ACTIVE

TOP FINANCES

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Financial year 2025 · closed on 31/03/2025

Net result

32,7 k €

-83.9% YoY

Gross margin

18,9 k €

-53.9% YoY

Equity

910,9 k €

+3.7% YoY

What does TOP FINANCES do?

TOP FINANCES is a Private limited company incorporated in 1994. Its main activity is: Office administrative and support activities. Its registered office is in Woluwe-Saint-Lambert.

Legal situation

● Normal situation

BCE/KBO no. / VAT

BE 0453.513.404

Incorporation

03/10/1994

Legal form

Private limited company

Registered office

Avenue des Cerisiers 169
1200 Woluwe-Saint-Lambert · BruxellesSee on map

Contributed capital

8 056,53 €

Latest accounts

31/03/2025

Activities (NACE)

82100Office administrative and support activities· main 82110Combined office administrative service activities 68201Rental and operating of own or leased real estate

Joint committees (1)

Signals

ProfitableSolid equityPositive cashflowPositive EBITDA

View the BCE/KBO Public Search record →

Health score

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✦ Verdict · Analyst summary

Financials

Trend over 16 financial years

	2025		2024		2022		2021		2018		2016		2015		2014		2013		2012		2011		2010		2009		2008		2007		2006
Income statement
Gross margin	18,9 k €	-53.9%	41 k €	+5.4%	38,9 k €	-60.8%	99,2 k €	-44.5%	178,7 k €	-27.2%	245,4 k €	-31.5%	358,4 k €	+30.2%	275,2 k €	+19.5%	230,2 k €	-5.9%	244,7 k €	+21.9%	200,7 k €	+0.5%	199,7 k €	+39.3%	143,3 k €	+26.2%	113,6 k €	-8.0%	123,5 k €	+24.4%	99,3 k €
EBITDA	14,7 k €	-61.9%	38,5 k €	+6.6%	36,1 k €	-62.7%	96,9 k €	-6.0%	103,1 k €	-24.2%	136 k €	-46.3%	253,5 k €	+48.4%	170,9 k €	+28.9%	132,5 k €	-5.2%	139,8 k €	+32.5%	105,5 k €	-16.1%	125,7 k €	+75.0%	71,8 k €	+28.2%	56 k €	-15.2%	66,1 k €	+48.7%	44,4 k €
Operating result	-18,5 k €	-462%	-3,3 k €	-466%	900,9 €	-98.5%	61,4 k €	-9.0%	67,5 k €	-25.7%	90,9 k €	-56.0%	206,4 k €	+65.1%	125 k €	+61.3%	77,5 k €	+4.1%	74,5 k €	+2.8%	72,4 k €	-17.6%	87,9 k €	+156%	34,4 k €	+68.2%	20,4 k €	-38.4%	33,1 k €	+194%	11,3 k €
Net result	32,7 k €	-83.9%	202,9 k €	+3539%	-5,9 k €	-106%	96,4 k €	+314%	23,3 k €	-26.0%	31,5 k €	-68.4%	99,4 k €	+62.4%	61,2 k €	+142%	25,3 k €	-38.1%	40,9 k €	-0.5%	41,1 k €	-26.0%	55,5 k €	+139%	23,2 k €	+552%	3,6 k €	-81.9%	19,7 k €	+430%	-6 k €
Balance sheet
Equity	910,9 k €	+3.7%	878,3 k €	+30.1%	675,3 k €	-0.9%	681,2 k €	+23.1%	553,2 k €	+14.4%	483,8 k €	+7.0%	452,3 k €	+28.2%	352,9 k €	+15.1%	306,6 k €	+9.0%	281,3 k €	+17.0%	240,4 k €	+20.6%	199,3 k €	+38.6%	143,7 k €	+19.3%	120,5 k €	+3.0%	117 k €	+20.2%	97,3 k €
Total assets	1,4 M €	+2.1%	1,4 M €	-7.4%	1,5 M €	-0.9%	1,5 M €	-4.8%	1,6 M €	-1.3%	1,6 M €	-3.5%	1,7 M €	-1.6%	1,7 M €	+11.6%	1,5 M €	+6.6%	1,4 M €	+198%	482,3 k €	+10.9%	434,8 k €	+23.5%	352 k €	+7.7%	326,9 k €	-5.0%	344,2 k €	+1.0%	340,9 k €
Cash	9,6 k €	-14.8%	11,3 k €	-39.7%	18,7 k €	-44.9%	34 k €	-12.4%	38,8 k €	+45.3%	26,7 k €	+13.7%	23,5 k €	+24.6%	18,8 k €	-46.2%	35 k €	-31.8%	51,4 k €	-46.0%	95,1 k €	+8.2%	87,9 k €	+56.2%	56,3 k €	-5.4%	59,5 k €	+51.5%	39,3 k €	+25.5%	31,3 k €
Debts	426,8 k €	-0.9%	430,6 k €	-47.3%	816,9 k €	+3.4%	790,2 k €	-24.3%	1 M €	-8.5%	1,1 M €	-7.4%	1,2 M €	-9.4%	1,4 M €	+10.7%	1,2 M €	+6.3%	1,2 M €	+378%	241,3 k €	+3.3%	233,6 k €	+12.2%	208,2 k €	+0.9%	206,4 k €	-9.0%	226,7 k €	-6.5%	242,4 k €
Other
Workforce	–		–		–		–		–		2,5 ETP	0.0%	2,5 ETP	0.0%	2,5 ETP	-7.4%	2,7 ETP	0.0%	2,7 ETP	+8.0%	2,5 ETP	+25.0%	2,0 ETP	+5.3%	1,9 ETP	0.0%	1,9 ETP	0.0%	1,9 ETP	0.0%	1,9 ETP

Estimate

Indicative valuation

As an indication, this company is worth

between 0 € and 100 k€

See the valuation

Governance

Board of directors

Seen on filing of 31/03/2025 · 2 active · 9 ended

Active mandates

Christiane Roberti

Director

Active

LAURENT BANNEUX

Managing director

Active

Ended mandates

Christiane Roberti

Director · since 08 mai 2020

Ended

Laurent Banneux

Director · since 01 janvier 2010

Ended

Laurent Banneux

Manager · since 01 janvier 2010

Ended

Jacques Banneux

Manager · since 21 octobre 1994

Ended

At this address

Other companies at this address

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CABINET PAJES● Active	0443.371.063
CASA IMMO● Active	0447.955.106
DELVAUX CONSEILS● Active	0459.832.260
Delvaux et Cie● Active	0425.948.279
TREMA 2010● Active	0830.625.450

Annual accounts

Full financial information

	2025	2024	2022	2021	2020	2019
Type of account	Abridged model	Abridged model	Abridged model	Abridged model	Abridged model	Micro model
Start of the financial year	01/04/2024	01/01/2023	01/01/2022	01/01/2021	01/01/2020	01/01/2019
Closing of the financial year	31/03/2025	31/03/2024	31/12/2022	31/12/2021	31/12/2020	31/12/2019
Length of the financial year	12 months	15 months	12 months	12 months	12 months	12 months
Filing date	30/10/2025	30/10/2024	31/07/2023	19/08/2022	18/08/2021	23/11/2020
General meeting	30/09/2025	30/09/2024	19/05/2023	20/05/2022	30/06/2021	30/06/2020
Currency of the financial year	EUR	EUR	EUR	EUR	EUR	EUR
NBB quality label	Satisfying controls	Satisfying controls	Satisfying controls	Satisfying controls	Satisfying controls	Satisfying controls

Ratios

Financial ratios

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Filings

Annual accounts filings

19 filings with the NBB

Model	Closing	General meeting	Filed	Language	Document
Abridged model	31/03/2025	30/09/2025	30/10/2025	French	PDF
Abridged model	31/03/2024	30/09/2024	30/10/2024	French	PDF
Abridged model	31/12/2022	19/05/2023	31/07/2023	French	PDF
Abridged model	31/12/2021	20/05/2022	19/08/2022	French	PDF
Abridged model	31/12/2020	30/06/2021	18/08/2021	French	PDF
Micro model	31/12/2019	30/06/2020	23/11/2020	French	PDF
Micro model	31/12/2018	17/05/2019	29/10/2019	French	PDF
Micro model	31/12/2017	18/05/2018	31/08/2018	French	PDF
Abridged model	31/12/2016	19/05/2017	31/08/2017	French	PDF
Abridged model	31/12/2015	20/05/2016	22/08/2016	French	PDF
Abridged model	31/12/2014	15/05/2015	22/07/2015	French	PDF
Abridged model	31/12/2013	16/05/2014	14/07/2014	French	PDF
Abridged model	31/12/2012	17/05/2013	22/07/2013	French	PDF
Abridged model	31/12/2011	11/06/2012	23/08/2012	French	PDF
Abridged model	31/12/2010	13/06/2011	11/08/2011	French	PDF
Abridged model	31/12/2009	14/06/2010	19/08/2010	French	PDF
Abridged model	31/12/2008	15/05/2009	23/07/2009	French	PDF
Abridged model	31/12/2007	16/05/2008	27/08/2008	French	PDF
Abridged model	31/12/2006	18/05/2007	03/08/2007	French	PDF

Estimate

Indicative valuation

Order of magnitude

As an indication, this company is worth

between 0 € and 100 k€

The detail comes with the Business plan: low and high bounds, the valuation bridge for each financial year, transaction multiples by sector and size, group valuation and exports.

Discover the Business plan

Disclaimer

Indicative estimate based on public sector multiples and the filed annual accounts. It is neither a certified valuation nor financial or investment advice.

Governance

Board of directors

Seen on filing of 31/03/2025 · 2 active · 9 ended

Active mandates

Christiane Roberti

Director

Active

LAURENT BANNEUX

Managing director

Active

Ended mandates

Christiane Roberti

Director · since 08 mai 2020

Ended

Laurent Banneux

Director · since 01 janvier 2010

Ended

Laurent Banneux

Manager · since 01 janvier 2010

Ended

Jacques Banneux

Manager · since 21 octobre 1994

Ended

Shareholders

Ownership and network

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Belgian Official Gazette

Belgian Official Gazette publications

Restructuring06/07/2026
RUBRIQUE RESTRUCTURATION (FUSION, SCISSION, TRANSFERT PATRIMOINE, ETC...)
PDF
Mandates21/11/2023
STATUTS (TRADUCTION, COORDINATION, AUTRES MODIFICATIONS, ) - MODIFICATION FORME JURIDIQUE - DENOMINATION - DIVERS - DEMISSIONS, NOMINATIONS - ASSEMBLEE GENERALE - ANNEE COMPTABLE
PDF
Mandates07/02/2022
DEMISSIONS, NOMINATIONS
PDF
Mandates23/06/2020
DEMISSIONS, NOMINATIONS
PDF
Capital / shares10/10/2012
CAPITAL, ACTIONS - STATUTS (TRADUCTION, COORDINATION, AUTRES MODIFICATIONS, )
PDF
Mandates23/03/2010
DEMISSIONS, NOMINATIONS
PDF

Source: Belgian Official Gazette

Competition

Similar companies

A company's peers, by sector and size, are included in the Business plan.

See the Business plan

2025
Annual accounts 202532,7 k €↓
2024
Annual accounts 2024202,9 k €↑
2024
Name changeTOP FINANCES
2022
Annual accounts 2022-5,9 k €↓
2021
Annual accounts 202196,4 k €↑
2021
Name changeTOP INFORMATIQUE
2018
Annual accounts 201823,3 k €↓
2016
Annual accounts 201631,5 k €↓
2015
Annual accounts 201599,4 k €↑
2014
Annual accounts 201461,2 k €↑
2013
Annual accounts 201325,3 k €↓
2012
Annual accounts 201240,9 k €↓
2011
Annual accounts 201141,1 k €↓
2010
Annual accounts 201055,5 k €↑
2009
Annual accounts 200923,2 k €↑
2008
Annual accounts 20083,6 k €↓
2007
Annual accounts 200719,7 k €↑
2006
Annual accounts 2006-6 k €
03/10/1994
IncorporationPrivate limited company

10/15	1 240 000	1 180 000	1 050 000
70	8 630 000	8 120 000	7 940 000
9904	412 000	388 000	301 000
17/49	2 970 000	3 140 000	3 380 000
9087	24,3	23,1	21,8

TOP FINANCES

Overview

What does TOP FINANCES do?

Trend over 16 financial years

Indicative valuation

Board of directors

Other companies at this address

Financials

Full financial information

Financial ratios

Annual accounts filings

Valuation

Indicative valuation

Directors & structure

Board of directors

Ownership and network

Publications

Belgian Official Gazette publications

Similar companies

Similar companies

Timeline