ACTIVE

FURNASSUR

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Financial year 2024 · closed on 31/12/2024

Net result

27,1 k €

+121.0% YoY

Gross margin

105 k €

-19.5% YoY

Equity

80 k €

+51.1% YoY

What does FURNASSUR do?

FURNASSUR is a Public limited company incorporated in 1994. Its main activity is: Activities of insurance agents and brokers. Its registered office is in Veurne.

Legal situation

● Normal situation

BCE/KBO no. / VAT

BE 0453.052.257

Incorporation

07/07/1994

Legal form

Public limited company

Registered office

Sint-Denisplaats 4
8630 Veurne · FlandreSee on map

Contributed capital

62 000,00 €

Latest accounts

31/12/2024

Activities (NACE)

66220Activities of insurance agents and brokers· main 66220Activities of insurance agents and brokers 67201Agents et courtiers d'assurances

Joint committees (1)

Signals

ProfitableSolid equityLow riskGood liquidityPositive cashflowPositive EBITDA

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✦ Verdict · Analyst summary

Financials

Trend over 19 financial years

	2024		2023		2022		2021		2020		2019		2018		2017		2016		2015		2014		2013		2012		2011		2010		2009		2008		2007		2006
Income statement
Gross margin	105 k €	-19.5%	130,4 k €	+91.0%	68,3 k €	+47.4%	46,3 k €	+160%	17,8 k €	-77.8%	80,2 k €	+27.3%	63 k €	-34.5%	96,2 k €	+53.2%	62,8 k €	-24.3%	82,9 k €	-33.5%	124,6 k €	-28.4%	174 k €	+1.7%	171 k €	-0.1%	171,2 k €	+10.4%	155 k €	+0.9%	153,6 k €	-13.5%	177,6 k €	-9.3%	195,9 k €	+12.0%	174,8 k €
EBITDA	45,8 k €	-37.4%	73,1 k €	+127%	32,2 k €	-25.2%	43,1 k €	+271%	11,6 k €	-83.9%	71,9 k €	+184%	25,4 k €	-55.4%	56,9 k €	+870%	5,9 k €	+10.4%	5,3 k €	-63.4%	14,5 k €	-61.7%	37,9 k €	-16.0%	45,2 k €	-20.0%	56,4 k €	+39.6%	40,4 k €	-0.4%	40,6 k €	-38.3%	65,8 k €	-31.5%	95,9 k €	+43.9%	66,7 k €
Operating result	45,8 k €	+138%	-121,1 k €	-594%	24,5 k €	-30.9%	35,5 k €	+886%	3,6 k €	-93.9%	59,1 k €	+813%	6,5 k €	-83.3%	38,8 k €	+1637%	-2,5 k €	+17.9%	-3,1 k €	-144%	6,9 k €	-77.8%	31,2 k €	-18.6%	38,4 k €	+194%	13,1 k €	+56.1%	8,4 k €	+774%	-1,2 k €	-105%	24,5 k €	-39.4%	40,5 k €	+32.8%	30,5 k €
Net result	27,1 k €	+121%	-128,8 k €	-1657%	8,3 k €	-68.7%	26,4 k €	+213%	-23,3 k €	-172%	32,3 k €	+250%	9,2 k €	-59.1%	22,5 k €	+560%	-4,9 k €	-9.9%	-4,5 k €	-228%	3,5 k €	-83.8%	21,4 k €	-6.9%	23 k €	+983%	2,1 k €	+155%	-3,8 k €	-20.7%	-3,2 k €	-125%	12,9 k €	-40.7%	21,7 k €	+29.6%	16,8 k €
Balance sheet
Equity	80 k €	+51.1%	53 k €	-70.9%	181,8 k €	+4.8%	173,5 k €	+18.0%	147,1 k €	-13.7%	170,4 k €	+23.4%	138,1 k €	+7.1%	128,9 k €	+21.2%	106,4 k €	-4.4%	111,3 k €	-3.8%	115,7 k €	+3.1%	112,3 k €	+23.5%	90,9 k €	+33.9%	67,9 k €	+3.2%	65,8 k €	-5.5%	69,6 k €	-4.4%	72,8 k €	+21.5%	59,9 k €	+57.0%	38,1 k €
Total assets	166,3 k €	+45.2%	114,5 k €	-49.5%	226,8 k €	+5.7%	214,5 k €	+20.9%	177,4 k €	-10.1%	197,3 k €	+21.4%	162,4 k €	-0.3%	163 k €	+53.2%	106,4 k €	-4.8%	111,8 k €	-7.7%	121,1 k €	+4.2%	116,3 k €	-5.2%	122,6 k €	-2.4%	125,6 k €	-25.5%	168,6 k €	-24.8%	224,2 k €	-20.2%	281,1 k €	+8.2%	259,8 k €	+7.6%	241,4 k €
Cash	44,2 k €	+1466%	2,8 k €	+332%	653,6 €	-92.7%	8,9 k €	+8.4%	8,2 k €	-73.6%	31,2 k €	+153%	12,3 k €	+136%	5,2 k €	-80.7%	27 k €	+18.6%	22,8 k €	+21.5%	18,7 k €	-10.5%	20,9 k €	+9.3%	19,2 k €	+39.6%	13,7 k €	+27.5%	10,8 k €	-68.8%	34,5 k €	-32.9%	51,4 k €	-3.8%	53,4 k €	+13.6%	47 k €
Debts	86,3 k €	+42.7%	60,5 k €	+34.4%	45 k €	+9.6%	41,1 k €	+35.2%	30,4 k €	+12.8%	26,9 k €	+10.6%	24,3 k €	-20.5%	30,6 k €		–		468,4 €	-91.3%	5,4 k €	+34.4%	4 k €	-85.5%	27,7 k €	-52.1%	57,8 k €	-43.8%	102,8 k €	-33.5%	154,6 k €	-25.8%	208,3 k €	+4.2%	199,9 k €	-1.6%	203,2 k €
Other
Workforce	–		–		–		–		–		–		0,5 ETP	-37.5%	0,8 ETP	-60.0%	2,0 ETP	0.0%	2,0 ETP	0.0%	2,0 ETP	0.0%	2,0 ETP	0.0%	2,0 ETP	0.0%	2,0 ETP	0.0%	2,0 ETP	0.0%	2,0 ETP	0.0%	2,0 ETP	0.0%	2,0 ETP	0.0%	2,0 ETP

Estimate

Indicative valuation

As an indication, this company is worth

between 250 k€ and 500 k€

See the valuation

Governance

Board of directors

Seen on filing of 31/12/2024 · 1 active · 5 ended

Active mandates

Jochen Rotsaert

Managing director · since 20 mai 2023 · until 15 mai 2029

Active

Ended mandates

Jochen Rotsaert

Managing director · since 20 juin 2017 · until 20 mai 2023

Ended

Guy Selschotter

Managing director · since 15 mai 2015 · until 19 juin 2017

Ended

Jeanine Pauwels

Director · since 15 mai 2015 · until 19 juin 2017

Ended

GUY SELSCHOTTER

Mandate

Ended

Annual accounts

Full financial information

	2024	2023	2022	2021	2020	2019
Type of account	Micro model	Micro model	Micro model	Micro model	Abridged model	Abridged model
Start of the financial year	01/01/2024	01/01/2023	01/01/2022	01/01/2021	01/01/2020	01/01/2019
Closing of the financial year	31/12/2024	31/12/2023	31/12/2022	31/12/2021	31/12/2020	31/12/2019
Length of the financial year	12 months	12 months	12 months	12 months	12 months	12 months
Filing date	29/08/2025	12/12/2024	27/05/2024	14/10/2022	21/09/2022	05/11/2021
General meeting	16/05/2025	20/05/2024	20/05/2023	14/10/2022	16/09/2022	29/10/2021
Currency of the financial year	EUR	EUR	EUR	EUR	EUR	EUR
NBB quality label	Satisfying controls	Satisfying controls	Satisfying controls	Satisfying controls	Satisfying controls	Satisfying controls

Ratios

Financial ratios

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Filings

Annual accounts filings

19 filings with the NBB

Model	Closing	General meeting	Filed	Language	Document
Micro model	31/12/2024	16/05/2025	29/08/2025	Dutch	PDF
Micro model	31/12/2023	20/05/2024	12/12/2024	Dutch	PDF
Micro model	31/12/2022	20/05/2023	27/05/2024	Dutch	PDF
Micro model	31/12/2021	14/10/2022	14/10/2022	Dutch	PDF
Abridged model	31/12/2020	16/09/2022	21/09/2022	Dutch	PDF
Abridged model	31/12/2019	29/10/2021	05/11/2021	Dutch	PDF
Abridged model	31/12/2018	29/10/2021	05/11/2021	Dutch	PDF
Abridged model	31/12/2017	19/07/2019	17/09/2020	Dutch	PDF
Abridged model	31/12/2016	20/05/2017	18/08/2017	Dutch	PDF
Abridged model	31/12/2015	21/05/2016	16/08/2016	Dutch	PDF
Abridged model	31/12/2014	15/05/2015	19/08/2015	Dutch	PDF
Abridged model	31/12/2013	17/05/2014	20/08/2014	Dutch	PDF
Abridged model	31/12/2012	18/05/2013	28/08/2013	Dutch	PDF
Abridged model	31/12/2011	19/05/2012	14/08/2012	Dutch	PDF
Abridged model	31/12/2010	21/05/2011	18/08/2011	Dutch	PDF
Abridged model	31/12/2009	15/05/2010	29/09/2010	Dutch	PDF
Abridged model	31/12/2008	16/05/2009	22/07/2009	Dutch	PDF
Abridged model	31/12/2007	17/05/2008	14/08/2008	Dutch	PDF
Abridged model	31/12/2006	19/05/2007	31/07/2007	Dutch	PDF

Estimate

Indicative valuation

Order of magnitude

As an indication, this company is worth

between 250 k€ and 500 k€

The detail comes with the Business plan: low and high bounds, the valuation bridge for each financial year, transaction multiples by sector and size, group valuation and exports.

Discover the Business plan

Disclaimer

Indicative estimate based on public sector multiples and the filed annual accounts. It is neither a certified valuation nor financial or investment advice.

Governance

Board of directors

Seen on filing of 31/12/2024 · 1 active · 5 ended

Active mandates

Jochen Rotsaert

Managing director · since 20 mai 2023 · until 15 mai 2029

Active

Ended mandates

Jochen Rotsaert

Managing director · since 20 juin 2017 · until 20 mai 2023

Ended

Guy Selschotter

Managing director · since 15 mai 2015 · until 19 juin 2017

Ended

Jeanine Pauwels

Director · since 15 mai 2015 · until 19 juin 2017

Ended

GUY SELSCHOTTER

Mandate

Ended

Shareholders

Ownership and network

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Belgian Official Gazette

Belgian Official Gazette publications

Mandates19/04/2024
ONTSLAGEN - BENOEMINGEN
PDF
Mandates07/09/2017
ONTSLAGEN - BENOEMINGEN
PDF
Mandates03/12/2015
ONTSLAGEN - BENOEMINGEN
PDF
Capital / shares16/01/2012
KAPITAAL - AANDELEN - STATUTEN (VERTALING, COÖRDINATIE, OVERIGE WIJZIGINGEN, )
PDF
Mandates17/04/2009
DOEL - ONTSLAGEN - BENOEMINGEN - STATUTEN (VERTALING, COÖRDINATIE, OVERIGE WIJZIGINGEN, )
PDF
Mandates31/08/2005
KAPITAAL - AANDELEN - ONTSLAGEN - BENOEMINGEN
PDF

Source: Belgian Official Gazette

Competition

Similar companies

A company's peers, by sector and size, are included in the Business plan.

See the Business plan

2024
Annual accounts 202427,1 k €↑
2023
Annual accounts 2023-128,8 k €↓
2022
Annual accounts 20228,3 k €↓
2021
Annual accounts 202126,4 k €↑
2020
Annual accounts 2020-23,3 k €↓
2019
Annual accounts 201932,3 k €↑
2018
Annual accounts 20189,2 k €↓
2017
Annual accounts 201722,5 k €↑
2016
Annual accounts 2016-4,9 k €↓
2015
Annual accounts 2015-4,5 k €↓
2014
Annual accounts 20143,5 k €↓
2013
Annual accounts 201321,4 k €↓
2012
Annual accounts 201223 k €↑
2011
Annual accounts 20112,1 k €↑
2010
Annual accounts 2010-3,8 k €↓
2009
Annual accounts 2009-3,2 k €↓
2008
Annual accounts 200812,9 k €↓
2007
Annual accounts 200721,7 k €↑
2006
Annual accounts 200616,8 k €
07/07/1994
IncorporationPublic limited company

10/15	1 240 000	1 180 000	1 050 000
70	8 630 000	8 120 000	7 940 000
9904	412 000	388 000	301 000
17/49	2 970 000	3 140 000	3 380 000
9087	24,3	23,1	21,8

FURNASSUR

Overview

What does FURNASSUR do?

Trend over 19 financial years

Indicative valuation

Board of directors

Financials

Full financial information

Financial ratios

Annual accounts filings

Valuation

Indicative valuation

Directors & structure

Board of directors

Ownership and network

Publications

Belgian Official Gazette publications

Similar companies

Similar companies

Timeline