ACTIVE

MARMAR

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Financial year 2025 · closed on 31/12/2025
Net result
20,6 k €
+222.4% YoY
Gross margin
589,6 k €
+7.9% YoY
Equity
-116,4 k €
+15.0% YoY
Workforce
3,7 ETP
-9.8% YoY

What does MARMAR do?

MARMAR is a Public limited company incorporated in 1993. Its main activity is: Activities of insurance agents and brokers. Its registered office is in Antwerpen. It employs on average 3,7 ETP workers (FTE).

Legal situation
● Normal situation
BCE/KBO no. / VAT
BE 0450.674.272
Incorporation
11/08/1993
Legal form
Public limited company
Registered office
Lambrechtshoekenlaan 209
2170 Antwerpen · FlandreSee on map
Contributed capital
248 326,87 €
Latest accounts
31/12/2025
Average workforce
3,7 ETP
Activities (NACE)
66220Activities of insurance agents and brokers· main66220Activities of insurance agents and brokers70200Management consultancy activities70220Business and other management consultancy activities
Joint committees (4)
  • 100
  • 200
  • 307
  • 3070
Signals
ProfitablePositive cashflowPositive EBITDAHealthy social debts
View the BCE/KBO Public Search record →
Health score
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✦ Verdict · Analyst summary
Financials

Trend over 20 financial years

20252024202320222021202020192018201720162015201420132012201120102009200820072006
Income statement
Gross margin589,6 k €546,3 k €478,5 k €528,4 k €561,4 k €606,3 k €498,4 k €166 k €56,4 k €76,3 k €51,1 k €73,2 k €26,6 k €-21 k €57,4 k €2,3 k €-16,9 k €-2,7 k €-4,8 k €1,4 k €
EBITDA282 k €222,8 k €128,5 k €120,9 k €191,6 k €298,9 k €157,3 k €25,7 k €-28,3 k €57,3 k €39,6 k €63,4 k €22,9 k €-23,3 k €48,7 k €-968,6 €-24,1 k €-3,5 k €-5,9 k €320,6 €
Operating result68,2 k €15,1 k €-78,7 k €-86 k €-15 k €99,5 k €-56,9 k €-7,2 k €-38,4 k €39,2 k €20,9 k €20,6 k €-18,2 k €-67,7 k €25,4 k €-21,9 k €-63,4 k €-4,7 k €-7,1 k €-906,5 €
Net result20,6 k €-16,8 k €-81,1 k €-119,6 k €-64 k €23,8 k €-115,1 k €39 k €-24,5 k €23,4 k €-686,6 €13 k €-30,3 k €-67,8 k €3,1 k €-20,6 k €52 k €47 k €-6,9 k €-731,8 €
Balance sheet
Equity-116,4 k €-136,9 k €-120,1 k €-39 k €80,6 k €144,6 k €120,8 k €235,8 k €196,9 k €221,4 k €198 k €198,7 k €185,6 k €215,9 k €283,7 k €280,6 k €301,2 k €215,7 k €184,3 k €191,2 k €
Total assets1,2 M €1,2 M €1,3 M €1,8 M €1,7 M €2,3 M €2,2 M €2,3 M €831,3 k €1 M €556,8 k €699,7 k €749,1 k €1 M €1,1 M €605,4 k €417,3 k €250,6 k €191,4 k €202,7 k €
Cash4 k €42,9 k €31,4 k €29,7 k €35,8 k €61,3 k €69,8 k €65,2 k €5,8 k €4,5 k €12,1 k €628 €1,4 k €15,1 €5,1 k €623,7 €677,4 €2 k €1,4 k €7,6 k €
Debts1,2 M €1,2 M €1,3 M €1,7 M €1,6 M €2,2 M €2,1 M €2 M €597,5 k €745,5 k €306,2 k €445,9 k €503 k €740,5 k €728,6 k €259,5 k €58,1 k €34,7 k €6,9 k €11,3 k €
Other
Workforce3,7 ETP4,1 ETP4,9 ETP5,7 ETP5,8 ETP5,9 ETP5,5 ETP2,1 ETP1,0 ETP0,2 ETP––––––––––
Estimate

Indicative valuation

As an indication, this company is worth

between 250 k€ and 500 k€
See the valuation
Governance

Board of directors

Seen on filing of 31/12/2025 · 3 active · 26 ended

Active mandates

Carl Bruyland

Director · since 09 juin 2021

Active
Paul Bruyland

Managing director · since 09 juin 2021

Active
Véronique Bruyland

Director · since 09 juin 2021

Active

Ended mandates

Véronique Bruyland

Director · since 01 octobre 2021 · until 08 juin 2027

Ended
Carl Bruyland

Director · since 09 juin 2021 · until 08 juin 2027

Ended
Paul Bruyland

Managing director · since 09 juin 2021 · until 08 juin 2027

Ended
Véronique Bruyland

Mandate · since 01 octobre 2016

Ended
At this address

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KERREMANS INVEST● Active
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VormX● Active
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Annual accounts

Full financial information

202520242023202220212020
Type of accountAbridged modelAbridged modelAbridged modelAbridged modelAbridged modelAbridged model
Start of the financial year01/01/202501/01/202401/01/202301/01/202201/01/202101/01/2020
Closing of the financial year31/12/202531/12/202431/12/202331/12/202231/12/202131/12/2020
Length of the financial year12 months12 months12 months12 months12 months12 months
Filing date31/08/202629/08/202531/08/202402/02/202402/02/202402/02/2024
General meeting09/06/202610/06/202511/06/202430/06/202330/06/202208/06/2021
Currency of the financial yearEUREUREUREUREUREUR
NBB quality labelSatisfying controlsSatisfying controlsSatisfying controlsSatisfying controlsSatisfying controlsSatisfying controls
Ratios

Financial ratios

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Filings

Annual accounts filings

25 filings with the NBB

ModelClosingGeneral meetingFiledLanguageDocument
Abridged model31/12/202509/06/202631/08/2026DutchPDF
Abridged model31/12/202410/06/202529/08/2025DutchPDF
Abridged model31/12/202311/06/202431/08/2024DutchPDF
Abridged modelCorrection31/12/202230/06/202302/02/2024DutchPDF
Abridged model31/12/202230/06/202308/09/2023DutchPDF
Abridged modelCorrection31/12/202130/06/202202/02/2024DutchPDF
Abridged model31/12/202130/06/202230/06/2022DutchPDF
Abridged modelCorrection31/12/202008/06/202102/02/2024DutchPDF
Abridged model31/12/202008/06/202126/08/2021DutchPDF
Abridged modelCorrection31/12/201901/09/202002/02/2024DutchPDF
Abridged model31/12/201901/09/202007/10/2020DutchPDF
Abridged model31/12/201830/06/201930/07/2019DutchPDF
Abridged model31/12/201712/06/201829/06/2018DutchPDF
Abridged model31/12/201613/06/201713/07/2017DutchPDF
Abridged model31/12/201514/06/201628/07/2016DutchPDF
Abridged model31/12/201409/06/201517/07/2015DutchPDF
Abridged model31/12/201310/06/201409/07/2014DutchPDF
Abridged model31/12/201211/06/201306/08/2013DutchPDF
Abridged modelCorrection31/12/201112/06/201225/10/2012DutchPDF
Abridged model31/12/201112/06/201229/08/2012DutchPDF
Abridged model31/12/201014/06/201131/08/2011DutchPDF
Abridged model31/12/200908/06/201018/06/2010DutchPDF
Abridged model31/12/200820/05/200915/06/2009DutchPDF
Abridged model31/12/200710/06/200827/08/2008DutchPDF

View all 25 filings

Estimate

Indicative valuation

Order of magnitude

As an indication, this company is worth

between 250 k€ and 500 k€

The detail comes with the Business plan: low and high bounds, the valuation bridge for each financial year, transaction multiples by sector and size, group valuation and exports.

Discover the Business plan
Disclaimer

Indicative estimate based on public sector multiples and the filed annual accounts. It is neither a certified valuation nor financial or investment advice.

Governance

Board of directors

Seen on filing of 31/12/2025 · 3 active · 26 ended

Active mandates

Carl Bruyland

Director · since 09 juin 2021

Active
Paul Bruyland

Managing director · since 09 juin 2021

Active
Véronique Bruyland

Director · since 09 juin 2021

Active

Ended mandates

Véronique Bruyland

Director · since 01 octobre 2021 · until 08 juin 2027

Ended
Carl Bruyland

Director · since 09 juin 2021 · until 08 juin 2027

Ended
Paul Bruyland

Managing director · since 09 juin 2021 · until 08 juin 2027

Ended
Véronique Bruyland

Mandate · since 01 octobre 2016

Ended
Shareholders

Ownership and network

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Belgian Official Gazette

Belgian Official Gazette publications

  • Mandates21/10/2021
    ONTSLAGEN - BENOEMINGEN
    PDF
  • Restructuring12/03/2019
    RUBRIEK HERSTRUCTURERING (FUSIE, SPLITSING, OVERDRACHT VERMOGEN, ENZ...)
    PDF
  • Registered office08/03/2019
    MAATSCHAPPELIJKE ZETEL
    PDF
  • Restructuring07/12/2018
    RUBRIEK HERSTRUCTURERING (FUSIE, SPLITSING, OVERDRACHT VERMOGEN, ENZ...)
    PDF
  • Mandates26/11/2018
    ONTSLAGEN - BENOEMINGEN
    PDF
  • Mandates09/11/2016
    ONTSLAGEN - BENOEMINGEN
    PDF
  • Mandates03/08/2015
    ONTSLAGEN - BENOEMINGEN
    PDF
  • Registered office07/08/2013
    MAATSCHAPPELIJKE ZETEL
    PDF

Source: Belgian Official Gazette

Competition

Similar companies

A company's peers, by sector and size, are included in the Business plan.

See the Business plan

Timeline

  1. 2025
    Annual accounts 202520,6 k €↑
  2. 2024
    Annual accounts 2024-16,8 k €↑
  3. 2023
    Annual accounts 2023-81,1 k €↑
  4. 2022
    Annual accounts 2022-119,6 k €↓
  5. 2021
    Annual accounts 2021-64 k €↓
  6. 2020
    Annual accounts 202023,8 k €↑
  7. 2019
    Annual accounts 2019-115,1 k €↓
  8. 2018
    Annual accounts 201839 k €↑
  9. 2017
    Annual accounts 2017-24,5 k €↓
  10. 2016
    Annual accounts 201623,4 k €↑
  11. 2015
    Annual accounts 2015-686,6 €↓
  12. 2014
    Annual accounts 201413 k €↑
  13. 2013
    Annual accounts 2013-30,3 k €↑
  14. 2012
    Annual accounts 2012-67,8 k €↓
  15. 2011
    Annual accounts 20113,1 k €↑
  16. 2010
    Annual accounts 2010-20,6 k €↓
  17. 2009
    Annual accounts 200952 k €↑
  18. 2008
    Annual accounts 200847 k €↑
  19. 2007
    Annual accounts 2007-6,9 k €↓
  20. 2006
    Annual accounts 2006-731,8 €
  21. 11/08/1993
    IncorporationPublic limited company