ACTIVE

RANCINVEST

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Financial year 2025 · closed on 31/12/2025

Net result

-42,1 k €

-544.9% YoY

Revenue

533 k €

+5.5% YoY

Equity

1 M €

-7.8% YoY

Workforce

2,0 ETP

0.0% YoY

What does RANCINVEST do?

RANCINVEST is a Public limited company incorporated in 1991. Its main activity is: Other financial service activities, except insurance and pension funding n.e.c.. Its registered office is in Sivry-Rance. It employs on average 2,0 ETP workers (FTE).

Legal situation

● Normal situation

BCE/KBO no. / VAT

BE 0445.515.951

Incorporation

17/10/1991

Legal form

Public limited company

Registered office

Grand Rue 54
6470 Sivry-Rance · WallonieSee on map

Contributed capital

453 000,01 €

Latest accounts

31/12/2025

Average workforce

2,0 ETP

Activities (NACE)

64999Other financial service activities, except insurance and pension funding n.e.c.· main 64999Other financial service activities, except insurance and pension funding n.e.c.66220Activities of insurance agents and brokers 66220Activities of insurance agents and brokers 67201Agents et courtiers d'assurances 66220Activities of insurance agents and brokers+1

Joint committees (1)

Signals

Solid equityPositive EBITDAHealthy social debts

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Health score

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✦ Verdict · Analyst summary

Financials

Trend over 20 financial years

	2025		2024		2023		2022		2021		2020		2019		2018		2017		2016		2015		2014		2013		2012		2011		2010		2009		2008		2007		2006
Income statement
Revenue	533 k €	+5.5%	505 k €		–		–		–		–		–		–		–		–		–		–		–		–		–		–		–		–		–		–
EBITDA	202,8 k €	+5.9%	191,4 k €	+24.8%	153,4 k €	+2.1%	150,2 k €	-49.4%	297 k €	+27.0%	233,8 k €	+20.5%	194 k €	+0.9%	192,3 k €	+64.8%	116,7 k €	-38.7%	190,2 k €	-23.2%	247,7 k €	+24.7%	198,6 k €	+15.9%	171,3 k €	-10.1%	190,6 k €	+14.5%	166,4 k €	+30.1%	127,9 k €	-20.1%	160,1 k €	+88.4%	85 k €	-20.9%	107,4 k €	-1.4%	108,9 k €
Operating result	161,7 k €	+4.9%	154,2 k €	+9.4%	141 k €	+7.0%	131,8 k €	-52.8%	279,3 k €	+29.4%	215,8 k €	+23.3%	175 k €	+2.1%	171,5 k €	+82.7%	93,8 k €	-43.6%	166,3 k €	-25.6%	223,5 k €	+29.7%	172,2 k €	+19.1%	144,6 k €	-18.5%	177,6 k €	+15.1%	154,3 k €	+30.7%	118,1 k €	-20.0%	147,6 k €	+104%	72,5 k €	-18.5%	88,9 k €	-1.7%	90,5 k €
Net result	-42,1 k €	-545%	9,5 k €	+296%	-4,8 k €	+58.4%	-11,6 k €	-102%	471,4 k €	+892%	47,5 k €	-51.4%	97,9 k €	+5.9%	92,4 k €	+170%	34,2 k €	-12.6%	39,2 k €	-63.7%	108,1 k €	+2498%	-4,5 k €	-108%	59,6 k €	-21.1%	75,5 k €	+34.9%	55,9 k €	+98.7%	28,2 k €	-26.1%	38,1 k €	+699%	4,8 k €	-55.5%	10,7 k €	-60.6%	27,2 k €
Balance sheet
Equity	1 M €	-7.8%	1,1 M €	-7.0%	1,2 M €	-7.2%	1,3 M €	-3.4%	1,4 M €	+46.2%	931,6 k €	-6.3%	993,8 k €	+10.7%	897,6 k €	+11.3%	806,8 k €	+4.4%	772,5 k €	+5.3%	733,3 k €	+17.3%	625,3 k €	+132%	269,8 k €	-55.8%	610,2 k €	+14.1%	534,7 k €	+11.7%	478,8 k €	+6.2%	450,6 k €	+9.2%	412,6 k €	+1.2%	407,8 k €	+2.7%	397,1 k €
Total assets	2,3 M €	-1.6%	2,4 M €	+4.3%	2,3 M €	+4.5%	2,2 M €	+2.6%	2,1 M €	+4.1%	2 M €	+3.8%	1,9 M €	-1.6%	2 M €	-3.4%	2,1 M €	-0.0%	2,1 M €	-7.4%	2,2 M €	+17.5%	1,9 M €	-5.7%	2 M €	+7.7%	1,9 M €	-0.1%	1,9 M €	-0.9%	1,9 M €	+0.9%	1,9 M €	-10.3%	2,1 M €	+42.4%	1,5 M €	-2.3%	1,5 M €
Cash	18,4 k €	+124%	8,2 k €	-1.3%	8,3 k €	-86.0%	59,7 k €	-49.4%	118 k €	+748%	13,9 k €	+8041%	171 €	0.0%	171 €	-99.2%	20,4 k €	+11597%	174 €	-97.8%	8,1 k €	-73.3%	30,1 k €	+52.6%	19,7 k €	+503%	3,3 k €	+254%	924,6 €	-96.7%	28,3 k €	+419%	5,5 k €	-84.8%	36 k €	+152%	14,3 k €	-16.9%	17,2 k €
Debts	1,2 M €	+4.1%	1,2 M €	+15.9%	995,7 k €	+21.0%	822,7 k €	+14.9%	716 k €	-32.7%	1,1 M €	+14.5%	929,4 k €	-12.0%	1,1 M €	-13.1%	1,2 M €	-3.6%	1,3 M €	-13.1%	1,5 M €	+25.8%	1,2 M €	-32.1%	1,7 M €	+41.6%	1,2 M €	-6.2%	1,3 M €	-5.8%	1,4 M €	-0.7%	1,4 M €	-15.3%	1,6 M €	+61.3%	1 M €	-5.5%	1,1 M €
Other
Workforce	2,0 ETP	0.0%	2,0 ETP	0.0%	2,0 ETP	0.0%	2,0 ETP	0.0%	2,0 ETP	+5.3%	1,9 ETP	0.0%	1,9 ETP	0.0%	1,9 ETP	+5.6%	1,8 ETP	-18.2%	2,2 ETP	-4.3%	2,3 ETP	-8.0%	2,5 ETP	+92.3%	1,3 ETP	+160%	0,5 ETP		–		0,8 ETP	-11.1%	0,9 ETP	-10.0%	1,0 ETP	0.0%	1,0 ETP	0.0%	1,0 ETP

Estimate

Indicative valuation

As an indication, this company is worth

between 500 k€ and 1 M€

See the valuation

Governance

Board of directors

Seen on filing of 31/12/2025 · 5 active · 30 ended

Active mandates

Bénédicte BLAISE

Director · since 27 juin 2026 · until 27 juin 2032

Active

Pierre BLAISE

Director · since 24 juin 2023 · until 24 juin 2029

Active

Christophe DELOBELLE

Director · since 30 juin 2022 · until 27 juin 2026

Active

Marie-Christine NAVEAU

Director · since 31 mars 2021 · until 19 juin 2027

Active

Philippe BLAISE

Director · since 31 mars 2021 · until 19 juin 2027

Active

Ended mandates

Christophe DELOBELLE

Director · since 30 juin 2022 · until 30 juin 2028

Ended

Marie-Christine NAVEAU

Chairman of the board of directors · since 31 mars 2021 · until 19 juin 2027

Ended

Marie-Christine NAVEAU

Managing director · since 31 mars 2021 · until 19 juin 2027

Ended

Philippe BLAISE

Managing director · since 31 mars 2021 · until 19 juin 2027

Ended

At this address

Other companies at this address

Company	CBE no.
BEPINVEST● Active	0434.641.261
DENAFIN● Active	1016.356.102
GROUPE NAVEAU U.TVA.● Active	0664.990.230
Naveau● Active	0417.149.389

Annual accounts

Full financial information

	2025	2024	2023	2022	2021	2020
Type of account	Abridged model	Abridged model	Abridged model	Abridged model	Abridged model	Abridged model
Start of the financial year	01/01/2025	01/01/2024	01/01/2023	01/01/2022	01/01/2021	01/01/2020
Closing of the financial year	31/12/2025	31/12/2024	31/12/2023	31/12/2022	31/12/2021	31/12/2020
Length of the financial year	12 months	12 months	12 months	12 months	12 months	12 months
Filing date	20/07/2026	17/07/2025	02/07/2024	27/06/2023	19/07/2022	13/07/2021
General meeting	27/06/2026	30/06/2025	08/06/2024	24/06/2023	30/06/2022	26/06/2021
Currency of the financial year	EUR	EUR	EUR	EUR	EUR	EUR
NBB quality label	Satisfying controls	Satisfying controls	Satisfying controls	Satisfying controls	Satisfying controls	Satisfying controls

Ratios

Financial ratios

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Filings

Annual accounts filings

20 filings with the NBB

Model	Closing	General meeting	Filed	Language	Document
Abridged model	31/12/2025	27/06/2026	20/07/2026	French	PDF
Abridged model	31/12/2024	30/06/2025	17/07/2025	French	PDF
Abridged model	31/12/2023	08/06/2024	02/07/2024	French	PDF
Abridged model	31/12/2022	24/06/2023	27/06/2023	French	PDF
Abridged model	31/12/2021	30/06/2022	19/07/2022	French	PDF
Abridged model	31/12/2020	26/06/2021	13/07/2021	French	PDF
Abridged model	31/12/2019	29/06/2020	17/07/2020	French	PDF
Abridged model	31/12/2018	21/06/2019	27/06/2019	French	PDF
Abridged model	31/12/2017	30/06/2018	10/07/2018	French	PDF
Abridged model	31/12/2016	30/06/2017	18/07/2017	French	PDF
Abridged model	31/12/2015	25/06/2016	20/07/2016	French	PDF
Abridged model	31/12/2014	20/06/2015	25/06/2015	French	PDF
Abridged model	31/12/2013	21/06/2014	27/06/2014	French	PDF
Abridged model	31/12/2012	19/06/2013	28/06/2013	French	PDF
Abridged model	31/12/2011	27/06/2012	17/07/2012	French	PDF
Abridged model	31/12/2010	27/06/2011	07/07/2011	French	PDF
Abridged model	31/12/2009	10/06/2010	20/07/2010	French	PDF
Abridged model	31/12/2008	25/04/2009	28/05/2009	French	PDF
Abridged model	31/12/2007	26/04/2008	19/05/2008	French	PDF
Abridged model	31/12/2006	28/04/2007	07/06/2007	French	PDF

Estimate

Indicative valuation

Order of magnitude

As an indication, this company is worth

between 500 k€ and 1 M€

The detail comes with the Business plan: low and high bounds, the valuation bridge for each financial year, transaction multiples by sector and size, group valuation and exports.

Discover the Business plan

Disclaimer

Indicative estimate based on public sector multiples and the filed annual accounts. It is neither a certified valuation nor financial or investment advice.

Governance

Board of directors

Seen on filing of 31/12/2025 · 5 active · 30 ended

Active mandates

Bénédicte BLAISE

Director · since 27 juin 2026 · until 27 juin 2032

Active

Pierre BLAISE

Director · since 24 juin 2023 · until 24 juin 2029

Active

Christophe DELOBELLE

Director · since 30 juin 2022 · until 27 juin 2026

Active

Marie-Christine NAVEAU

Director · since 31 mars 2021 · until 19 juin 2027

Active

Philippe BLAISE

Director · since 31 mars 2021 · until 19 juin 2027

Active

Ended mandates

Christophe DELOBELLE

Director · since 30 juin 2022 · until 30 juin 2028

Ended

Marie-Christine NAVEAU

Chairman of the board of directors · since 31 mars 2021 · until 19 juin 2027

Ended

Marie-Christine NAVEAU

Managing director · since 31 mars 2021 · until 19 juin 2027

Ended

Philippe BLAISE

Managing director · since 31 mars 2021 · until 19 juin 2027

Ended

Shareholders

Ownership and network

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Belgian Official Gazette

Belgian Official Gazette publications

Mandates19/08/2026
DEMISSIONS, NOMINATIONS
PDF
Mandates13/07/2023
DEMISSIONS, NOMINATIONS
PDF
Mandates12/08/2022
DEMISSIONS, NOMINATIONS
PDF
Mandates14/04/2021
STATUTS (TRADUCTION, COORDINATION, AUTRES MODIFICATIONS, ) - SIEGE SOCIAL - DEMISSIONS, NOMINATIONS
PDF
Mandates05/08/2020
DEMISSIONS, NOMINATIONS
PDF
Mandates01/08/2017
DEMISSIONS, NOMINATIONS
PDF
Mandates01/08/2016
DEMISSIONS, NOMINATIONS
PDF
Mandates06/07/2015
DEMISSIONS, NOMINATIONS
PDF

Source: Belgian Official Gazette

Competition

Similar companies

A company's peers, by sector and size, are included in the Business plan.

See the Business plan

2025
Annual accounts 2025-42,1 k €↓
2024
Annual accounts 20249,5 k €↑
2023
Annual accounts 2023-4,8 k €↑
2022
Annual accounts 2022-11,6 k €↓
2021
Annual accounts 2021471,4 k €↑
2020
Annual accounts 202047,5 k €↓
2019
Annual accounts 201997,9 k €↑
2018
Annual accounts 201892,4 k €↑
2017
Annual accounts 201734,2 k €↓
2016
Annual accounts 201639,2 k €↓
2015
Annual accounts 2015108,1 k €↑
2014
Annual accounts 2014-4,5 k €↓
2013
Annual accounts 201359,6 k €↓
2012
Annual accounts 201275,5 k €↑
2011
Annual accounts 201155,9 k €↑
2010
Annual accounts 201028,2 k €↓
2009
Annual accounts 200938,1 k €↑
2008
Annual accounts 20084,8 k €↓
2007
Annual accounts 200710,7 k €↓
2006
Annual accounts 200627,2 k €
17/10/1991
IncorporationPublic limited company

10/15	1 240 000	1 180 000	1 050 000
70	8 630 000	8 120 000	7 940 000
9904	412 000	388 000	301 000
17/49	2 970 000	3 140 000	3 380 000
9087	24,3	23,1	21,8

RANCINVEST

Overview

What does RANCINVEST do?

Trend over 20 financial years

Indicative valuation

Board of directors

Other companies at this address

Financials

Full financial information

Financial ratios

Annual accounts filings

Valuation

Indicative valuation

Directors & structure

Board of directors

Ownership and network

Publications

Belgian Official Gazette publications

Similar companies

Similar companies

Timeline