ACTIVE

Reynassur

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Financial year 2025 · closed on 30/09/2025

Net result

135,1 k €

-8.2% YoY

Gross margin

991,4 k €

+2.1% YoY

Equity

1,8 M €

+7.5% YoY

Workforce

3,9 ETP

+2.6% YoY

What does Reynassur do?

Reynassur is a Private limited company incorporated in 1994. Its main activity is: Activities of insurance agents and brokers. Its registered office is in Lochristi. It employs on average 3,9 ETP workers (FTE).

Legal situation

● Normal situation

BCE/KBO no. / VAT

BE 0452.829.256

Incorporation

07/06/1994

Legal form

Private limited company

Registered office

Denen 10 box 101
9080 Lochristi · FlandreSee on map

Contributed capital

1 000,00 €

Latest accounts

30/09/2025

Average workforce

3,9 ETP

Activities (NACE)

66220Activities of insurance agents and brokers· main 66220Activities of insurance agents and brokers 35120Transmission of electricity

Joint committees (3)

Contacts

2 public details availableLog in to view

Signals

ProfitableSolid equityPositive cashflowPositive EBITDAHealthy social debts

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Health score

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✦ Verdict · Analyst summary

Financials

Trend over 19 financial years

	2025		2024		2023		2022		2021		2020		2019		2018		2017		2016		2015		2014		2013		2012		2011		2010		2009		2008		2007
Income statement
Gross margin	991,4 k €	+2.1%	971,3 k €	+5.1%	924,5 k €	-1.6%	939,3 k €	+17.7%	797,8 k €	+12.4%	710 k €	-5.1%	747,8 k €	+29.1%	579,2 k €	+55.0%	373,8 k €	+6.0%	352,6 k €	+40.1%	251,7 k €	+3737%	-6,9 k €	-103%	254,8 k €	+11.1%	229,4 k €	+3.4%	221,9 k €	+6.6%	208,2 k €	+2.2%	203,6 k €	+7.0%	190,4 k €	+6.5%	178,8 k €
EBITDA	389,6 k €	-15.1%	459 k €	-19.7%	572 k €	-0.7%	576 k €	-0.0%	576,2 k €	+12.5%	512,2 k €	-15.5%	606,4 k €	+48.9%	407,1 k €	+97.1%	206,6 k €	-0.8%	208,2 k €	-9.3%	229,7 k €	+77.8%	129,2 k €	-46.9%	243 k €	+10.3%	220,3 k €	+12.9%	195 k €	+3.7%	188 k €	+2.0%	184,4 k €	+7.2%	171,9 k €	+51.4%	113,6 k €
Operating result	247,1 k €	-19.7%	307,7 k €	-31.4%	448,2 k €	-4.1%	467,3 k €	+1.9%	458,7 k €	+39.1%	329,8 k €	-33.7%	497 k €	+72.1%	288,8 k €	+200%	96,2 k €	-0.6%	96,8 k €	-17.6%	117,4 k €	+21.2%	96,9 k €	-53.9%	210,2 k €	+15.5%	182 k €	+18.2%	154 k €	+3.2%	149,3 k €	+2.1%	146,3 k €	+10.9%	131,9 k €	+63.1%	80,9 k €
Net result	135,1 k €	-8.2%	147,2 k €	-47.7%	281,5 k €	-1.5%	285,7 k €	-5.5%	302,3 k €	+53.4%	197 k €	-36.4%	309,7 k €	+128%	135,6 k €	+476%	23,5 k €	+149%	9,4 k €	-79.9%	47,1 k €	+71.1%	27,5 k €	-79.5%	134,4 k €	+35.3%	99,3 k €	+33.6%	74,3 k €	+9.9%	67,7 k €	+10.5%	61,2 k €	+10.3%	55,5 k €	+280%	14,6 k €
Balance sheet
Equity	1,8 M €	+7.5%	1,6 M €	+9.8%	1,5 M €	+20.9%	1,2 M €	-3.9%	1,3 M €	+30.6%	987,3 k €	+23.2%	801,5 k €	+63.0%	491,9 k €	+38.1%	356,2 k €	+7.1%	332,7 k €	+2.9%	323,2 k €	+17.0%	276,2 k €	+6.6%	259,1 k €	+61.3%	160,7 k €	-63.2%	436,3 k €	+20.5%	362 k €	+23.0%	294,3 k €	+26.3%	233,1 k €	+31.2%	177,6 k €
Total assets	5 M €	-4.1%	5,2 M €	+37.1%	3,8 M €	+28.0%	2,9 M €	+2.5%	2,9 M €	+8.7%	2,6 M €	+59.5%	1,7 M €	+14.6%	1,4 M €	-7.6%	1,6 M €	-3.4%	1,6 M €	-4.4%	1,7 M €	+39.6%	1,2 M €	-10.0%	1,3 M €	+7.2%	1,3 M €	-28.3%	1,8 M €	+6.5%	1,6 M €	+1.3%	1,6 M €	+2.6%	1,6 M €	+1.0%	1,6 M €
Cash	10,5 k €	-99.4%	1,7 M €	+75.3%	989,3 k €	-23.4%	1,3 M €	+37.2%	941,8 k €	+47.3%	639,4 k €	+39.8%	457,4 k €	+272%	122,9 k €	-48.8%	239,9 k €	+41.9%	169,1 k €	-12.1%	192,3 k €	-38.8%	314,1 k €	-25.1%	419,6 k €	+45.3%	288,8 k €	-4.8%	303,5 k €	-16.7%	364,5 k €	+46.2%	249,4 k €	-40.4%	418,2 k €	+13.9%	367,1 k €
Debts	3,1 M €	-8.6%	3,4 M €	+53.3%	2,2 M €	+32.6%	1,7 M €	+7.5%	1,6 M €	-5.5%	1,7 M €	+98.7%	832,5 k €	-10.0%	924,6 k €	-21.6%	1,2 M €	-6.3%	1,3 M €	-6.4%	1,3 M €	+46.5%	917,6 k €	-1.3%	929,3 k €	-2.2%	949,9 k €	-17.3%	1,1 M €	+1.4%	1,1 M €	-4.3%	1,2 M €	-3.0%	1,2 M €	-4.1%	1,3 M €
Other
Workforce	3,9 ETP	+2.6%	3,8 ETP	-7.3%	4,1 ETP	-4.7%	4,3 ETP	-10.4%	4,8 ETP	+20.0%	4,0 ETP	+21.2%	3,3 ETP	-15.4%	3,9 ETP		–		3,4 ETP	+1600%	0,2 ETP		–		–		–		–		–		–		–		–

Estimate

Indicative valuation

As an indication, this company is worth

between 0 € and 100 k€

See the valuation

Governance

Board of directors

Seen on filing of 30/09/2025 · 2 active · 2 ended

Active mandates

Dirk Berckmoes

Director

Active

Martine Van Waes

Director

Active

Ended mandates

DIRK BERCKMOES

Manager

Ended

MARTINE VAN WAES

Manager

Ended

Annual accounts

Full financial information

	2025	2024	2023	2022	2021	2020
Type of account	Abridged model	Abridged model	Abridged model	Abridged model	Abridged model	Abridged model
Start of the financial year	01/10/2024	01/10/2023	01/10/2022	01/10/2021	01/10/2020	01/10/2019
Closing of the financial year	30/09/2025	30/09/2024	30/09/2023	30/09/2022	30/09/2021	30/09/2020
Length of the financial year	12 months	12 months	12 months	12 months	12 months	12 months
Filing date	20/05/2026	30/05/2025	30/04/2024	17/05/2023	31/05/2022	04/05/2021
General meeting	13/03/2026	14/03/2025	08/03/2024	10/03/2023	11/03/2022	12/03/2021
Currency of the financial year	EUR	EUR	EUR	EUR	EUR	EUR
NBB quality label	Satisfying controls	Satisfying controls	Satisfying controls	Satisfying controls	Satisfying controls	Satisfying controls

Ratios

Financial ratios

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Filings

Annual accounts filings

20 filings with the NBB

Model	Closing	General meeting	Filed	Language	Document
Abridged model	30/09/2025	13/03/2026	20/05/2026	Dutch	PDF
Abridged model	30/09/2024	14/03/2025	30/05/2025	Dutch	PDF
Abridged model	30/09/2023	08/03/2024	30/04/2024	Dutch	PDF
Abridged model	30/09/2022	10/03/2023	17/05/2023	Dutch	PDF
Abridged model	30/09/2021	11/03/2022	31/05/2022	Dutch	PDF
Abridged model	30/09/2020	12/03/2021	04/05/2021	Dutch	PDF
Abridged model	30/09/2019	13/03/2020	29/05/2020	Dutch	PDF
Abridged model	30/09/2018	08/03/2019	24/05/2019	Dutch	PDF
Micro model	30/09/2017	09/03/2018	16/05/2018	Dutch	PDF
Abridged model	30/09/2016	10/03/2017	15/05/2017	Dutch	PDF
Abridged model	30/09/2015	11/03/2016	10/05/2016	Dutch	PDF
Abridged model	30/09/2014	13/03/2015	07/04/2015	Dutch	PDF
Abridged model	30/09/2013	14/03/2014	05/05/2014	Dutch	PDF
Abridged model	30/09/2012	08/03/2013	30/04/2013	Dutch	PDF
Abridged model	30/09/2011	13/10/2011	21/03/2012	Dutch	PDF
Abridged model	30/09/2010	11/03/2011	31/03/2011	Dutch	PDF
Abridged model	30/09/2009	12/03/2010	31/03/2010	Dutch	PDF
Abridged model	30/09/2008	13/03/2009	31/03/2009	Dutch	PDF
Abridged model	30/09/2007	14/03/2008	27/03/2008	Dutch	PDF
Abridged model	30/09/2006	09/03/2007	23/03/2007	Dutch	PDF

Estimate

Indicative valuation

Order of magnitude

As an indication, this company is worth

between 0 € and 100 k€

The detail comes with the Business plan: low and high bounds, the valuation bridge for each financial year, transaction multiples by sector and size, group valuation and exports.

Discover the Business plan

Disclaimer

Indicative estimate based on public sector multiples and the filed annual accounts. It is neither a certified valuation nor financial or investment advice.

Governance

Board of directors

Seen on filing of 30/09/2025 · 2 active · 2 ended

Active mandates

Dirk Berckmoes

Director

Active

Martine Van Waes

Director

Active

Ended mandates

DIRK BERCKMOES

Manager

Ended

MARTINE VAN WAES

Manager

Ended

Shareholders

Ownership and network

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Try for 7 days

Belgian Official Gazette

Belgian Official Gazette publications

Registered office23/07/2025
BENAMING - MAATSCHAPPELIJKE ZETEL
PDF
Mandates10/11/2021
STATUTEN (VERTALING, COÖRDINATIE, OVERIGE WIJZIGINGEN, ) - WIJZIGING RECHTSVORM - ONTSLAGEN - BENOEMINGEN
PDF
Capital / shares18/12/2014
KAPITAAL - AANDELEN - STATUTEN (VERTALING, COÖRDINATIE, OVERIGE WIJZIGINGEN, )
PDF
Mandates23/10/2006
DOEL - STATUTEN (VERTALING, COÖRDINATIE, OVERIGE WIJZIGINGEN, ) - KAPITAAL - AANDELEN - ONTSLAGEN - BENOEMINGEN
PDF
Capital / shares16/01/2003
KAPITAAL - AANDELEN
PDF

Source: Belgian Official Gazette

Competition

Similar companies

A company's peers, by sector and size, are included in the Business plan.

See the Business plan

2025
Annual accounts 2025135,1 k €↓
2025
Name changeReynassur
2024
Annual accounts 2024147,2 k €↓
2023
Annual accounts 2023281,5 k €↓
2022
Annual accounts 2022285,7 k €↓
2021
Annual accounts 2021302,3 k €↑
2021
Name changeVERZEKERINGSKANTOOR VAN WAES & CO
2020
Annual accounts 2020197 k €↓
2019
Annual accounts 2019309,7 k €↑
2018
Annual accounts 2018135,6 k €↑
2017
Annual accounts 201723,5 k €↑
2016
Annual accounts 20169,4 k €↓
2015
Annual accounts 201547,1 k €↑
2014
Annual accounts 201427,5 k €↓
2013
Annual accounts 2013134,4 k €↑
2012
Annual accounts 201299,3 k €↑
2011
Annual accounts 201174,3 k €↑
2010
Annual accounts 201067,7 k €↑
2009
Annual accounts 200961,2 k €↑
2008
Annual accounts 200855,5 k €↑
2007
Annual accounts 200714,6 k €
07/06/1994
IncorporationPrivate limited company

10/15	1 240 000	1 180 000	1 050 000
70	8 630 000	8 120 000	7 940 000
9904	412 000	388 000	301 000
17/49	2 970 000	3 140 000	3 380 000
9087	24,3	23,1	21,8

Reynassur

Overview

What does Reynassur do?

Trend over 19 financial years

Indicative valuation

Board of directors

Financials

Full financial information

Financial ratios

Annual accounts filings

Valuation

Indicative valuation

Directors & structure

Board of directors

Ownership and network

Publications

Belgian Official Gazette publications

Similar companies

Similar companies

Timeline