ACTIVE

ESPACE

Financial year 2025 · closed on 31/12/2025
Net result
1,1 k €
-63.4% YoY
Gross margin
60,3 k €
-23.5% YoY
Equity
76,1 k €
+1.4% YoY

What does ESPACE do?

ESPACE is a Public limited company incorporated in 1992. Its main activity is: Activities of insurance agents and brokers. Its registered office is in Honnelles.

Legal situation
Normal situation
BCE/KBO no. / VAT
BE 0446.634.916
Incorporation
01/02/1992
Legal form
Public limited company
Registered office
Avenue du Haut-Pays (HON) 112
7387 Honnelles · WallonieSee on map
Contributed capital
61 984,03 €
Latest accounts
31/12/2025
Joint committees (2)
  • 218
  • 307
Signals
ProfitableSolid equityLow riskGood liquidityPositive cashflowPositive EBITDAHealthy social debts
Health score
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✦ Verdict · Analyst summary
Financials

Trend over 21 financial years

202520242023202220212020201920182017201620152014201320122011201020092008200720062005
Income statement
Gross margin60,3 k €78,8 k €71,8 k €82,6 k €67,7 k €87,5 k €31,8 k €55,2 k €40,8 k €66,9 k €60,1 k €81,1 k €79,8 k €74 k €176,3 k €65,9 k €94,5 k €74,9 k €73,9 k €95,5 k €38,7 k €
EBITDA8,5 k €30,5 k €19,7 k €39 k €27,4 k €53,1 k €-3,2 k €22,5 k €9,9 k €40,3 k €43,1 k €79,2 k €30,8 k €21,3 k €129,9 k €21,2 k €55 k €21,8 k €17,9 k €29,3 k €16,7 k €
Operating result5,5 k €6,2 k €-3,5 k €14,2 k €-268 €16,3 k €-16,3 k €7,1 k €-4,2 k €25,3 k €32,6 k €72,3 k €27,3 k €15,7 k €125 k €-10 k €18,4 k €-13,1 k €-189 €6,8 k €-4,9 k €
Net result1,1 k €2,9 k €-4,9 k €8,4 k €-2,5 k €14,6 k €-27,7 k €3,6 k €-5,4 k €16,7 k €19,6 k €46,7 k €20,6 k €14,7 k €50,8 k €-40,1 k €-8,8 k €-41,4 k €-1,9 k €340 €-1,9 k €
Balance sheet
Equity76,1 k €75 k €72,1 k €77 k €68,6 k €71,2 k €56,6 k €84,3 k €85,8 k €91,2 k €82,5 k €70,9 k €54,2 k €33,7 k €18,9 k €-31,8 k €8,3 k €17,1 k €58,5 k €60,4 k €60,1 k €
Total assets114,4 k €104,1 k €129,9 k €163,7 k €159,3 k €189,2 k €102,2 k €134,6 k €133,2 k €145,4 k €146,3 k €148,5 k €88,5 k €73,2 k €88,2 k €638,9 k €697,9 k €762,7 k €100,1 k €108,1 k €118,3 k €
Cash9,4 k €1,7 k €7,6 k €20,3 k €3,9 k €7,1 k €1,1 k €12,2 k €10,5 k €19,2 k €31 k €43,4 k €17,6 k €10,5 k €26,8 k €4 k €2,8 k €26,4 k €9,1 k €6,9 k €3,5 k €
Debts38 k €29 k €57,7 k €86,5 k €90,5 k €112,5 k €35,7 k €40,4 k €41,4 k €51,5 k €61,2 k €75,2 k €31,8 k €36,9 k €65,8 k €663,8 k €676,8 k €724,5 k €22,9 k €29,6 k €33,1 k €
Other
Workforce0,2 ETP0,0 ETP1,0 ETP1,0 ETP1,0 ETP1,0 ETP1,0 ETP1,0 ETP1,0 ETP2,2 ETP1,3 ETP
Estimate

Indicative valuation

As an indication, this company is worth

between 0 € and 100 k€
See the valuation
Governance

Board of directors

Seen on filing of 31/12/2025 · 2 active · 12 ended

Active mandates

Jean-Pascal MOLNAR

Director · since 31 mai 2024 · until 31 mai 2029

Active
Véronique DATH

Director · since 31 mai 2024 · until 31 mai 2029

Active

Ended mandates

Jean-Pascal MOLNAR

Director · since 31 mai 2019 · until 31 mai 2024

Ended
Véronique DATH

Director · since 31 mai 2019 · until 31 mai 2024

Ended
Jean-Pascal MOLNAR

Director · since 08 décembre 2014 · until 31 mai 2019

Ended
Véronique DATH

Managing director · since 08 décembre 2014 · until 31 mai 2019

Ended
Annual accounts

Full financial information

202520242023202220212020
Type of accountMicro modelMicro modelMicro modelMicro modelMicro modelMicro model
Start of the financial year01/01/202501/01/202401/01/202301/01/202201/01/202101/01/2020
Closing of the financial year31/12/202531/12/202431/12/202331/12/202231/12/202131/12/2020
Length of the financial year12 months12 months12 months12 months12 months12 months
Filing date27/08/202631/08/202529/08/202430/08/202325/08/202230/08/2021
General meeting20/08/202629/08/202528/08/202430/08/202327/05/202228/05/2021
Currency of the financial yearEUREUREUREUREUREUR
NBB quality labelSatisfying controlsSatisfying controlsSatisfying controlsSatisfying controlsSatisfying controlsSatisfying controls
Ratios

Financial ratios

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Filings

Annual accounts filings

21 filings with the NBB

ModelClosingGeneral meetingFiledLanguageDocument
Micro model31/12/202520/08/202627/08/2026FrenchPDF
Micro model31/12/202429/08/202531/08/2025FrenchPDF
Micro model31/12/202328/08/202429/08/2024FrenchPDF
Micro model31/12/202230/08/202330/08/2023FrenchPDF
Micro model31/12/202127/05/202225/08/2022FrenchPDF
Micro model31/12/202028/05/202130/08/2021FrenchPDF
Micro model31/12/201904/11/202010/11/2020FrenchPDF
Micro model31/12/201819/08/201926/08/2019FrenchPDF
Micro model31/12/201717/08/201830/08/2018FrenchPDF
Micro model31/12/201616/03/201821/03/2018FrenchPDF
Abridged model31/12/201527/05/201621/10/2016FrenchPDF
Abridged model31/12/201429/05/201527/08/2015FrenchPDF
Abridged model31/12/201308/12/201417/12/2014FrenchPDF
Abridged model31/12/201231/05/201303/07/2013FrenchPDF
Abridged model31/12/201118/01/201321/02/2013FrenchPDF
Abridged model31/12/201028/02/201204/05/2012FrenchPDF
Abridged model31/12/200912/05/201122/08/2011FrenchPDF
Abridged model31/12/200821/12/200922/12/2009FrenchPDF
Abridged model31/12/200716/12/200823/12/2008FrenchPDF
Abridged model31/12/200622/10/200723/10/2007FrenchPDF
Abridged model31/12/200514/02/200709/10/2007FrenchPDF
Estimate

Indicative valuation

Order of magnitude

As an indication, this company is worth

between 0 € and 100 k€

The detail comes with the Business plan: low and high bounds, the valuation bridge for each financial year, transaction multiples by sector and size, group valuation and exports.

Discover the Business plan
Disclaimer

Indicative estimate based on public sector multiples and the filed annual accounts. It is neither a certified valuation nor financial or investment advice.

Governance

Board of directors

Seen on filing of 31/12/2025 · 2 active · 12 ended

Active mandates

Jean-Pascal MOLNAR

Director · since 31 mai 2024 · until 31 mai 2029

Active
Véronique DATH

Director · since 31 mai 2024 · until 31 mai 2029

Active

Ended mandates

Jean-Pascal MOLNAR

Director · since 31 mai 2019 · until 31 mai 2024

Ended
Véronique DATH

Director · since 31 mai 2019 · until 31 mai 2024

Ended
Jean-Pascal MOLNAR

Director · since 08 décembre 2014 · until 31 mai 2019

Ended
Véronique DATH

Managing director · since 08 décembre 2014 · until 31 mai 2019

Ended
Shareholders

Ownership and network

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Belgian Official Gazette

Belgian Official Gazette publications

  • Mandates26/02/2008
    DEMISSIONS, NOMINATIONS - STATUTS (TRADUCTION, COORDINATION, AUTRES MODIFICATIONS, …)
    PDF

Source: Belgian Official Gazette

Competition

Similar companies

A company's peers, by sector and size, are included in the Business plan.

See the Business plan

Timeline

  1. 2025
    Annual accounts 20251,1 k €
  2. 2024
    Annual accounts 20242,9 k €
  3. 2023
    Annual accounts 2023-4,9 k €
  4. 2022
    Annual accounts 20228,4 k €
  5. 2021
    Annual accounts 2021-2,5 k €
  6. 2020
    Annual accounts 202014,6 k €
  7. 2019
    Annual accounts 2019-27,7 k €
  8. 2018
    Annual accounts 20183,6 k €
  9. 2017
    Annual accounts 2017-5,4 k €
  10. 2016
    Annual accounts 201616,7 k €
  11. 2015
    Annual accounts 201519,6 k €
  12. 2014
    Annual accounts 201446,7 k €
  13. 2013
    Annual accounts 201320,6 k €
  14. 2012
    Annual accounts 201214,7 k €
  15. 2011
    Annual accounts 201150,8 k €
  16. 2010
    Annual accounts 2010-40,1 k €
  17. 2009
    Annual accounts 2009-8,8 k €
  18. 2008
    Annual accounts 2008-41,4 k €
  19. 2007
    Annual accounts 2007-1,9 k €
  20. 2006
    Annual accounts 2006340 €
  21. 2005
    Annual accounts 2005-1,9 k €
  22. 01/02/1992
    IncorporationPublic limited company