NATEL
0446.528.117 · rovalta.com · 22/09/2026
ACTIVE
NATEL
Financial year 2025 · closed on 31/12/2025
Net result
45,2 k €
-57.4% YoY
Gross margin
208,4 k €
-22.3% YoY
Equity
399,9 k €
+12.7% YoY
Overview
What does NATEL do?
NATEL is a Private limited company incorporated in 1992. Its main activity is: Activities of insurance agents and brokers. Its registered office is in Denderleeuw.
Legal situation
● Normal situation
BCE/KBO no. / VAT
BE 0446.528.117
Incorporation
11/02/1992
Legal form
Private limited company
Registered office
Kasteelstraat 3 box A
9470 Denderleeuw · FlandreSee on map
9470 Denderleeuw · FlandreSee on map
Contributed capital
82 000,00 €
Latest accounts
31/12/2025
Activities (NACE)
Joint committees (1)
- 307
Signals
ProfitableSolid equityLow riskGood liquidityPositive cashflowPositive EBITDAHealthy social debts
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Financials
Trend over 19 financial years
| 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2015 | 2014 | 2013 | 2012 | 2011 | 2010 | 2009 | 2008 | 2007 | 2006 | |||||||||||||||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Income statement | |||||||||||||||||||||||||||||||||||||
| Gross margin | 208,4 k € | -22.3% | 268,4 k € | -25.7% | 361,2 k € | +1.9% | 354,5 k € | +17.2% | 302,5 k € | +8.8% | 277,9 k € | +13.1% | 245,8 k € | +10.8% | 221,9 k € | +31.1% | 169,3 k € | +71.7% | 98,6 k € | +77.2% | 55,7 k € | +0.6% | 55,3 k € | -12.4% | 63,1 k € | +404% | 12,5 k € | -65.5% | 36,3 k € | -25.6% | 48,8 k € | +222% | 15,2 k € | -15.8% | 18 k € | -40.3% | 30,2 k € |
| EBITDA | 131,9 k € | -41.1% | 223,8 k € | -23.0% | 290,5 k € | -1.4% | 294,6 k € | +20.6% | 244,2 k € | +5.5% | 231,6 k € | +20.8% | 191,7 k € | +22.1% | 157 k € | +11.8% | 140,4 k € | +47.8% | 95 k € | +83.2% | 51,8 k € | -0.1% | 51,9 k € | -9.0% | 57 k € | +858% | 6 k € | -81.6% | 32,3 k € | -14.9% | 37,9 k € | +254% | 10,7 k € | -37.2% | 17 k € | -35.1% | 26,3 k € |
| Operating result | 69,2 k € | -53.4% | 148,4 k € | -30.6% | 213,8 k € | -15.6% | 253,2 k € | +27.2% | 199 k € | +11.0% | 179,3 k € | +30.6% | 137,3 k € | +22.4% | 112,2 k € | +13.9% | 98,5 k € | +125% | 43,8 k € | +89.2% | 23,1 k € | -10.9% | 26 k € | -19.8% | 32,4 k € | +317% | -14,9 k € | -249% | 10 k € | -31.3% | 14,5 k € | +16349% | 88,5 € | -98.9% | 7,9 k € | -54.5% | 17,3 k € |
| Net result | 45,2 k € | -57.4% | 106 k € | -34.5% | 161,8 k € | -33.5% | 243,2 k € | +37.9% | 176,3 k € | +12.8% | 156,3 k € | +27.0% | 123,1 k € | +28.6% | 95,7 k € | +7.4% | 89,2 k € | +407% | -29,1 k € | -575% | 6,1 k € | -17.6% | 7,4 k € | -64.8% | 21,1 k € | +158% | -36,2 k € | -86.4% | -19,4 k € | +0.6% | -19,5 k € | -398% | -3,9 k € | -157% | 6,9 k € | -57.6% | 16,2 k € |
| Balance sheet | |||||||||||||||||||||||||||||||||||||
| Equity | 399,9 k € | +12.7% | 354,7 k € | +26.5% | 280,4 k € | +27.2% | 220,5 k € | +41.8% | 155,6 k € | +23.2% | 126,2 k € | +40.4% | 89,9 k € | +3.6% | 86,8 k € | +22.2% | 71 k € | -76.0% | 295,6 k € | +496% | 49,6 k € | +14.1% | 43,5 k € | +20.6% | 36,1 k € | +141% | 15 k € | -70.7% | 51,1 k € | -27.5% | 70,6 k € | -21.7% | 90,1 k € | -4.1% | 94 k € | -0.3% | 94,3 k € |
| Total assets | 566,1 k € | -9.5% | 625,8 k € | -6.2% | 667,5 k € | -10.7% | 747,1 k € | +56.9% | 476,3 k € | +4.1% | 457,5 k € | -3.0% | 471,9 k € | -5.8% | 501,1 k € | +5.7% | 474,2 k € | -35.8% | 738,7 k € | +45.6% | 507,4 k € | +0.4% | 505,2 k € | -0.6% | 508,5 k € | -4.0% | 529,7 k € | -1.1% | 535,8 k € | -8.5% | 585,3 k € | +4.0% | 563 k € | +374% | 118,8 k € | -7.4% | 128,2 k € |
| Cash | 250,6 k € | +52.7% | 164,1 k € | +93.6% | 84,8 k € | -18.3% | 103,7 k € | -20.4% | 130,3 k € | +83.4% | 71 k € | +59.5% | 44,5 k € | -55.5% | 100,2 k € | -23.6% | 131,2 k € | +188% | 45,6 k € | +69.1% | 26,9 k € | +374% | 5,7 k € | +60.4% | 3,5 k € | -87.2% | 27,6 k € | +755% | 3,2 k € | -29.0% | 4,6 k € | +68.5% | 2,7 k € | -58.5% | 6,5 k € | -15.0% | 7,7 k € |
| Debts | 166,3 k € | -38.7% | 271,1 k € | -30.0% | 387,1 k € | -26.5% | 526,5 k € | +64.2% | 320,7 k € | -3.2% | 331,3 k € | -13.3% | 382 k € | -7.8% | 414,4 k € | +2.8% | 403,2 k € | -9.0% | 443,2 k € | -3.2% | 457,8 k € | +10.1% | 415,9 k € | -12.0% | 472,4 k € | -8.2% | 514,8 k € | +6.2% | 484,6 k € | -5.9% | 514,8 k € | +8.9% | 472,9 k € | +1806% | 24,8 k € | -27.0% | 34 k € |
Estimate
Indicative valuation
As an indication, this company is worth
between 1 M€ and 2,5 M€
See the valuationGovernance
Board of directors
Seen on filing of 31/12/2025 · 4 active · 17 ended
Active mandates
Ended mandates
At this address
Other companies at this address
| Company | CBE no. |
|---|---|
| 0786.337.626 |
Financials
Annual accounts
Full financial information
| 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | |
|---|---|---|---|---|---|---|
| Type of account | Micro model | Micro model | Micro model | Micro model | Micro model | Micro model |
| Start of the financial year | 01/01/2025 | 01/01/2024 | 01/01/2023 | 01/01/2022 | 01/01/2021 | 01/01/2020 |
| Closing of the financial year | 31/12/2025 | 31/12/2024 | 31/12/2023 | 31/12/2022 | 31/12/2021 | 31/12/2020 |
| Length of the financial year | 12 months | 12 months | 12 months | 12 months | 12 months | 12 months |
| Filing date | 03/08/2026 | 27/07/2025 | 30/07/2024 | 31/07/2023 | 31/08/2022 | 27/10/2021 |
| General meeting | 30/06/2026 | 30/06/2025 | 30/06/2024 | 30/06/2023 | 03/06/2022 | 04/10/2021 |
| Currency of the financial year | EUR | EUR | EUR | EUR | EUR | EUR |
| NBB quality label | Satisfying controls | Satisfying controls | Satisfying controls | Satisfying controls | Satisfying controls | Satisfying controls |
Ratios
Financial ratios
Looking for more information about this company?
Try for 7 daysFilings
Annual accounts filings
20 filings with the NBB
| Model | Closing | General meeting | Filed | Language | Document |
|---|---|---|---|---|---|
| Micro model | 31/12/2025 | 30/06/2026 | 03/08/2026 | Dutch | |
| Micro model | 31/12/2024 | 30/06/2025 | 27/07/2025 | Dutch | |
| Micro model | 31/12/2023 | 30/06/2024 | 30/07/2024 | Dutch | |
| Micro model | 31/12/2022 | 30/06/2023 | 31/07/2023 | Dutch | |
| Micro model | 31/12/2021 | 03/06/2022 | 31/08/2022 | Dutch | |
| Micro model | 31/12/2020 | 04/10/2021 | 27/10/2021 | Dutch | |
| Micro model | 31/12/2019 | 14/08/2020 | 30/10/2020 | Dutch | |
| Micro model | 31/12/2018 | 05/07/2019 | 24/09/2019 | Dutch | |
| Micro model | 31/12/2017 | 06/07/2018 | 27/09/2018 | Dutch | |
| Micro model | 31/12/2016 | 16/06/2017 | 31/08/2017 | Dutch | |
| Abridged model | 31/12/2015 | 03/06/2016 | 29/08/2016 | Dutch | |
| Abridged model | 31/12/2014 | 05/06/2015 | 31/08/2015 | Dutch | |
| Abridged model | 31/12/2013 | 06/06/2014 | 30/09/2014 | Dutch | |
| Abridged model | 31/12/2012 | 07/06/2013 | 30/08/2013 | Dutch | |
| Abridged model | 31/12/2011 | 14/06/2012 | 06/12/2012 | Dutch | |
| Abridged model | 31/12/2010 | 10/06/2011 | 21/12/2011 | Dutch | |
| Abridged model | 31/12/2009 | 30/05/2010 | 09/03/2011 | Dutch | |
| Abridged model | 31/12/2008 | 30/05/2009 | 28/08/2009 | Dutch | |
| Abridged model | 31/12/2007 | 31/05/2008 | 28/08/2009 | Dutch | |
| Abridged model | 31/12/2006 | 26/05/2007 | 10/07/2007 | Dutch |
Valuation
Estimate
Indicative valuation
Order of magnitude
As an indication, this company is worth
between 1 M€ and 2,5 M€
The detail comes with the Business plan: low and high bounds, the valuation bridge for each financial year, transaction multiples by sector and size, group valuation and exports.
Disclaimer
Indicative estimate based on public sector multiples and the filed annual accounts. It is neither a certified valuation nor financial or investment advice.
Directors & structure
Governance
Board of directors
Seen on filing of 31/12/2025 · 4 active · 17 ended
Active mandates
Ended mandates
Shareholders
Ownership and network
Looking for more information about this company?
Try for 7 daysPublications
Belgian Official Gazette
Belgian Official Gazette publications
- Mandates23/03/2026ONTSLAGEN - BENOEMINGEN
- Registered office26/02/2026MAATSCHAPPELIJKE ZETEL
- Mandates06/06/2023ONTSLAGEN - BENOEMINGEN - STATUTEN (VERTALING, COÖRDINATIE, OVERIGE WIJZIGINGEN, )
- Restructuring03/08/2016ALGEMENE VERGADERING - WIJZIGING RECHTSVORM - RUBRIEK HERSTRUCTURERING (FUSIE, SPLITSING, OVERDRACHT VERMOGEN, ENZ...)
- Restructuring29/04/2016RUBRIEK HERSTRUCTURERING (FUSIE, SPLITSING, OVERDRACHT VERMOGEN, ENZ...)
- Mandates28/04/2016ONTSLAGEN - BENOEMINGEN
- Mandates27/11/2008ONTSLAGEN - BENOEMINGEN
- Mandates29/01/2008KAPITAAL - AANDELEN - ONTSLAGEN - BENOEMINGEN
Source: Belgian Official Gazette
Similar companies
Competition
Similar companies
A company's peers, by sector and size, are included in the Business plan.
See the Business planTimeline
Timeline
- 2025Annual accounts 202545,2 k €↓
- 2024Annual accounts 2024106 k €↓
- 2023Annual accounts 2023161,8 k €↓
- 2022Annual accounts 2022243,2 k €↑
- 2021Annual accounts 2021176,3 k €↑
- 2020Annual accounts 2020156,3 k €↑
- 2019Annual accounts 2019123,1 k €↑
- 2018Annual accounts 201895,7 k €↑
- 2017Annual accounts 201789,2 k €↑
- 2015Annual accounts 2015-29,1 k €↓
- 2014Annual accounts 20146,1 k €↓
- 2013Annual accounts 20137,4 k €↓
- 2012Annual accounts 201221,1 k €↑
- 2011Annual accounts 2011-36,2 k €↓
- 2010Annual accounts 2010-19,4 k €↑
- 2009Annual accounts 2009-19,5 k €↓
- 2008Annual accounts 2008-3,9 k €↓
- 2007Annual accounts 20076,9 k €↓
- 2006Annual accounts 200616,2 k €
- 11/02/1992IncorporationPrivate limited company