ACTIVE

CERTASS

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Financial year 2025 · closed on 31/12/2025
Net result
301,4 k €
-3.1% YoY
Gross margin
604,6 k €
-5.1% YoY
Equity
122,1 k €
+101.0% YoY
Workforce
3,5 ETP
0.0% YoY

What does CERTASS do?

CERTASS is a Private limited company incorporated in 1994. Its main activity is: Activities of insurance agents and brokers. Its registered office is in Peer. It employs on average 3,5 ETP workers (FTE).

Legal situation
● Normal situation
BCE/KBO no. / VAT
BE 0453.454.313
Incorporation
23/09/1994
Legal form
Private limited company
Registered office
Kerkstraat 42
3990 Peer · FlandreSee on map
Contributed capital
25 187,06 €
Latest accounts
31/12/2025
Average workforce
3,5 ETP
Activities (NACE)
66220Activities of insurance agents and brokers· main66220Activities of insurance agents and brokers67201Agents et courtiers d'assurances
Joint committees (2)
  • 307
  • 3070
Signals
ProfitableLow riskGood liquidityPositive cashflowPositive EBITDAHealthy social debts
View the BCE/KBO Public Search record →
Health score
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✦ Verdict · Analyst summary
Financials

Trend over 13 financial years

2025202420232022202120142012201120102009200820072006
Income statement
Gross margin604,6 k €636,9 k €538,0 k €468,3 k €420,4 k €148,3 k €96,0 k €105,4 k €148,6 k €149,7 k €148,5 k €107,3 k €76,0 k €
EBITDA405,2 k €415,7 k €313,1 k €314,5 k €302,1 k €64,0 k €55,8 k €71,4 k €113,0 k €106,6 k €109,1 k €73,0 k €49,5 k €
Operating result402,7 k €412,6 k €310,1 k €312,9 k €302,1 k €56,0 k €33,5 k €50,5 k €90,9 k €84,6 k €89,3 k €46,9 k €24,9 k €
Net result301,4 k €311,0 k €229,0 k €232,4 k €223,6 k €36,7 k €20,0 k €33,2 k €59,5 k €65,4 k €66,5 k €27,9 k €11,5 k €
Balance sheet
Equity122,1 k €60,7 k €69,7 k €80,7 k €28,4 k €71,6 k €272,1 k €252,1 k €218,9 k €159,3 k €93,9 k €127,5 k €99,5 k €
Total assets429,6 k €429,8 k €349,4 k €341,4 k €392,5 k €118,9 k €417,0 k €407,1 k €410,7 k €387,3 k €356,9 k €311,0 k €289,0 k €
Cash131,2 k €163,8 k €145,1 k €243,4 k €302,5 k €27,2 k €143,5 k €120,3 k €251,9 k €195,6 k €57,8 k €158,4 k €130,8 k €
Debts307,1 k €369,0 k €279,7 k €260,7 k €364,2 k €47,3 k €144,9 k €155,1 k €191,8 k €212,2 k €251,8 k €160,9 k €171,3 k €
Other
Workforce3,5 ETP3,5 ETP3,9 ETP3,0 ETP2,3 ETP1,8 ETP0,9 ETP0,9 ETP1,1 ETP1,1 ETP1,1 ETP1,1 ETP1,1 ETP
Estimate

Indicative valuation

As an indication, this company is worth

between 1 M€ and 2,5 M€
See the valuation
Governance

Board of directors

Seen on filing of 31/12/2025 · 4 active · 42 ended

Active mandates

RO-THO

Director · since 04 septembre 2020 · 0753.384.449

Represented by Rob Thora

Active
ANTHONY PUT

Director · since 01 janvier 2018 · 0891.218.974

Represented by Anthony Put

Active
PSML

Director · since 09 septembre 2016 · 0662.412.208

Represented by Pieter Vanbaelen

Active
MVBB

Director · since 10 juin 2014 · 0831.453.019

Represented by Bart Broekmans

Active

Ended mandates

RO-THO

Bestuurder · since 04 septembre 2020 · 0753.384.449

Represented by Rob Thora

Ended
RO-THO

Director · since 04 septembre 2020 · 0753.384.449

Represented by Rob THORA

Ended
Ro-Tho BV

Bestuurder · since 04 septembre 2020

Represented by Rob Thora

Ended
ANTHONY PUT

Bestuurder · since 01 janvier 2018 · 0891.218.974

Represented by Anthony Put

Ended
At this address

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0656.558.851
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0687.772.362
TITIUS● Active
0713.956.523
Vizius● Active
0786.775.314
Annual accounts

Full financial information

202520242023202220212020
Type of accountAbridged modelAbridged modelAbridged modelAbridged modelAbridged modelAbridged model
Start of the financial year01/01/202501/01/202401/01/202301/01/202201/01/202101/01/2020
Closing of the financial year31/12/202531/12/202431/12/202331/12/202231/12/202131/12/2020
Length of the financial year12 months12 months12 months12 months12 months12 months
Filing date22/04/202625/04/202503/06/202404/05/202329/04/202230/06/2021
General meeting03/04/202622/04/202505/04/202407/04/202301/04/202202/04/2021
Currency of the financial yearEUREUREUREUREUREUR
NBB quality labelSatisfying controlsSatisfying controlsSatisfying controlsSatisfying controlsSatisfying controlsSatisfying controls
Ratios

Financial ratios

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Filings

Annual accounts filings

20 filings with the NBB

ModelClosingGeneral meetingFiledLanguageDocument
Abridged model31/12/202503/04/202622/04/2026DutchPDF
Abridged model31/12/202422/04/202525/04/2025DutchPDF
Abridged model31/12/202305/04/202403/06/2024DutchPDF
Abridged model31/12/202207/04/202304/05/2023DutchPDF
Abridged model31/12/202101/04/202229/04/2022DutchPDF
Abridged model31/12/202002/04/202130/06/2021DutchPDF
Abridged model31/12/201903/06/202030/06/2020DutchPDF
Abridged model31/12/201805/04/201929/08/2019DutchPDF
Abridged model31/12/201706/04/201810/07/2018DutchPDF
Abridged model31/12/201607/04/201706/07/2017DutchPDF
Abridged model31/12/201501/04/201622/04/2016DutchPDF
Abridged model31/12/201403/04/201513/05/2015DutchPDF
Abridged model31/12/201328/02/201425/03/2014DutchPDF
Abridged model31/12/201205/04/201322/04/2013DutchPDF
Abridged model31/12/201106/04/201226/04/2012DutchPDF
Abridged model31/12/201001/04/201106/05/2011DutchPDF
Abridged model31/12/200902/04/201029/04/2010DutchPDF
Abridged model31/12/200803/04/200925/06/2009DutchPDF
Abridged model31/12/200704/04/200802/06/2008DutchPDF
Abridged model31/12/200606/04/200704/05/2007DutchPDF
Estimate

Indicative valuation

Order of magnitude

As an indication, this company is worth

between 1 M€ and 2,5 M€

The detail comes with the Business plan: low and high bounds, the valuation bridge for each financial year, transaction multiples by sector and size, group valuation and exports.

Discover the Business plan
Disclaimer

Indicative estimate based on public sector multiples and the filed annual accounts. It is neither a certified valuation nor financial or investment advice.

Governance

Board of directors

Seen on filing of 31/12/2025 · 4 active · 42 ended

Active mandates

RO-THO

Director · since 04 septembre 2020 · 0753.384.449

Represented by Rob Thora

Active
ANTHONY PUT

Director · since 01 janvier 2018 · 0891.218.974

Represented by Anthony Put

Active
PSML

Director · since 09 septembre 2016 · 0662.412.208

Represented by Pieter Vanbaelen

Active
MVBB

Director · since 10 juin 2014 · 0831.453.019

Represented by Bart Broekmans

Active

Ended mandates

RO-THO

Bestuurder · since 04 septembre 2020 · 0753.384.449

Represented by Rob Thora

Ended
RO-THO

Director · since 04 septembre 2020 · 0753.384.449

Represented by Rob THORA

Ended
Ro-Tho BV

Bestuurder · since 04 septembre 2020

Represented by Rob Thora

Ended
ANTHONY PUT

Bestuurder · since 01 janvier 2018 · 0891.218.974

Represented by Anthony Put

Ended
Shareholders

Ownership and network

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Belgian Official Gazette

Belgian Official Gazette publications

  • Mandates13/01/2023
    STATUTEN (VERTALING, COÖRDINATIE, OVERIGE WIJZIGINGEN, …) - WIJZIGING RECHTSVORM - ONTSLAGEN - BENOEMINGEN
    PDF
  • Mandates04/12/2020
    ONTSLAGEN - BENOEMINGEN
    PDF
  • Restructuring27/07/2018
    BENAMING - DOEL - KAPITAAL - AANDELEN - STATUTEN (VERTALING, COÖRDINATIE, OVERIGE WIJZIGINGEN, …) - RUBRIEK HERSTRUCTURERING (FUSIE, SPLITSING, OVERDRACHT VERMOGEN, ENZ...)
    PDF
  • Restructuring22/05/2018
    RUBRIEK HERSTRUCTURERING (FUSIE, SPLITSING, OVERDRACHT VERMOGEN, ENZ...)
    PDF
  • Restructuring01/02/2018
    RUBRIEK HERSTRUCTURERING (FUSIE, SPLITSING, OVERDRACHT VERMOGEN, ENZ...)
    PDF
  • Restructuring22/11/2017
    RUBRIEK HERSTRUCTURERING (FUSIE, SPLITSING, OVERDRACHT VERMOGEN, ENZ...)
    PDF
  • Mandates14/10/2016
    ONTSLAGEN - BENOEMINGEN
    PDF
  • Mandates04/07/2016
    ONTSLAGEN - BENOEMINGEN - STATUTEN (VERTALING, COÖRDINATIE, OVERIGE WIJZIGINGEN, …)
    PDF

Source: Belgian Official Gazette

Competition

Similar companies

A company's peers, by sector and size, are included in the Business plan.

See the Business plan

Timeline

  1. 2025
    Annual accounts 2025301,4 k €↓
  2. 2024
    Annual accounts 2024311,0 k €↑
  3. 2023
    Annual accounts 2023229,0 k €↓
  4. 2022
    Annual accounts 2022232,4 k €↑
  5. 2021
    Annual accounts 2021223,6 k €↑
  6. 2014
    Annual accounts 201436,7 k €↑
  7. 2012
    Annual accounts 201220,0 k €↓
  8. 2011
    Annual accounts 201133,2 k €↓
  9. 2010
    Annual accounts 201059,5 k €↓
  10. 2009
    Annual accounts 200965,4 k €↓
  11. 2008
    Annual accounts 200866,5 k €↑
  12. 2007
    Annual accounts 200727,9 k €↑
  13. 2006
    Annual accounts 200611,5 k €
  14. 23/09/1994
    IncorporationPrivate limited company