ASSURANCE - MUTUALISATION - FRATERNITE
0451.074.051 · rovalta.com · 24/09/2026
NORMAL SITUATION
ASSURANCE - MUTUALISATION - FRATERNITE
Company — Normal situation.
Financial year 2022 · Closed on 31/12/2022
Net result
8,5 k €
-74,2 %over 1 yearGross margin
72,7 k €
-52,0 %over 1 yearEquity
105 k €
+8,9 %over 1 yearWorkforce
1,3 ETP
Overview
Identity
Source · BCE/KBOASSURANCE - MUTUALISATION - FRATERNITE is a company registered in Belgium. It employs on average 1,3 ETP workers (FTE).
- Legal situation
- Normal situation
- BCE/KBO no. / VAT
- BE 0451.074.051
- Legal form
- Private limited company
- Contributed capital
- 59 494,45 €
- Latest accounts
- 31/12/2022
- Average workforce
- 1,3 ETP
Joint committees (1)
- 307
Signals
ProfitableGood liquidityPositive cashflowPositive EBITDAHealthy social debts
Financials
Source · NBB, 27 filingsTrend over 17 financial years
| 2022 | 2021 | 2020 | 2019 | 2018 | |||||
|---|---|---|---|---|---|---|---|---|---|
| Income statement | |||||||||
| Gross margin | 72,7 k € | -52.0% | 151,5 k € | -39.0% | 248,3 k € | +63.5% | 151,9 k € | +36.1% | 111,6 k € |
| EBITDA | 16,5 k € | -65.5% | 47,9 k € | -71.0% | 164,9 k € | +169% | 61,3 k € | +112% | 28,9 k € |
| Operating result | 14,3 k € | -68.9% | 46 k € | -69.5% | 150,9 k € | +220% | 47,2 k € | +195% | 16 k € |
| Net result | 8,5 k € | -74.2% | 33,1 k € | -69.7% | 109,2 k € | +210% | 35,2 k € | +109% | 16,9 k € |
| Balance sheet | |||||||||
| Equity | 105 k € | +8.9% | 96,4 k € | +52.2% | 63,3 k € | +44.8% | 43,7 k € | +113% | 20,5 k € |
| Total assets | 354,7 k € | +2.5% | 346,1 k € | +85.6% | 186,4 k € | +29.9% | 143,5 k € | +3.7% | 138,4 k € |
| Cash | 102,6 k € | +261% | 28,4 k € | -78.6% | 132,5 k € | +111% | 62,9 k € | +26.9% | 49,6 k € |
| Debts | 249,7 k € | +0.0% | 249,6 k € | +103% | 123,1 k € | +29.8% | 94,8 k € | -17.8% | 115,3 k € |
| Other | |||||||||
| Workforce | 1,3 ETP | – | – | – | – | ||||
Board of directors
Source · NBB, accounts to 31/12/20222 active · 13 ended
Active mandates
Caroline HUBIN
ActiveActive
Ended mandates
Financials
Full financial information
Source · NBB| 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | |
|---|---|---|---|---|---|---|
| Type of account | Abridged model | Micro model | Micro model | Micro model | Micro model | Micro model |
| Start of the financial year | 01/01/2022 | 01/01/2021 | 01/01/2020 | 01/01/2019 | 01/01/2018 | 01/01/2017 |
| Closing of the financial year | 31/12/2022 | 31/12/2021 | 31/12/2020 | 31/12/2019 | 31/12/2018 | 31/12/2017 |
| Length of the financial year | 12 months | 12 months | 12 months | 12 months | 12 months | 12 months |
| Filing date | 05/06/2023 | 24/06/2022 | 30/08/2021 | 30/06/2020 | 12/08/2019 | 25/07/2018 |
| General meeting | 02/06/2023 | 03/06/2022 | 04/06/2021 | 05/06/2020 | 07/06/2019 | 01/06/2018 |
| Currency of the financial year | EUR | EUR | EUR | EUR | EUR | EUR |
| NBB quality label | Satisfying controls | Satisfying controls | Satisfying controls | Satisfying controls | Satisfying controls | Satisfying controls |
Financial ratios
Source · NBBLooking for more information about this company?
Try for 7 daysAnnual accounts filings
Source · NBB, 27 filings| Model | Closing | General meeting | Filed | Language | Document |
|---|---|---|---|---|---|
| Abridged model | 31/12/2022 | 02/06/2023 | 05/06/2023 | French | |
| Micro model | 31/12/2021 | 03/06/2022 | 24/06/2022 | French | |
| Micro model | 31/12/2020 | 04/06/2021 | 30/08/2021 | French | |
| Micro model | 31/12/2019 | 05/06/2020 | 30/06/2020 | French | |
| Micro model | 31/12/2018 | 07/06/2019 | 12/08/2019 | French | |
| Micro model | 31/12/2017 | 01/06/2018 | 25/07/2018 | French | |
| Micro model | 31/12/2016 | 02/06/2017 | 25/07/2017 | French | |
| Abridged model | 31/12/2015 | 01/06/2016 | 10/08/2016 | French | |
| Abridged model | 31/12/2014 | 01/06/2015 | 10/07/2015 | French | |
| Abridged model | 31/12/2013 | 02/06/2014 | 31/07/2014 | French | |
| Abridged model | 31/12/2012 | 01/06/2013 | 24/07/2013 | French | |
| Abridged model | 31/12/2011 | 01/06/2012 | 02/08/2012 | French | |
| Abridged model | 31/12/2010 | 03/06/2011 | 27/07/2011 | French | |
| Abridged model | 31/12/2009 | 04/06/2010 | 28/07/2010 | French | |
| Abridged model | 31/12/2008 | 05/06/2009 | 25/07/2009 | French | |
| Abridged model | 31/12/2007 | 06/06/2008 | 24/07/2008 | French | |
| Abridged model | 31/12/2006 | 01/06/2007 | 27/07/2007 | French | |
| Abridged model | 31/12/2005 | 02/06/2006 | 11/07/2006 | French | |
| Abridged model | 31/12/2004 | 03/06/2005 | 07/07/2005 | French | |
| Abridged model | 31/12/2003 | 04/06/2004 | 19/08/2004 | French | |
| Abridged model | 31/12/2002 | 06/06/2003 | 25/07/2003 | French | |
| Abridged model | 31/12/2001 | 07/06/2002 | 05/07/2002 | French | |
| Abridged model | 31/12/2000 | 01/06/2001 | 28/06/2001 | French | |
| Abridged model | 31/12/1999 | 02/06/2000 | 26/07/2000 | French |
Valuation
Indicative valuation
The detail comes with the Business plan: low and high bounds, the valuation bridge for each financial year, transaction multiples by sector and size, group valuation and exports.
Disclaimer
Indicative estimate based on public sector multiples and the filed annual accounts. It is neither a certified valuation nor financial or investment advice.
Directors & structure
Board of directors
Source · NBB, accounts to 31/12/20222 active · 13 ended
Active mandates
Caroline HUBIN
ActiveActive
Ended mandates
Ownership and network
Looking for more information about this company?
Try for 7 daysPublications
Belgian Official Gazette publications
Source · Belgian Official Gazette- Dissolution26/07/2023RUBRIQUE FIN (CESSATION, ANNULATION CESSATION, NULLITE, CONC, REORGANISATION JUDICIAIRE, ETC...) - RUBRIQUE RESTRUCTURATION (FUSION, SCISSION, TRANSFERT PATRIMOINE, ETC...)
- Restructuring31/03/2023RUBRIQUE RESTRUCTURATION (FUSION, SCISSION, TRANSFERT PATRIMOINE, ETC...)
- Restructuring15/03/2023RUBRIQUE RESTRUCTURATION (FUSION, SCISSION, TRANSFERT PATRIMOINE, ETC...)
- Mandates11/06/2021STATUTS (TRADUCTION, COORDINATION, AUTRES MODIFICATIONS, ) - MODIFICATION FORME JURIDIQUE - DENOMINATION - SIEGE SOCIAL - DIVERS - OBJET - DEMISSIONS, NOMINATIONS - ASSEMBLEE GENERALE
- Mandates11/02/2021DEMISSIONS, NOMINATIONS
Similar companies
Similar companies
A company's peers, by sector and size, are included in the Business plan.
See the Business planTimeline
Timeline
- 2022Annual accounts 20228,5 k €↓
- 2021Annual accounts 202133,1 k €↓
- 2020Annual accounts 2020109,2 k €↑
- 2019Annual accounts 201935,2 k €↑
- 2018Annual accounts 201816,9 k €↑
- 2017Annual accounts 2017-33,7 k €↓
- 2016Annual accounts 201625,2 k €↑
- 2015Annual accounts 2015-3,5 k €↑
- 2014Annual accounts 2014-5,5 k €↓
- 2013Annual accounts 201315,8 k €↑
- 2012Annual accounts 201212 k €↑
- 2011Annual accounts 2011-9,3 k €↓
- 2010Annual accounts 2010-2,9 k €↓
- 2009Annual accounts 2009-2,2 k €↓
- 2008Annual accounts 20081,1 k €↓
- 2007Annual accounts 200710,1 k €↑
- 2006Annual accounts 2006-4 k €