WiSch
0446.343.223 · rovalta.com · 24/09/2026
ACTIVE
WiSch
Financial year 2025 · closed on 31/12/2025
Net result
4,3 k €
-93.5% YoY
Gross margin
20,3 k €
-13.9% YoY
Equity
408,1 k €
+1.1% YoY
Overview
What does WiSch do?
WiSch is a Private limited company incorporated in 1992. Its main activity is: Activities of insurance agents and brokers. Its registered office is in Bilzen-Hoeselt.
Legal situation
● Normal situation
BCE/KBO no. / VAT
BE 0446.343.223
Incorporation
01/01/1992
Legal form
Private limited company
Registered office
Riemsterweg 436
3740 Bilzen-Hoeselt · FlandreSee on map
3740 Bilzen-Hoeselt · FlandreSee on map
Contributed capital
18 550,00 €
Latest accounts
31/12/2025
Activities (NACE)
Joint committees (1)
- 307
Signals
ProfitableSolid equityLow riskGood liquidityPositive cashflowPositive EBITDA
Available with a Rovalta subscriptionTry for 7 days
Financials
Trend over 20 financial years
| 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | 2014 | 2013 | 2012 | 2011 | 2010 | 2009 | 2008 | 2007 | 2006 | ||||||||||||||||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Income statement | |||||||||||||||||||||||||||||||||||||||
| Gross margin | 20,3 k € | -13.9% | 23,6 k € | -3.7% | 24,5 k € | +100% | 12,2 k € | -24.8% | 16,3 k € | -6.7% | 17,4 k € | +17.4% | 14,9 k € | +120% | 6,7 k € | -10.4% | 7,5 k € | +49.9% | 5 k € | +2.4% | 4,9 k € | -98.4% | 315 k € | -14.0% | 366,4 k € | +0.6% | 364 k € | +9.8% | 331,6 k € | +2.1% | 324,9 k € | -1.7% | 330,4 k € | +10.7% | 298,6 k € | -2.8% | 307,1 k € | +1.2% | 303,5 k € |
| EBITDA | 17,1 k € | -16.5% | 20,5 k € | -4.7% | 21,5 k € | +147% | 8,7 k € | -32.5% | 12,9 k € | +30.0% | 9,9 k € | -20.1% | 12,4 k € | +185% | 4,4 k € | -15.9% | 5,2 k € | +145% | 2,1 k € | -89.1% | 19,3 k € | -84.5% | 124,5 k € | -11.9% | 141,2 k € | -5.3% | 149,2 k € | +42.4% | 104,8 k € | -6.0% | 111,5 k € | -3.4% | 115,4 k € | +1.2% | 114,1 k € | -24.0% | 150 k € | +2.4% | 146,4 k € |
| Operating result | 6,5 k € | +30.2% | 5 k € | +124% | 2,2 k € | +113% | -16,9 k € | -5.0% | -16,1 k € | +39.0% | -26,4 k € | -7.0% | -24,6 k € | +23.6% | -32,3 k € | -7.5% | -30 k € | +8.3% | -32,7 k € | -115% | -15,2 k € | -121% | 73,5 k € | -15.0% | 86,5 k € | +3.7% | 83,5 k € | +245% | 24,2 k € | -12.6% | 27,7 k € | -1.5% | 28,1 k € | +6.4% | 26,5 k € | -61.4% | 68,5 k € | +14.2% | 60 k € |
| Net result | 4,3 k € | -93.5% | 65,8 k € | +130% | 28,6 k € | +4608% | 607,1 € | +102% | -30,7 k € | -179% | 38,8 k € | +257% | -24,8 k € | +31.4% | -36,1 k € | -40.8% | -25,7 k € | +4.5% | -26,9 k € | -34.7% | -19,9 k € | -103% | 765,3 k € | +1355% | 52,6 k € | +3.2% | 50,9 k € | +515% | 8,3 k € | +14.0% | 7,3 k € | +1.2% | 7,2 k € | +50.8% | 4,8 k € | -86.6% | 35,6 k € | +6.0% | 33,6 k € |
| Balance sheet | |||||||||||||||||||||||||||||||||||||||
| Equity | 408,1 k € | +1.1% | 403,8 k € | +19.5% | 338 k € | -8.5% | 369,4 k € | +0.2% | 368,8 k € | -42.3% | 639,5 k € | -19.6% | 795,7 k € | -24.5% | 1,1 M € | -3.3% | 1,1 M € | -2.3% | 1,1 M € | -2.4% | 1,1 M € | -1.7% | 1,2 M € | +191% | 400,2 k € | +6.4% | 376 k € | +14.8% | 327,4 k € | +1.8% | 321,6 k € | +2.3% | 314,3 k € | +2.3% | 307,1 k € | +1.6% | 302,4 k € | +13.3% | 266,8 k € |
| Total assets | 426,1 k € | +0.0% | 425,9 k € | -12.4% | 486,4 k € | +5.7% | 460,2 k € | -25.5% | 617,6 k € | -27.0% | 845,8 k € | -27.8% | 1,2 M € | -6.6% | 1,3 M € | -3.9% | 1,3 M € | -3.9% | 1,4 M € | -9.2% | 1,5 M € | -6.8% | 1,6 M € | +112% | 757,5 k € | +3.6% | 731,5 k € | +3.9% | 704,2 k € | +0.3% | 701,8 k € | +2.0% | 688 k € | -1.7% | 700 k € | -4.0% | 729,2 k € | -9.3% | 803,7 k € |
| Cash | 74,6 k € | +24.7% | 59,8 k € | -13.1% | 68,9 k € | +165% | 26 k € | -79.8% | 128,8 k € | -66.4% | 383,4 k € | -36.3% | 602,1 k € | -3.1% | 621,6 k € | +0.2% | 620,5 k € | -2.3% | 635,3 k € | -36.9% | 1 M € | -11.9% | 1,1 M € | +157% | 445,6 k € | +15.7% | 385 k € | +27.8% | 301,2 k € | +37.8% | 218,5 k € | +73.1% | 126,2 k € | +52.6% | 82,7 k € | -12.6% | 94,7 k € | -21.6% | 120,7 k € |
| Debts | 18 k € | -18.6% | 22,1 k € | -85.1% | 148,4 k € | +63.5% | 90,8 k € | -63.5% | 248,8 k € | +20.6% | 206,3 k € | -45.1% | 376 k € | +87.5% | 200,5 k € | -7.0% | 215,6 k € | -11.3% | 243 k € | -31.4% | 354,5 k € | -20.0% | 443,1 k € | +24.0% | 357,2 k € | +0.5% | 355,3 k € | -5.5% | 376,1 k € | -1.0% | 379,8 k € | +1.7% | 373,3 k € | -4.9% | 392,7 k € | -8.0% | 426,7 k € | -20.5% | 536,8 k € |
| Other | |||||||||||||||||||||||||||||||||||||||
| Workforce | – | – | – | – | – | – | – | – | – | – | – | 3,6 ETP | -25.0% | 4,8 ETP | +26.3% | 3,8 ETP | -5.0% | 4,0 ETP | 0.0% | 4,0 ETP | 0.0% | 4,0 ETP | +17.6% | 3,4 ETP | -2.9% | 3,5 ETP | +2.9% | 3,4 ETP | |||||||||||
Estimate
Indicative valuation
As an indication, this company is worth
between 250 k€ and 500 k€
See the valuationGovernance
Board of directors
Seen on filing of 31/12/2025 · 1 active · 1 ended
Active mandates
Wilfried Schols
ActiveEnded mandates
Wilfried Schols
EndedFinancials
Annual accounts
Full financial information
| 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | |
|---|---|---|---|---|---|---|
| Type of account | Micro model | Micro model | Micro model | Micro model | Micro model | Micro model |
| Start of the financial year | 01/01/2025 | 01/01/2024 | 01/01/2023 | 01/01/2022 | 01/01/2021 | 01/01/2020 |
| Closing of the financial year | 31/12/2025 | 31/12/2024 | 31/12/2023 | 31/12/2022 | 31/12/2021 | 31/12/2020 |
| Length of the financial year | 12 months | 12 months | 12 months | 12 months | 12 months | 12 months |
| Filing date | 13/08/2026 | 27/06/2025 | 19/06/2024 | 26/06/2023 | 02/08/2022 | 08/07/2021 |
| General meeting | 01/06/2026 | 01/06/2025 | 01/06/2024 | 01/06/2023 | 01/06/2022 | 01/06/2021 |
| Currency of the financial year | EUR | EUR | EUR | EUR | EUR | EUR |
| NBB quality label | Satisfying controls | Satisfying controls | Satisfying controls | Satisfying controls | Satisfying controls | Satisfying controls |
Ratios
Financial ratios
Looking for more information about this company?
Try for 7 daysFilings
Annual accounts filings
20 filings with the NBB
| Model | Closing | General meeting | Filed | Language | Document |
|---|---|---|---|---|---|
| Micro model | 31/12/2025 | 01/06/2026 | 13/08/2026 | Dutch | |
| Micro model | 31/12/2024 | 01/06/2025 | 27/06/2025 | Dutch | |
| Micro model | 31/12/2023 | 01/06/2024 | 19/06/2024 | Dutch | |
| Micro model | 31/12/2022 | 01/06/2023 | 26/06/2023 | Dutch | |
| Micro model | 31/12/2021 | 01/06/2022 | 02/08/2022 | Dutch | |
| Micro model | 31/12/2020 | 01/06/2021 | 08/07/2021 | Dutch | |
| Micro model | 31/12/2019 | 01/06/2020 | 10/07/2020 | Dutch | |
| Micro model | 31/12/2018 | 01/06/2019 | 04/07/2019 | Dutch | |
| Micro model | 31/12/2017 | 01/06/2018 | 24/09/2018 | Dutch | |
| Micro model | 31/12/2016 | 01/06/2017 | 05/07/2017 | Dutch | |
| Abridged model | 31/12/2015 | 01/06/2016 | 01/08/2016 | Dutch | |
| Abridged model | 31/12/2014 | 01/06/2015 | 24/08/2015 | Dutch | |
| Abridged model | 31/12/2013 | 02/06/2014 | 20/08/2014 | Dutch | |
| Abridged model | 31/12/2012 | 01/06/2013 | 26/08/2013 | Dutch | |
| Abridged model | 31/12/2011 | 01/06/2012 | 27/08/2012 | Dutch | |
| Abridged model | 31/12/2010 | 01/06/2011 | 22/08/2011 | Dutch | |
| Abridged model | 31/12/2009 | 01/06/2010 | 26/08/2010 | Dutch | |
| Abridged model | 31/12/2008 | 01/06/2009 | 07/07/2009 | Dutch | |
| Abridged model | 31/12/2007 | 01/06/2008 | 29/08/2008 | Dutch | |
| Abridged model | 31/12/2006 | 01/06/2007 | 24/07/2007 | Dutch |
Valuation
Estimate
Indicative valuation
Order of magnitude
As an indication, this company is worth
between 250 k€ and 500 k€
The detail comes with the Business plan: low and high bounds, the valuation bridge for each financial year, transaction multiples by sector and size, group valuation and exports.
Disclaimer
Indicative estimate based on public sector multiples and the filed annual accounts. It is neither a certified valuation nor financial or investment advice.
Directors & structure
Governance
Board of directors
Seen on filing of 31/12/2025 · 1 active · 1 ended
Active mandates
Wilfried Schols
ActiveEnded mandates
Wilfried Schols
EndedShareholders
Ownership and network
Looking for more information about this company?
Try for 7 daysPublications
Belgian Official Gazette
Belgian Official Gazette publications
- Registered office16/12/2021BENAMING - MAATSCHAPPELIJKE ZETEL - DOEL
- Mandates30/04/2020WIJZIGING RECHTSVORM - ONTSLAGEN - BENOEMINGEN
- Capital / shares30/01/2019KAPITAAL - AANDELEN
- Capital / shares16/12/2013KAPITAAL - AANDELEN - STATUTEN (VERTALING, COÖRDINATIE, OVERIGE WIJZIGINGEN, )
- Mandates05/01/2006BENAMING - DOEL - KAPITAAL - AANDELEN - ONTSLAGEN - BENOEMINGEN - ALGEMENE VERGADERING - STATUTEN (VERTALING, COÖRDINATIE, OVERIGE WIJZIGINGEN, ) - WIJZIGING RECHTSVORM
Source: Belgian Official Gazette
Similar companies
Competition
Similar companies
A company's peers, by sector and size, are included in the Business plan.
See the Business planTimeline
Timeline
- 2025Annual accounts 20254,3 k €↓
- 2024Annual accounts 202465,8 k €↑
- 2023Annual accounts 202328,6 k €↑
- 2022Annual accounts 2022607,1 €↑
- 2021Annual accounts 2021-30,7 k €↓
- 2021Name changeWiSch
- 2020Annual accounts 202038,8 k €↑
- 2019Annual accounts 2019-24,8 k €↑
- 2018Annual accounts 2018-36,1 k €↓
- 2017Annual accounts 2017-25,7 k €↑
- 2016Annual accounts 2016-26,9 k €↓
- 2015Annual accounts 2015-19,9 k €↓
- 2014Annual accounts 2014765,3 k €↑
- 2013Annual accounts 201352,6 k €↑
- 2012Annual accounts 201250,9 k €↑
- 2011Annual accounts 20118,3 k €↑
- 2010Annual accounts 20107,3 k €↑
- 2009Annual accounts 20097,2 k €↑
- 2008Annual accounts 20084,8 k €↓
- 2007Annual accounts 200735,6 k €↑
- 2006Annual accounts 200633,6 k €
- 2006Name changeSCHOLS ZAKENKANTOOR
- 01/01/1992IncorporationPrivate limited company