	-41.0%	174,7 k €	+105%	85,3 k €	-10.7%	95,6 k €	+103%	47,1 k €	-65.4%	136 k €	+11.4%	122 k €	+24.7%	97,9 k €	+98.3%	49,3 k €	-50.3%	99,4 k €	-1.5%	100,9 k €
Balance sheet
Equity	334,8 k €	-5.0%	352,6 k €	-2.2%	360,5 k €	+15.7%	311,5 k €	-6.1%	331,6 k €	-10.1%	368,9 k €	-7.6%	399,2 k €	+6.7%	374,3 k €	+27.5%	293,5 k €	-38.4%	476,1 k €	-17.3%	575,9 k €	+17.4%	490,5 k €	+24.2%	394,9 k €	-35.9%	615,9 k €	+28.3%	479,9 k €	+34.1%	357,9 k €	-27.7%	495 k €	+11.1%	445,7 k €	+28.7%	346,3 k €
Total assets	506 k €	-23.5%	661,7 k €	+10.3%	600,1 k €	+2.5%	585,6 k €	-11.0%	658,3 k €	-11.9%	747,2 k €	-6.6%	800,3 k €	-10.5%	894,3 k €	-24.5%	1,2 M €	-15.1%	1,4 M €	+10.0%	1,3 M €	+76.9%	717,4 k €	-22.1%	920,8 k €	+9.2%	842,9 k €	+16.9%	720,8 k €	-14.0%	838,2 k €	+11.4%	752,2 k €	-5.1%	792,2 k €	+22.5%	646,8 k €
Cash	–		15 k €	-60.1%	37,6 k €	+2155%	1,7 k €	-94.8%	32,1 k €	-59.7%	79,7 k €	+7.7%	73,9 k €	+157%	28,8 k €	-86.9%	219,8 k €	-29.3%	310,9 k €	+63.8%	189,8 k €	-25.3%	254 k €	+132%	109,6 k €	-59.8%	272,5 k €	+32.2%	206,2 k €	-11.3%	232,4 k €	+194%	78,9 k €	-33.7%	119,1 k €	-33.1%	178 k €
Debts	171,2 k €	-44.6%	309,2 k €	+29.0%	239,6 k €	-12.6%	274,1 k €	-16.0%	326,4 k €	-13.7%	378,3 k €	-5.7%	401,1 k €	-22.9%	520 k €	-41.7%	891,4 k €	-3.0%	919,3 k €	+39.3%	659,8 k €	+240%	193,8 k €	-60.7%	492,9 k €	+154%	194,1 k €	-6.7%	207,9 k €	-53.5%	447,4 k €	+99.5%	224,2 k €	-28.5%	313,6 k €	+17.3%	267,3 k €
Other
Workforce	1,0 ETP	0.0%	1,0 ETP		–		–		2,9 ETP	+3.6%	2,8 ETP	-6.7%	3,0 ETP	0.0%	3,0 ETP	-14.3%	3,5 ETP	0.0%	3,5 ETP	-5.4%	3,7 ETP	+12.1%	3,3 ETP	+6.5%	3,1 ETP	-6.1%	3,3 ETP	+22.2%	2,7 ETP	-6.9%	2,9 ETP	-3.3%	3,0 ETP	0.0%	3,0 ETP	0.0%	3,0 ETP

Estimate

Indicative valuation

As an indication, this company is worth

between 0 € and 100 k€

See the valuation

Governance

Board of directors

Seen on filing of 30/06/2025 · 3 active · 8 ended

Active mandates

SCIULLO FINASSUR

Mandate · 0767.526.455

Active

VIB Finassur

Mandate · 0698.613.893

Active

VOLPIN FINASSUR

Mandate · 0802.731.022

Active

Ended mandates

Anthony SCIULLO

Director · since 30 juin 2021

Ended

Fabrice MONSEU

Director · until 30 juin 2021

Ended

Fabrice MONSEU

Director

Ended

MARC PIRE

Mandate

Ended

At this address

Other companies at this address

Company	CBE no.
Association des copropriétaires de la "Résidence Grand Place"● Active	0819.162.723
NAF UNIS● Active	0729.651.420

Annual accounts

Full financial information

	2025	2024	2023	2022	2021	2020
Type of account	Abridged model	Abridged model	Abridged model	Abridged model	Abridged model	Abridged model
Start of the financial year	01/07/2024	01/07/2023	01/07/2022	01/07/2021	01/07/2020	01/07/2019
Closing of the financial year	30/06/2025	30/06/2024	30/06/2023	30/06/2022	30/06/2021	30/06/2020
Length of the financial year	12 months	12 months	12 months	12 months	12 months	12 months
Filing date	29/12/2025	20/12/2024	20/12/2023	25/11/2022	18/11/2021	28/10/2020
General meeting	28/10/2025	29/10/2024	31/10/2023	25/10/2022	26/10/2021	27/10/2020
Currency of the financial year	EUR	EUR	EUR	EUR	EUR	EUR
NBB quality label	Satisfying controls	Satisfying controls	Satisfying controls	Satisfying controls	Satisfying controls	Satisfying controls

Ratios

Financial ratios

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Filings

Annual accounts filings

20 filings with the NBB

Model	Closing	General meeting	Filed	Language	Document
Abridged model	30/06/2025	28/10/2025	29/12/2025	French	PDF
Abridged model	30/06/2024	29/10/2024	20/12/2024	French	PDF
Abridged model	30/06/2023	31/10/2023	20/12/2023	French	PDF
Abridged model	30/06/2022	25/10/2022	25/11/2022	French	PDF
Abridged model	30/06/2021	26/10/2021	18/11/2021	French	PDF
Abridged model	30/06/2020	27/10/2020	28/10/2020	French	PDF
Abridged model	30/06/2019	22/10/2019	21/11/2019	French	PDF
Abridged model	30/06/2018	23/10/2018	16/11/2018	French	PDF
Abridged model	30/06/2017	31/10/2017	22/02/2018	French	PDF
Abridged model	30/06/2016	25/10/2016	27/02/2017	French	PDF
Abridged model	30/06/2015	27/10/2015	29/02/2016	French	PDF
Abridged model	30/06/2014	28/10/2014	27/02/2015	French	PDF
Abridged model	30/06/2013	30/11/2013	28/02/2014	French	PDF
Abridged model	30/06/2012	30/10/2012	28/02/2013	French	PDF
Abridged model	30/06/2011	25/10/2011	27/02/2012	French	PDF
Abridged model	30/06/2010	26/10/2010	23/02/2011	French	PDF
Abridged model	30/06/2009	27/10/2009	22/02/2010	French	PDF
Abridged model	30/06/2008	28/10/2008	19/05/2010	French	PDF
Abridged model	30/06/2007	30/10/2007	29/02/2008	French	PDF
Abridged model	30/06/2006	31/10/2006	23/02/2007	French	PDF

Estimate

Indicative valuation

Order of magnitude

As an indication, this company is worth

between 0 € and 100 k€

The detail comes with the Business plan: low and high bounds, the valuation bridge for each financial year, transaction multiples by sector and size, group valuation and exports.

Discover the Business plan

Disclaimer

Indicative estimate based on public sector multiples and the filed annual accounts. It is neither a certified valuation nor financial or investment advice.

Governance

Board of directors

Seen on filing of 30/06/2025 · 3 active · 8 ended

Active mandates

SCIULLO FINASSUR

Mandate · 0767.526.455

Active

VIB Finassur

Mandate · 0698.613.893

Active

VOLPIN FINASSUR

Mandate · 0802.731.022

Active

Ended mandates

Anthony SCIULLO

Director · since 30 juin 2021

Ended

Fabrice MONSEU

Director · until 30 juin 2021

Ended

Fabrice MONSEU

Director

Ended

MARC PIRE

Mandate

Ended

Shareholders

Ownership and network

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Belgian Official Gazette

Belgian Official Gazette publications

Mandates06/09/2023
STATUTS (TRADUCTION, COORDINATION, AUTRES MODIFICATIONS, ) - MODIFICATION FORME JURIDIQUE - DENOMINATION - DEMISSIONS, NOMINATIONS
PDF
Mandates19/05/2022
DEMISSIONS, NOMINATIONS
PDF
Mandates04/03/2022
DEMISSIONS, NOMINATIONS
PDF
Mandates16/11/2021
DEMISSIONS, NOMINATIONS
PDF
Mandates31/07/2018
DENOMINATION - CAPITAL, ACTIONS - DEMISSIONS, NOMINATIONS - STATUTS (TRADUCTION, COORDINATION, AUTRES MODIFICATIONS, )
PDF
Capital / shares26/03/2004
ASSEMBLEE GENERALE - CAPITAL, ACTIONS - STATUTS (TRADUCTION, COORDINATION, AUTRES MODIFICATIONS, )
PDF

Source: Belgian Official Gazette

Competition

Similar companies

A company's peers, by sector and size, are included in the Business plan.

See the Business plan

2025
Annual accounts 2025-17,7 k €↓
2024
Annual accounts 2024-7,9 k €↓
2023
Annual accounts 202349 k €↑
2022
Annual accounts 2022-20,1 k €↑
2021
Annual accounts 2021-37,3 k €↓
2020
Annual accounts 2020-30,3 k €↓
2019
Annual accounts 201924,9 k €↓
2018
Annual accounts 201880,8 k €↓
2017
Annual accounts 2017103,1 k €↓
2016
Annual accounts 2016174,7 k €↑
2015
Annual accounts 201585,3 k €↓
2014
Annual accounts 201495,6 k €↑
2013
Annual accounts 201347,1 k €↓
2012
Annual accounts 2012136 k €↑
2011
Annual accounts 2011122 k €↑
2010
Annual accounts 201097,9 k €↑
2009
Annual accounts 200949,3 k €↓
2008
Annual accounts 200899,4 k €↓
2007
Annual accounts 2007100,9 k €
29/04/1991
IncorporationPrivate limited company

10/15	1 240 000	1 180 000	1 050 000
70	8 630 000	8 120 000	7 940 000
9904	412 000	388 000	301 000
17/49	2 970 000	3 140 000	3 380 000
9087	24,3	23,1	21,8

NIVELLES ASSURFINANCE

Overview

What does NIVELLES ASSURFINANCE do?

Trend over 19 financial years

Indicative valuation

Board of directors

Other companies at this address

Financials

Full financial information

Financial ratios

Annual accounts filings

Valuation

Indicative valuation

Directors & structure

Board of directors

Ownership and network

Publications

Belgian Official Gazette publications

Similar companies

Similar companies

Timeline