ACTIVE

BERNACO

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Financial year 2025 · closed on 30/06/2025

Net result

44,5 k €

-38.9% YoY

Gross margin

86,5 k €

+32.7% YoY

Equity

765,7 k €

+6.2% YoY

Workforce

0,0 ETP

What does BERNACO do?

BERNACO is a Private limited company incorporated in 1991. Its main activity is: Plumbing, heat and air-conditioning installation. Its registered office is in Sint-Katelijne-Waver.

Legal situation

● Normal situation

BCE/KBO no. / VAT

BE 0444.829.033

Incorporation

26/07/1991

Legal form

Private limited company

Registered office

Drevendaal 15
2860 Sint-Katelijne-Waver · FlandreSee on map

Contributed capital

18 592,01 €

Latest accounts

30/06/2025

Average workforce

0,0 ETP

Activities (NACE)

43222Plumbing, heat and air-conditioning installation· main 43222Plumbing, heat and air-conditioning installation 45331Sale of motor vehicle parts and accessories

Signals

ProfitableSolid equityLow riskGood liquidityPositive cashflowPositive EBITDA

View the BCE/KBO Public Search record →

Health score

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✦ Verdict · Analyst summary

Financials

Trend over 18 financial years

	2025		2024		2023		2022		2020		2019		2018		2017		2016		2015		2014		2013		2012		2011		2010		2009		2008		2007
Income statement
Gross margin	86,5 k €	+32.7%	65,2 k €	-1.2%	66 k €	-1.7%	67,2 k €	-3.3%	69,5 k €	+21.7%	57,1 k €	-44.3%	102,6 k €	+108%	49,4 k €	-28.0%	68,6 k €	-1.9%	70 k €	+2.2%	68,4 k €	-0.7%	69 k €	+37.1%	50,3 k €	-1.1%	50,9 k €	+27.5%	39,9 k €	-20.7%	50,3 k €	+31.4%	38,3 k €	-14.4%	44,7 k €
EBITDA	82,1 k €	+34.6%	61 k €	-2.1%	62,3 k €	-2.3%	63,7 k €	-2.0%	65 k €	+23.6%	52,6 k €	-45.4%	96,4 k €	+149%	38,6 k €	-38.6%	63 k €	-28.5%	88,1 k €	+47.4%	59,7 k €	+4.9%	56,9 k €	+26.3%	45,1 k €	-0.9%	45,5 k €	+37.2%	33,1 k €	-22.6%	42,8 k €	+22.8%	34,8 k €	-13.5%	40,3 k €
Operating result	80,7 k €	+35.4%	59,6 k €	-2.2%	60,9 k €	-2.3%	62,4 k €	-1.2%	63,1 k €	+58.3%	39,9 k €	-52.3%	83,6 k €	+227%	25,6 k €	-48.5%	49,7 k €	-33.6%	74,9 k €	+64.6%	45,5 k €	+8.0%	42,1 k €	+37.8%	30,6 k €	+0.0%	30,5 k €	+55.1%	19,7 k €	-25.4%	26,4 k €	+40.1%	18,8 k €	-19.3%	23,3 k €
Net result	44,5 k €	-38.9%	72,8 k €	-1.8%	74,2 k €	-1.6%	75,4 k €	+81.6%	41,5 k €	+78.8%	23,2 k €	-49.8%	46,2 k €	+594%	6,7 k €	-90.3%	68,9 k €	+236%	20,5 k €	+14.7%	17,8 k €	+33.3%	13,4 k €	+191%	4,6 k €	-38.8%	7,5 k €	-6.7%	8,1 k €	-44.8%	14,6 k €	+203%	4,8 k €	+18.1%	4,1 k €
Balance sheet
Equity	765,7 k €	+6.2%	721,2 k €	+11.2%	648,4 k €	+12.9%	574,2 k €	+31.4%	436,8 k €	+10.5%	395,3 k €	+6.2%	372,1 k €	+14.2%	325,9 k €	+2.1%	319,3 k €	+27.5%	250,4 k €	+8.9%	229,9 k €	+8.4%	212,1 k €	+6.7%	198,7 k €	+2.4%	194,1 k €	+4.0%	186,6 k €	+4.5%	178,5 k €	+8.9%	163,9 k €	+3.0%	159,1 k €
Total assets	816,6 k €	+7.0%	763 k €	+10.5%	690,6 k €	+6.0%	651,3 k €	+7.8%	604,1 k €	+3.4%	584,3 k €	-3.9%	607,7 k €	+10.7%	548,8 k €	-3.5%	568,6 k €	+10.0%	517 k €	-5.3%	546,2 k €	-2.1%	557,7 k €	-1.6%	567 k €	-3.0%	584,6 k €	+85.0%	316,1 k €	-3.9%	329 k €	-3.1%	339,5 k €	-9.4%	374,7 k €
Cash	275,6 k €	+14.2%	241,3 k €	+18.7%	203,2 k €	+24.5%	163,2 k €	+113%	76,8 k €	+82.6%	42,1 k €	-6.2%	44,9 k €	+83.2%	24,5 k €	-57.0%	56,9 k €	+807%	6,3 k €	-35.1%	9,7 k €	+6.6%	9,1 k €	+118%	4,2 k €	+50.2%	2,8 k €	+27.2%	2,2 k €	-72.9%	8 k €	+219%	2,5 k €	-38.6%	4,1 k €
Debts	49,1 k €	+22.6%	40 k €	-1.6%	40,7 k €	-46.2%	75,6 k €	-54.3%	165,5 k €	-11.7%	187,5 k €	-20.4%	235,6 k €	+5.7%	222,9 k €	-10.2%	248,2 k €	-6.0%	264,1 k €	-8.9%	289,9 k €	-8.5%	316,8 k €	-7.0%	340,7 k €	-6.8%	365,5 k €	+256%	102,7 k €	-16.1%	122,5 k €	-18.1%	149,5 k €	-21.3%	190 k €
Other
Workforce	0,0 ETP		–		–		–		–		–		–		–		–		–		–		–		–		–		–		–		–		–

Estimate

Indicative valuation

As an indication, this company is worth

between 500 k€ and 1 M€

See the valuation

Governance

Board of directors

Seen on filing of 30/06/2025 · 2 active · 5 ended

Active mandates

Ivo Bertens

Director

Active

Nancy Verwerft

Director

Active

Ended mandates

Nancy Verwerft

Manager · since 24 mai 2016

Ended

Ivo Bertens

Manager · since 25 juillet 1996

Ended

Ivo Bertens

Manager

Ended

Nanccy Verwerft

Director

Ended

At this address

Other companies at this address

Company	CBE no.
BERTENS Ivo● Active	0871.582.711
ODT● Bankrupt	0654.952.710

Annual accounts

Full financial information

	2025	2024	2023	2022	2021	2020
Type of account	Abridged model	Abridged model	Abridged model	Abridged model	Abridged model	Abridged model
Start of the financial year	01/07/2024	01/07/2023	01/07/2022	01/07/2021	01/07/2020	01/07/2019
Closing of the financial year	30/06/2025	30/06/2024	30/06/2023	30/06/2022	30/06/2021	30/06/2020
Length of the financial year	12 months	12 months	12 months	12 months	12 months	12 months
Filing date	26/01/2026	31/01/2025	25/01/2024	27/01/2023	17/01/2022	11/01/2021
General meeting	31/12/2025	31/12/2024	30/12/2023	30/12/2022	23/12/2021	18/12/2020
Currency of the financial year	EUR	EUR	EUR	EUR	EUR	EUR
NBB quality label	Satisfying controls	Satisfying controls	Satisfying controls	Satisfying controls	Satisfying controls	Satisfying controls

Ratios

Financial ratios

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Filings

Annual accounts filings

19 filings with the NBB

Model	Closing	General meeting	Filed	Language	Document
Abridged model	30/06/2025	31/12/2025	26/01/2026	Dutch	PDF
Abridged model	30/06/2024	31/12/2024	31/01/2025	Dutch	PDF
Abridged model	30/06/2023	30/12/2023	25/01/2024	Dutch	PDF
Abridged model	30/06/2022	30/12/2022	27/01/2023	Dutch	PDF
Abridged model	30/06/2021	23/12/2021	17/01/2022	Dutch	PDF
Abridged model	30/06/2020	18/12/2020	11/01/2021	Dutch	PDF
Abridged model	30/06/2019	28/11/2019	19/12/2019	Dutch	PDF
Abridged model	30/06/2018	30/10/2018	30/11/2018	Dutch	PDF
Abridged model	30/06/2017	21/10/2017	20/11/2017	Dutch	PDF
Abridged model	30/06/2016	27/10/2016	25/11/2016	Dutch	PDF
Abridged model	30/06/2015	30/10/2015	26/11/2015	Dutch	PDF
Abridged model	30/06/2014	16/12/2014	13/01/2015	Dutch	PDF
Abridged model	30/06/2013	29/11/2013	22/01/2014	Dutch	PDF
Abridged model	30/06/2012	28/11/2012	04/01/2013	Dutch	PDF
Abridged model	30/06/2011	16/11/2011	15/12/2011	Dutch	PDF
Abridged model	30/06/2010	02/10/2010	23/11/2010	Dutch	PDF
Abridged model	30/06/2009	22/10/2009	04/11/2009	Dutch	PDF
Abridged model	30/06/2008	12/11/2008	26/11/2008	Dutch	PDF
Abridged model	30/06/2007	29/09/2007	07/11/2007	Dutch	PDF

Estimate

Indicative valuation

Order of magnitude

As an indication, this company is worth

between 500 k€ and 1 M€

The detail comes with the Business plan: low and high bounds, the valuation bridge for each financial year, transaction multiples by sector and size, group valuation and exports.

Discover the Business plan

Disclaimer

Indicative estimate based on public sector multiples and the filed annual accounts. It is neither a certified valuation nor financial or investment advice.

Governance

Board of directors

Seen on filing of 30/06/2025 · 2 active · 5 ended

Active mandates

Ivo Bertens

Director

Active

Nancy Verwerft

Director

Active

Ended mandates

Nancy Verwerft

Manager · since 24 mai 2016

Ended

Ivo Bertens

Manager · since 25 juillet 1996

Ended

Ivo Bertens

Manager

Ended

Nanccy Verwerft

Director

Ended

Shareholders

Ownership and network

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Try for 7 days

Belgian Official Gazette

Belgian Official Gazette publications

Mandates11/01/2024
STATUTEN (VERTALING, COÖRDINATIE, OVERIGE WIJZIGINGEN, ) - WIJZIGING RECHTSVORM - BENAMING - ONTSLAGEN - BENOEMINGEN
PDF
Mandates08/06/2016
ONTSLAGEN - BENOEMINGEN
PDF
Mandates18/03/2005
ONTSLAGEN - BENOEMINGEN
PDF
Mandates05/12/2003
ONTSLAGEN - BENOEMINGEN
PDF

Source: Belgian Official Gazette

Competition

Similar companies

A company's peers, by sector and size, are included in the Business plan.

See the Business plan

2025
Annual accounts 202544,5 k €↓
2024
Annual accounts 202472,8 k €↓
2023
Annual accounts 202374,2 k €↓
2023
Name changeBERNACO
2022
Annual accounts 202275,4 k €↑
2022
Name changeW. Vercammen
2020
Annual accounts 202041,5 k €↑
2019
Annual accounts 201923,2 k €↓
2018
Annual accounts 201846,2 k €↑
2017
Annual accounts 20176,7 k €↓
2016
Annual accounts 201668,9 k €↑
2015
Annual accounts 201520,5 k €↑
2014
Annual accounts 201417,8 k €↑
2013
Annual accounts 201313,4 k €↑
2012
Annual accounts 20124,6 k €↓
2011
Annual accounts 20117,5 k €↓
2010
Annual accounts 20108,1 k €↓
2009
Annual accounts 200914,6 k €↑
2008
Annual accounts 20084,8 k €↑
2007
Annual accounts 20074,1 k €
26/07/1991
IncorporationPrivate limited company

10/15	1 240 000	1 180 000	1 050 000
70	8 630 000	8 120 000	7 940 000
9904	412 000	388 000	301 000
17/49	2 970 000	3 140 000	3 380 000
9087	24,3	23,1	21,8

BERNACO

Overview

What does BERNACO do?

Trend over 18 financial years

Indicative valuation

Board of directors

Other companies at this address

Financials

Full financial information

Financial ratios

Annual accounts filings

Valuation

Indicative valuation

Directors & structure

Board of directors

Ownership and network

Publications

Belgian Official Gazette publications

Similar companies

Similar companies

Timeline